Drivers rack up the most speeding tickets in these cars
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From compact zippy cars to practical midsize sedans, people who drive these cars have the highest share of speeding tickets in 2024.
1. Subaru BRZ
The Subaru BRZ boasts “plenty of acceleration for extra fun,” according to the manufacturer’s website. Those driving the sleek two-door sports car are clearly taking advantage of the vehicle’s powerful 2.4-liter direct-injection engine. Nearly one-quarter of drivers report one or more speeding tickets on insurance applications.
Subaru BRZ drivers with a clean record have an average annual rate of $3,180 for full coverage, but drivers with a speeding ticket pay $3,540. The most-ticketed model had the highest average full-coverage insurance cost of the 10 cars with the speediest drivers.
2. Hyundai Genesis Coupe
The 2016 Hyundai Genesis Coupe, the last model year, boasts a 3.8-liter V6 engine with 348 horsepower. The discontinued model was one of the manufacturer’s earliest forays into sports cars, providing a more powerful replacement for the Hyundai Tiburon. Nearly 22% of Genesis Coupe drivers used that power irresponsibly and got one or more speeding tickets.
The average annual full-coverage insurance rate for a Hyundai Genesis Coupe is $2,604, just $48 more per year than the national average — but only if you have a clean driving record. Genesis Coupe drivers with a speeding ticket pay an average of $3,000 per year.
3. Volkswagen GTI
The Volkswagen GTI combines the practicality of a four-door hatchback with the power of a 200-horsepower, turbocharged, 2.0-liter, four-cylinder engine. The 18.8% of Volkswagen GTI drivers with speeding tickets may be attracted to the car’s sporty reputation.
VW GTI drivers with a clean record pay an average of $2,424 annually for full coverage, which is 5.4% less than the $2,556 average across all models. The cost of insuring a GTI increases by nearly 24% with a speeding ticket, rising to $3,000 per year.
4. Chevrolet Cruze Limited
Nearly 18% of Chevrolet Cruze Limited drivers have speeding tickets on record despite the vehicle’s modest 138 horsepower. The now-discontinued model offered decent fuel economy at an affordable price point, but faced stiff competition from emerging crossover SUVs.
Full-coverage insurance for the practical midsize sedan averages $2,232 annually with a clean driving record, which is 13% lower than the national average rate. The annual rate shoots up to $2,916, or 14% more expensive than the U.S. average, for drivers with at least one speeding ticket on record.
5. Nissan 350Z
Nissan ended a six-year production hiatus in the United States with the 2003 Nissan 350Z. The first model year boasted 287 horsepower, but later years have an impressive 306. Nissan discontinued the agile two-door sports car after five model years, but it’s a magnet for speed enthusiasts, with 17.6% of its drivers reporting speeding tickets.
Nissan 350Z drivers with a speeding ticket pay an average of $2,424 annually — 5% less than the average U.S. driver with a clean driving record. The 350Z’s age reduces its value and the replacement cost for insurers.
6. Subaru WRX
Nearly 17% of Subaru WRX drivers have at least one speeding ticket on record. Fortunately for the car’s lead-footed drivers, the WRX’s 2015 to 2022 model years earned Top Safety Pick or Top Safety Pick+ ratings from the Insurance Institute for Highway Safety (IIHS). Notably, the 2023 and 2024 model years didn’t get the IIHS recognition.
Even with a clean record, the high-performance sports car costs 13% more to insure than the national average. Drivers with a speeding ticket face a steeper average rate of $3,360 per year for full coverage, or 31% more than the U.S. average without a ticket.
7. Scion tC
The Scion tC is a more practical and economical version of its sporty cousin, the Scion FR-S. Still, drivers of the compact hatchback have the seventh-highest percentage of speeding violations on record.
Scion tC model years 2011 to 2015 earned Top Safety Pick recognitions from IIHS. The car is also affordable, which factors into its 13% lower-than-average insurance rate for drivers with a clean record. Scion tC drivers with a speeding ticket on record only pay $24 more annually for full coverage than the U.S. average.
8. Scion FR-S
The Scion FR-S is more focused on fun engineering features than the Scion tC, but its drivers have a slightly lower rate of speeding violations. The zippy FR-S is still a favorite among thrill-seeking drivers, with 15.2% reporting at least one speeding ticket on record.
Full-coverage insurance rates for the sporty coupe are 4% higher than the U.S. average for drivers with a clean record. Scion FR-S drivers with a speeding violation on record face a 19% higher annual rate than the U.S. average, at $3,036 compared to $2,556.
9. Chevrolet Malibu Limited (Tied)
The Chevrolet Malibu Limited is a practical midsize sedan that attracts nearly as many speedy drivers as the nimble sports cars in the top 10. Chevrolet produced the Malibu Limited for a single 2016 model year to offer a higher-horsepower version of the standard Malibu.
Insurance rates for the Chevy Malibu Limited are reasonable, even with a speeding ticket. Malibu Limited drivers with a speeding violation on record pay 9% less than the national average rate of $2,556, with an average annual rate of $2,328 for full coverage.
10. Toyota Yaris iA (Tied)
The Toyota Yaris iA has a modest 106-horsepower, 1.5-liter, four-cylinder engine, but that hasn’t stopped 14.5% of its drivers from breaking the speed limit. The Yaris iA is a sleeker, sportier version of the Toyota Yaris, which could attract speedy drivers.
Toyota Yaris iA drivers with speeding tickets pay about 6% less than the national average rate for full-coverage insurance, with an average annual cost of $2,412. The Yaris iA’s low price means insurance companies would pay less to replace the car if a driver totals it. The economy sedan’s 2017 model year also earned an IIHS Top Safety Pick rating.
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