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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.
This city isn’t called the “Crossroads of America” for nothing, as Indianapolis is home to more interstates than most other places in the nation. Rush hour can bring an immense amount of traffic, depending on where you are in the metropolitan area, and those who don’t know how to navigate the area’s countless number of roundabouts could find driving in Indianapolis stressful, to say the least. Thankfully, at least you won’t have to navigate how to pay for your auto insurance, as residents in this area can typically save money after doing a bit of research.
The average cost of Indiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Indianapolis, IN to find you the cheapest quotes in the area.
Here are the cheapest carriers in Indianapolis for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Cheapest Companies | Quotes |
|---|---|
 Progressive | $52/mo |
 State Farm | $78/mo |
 Travelers | $116/mo |
 Nationwide | $145/mo |
 The General | $154/mo |
| Best Companies | Quotes | |
|---|---|---|
 American Family | $163/mo | |
Nationwide | $229/mo | |
 Safeco | $176/mo | |
 Liberty Mutual | $204/mo | |
Travelers | $110/mo |
Indiana Cities | |
|---|---|
| Fort Wayne | $109/mo |
| Evansville | $109/mo |
| South Bend | $108/mo |
| Carmel | $99/mo |
| Indianapolis | $120/mo |
| Indiana | $109/mo |
Click here to learn about car insurance quotes and save on your current policy.
Indiana drivers must purchase car insurance and must carry proof of financial responsibility in their vehicles. Unlike many states, Indiana requires uninsured motorist protection in addition to property damage liability and bodily injury liability coverage.
Motorists are required to purchase auto insurance coverage meeting these minimums:
The Indiana Bureau of Motor Vehicles makes it easy for drivers to get the information they need, with branch locations and kiosks sprinkled around the metropolitan area. Many offices are open Tuesday through Saturday with varying hours and allow you to check current wait times online. If you need to head to a BMV location, it’s often advised that you check multiple offices to see which is the least busy.
Indianapolis has refined its public transportation system over the years, making it quite easy to get around town without your own vehicle. IndyGo operates 31 different routes that crisscross the city as well as the Red Line rapid transit electric bus system. You can also rent an electric vehicle or scooter if need be, while others opt to use a ridesharing service like Lyft or Uber.
If you’ve grown up in Indianapolis, the city’s maze of interstates is likely nothing you worry about, but those new to the area should take extra time when planning a trip and remember to stay focused on the road at all times. Even though a collision can happen completely accidentally, keep in mind that you’re financially responsible if a problem occurs on the road.
In order to protect yourself in the event of an accident, it’s best to make sure you have adequate car insurance. By visiting Insurify, you can compare quotes with ease and enroll in a policy that will meet your specific driving needs. Now, you can navigate the roads of Indianapolis with a little more peace of mind!
Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
Here's how Indianapolis stacks up for the state of Indiana:
