Cheap Auto Insurance Quotes in Evansville, IN (2021)

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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Evansville has some walkable neighborhoods and decent public transportation, but most people in the city drive to work. The average household has two cars. If you drive in Evansville, it’s important to have a car insurance policy to stay legal and protect your finances.

Car Insurance in Evansville, IN

The average cost of Indiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Evansville, IN to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Evansville, IN

Here are the cheapest carriers in Evansville for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Evansville, IN

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Evansville. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

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Evansville, IN Driving Facts

Minimum Car Insurance Requirements in IN

Indiana drivers must purchase car insurance and must carry proof of financial responsibility in their vehicles. Unlike many states, Indiana requires uninsured motorist protection in addition to property damage liability and bodily injury liability coverage. 

Motorists are required to purchase auto insurance coverage meeting these minimums:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two or more persons
  • $25,000 for property damage liability
  • $50,000 Uninsured Motorist Coverage
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Evansville, IN DMV Information

The Indiana Bureau of Motor Vehicles offers many services online and at their 24/7 Connect Kiosks, and there are also three BMV branches in Evansville. When you’re ready to renew your car insurance, whether you do so online or in person, you’ll need proof of insurance. You can use Insurify to compare premiums and get a policy online in minutes. You might consider shopping for rates even if you already have an auto insurance policy since switching could potentially save you hundreds of dollars annually.

Public Transportation in Evansville, IN

The Metropolitan Evansville Transit System (METS) operates 22 fixed routes, and it’s possible to get around the city this way, but only about 2 percent of workers use the system to commute to work. About 3 percent of workers commute on foot, but the vast majority (about 92 percent) drive to work, commuting an average of 19 minutes to get there. In a pinch, you can catch an Uber or Lyft in Evansville, or use a traditional taxi service. But most residents get around by car and will need to maintain an active insurance policy.

Conclusion: How to get the best and cheapest car insurance in Evansville, IN

Don’t be one of the estimated 16.7 percent of Indiana drivers who forgo auto insurance. Losing your license or sustaining unaffordable damages to your vehicle could make it impossible for you to get to work. It’s simply not worth the risk.

Luckily, car insurance doesn’t have to cost an arm and a leg. If you use Insurify to compare premiums from different providers, you could potentially save a huge chunk of change. Plus, it takes just a few minutes to compare quotes from up to 20 different insurers. You’ll just need to answer a few questions to get started.

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Evansville stacks up for the state of Indiana:

toyota
Toyota Camry
Most Popular Car in
Evansville, IN
suspended licenses
#11
Cities with Most
Suspended Licenses Rank

FAQs - Evansville, IN Car Insurance

Is car insurance in Evansville expensive?

Auto insurance in Evansville is relatively affordable. The average cost is just $109 per month, less than half the national average. However, your individual rate will depend on several factors, including your age and gender, coverage amount and deductible, and even your credit score.

Which insurance provider offers the lowest premiums in Evansville?

When it comes to state minimum liability insurance, Progressive offers the lowest rates for drivers with clean records. A 30-year-old male driving a 2012 Honda Accord with a $1,000 deductible would pay just $39 per month for car insurance with Progressive. But the best way to find the lowest premium for you is to compare customized quotes with Insurify. Our artificial intelligence technology makes it easy to identify the best deal in car insurance.

What is the penalty for driving uninsured in Evansville?

For your first offense, your driver’s license will be suspended for at least 90 days, and you’ll pay a $250 reinstatement fee. You’ll also be required to file an SR-22 Certificate for three years. The penalties get more severe with subsequent offenses, and you could ultimately lose your license and have your registration suspended for a year.