Cheapest car insurance for sports cars
From classic American muscle cars like the Ford Mustang and Dodge Challenger, to exotic imports like the Porsche 911 and Lamborghini Huracán, sports cars are popular throughout the United States. Depending on your vehicle’s make, model, and performance features, an insurance company may charge high premiums. That’s why it’s important to compare quotes from multiple insurers to find the cheapest insurance for your sports car.
In the sections that follow, you’ll see average rates for some of the most popular sports cars in the United States, including the Chevy Corvette, BMW i8, and Mazda MX-5.
Toyota GR86
Achieving record sales in 2022, the Toyota GR86 celebrates its 10-year-anniversary in 2024.[1] This affordable sports car is available with either an automatic or manual transmission, 228 horsepower, and Michelin Pilot Sport 4 tires.
USAA and State Farm offer the cheapest insurance for the Toyota GR86.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Important Information
Not every driver will qualify for insurance through USAA. The company only sells insurance — and other financial products — to active-duty military members, veterans, and their immediate families.
Ford Mustang
The Ford Mustang is one of the world’s bestselling sports cars and a popular choice in the U.S. market since its creation in 1964. The latest models in its 60-year history include the 2024 Mustang Dark Horse and 2024 Mustang GT Fastback.
USAA typically has a lower rate for full-coverage insurance for Ford Mustang models.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet Camaro
Although this was a popular model in the United States, Chevrolet will discontinue the sixth-generation Chevy Camaro after it releases the 2024 models. Despite the Camaro being showcased in major films and raced in sports like NASCAR, sales have declined over the years.
Drivers can find cheap full-coverage insurance for a Chevrolet Camaro with USAA, State Farm, GEICO, and Safeco.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Dodge Challenger
Outselling both the Ford Mustang and Chevrolet Camaro in 2022, the Dodge Challenger was America’s best selling muscle car for the second consecutive year.[2] The Dodge Challenger SRT Super Stock is also the most powerful, mass-produced V8 engine, with the highest horsepower.
Consult the insurance experts at USAA for the cheapest Dodge Challenger full-coverage policies.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Porsche 911
Often voted the most popular vehicle brand in the United States in J.D. Power studies, Porsche vehicles continue to grow in demand worldwide. In 2021, approximately one out of every seven Porsche cars delivered in the United States was a Porsche 911.
Sports car drivers can find cheap Porsche 911 full-coverage insurance from USAA and State Farm.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Audi A5
The Audi A5 has been an IIHS Top Safety Pick for multiple years because of its safety features, including an anti-theft device and other risk-mitigating inclusions.[3]
People with an Audi A5, especially young drivers, should look to USAA.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet Corvette
The Chevrolet Corvette is said to be not only the best sports car in the United States in terms of market share, but also the world’s longest-running continuously produced sports car.
USAA is one of the full-coverage insurers offering the cheapest insurance for high-end sports cars like the Chevrolet Corvette.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Mazda MX-5 Miata
The Mazda MX-5 Miata has a 30-year track record of success, with the second-generation MX-5 earning a recognition from Guinness World Records as the bestselling two-seater convertible sports car in the world.
Mazda MX-5 Miata owners should look for full-coverage insurance from insurers like USAA, State Farm, GEICO, and Safeco.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
BMW i8
The BMW i8 is no longer in production; however, this plug-in hybrid model outsold its competitors since its first run on the market in 2014. It became the most successful sports car with an electrified drive system in the world and was officially discontinued in 2020.
USAA has the cheapest rates for BMW i8 full-coverage insurance.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Lamborghini Huracán
The most popular Lamborghini model in the United States right now, the Lamborghini Huracán is one of the highest-selling vehicles in the company and one of the fastest cars on the market.
You can find cheap Lamborghini Huracán full-coverage insurance from USAA and State Farm.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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