Best apps to compare car insurance quotes
Many car insurance companies provide quotes for their own policies through their mobile apps. But you’ll find far fewer apps for comparing quotes among multiple insurers. In fact, Insurify found just four — one of which launched just a month ago and had only about 1,000 downloads.
Surprisingly, some of the best websites for comparing car insurance quotes don’t have mobile apps. We couldn’t find apps for The Zebra or Compare.com. Let’s take a look at three Insurify did find: Jerry, Insurify, and NerdWallet.
How we chose the best and worst car insurance comparison apps
To evaluate car insurance comparison apps, we downloaded the mobile apps reviewed here. We considered availability on Google Play and the Apple App Store, number of downloads, number of positive and negative reviews, and star ratings from reviewers. We also experimented with the apps for ease of use and end results (if the apps produced any real-time quotes and, if so, how many).
While Jerry’s desktop comparison tool didn’t make Insurify’s list of best insurance-comparison sites, its app deserves a look. On Google Play, it has more than 1 million user downloads and a 4.2-star rating from 9,000 user reviews.
How the Jerry app works
After downloading the Jerry app, you’ll find the sign-up process is relatively painless. You enter information about your car insurance and claims history, name, and other information. You’ll also need to provide a valid phone number so Jerry can send you a PIN to authorize and complete the sign-up process.
The app can analyze your existing policy and send you a text message if it finds a better, cheaper option. The app typically displays a few policy options and may include national companies, like GEICO and Progressive.
After you’ve bought a policy through Jerry, you’ll be able to store your digital insurance cards in the app.
Our take: Easy to use and helpful features
While the Jerry app may not show you many quotes from well-known companies, its quoting process is smooth and easy. The ability to store digital insurance cards in the app is a plus. As long as you have the Jerry app on your phone, and your phone with you, you’ll always have proof of insurance.
Insurify’s robust comparison app is available on the Apple App Store and Google Play. It has 4.4 stars and 29 ratings in the App Store and more than 10,000 downloads and 4 stars on Google Play. The app allows users to see custom, real-time quotes. It also contains advertising.
How the Insurify app works
After downloading the app, you’ll complete a short form with basic information to generate a quote. The app provides a list of customized car insurance quotes from multiple insurance companies.
You can set your desired coverage limits to meet or exceed your state’s minimum insurance requirements. You can also compare available deals, and secure coverage, all within the app.
The Insurify app allows you to complete your shopping experience entirely within the app. Or, you can get phone help from a licensed Insurify insurance agent.
If you already know what types and levels of coverage you want, the Insurify app is a fast way to compare quotes and buy coverage with your smartphone. You’ll get multiple real-time quotes and can complete your purchase in the app.
However, the app lacks educational content and only gives users two options: Get a quote or call an agent. But if you’re unsure how much car insurance you need, Insurify’s desktop experience provides calculators and educational articles.
Available through Google Play and the Apple App Store, NerdWallet’s app allows you to create a new account or access your existing NerdWallet account. The app has more than 1 million downloads on Google Play, 24,000 reviews, and a 4.7-star user rating.
How the NerdWallet app works
After downloading the NerdWallet app, you’ll have the option to log into your existing account or create a new one. After you log in, the app gives you multiple options for linking your financial accounts to the app to manage them in one place.
The app also has a marketplace option, and that’s where you’ll find its insurance-shopping experience. However, clicking on the car insurance tile launches NerdWallet’s mobile browsing page for car insurance comparison.
Just as with the desktop experience, shopping for car insurance on the NerdWallet mobile app won’t produce any real-time quotes. But it could leave you exposed to spam. However, the app’s financial tools and educational content can be helpful for managing your money.