Indiana is much more than a fly-over state. The largest area of corn mazes in the U.S. is bustling with diehard NASCAR and basketball fans.
Indiana: cheapest car insurance
Requirement : Yes
Financial responsibility is required in Indiana . Drivers must have a minimum of liability coverage, all liability insurance policies must also include uninsured/underinsured motorist liability coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability insurance policy is required:
Other Car Insurance Coverage Options:
Liability and coverage is the only requirement for Indiana motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: No
Your insurance company must file a Certificate of Compliance with Indiana’s Bureau of Motor Vehicles should:
Violations, Fines & Penalties:
A SR22 may be required after a suspension in order to get your driver’s license reinstated. An SR22 certificate only certifies proof of insurance of minimum requirements, it is not insurance.
Reasons you may be required to carry an SR-22:
Credit Scores & Determining Your Insurance Premium :
All Indiana drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. High-risk drivers should try to find a provider that specializes in high-risk, non-standard drivers.
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Indiana:
Drivers under the age of 21 are banned from all cellphone usage. All drivers are banned from texting while driving. Texting violations are considered primary offenses. Violators face a $85 fine.