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About Evelyn's expertise
Evelyn Pimplaskar is Insurify’s director of content. With 30-plus years in content creation – including 10 years specializing in personal finance – Evelyn’s done everything from covering volatile local elections as a beat reporter to building fintech content libraries from the ground up.
Before joining Insurify, she was editor-in-chief at Credible, where she launched and developed the lending marketplace’s media partnership’s content initiative and managed the restructuring of the editorial team to enhance content production efficiency. Formerly, as tax editor for Credit Karma, Evelyn built a library of more than 300 educational articles on federal and state taxes, achieving triple-digit year-over-year growth in e-files from organic search.
Her early career included work as a content marketer, vice president and managing officer of a boutique public relations agency, chief copy editor for 14 weekly Forbes publications, reporting for large and mid-sized daily newspapers, and freelancing for the Associated Press.
Evelyn is passionate about creating personal finance content that distills complex topics into relatable, easy-to-understand stories. She believes great content helps empower readers with the information they need to make important personal finance decisions.
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Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
Evelyn's latest posts
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Cheapest Auto Insurance in Kennewick, Washington
State Farm offers the cheapest car insurance in Kennewick, with minimum-coverage policies as low as $44 per month.
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4 Best Pay-As-You-Go Car Insurance Companies
Allstate, Nationwide, and Hugo are a few of the best companies offering pay-as-you-go car insurance.
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The 10 Best Car Insurance Comparison Sites in 2026
We spent hours testing well-known car insurance comparison websites to determine which ones serve the most real-time, personalized quotes and which ones will serve you spam instead.
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Compare car insurance quotes in real-time
May 2026 - Compare car insurance quotes from 120+ companies including GEICO, Allstate, Progressive and save up to 50% or more in 2 minutes.
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Types of Homeowners Insurance Policies
Eight different policy forms are available to protect every kind of home.
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Proposed California Home Insurance Reform Bills Advance in State Senate
Bills would require more detailed insurer explanations for non-renewals and claims, and penalty for delayed claims payments.
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Pet Insurance Costs Heating Up for Nearly 300K California Pet Parents This Summer
Two insurers set to implement rate increases ranging from just under 8% to more than 28% in July.
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Wildfire, Hail, Building Costs Pushed Montana Home Insurance Costs Up by 18% in 2025
Average annual premium rose over $300 last year, new report says. And 2026 could bring further increases.
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Florida Home Insurance Costs Spiked 18% in 2025, New Report Finds
The Sunshine State remains the most expensive place in the U.S. for homeowners insurance, according to Insurify’s Insuring the American Homeowner Report.
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California Homeowners Could Face 16% Insurance Rate Jump in 2026, Report Says
Insurers may seek rate increases to offset losses from 2025 L.A. wildfires, according to Insuring the American Homeowner Report.
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State Farm, California, and Consumer Advocates Reach Agreement on 2025 Emergency Rate Hike
A 17% homeowners insurance increase will stand, but some condo owners and landlords will see refunds.
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Thousands of Georgia Pet Parents Face Steep Insurance Rate Hikes in 2026
Some will see annual premium increases of more than $1,000 as insurers raise rates amid rising claims costs.
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OCHO Auto Insurance: User Reviews and Quotes
OCHO isn’t a car insurance company. Instead, it’s an agency that helps drivers get covered for little or no down payment.
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How Do Insurance-Comparison Sites Make Money?
Learn the revenue models behind insurance-comparison sites, how to tell which ones are truly free, which ones sell your data, and how to use them to your advantage.
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Calculator: Estimate Your Car Insurance Costs (May 2026)
Get accurate estimates of your car insurance costs with Insurify’s car insurance calculator.
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Halfway There Insurance Reviews: What It Is (and What It Isn’t)
Although we think it would be lit to buy coverage from two comedy giants, sadly, Halfway There Insurance is a parody — with an important message.
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Can Halfway There Insurance Parody Thread the Needle in a Crowded Insurance Market?
Big insurer’s Big Game ad could be the next smart play in winning drivers’ auto insurance dollars.
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Is Halfway There Insurance Legit?
Halfway There Insurance isn’t a real insurance company. It’s a parody ad that State Farm apparently intends to air during the Big Game.
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Texas Car Insurance Rates Shrank 8% in 2025, New Report Finds
Rates fell nationwide last year, and fewer accidents and vehicle thefts may have helped in Texas.
California Car Insurance Rates Plunged by 8% in 2025, New Report Finds
Lower claims costs and fewer accidents spurred some insurers to lower rates.
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Allstate Lifts California Auto Policy Restrictions Following 30% Rate Hike
Insurer limited new Golden State policies in 2022.
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California Home Insurer Allowed to Drop 1,300-Plus Policies in High Wildfire Risk Areas
First Select policy non-renewal notices will roll out over the next year.
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Fixable EV Collision Claims Peeked in Late 2025
Higher payouts could prompt insurers to charge even higher premiums for EV coverage.
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Insurance Claims Spike During Holidays. How to Prevent Costly Claims
Keep the holidays bright by preventing home damage, car crashes, and package theft.
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Winter Fires Pose Double Threat to Uninsured Homeowners
10 states have high rates of uninsured homes and higher risks of devastating home fires.
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5 Ways AI Can Help You Keep Your 2026 Financial Resolutions
Doubt you’ll be able to follow through on your 2026 financial goals? AI could be the tool that gives you a shot at success.
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Nearly 50K Florida Pet Parents Face Double-Digit Pet Insurance Premium Hikes
The state’s office of insurance regulation approved rate increase requests from three pet insurers in the past month.
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NY Needs Home Insurance Reform, Industry Watchers Tell Regulators
Rising premiums, fewer options, denied claims, and policy cancellations are growing the crisis, NY Senate committee hears.
Drivers Feel Auto Insurers ‘Judge’ Them Unfairly, Survey Shows
Rates based on ‘broad assumptions’ don’t reflect actual driving habits, respondents told data analytics company.
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Renters Insurance Rates to Rise 10% for 135K+ California Renters
State regulators approved the increase retroactively to July 1, 2025.
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California Moves Against Tesla Insurance Over Thousands of Policyholder Complaints
EV-maker’s insurance arm could lose permission to sell policies in the state that buys the most Teslas.
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More Drivers Using Do Not Disturb Phone Feature, Research Shows
71% are aware of DNDWD, but just 29% use it regularly, according to Cambridge Mobile Telematics report.
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With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage
The NFIP has shed nearly 12,000 policies since August 2024, and more communities are forgoing participation in the federal program.
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More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds
Following tort reform, insurers are denying more claims, and more homeowners are taking legal action, Weiss Ratings says.
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Pet Anxiety Claims Are Increasing, Insurer Reports
In six states and Washington, D.C., year-over-year increases topped 100%, Trupanion says.
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Record Number of Drivers Comparison Shopped for Car Insurance in 2024
Rising rates pushed nearly half of policyholders to shop for a better deal, new report found.
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Drivers Ditching Gas Vehicles for EVs Face Higher Crash Risks, Study Shows
First-time EV drivers are 14% more likely to file an insurance claim, report says.
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Poor Credit Hits Homeowners Hard When Buying Home Insurance, Report Finds
Even average credit can make home insurance more expensive, study says.
12 States Facing Double-Digit Car Insurance Hikes by End of 2025 – Tariffs Escalating Costs
Rhode Island will see the biggest increase, at 20%, according to new report. Michigan follows closely, at 19%.
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Rhode Island Moves to Leash Pet Insurers
New pet insurance regulation requires disclosures and limits waiting periods.
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Ohio Becomes 8th State to OK Virtual Vet Visits Without In-Person Visit First
New legislation limits prescriptions through telehealth and bans telemedicine for foodstock animals.
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3 More California Home Insurers Get Go-Ahead for Hefty Rate Hikes
Grange, Stillwater, and Wawanesa policyholders face increases ranging from 5% to 40%.
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Pet Care Costs Soared 19% for Cats, 12% for Dogs in Last 3 Years, Study Shows
Many owners underestimate costs and are unprepared to pay for pet care.
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Rising Storm Risks, Insurance Costs Drive Home Values Down and Residents Out, Report Finds
Effects are spreading beyond Florida and into housing markets ‘most people don’t expect,’ Cotality says.
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End of Energy-Efficient Home Improvement Credits Moves Closer to Reality
Senate passage of policy bill would end popular multibillion-dollar residential tax credits.
Trupanion Policyholders Face 33% Rate Hike for Pet Insurance in California
Higher rates take effect this summer following insurance department’s rate increase approval.
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Should You Get Honeymoon Travel Insurance?
Honeymoon travel insurance is a good idea if you plan to honeymoon outside the country or have invested a lot of cash in your trip.
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What Is Medical Evacuation Insurance, and When Do You Need It?
If illness or injury forces you to cancel your trip and head home, the medical evacuation part of your travel insurance can help cover your transportation costs.
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45% Rate Hike on the Way for Pets Best Policyholders in California
Increase affects more than 64,000 policies coming up for renewal.
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Risky Phone Behavior Behind the Wheel Historically Soars on Mother’s Day
Phone distractions jump 22% between 7 and 9 a.m. on the holiday, telematics company finds.
Distracted Driving Is Down, But More Drivers Engage in the Riskiest Distractions
Using or just moving a mobile phone spikes crash risks by 240%, report says.
NY State Weighs New Hurricane Deductible Regulations
Rule change would require insurers to show dollar amounts for hurricane deductibles, bar deductible ‘stacking.’
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What Is Single-Trip Travel Insurance, and Should You Buy It?
Single-trip travel insurance provides financial protection for just one trip and is cheaper than coverage that protects multiple trips.
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Spring Break Travel Insurance: What to Know
Travel insurance can help spring breakers recoup their losses if they have to cancel their trip or get sick or hurt while traveling.
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Travel Insurance Benefits: What to Know
Travel insurance provides important benefits, like travel medical coverage and financial protection, if something goes awry with your trip.
Consumers Complained the Most About These Insurance Companies in 2024, Report Says
Car and home insurance customers lodged hundreds of complaints, according to analysis of industry database.
State Farm’s 22% Emergency Rate Hike Request Gets Pushback from California Regulator
Insurance commissioner demands more justification and a meeting with state’s largest home insurer.
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California Insurers Can Pass Half of $1B FAIR Plan Rescue Cost to Policyholders
Last-resort insurer says LA wildfire claims have depleted its funds.
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24% and 31.6% Rate Hikes on the Way for Pet Parents With American Home Insurance
Some will see premium increases of $200 or more in 2025.
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33% Rate Hike on the Way for AXIS Pet Insurance Policyholders in New York
Increase will boost base rate for premiums by more than $70 annually for cats and $150 for dogs.
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Car Insurance Costs Spiked the Most in These Five States in 2024
Minnesota had the biggest increase in average full-coverage rates last year, at 58%.
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Car Insurance Costs Are Highest in Maryland and New York, New Report Reveals
Both states will see the average annual cost of full coverage top $4,000 in 2025, Insurify predicts.
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Electric Shock: EVs Cost 23% More to Insure Than Gas-Powered Vehicles
The average cost of full-coverage car insurance for electric vehicles is $3,430 annually, according to Insurify’s new report.
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12% Rate Hike on the Way for Thousands of California Home and Condo Owners
State Department of Insurance approved increases for California Automobile Insurance Company policyholders.
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Car Insurance Rate Hikes Rolling Out for Half a Million New York Drivers
Thousands face premium increases of $1,000 or more annually.
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Average Car Insurance Rates as of January 2025
National average car insurance rates held steady at the end of 2024, but some states saw big fluctuations.
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NY Governor’s Veto Leaves Pet Insurers Off Leash
Hochul rejected a bill that would regulate pet insurance companies in the Empire State.
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Average Car Insurance Rates as of December 2024
The national average cost of full-coverage car insurance dipped by $1 in November, while the liability-only average rose by the same amount.
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Another Insurer Hiking Homeowners Rates in California
MAPFRE gets OK from state regulators to raise rates by 6.5% for more than 8,000 home, renters, and condo policyholders.
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Amica OK to Hike Home Insurance Rates by 21% in California
Amica’s increases will affect nearly 40,000 home, renters, and condo insurance policyholders.
ASI Policyholders Face Steep 30% Homeowners Rate Increase in 2025
Insurer also plans to drop over 5,000 policies due to wildfire risks.
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Renters Insurance Rates to Soar 42% for Thousands of California Tenants
Insurance regulators have approved a rate hike that will affect more than 53,000 American Modern Home Insurance policyholders.
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Average Car Insurance Rates as of November 2024
The overall average monthly cost of car insurance edged down in October, landing at $149 as of Nov. 1.
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Vet Clinic Pet Insurance Coordinators May Be a Prescription for More Coverage and Healthier Pets
Pets covered by insurance are more likely to get needed veterinary care, experts say.
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No Rate Hike for Texas Windstorm Insurer, State Insurance Regulator Decides
The move staves off higher rates for now, but questions loom about last-resort insurer’s ability to pay claims going forward.
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Thousands of US Communities Forgo Federal Flood Insurance
Passing on the voluntary National Flood Insurance Program means residents face escalating risks without a federal safety net for flood damages.
Average Car Insurance Rates as of October 2024
The overall average monthly cost of car insurance held steady in September at $150.
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Allstate Gets OK for 34% Home Insurance Hike in California
More than 350K homeowners could see steep premium increases in next 12 months.
California Insurers Approved to Pass Hefty FAIR Plan Loss Assessment Costs on to Policyholders
Insurance commissioner says move would ensure solvency of state’s insurer of last resort for homeowners.
California OKs 15% Rate Hike for Liberty Mutual Condo Policies
Some policyholders may see increases as high as $1,200 per year.
Average Car Insurance Rates as of September 2024
The overall average monthly cost of car insurance edged down in August, ending the month at $150.
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State Farm Seeks 38% Rate Hike for California Renters Insurance
Insurer also plans to shed 600+ renters policies in high-fire-risk areas.
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Hurricane Debby’s Uninsured Losses Could Top $9.7 Billion, Report Shows
78% of damage occurred outside flood zones where borrowers with federally backed mortgages must buy flood insurance.
Average Car Insurance Rates as of August 2024
Rates increased slightly in July, lingering above $100 per month for liability-only coverage.
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Colorado Travel Insurance Regulations Take Effect
New law sets industry standards and establishes consumer protections for Centennial State travelers.
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New York Moves to Regulate Pet Insurance Industry in the State
Bill’s sponsor hopes legislation will improve pet insurance availability, pricing, and quality in the Empire State.
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New Service Moves Vehicles to Safety Before Hurricanes Make Landfall
Car app Way.com partners with insurers to protect vehicles left behind in evacuation zones.
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Too Many Americans Are Mistaken About Insurance: Surveys Say
Flood and homeowners insurance seem to cause the most confusion, polls by Trusted Choice and Insurify reveal.
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Wildfire Risks Spark Insurance Woes for Utility Companies
Shrinking options and escalating costs for power companies mirror the home insurance crises facing consumers.
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Texas Says Insurers Must Drop Drivers Who Obstruct Liability Claims
New rule allows insurance companies to decide when a policyholder’s behavior is uncooperative.
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Does Early Storm Data Herald a Harrowing Hail Season Ahead?
The frequency of hailstorms soared in early 2024, well before the official start of hail season, federal data shows.
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California OKs Predictive Modeling for Home Insurance — With a Catch
Insurers must do more business in high-risk areas under new regulations from state insurance department.
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Nearly 33M Coastal Homes at Risk From ‘Very Active’ Hurricane Season, Report Says
Potential losses — both insured and uninsured — could reach trillions of dollars, information services company reports.
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Washington State Requires Insurers to Better Explain Auto, Home Rate Increases
Policyholders getting rate hikes at renewal must request explanations in writing for now, but automatic notices are coming in 2027.
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Nationwide May Drop 100K Pet Insurance Policies
The company cites high veterinary costs as a factor in ‘underwriting actions’ and changes in ‘plan availability’ in some states.
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Most Vehicle Automation Isn’t Making Drivers Safer, Report Says
Only 1 of 14 tested partial automation systems earned an acceptable rating under new scoring methodology.
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Louisiana Insurance Reform Allows Insurers to Raise Rates Before State Approves Hikes
Insurers can also drop 5% or more of their policies annually — for no reason at all.
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Liberty Mutual Looking to Cut Car Insurance Rates by 10% in New Mexico
Insurer confirms plan but hasn’t yet asked the state for permission to change its rates.
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Two Large California Pet Insurers Set to Hike Rates in 2024
State’s insurance department just approved rate increases of 56% and 23%.
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High Insurance Rates Driving Homeowners Out of Florida and California
Rising costs take a financial and emotional toll, pair of surveys finds.
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6.1M American Homeowners Are Without Home Insurance, Report Finds
Lower-income, minority, rural, and those who inherited their homes are most likely to be uninsured.
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Fewer Californians Buying Flood Insurance Despite Record-Breaking Year
California federal flood claims topped $59M in 2023.
Connecticut Regulators Rap Insurers for Dropping Home Policies Over Roof Stains
Companies non-renewed policies for streaking and discoloration
State Farm to Drop 72,000 Home, Landlord Policies in California
Says move is to ensure ‘long-term sustainability in California.’
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Florida Mulls Bill to Leash Pet Insurance Providers
Law aims to address complicated policies, high premiums, and pet insurance market growth.
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Young Coloradans More Likely to Use Cannabis and Drive, Survey Shows
More than one-third of drivers younger than 25 think they could drive safely under the influence.
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Feds Accelerate Tesla Steering Probe
Thousands of complaints sparked investigation that could lead to recall of 2023 Models 3 and Y.
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The Hartford Halts New Home Policies in CA
Insurer will continue to renew existing homeowners policies
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Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances
But bills may not cut costs and would increase homeowners’ financial risk, experts say
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NY Law Cracks Down on Deliberately Low Auto Insurance Quotes
Aims to end practice of providing deceptively low quotes to secure business
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California Warns Auto Insurers: No Stalling Tactics, Discount Skirting
‘Numerous’ consumer complaints of roadblock practices
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Tesla Insurance Must Face Class Action Suit, Judge Rules
Suit alleges Tesla ‘false’ crash warnings inflated premiums.
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Auto Insurance Rates Set to Rise in NC
Tarheel drivers could see 9% increase by end of 2024.
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FL Budget Takes Aim at Insurance Crisis
More than $500 million tabbed for home insurance relief measures.
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State Farm, Kentucky Reach $1.35M Settlement
State alleged insurer didn’t tell policyholders about available UM/UIM benefits.
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PA Launches Flood Insurance Task Force
Move follows a year of 147 costly and deadly floods in the state.
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NY to End Photo Inspections for New Car Insurance Policies
New York Insurance Association: New law is a ‘win for drivers in New York.’
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Judge Greenlights Coverage Expansion for CA FAIR Plan
Expansion would bring last-resort home policies more on par with standard home insurance coverage.
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NY, NJ Home Sellers and Landlords Must Now Disclose Flood Risks
Disclosures could help buyers avoid costly claims on previously flooded properties.
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EVs Totaled at Same Rate as Gas-Powered Cars, Data Shows
New report debunks the myth that insurers total EVs more often than combustion-powered vehicles
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Maui Wildfire Insurance Claims Already Top $1.3 Billion
But damages may go as high as $6 billion, experts predict.
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4 More Insurers Exit California Home and Auto Insurance Markets
Withdrawals by Kemper companies will affect 43,433 home and fire policies, 27,400 auto policies.
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What to Know About California’s New Plan to Bolster Home Insurance Market
Sustainable Insurance Strategy aims to entice insurers to stay or return to the Golden State’s home insurance marketplace.
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Liberty Mutual Agrees to Repay $7.7 Million to Minnesota Policyholders
Refunds, credits and premium discounts on the way to 86,506 drivers and homeowners.
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Slide Insurance to Pick Up 86K Farmers Home Insurance Policies in Florida
Tampa-based startup acquired renewal rights after Farmers decided to stop selling home coverage in the Sunshine State.
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High Premiums Keep Florida Homeowners Stuck with State’s Insurer of Last Resort
Private insurers are meant to help the not-for-profit Citizens Property Insurance Corp. reduce its role. But homeowners are seeing sky-high premium offers.
Progressive Dropping 100K Home, Landlord Policies in Florida
Insurer is one of many curtailing business in or exiting the Sunshine State.
Virginia Changes Law: All Drivers Must Buy Car Insurance
Starting July 1, 2024, commonwealth motorists will no longer have the option to forgo car insurance by paying a $500 fee.
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New Insurify Report Reveals Housing Market Trends
Falling home values, upside-down mortgages, and climate change worries are rewriting how homeowners navigate the real estate market.
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Lemonade Set to Hike Pet Insurance Rates in California
Insurer cites aging pets and higher claims as factors in increases.
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Best Car Insurance for Senior Drivers in Texas
State Farm, USAA, and GEICO are three of the best car insurance companies for senior drivers in Texas.
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Best Car Insurance for Drivers With a Bad Driving Record
GEICO, State Farm, and Travelers offer some of the lowest rates for drivers with accidents or tickets on their records.
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Best Car Insurance for Good Drivers
Drivers with clean records can save an average of 10%–40% with good driver discounts from GEICO, Nationwide, State Farm, USAA, and other major insurers.
Best and Cheapest Car Insurance for Seniors
Drivers in their 60s typically pay the lowest car insurance rates of any age group, but quotes tend to increase after age 70. Compare companies and find discounts tailored to senior drivers.
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GEICO Auto Insurance: User Reviews and Quotes
GEICO offers auto insurance in all 50 states and Washington, D.C. Its competitive rates and numerous discounts make it a popular choice.
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Cheapest Car Insurance for Low-Income Drivers in Texas
State Farm has the cheapest liability car insurance in Texas, with average rates of $44 per month.
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Cheapest Car Insurance Quotes in Tennessee
Sun Coast offers the cheapest car insurance in Tennessee, with average monthly premiums of $34 for liability insurance and $68 for full coverage. Shop real-time auto insurance quotes for Tennessee drivers, and buy your policy all in one place with Insurify.
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The Best Home and Car Insurance Bundles for Seniors
Erie and State Farm are our top two picks for seniors interested in bundling home and auto insurance coverages.
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Best Car Insurance Apps
State Farm and GEICO offer policyholders the highest-rated mobile apps.
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Cheapest Auto Insurance in Stamford, Connecticut
State Farm offers the cheapest car insurance in Stamford, with minimum-coverage policies starting at $72 per month.
Best Cheap Car Insurance for Bad Credit
COUNTRY Financial, USAA, and Auto-Owners offer the best car insurance rates for drivers with bad credit.
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Cheapest Car Insurance for Drivers Under 21
Country Financial, Auto-Owners, and USAA have the cheapest rates for teen drivers nationwide, but comparing quotes will help you find the most affordable option for you.
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Best Car Insurance Companies for Teenagers
Auto-Owners and GEICO are the best national insurers for teen drivers, while COUNTRY Financial and NJM are top regional insurers.
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Cheapest Full-Coverage Car Insurance in Texas
Texas drivers can find the cheapest full-coverage car insurance from State Farm, with rates averaging $84 per month.
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Best Car Insurance for College Students
Compare rates, student discounts, and coverage options to find affordable car insurance, whether you stay on your parents’ policy or get your own.
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Best Non-Owner Car Insurance
Non-owner car insurance provides liability coverage for drivers who don’t own a vehicle but still need to drive. Compare rates from top companies and learn when such a policy could make sense for you.
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Best Car Insurance Companies for High-Risk Drivers
The General, State Farm, and USAA are a few of the best insurance companies for high-risk drivers.
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Cheapest Car Insurance Quotes in Iowa
Drivers in Iowa can pay as little as $24 per month for liability coverage through State Farm. You can get an instant quote and purchase coverage online through Insurify.
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USAA Auto Insurance: User Reviews and Quotes
USAA offers auto and other insurance coverage exclusively to veterans, military personnel, and their families. Its competitive rates and high customer satisfaction scores make it a popular choice.
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Best Car Insurance Companies in Texas (May 2026)
GEICO, Allstate, and USAA are the top insurers in Texas, offering competitive rates and coverage options.
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Cheapest Car Insurance Quotes in Kentucky
The cheapest car insurance company in Kentucky is Progressive, with average monthly rates of $60 for liability insurance and $108 for full coverage. Shop real-time quotes for Kentucky auto insurance and buy your policy all in one place with Insurify.
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Cheapest Auto Insurance in Chattanooga, Tennessee
Mile Auto offers the cheapest car insurance in Chattanooga, with minimum-coverage policies as low as $35 per month.
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Nationwide Auto Insurance: User Reviews and Quotes
Nationwide offers auto coverage and other insurance in 47 states. It has below-average rates and popular usage-based insurance options.
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What Is FR-44 Insurance, and Who Needs It?
An FR-44 isn’t a type of insurance. It’s a form Virginia and Florida require of certain high-risk drivers.
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State Auto Car Insurance Review
State Auto doesn’t sell new policies anymore, following its acquisition by Liberty Mutual.
How Insurify Collects and Uses Reviews
We gather insurance company user reviews to give shoppers an inside look into policyholders’ experiences with different insurers.
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Best Car Insurance in Alabama 2026
State Farm, Direct Auto, and USAA are among the best insurers for Alabama drivers, offering competitive rates and solid coverage options.
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Cheapest Car Insurance Quotes in Arkansas
State Farm offers the cheapest rates in Arkansas, averaging $37 per month for minimum coverage. Get auto insurance quotes from the top insurers in the state, and buy a policy online in minutes.
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Cheapest Auto Insurance in Chula Vista, California
USAA offers the cheapest car insurance in Chula Vista, with minimum-coverage policies as low as $53 per month.
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Can You Get One-Day Car Insurance?
One-day car insurance doesn’t exist, but you can find insurers that allow you to pay your premiums in small increments of days, rather than monthly installments.
Why Is Car Insurance So Expensive?
Car insurance is expensive due primarily to inflation, rising repair costs, and an increase in severe auto accidents.
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What to Do If Your Car Is Broken Into
Warding off future break-ins is just as important as recovering from the initial event.
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Car Insurance Rates by ZIP Code
Your ZIP code plays a big role in your car insurance premiums because of varying rates in population, accidents, theft, and more.
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Cheap Car Insurance Quotes in Garland, Texas (May 2026)
State Farm has the lowest average car insurance rates in Garland, at $49 per month for liability coverage. Garland is a suburb of Dallas, so it sees more commuting congestion, higher vehicle theft rates, and higher car insurance costs.
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Cheapest Car Insurance Quotes in San Antonio (May 2026)
State Farm offers San Antonio drivers the lowest car insurance rates, at $45 per month. San Antonio’s heavy traffic congestion contributes to its higher-than-average car insurance costs.
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What Is Proof of Insurance?
When you buy car insurance, your insurer will provide an insurance ID card or other official document to verify that you have at least the state’s minimum required amount of coverage.
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How to Get Car Insurance Online With a Checking Account
Using checks, mobile payment apps, cash, or EFTs is an easy way to buy insurance if you don’t have a checking account or credit card.
Car Insurance Rates by State (May 2026)
The cheapest state for car insurance is Wyoming, with an average liability rate of $50. Maryland has the most expensive average car insurance rate, at $193 for liability only.
Comprehensive Car Insurance: What It Covers and When You Need It
Comprehensive car insurance helps pay for damage to your vehicle from theft, weather, and other non-collision events, but not every driver needs it.
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Very Cheap Car Insurance With No Down Payment or Deposit
True no-deposit car insurance doesn’t exist, but you can reduce your up-front costs. Learn what ‘no deposit’ really means and how to find affordable coverage.
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Car Insurance Discounts: Full List and How to Qualify
Most drivers qualify for multiple discounts, like bundling, safe driver, or good student discounts. Here are the biggest discounts, savings, and how to get them.
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What Is a Car Insurance Deductible?
When you file a claim, you may have to pay a certain amount toward repairs before your insurance kicks in.
Cheapest Car Insurance Quotes in Des Moines (May 2026)
State Farm has the cheapest average car insurance rates in Des Moines, Iowa, at $24 per month. A high population density and severe weather risks, including hail and tornadoes, affect the city’s car insurance costs.
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Why Did Your Car Insurance Rates Go Up?
Individual and regional factors contribute to higher insurance rates. Nationally, Insurify projects a 22% increase in car insurance costs in 2024.
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Cheapest Car Insurance Quotes in El Paso (May 2026)
State Farm is the cheapest insurer in El Paso, with an average monthly rate of $38 for liability-only coverage. El Paso’s relatively light traffic and low vehicle theft rate make it an affordable city for auto coverage.
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Cheap Car Insurance Quotes in Newark (May 2026)
The cheapest car insurance in Newark, New Jersey, comes from CSAA, at an average of $143 per month for a liability-only policy. But Newark’s high levels of freight and tourism traffic, winter weather, and high number of ticketed drivers make full coverage a good idea for city drivers.
Cheap Car Insurance Quotes in Arlington, Texas (May 2026)
State Farm offers some of the cheapest car insurance in Arlington, Texas, with an average monthly premium of $45 for liability coverage. Event traffic around AT&T Stadium and congestion along I-20 and I-30 may influence crash risk and insurance rates.
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Car Insurance for Foreign Drivers in the U.S.
Foreign drivers visiting the U.S. need to follow state laws when behind the wheel, including carrying insurance.
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Cheapest Car Insurance Quotes in Trenton, New Jersey (May 2026)
CSAA offers the cheapest car insurance in Trenton, with liability rates around $114 per month. New Jersey’s capital city packs more than 91,000 people into its roughly 7.5 square miles, leading to traffic congestion and high accident risks.
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Minimum Car Insurance Requirements in Every State
You need car insurance to legally drive in every state except New Hampshire, but the amount and coverage type can vary.
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Does Car Insurance Cover Theft?
Your car insurance will cover theft as long as you have comprehensive coverage.
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How to Get a Driver’s License in Georgia
Teenagers must go through a graduated licensing program to get their full license. And people moving to the Peach State need to meet requirements to transfer their licenses.
How to Cancel Your Travelers Auto Insurance Policy in 6 Easy Steps
You can technically cancel your policy at any time, but Travelers may charge you a fee if you cancel before your renewal date.
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Cheapest Liability Car Insurance in Texas
State Farm offers the lowest liability-only auto rates in Texas, starting at $44 per month.
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Pet Insurance for Dogs: Costs, Coverages, and How to Choose the Best Plan
Pets Best, Embrace, and Spot are the best pet insurance companies for dogs, based on Insurify data and research.
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Does Homeowners Insurance Cover Plumbing Problems?
Standard homeowners insurance policies cover most, but not all, types of plumbing issues.
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Compare Pet Insurance Quotes
Comparing pet insurance quotes for dogs and cats can help you save up to 57% on your plan and find the right insurance for you and your pet.
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How Much Is Pet Insurance?
Pet insurance costs an average of $43 per month for dogs and $23 per month for cats, Insurify data shows.
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2026 Drunk Driving Statistics
In 2022, 32% of crashes in the U.S. involved alcohol-impaired driving. Find statistics and more in this comprehensive guide to drunk driving data.
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How Much Is Homeowners Insurance on a $400,000 House?
The average cost to insure a $400,000 home is $3,312 per year.
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Best Pet Insurance in California
ASPCA, AKC, and Figo offer numerous coverage options and are a few of the best pet insurance companies in California.
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What Is Other Structures Coverage in Home Insurance?
Other structures coverage protects permanent structures on your property, like a fence, shed, or freestanding garage.
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Flood Insurance in Florida: What to Know
Flood insurance costs are rising. Florida homeowners in high-risk flood areas will see the biggest impact.
Cheapest Pet Insurance Companies
Healthy Paws, Lemonade, and Pets Best are among the best cheap pet insurance companies. Monthly pet insurance rates start at $24 for dogs and $9 for cats.
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Best Pet Insurance in Nebraska
Spot, Figo, and Embrace all offer reasonable rates for pet owners looking for pet insurance in the Cornhusker State.
Best Pet Insurance for Older Dogs
Fetch Pet Insurance emerges as one of the best insurance companies for older dogs thanks to its comprehensive coverage and reasonable monthly premiums.
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Here’s How Long a Speeding Ticket Stays on Your Record
Depending on where you live, a speeding ticket can remain on your record anywhere from one to 10 years.
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Hurricane Insurance: A Complete Guide for Homeowners
Hurricane insurance isn’t a stand-alone policy but multiple coverage types designed to protect your home from wind and water damage.
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Best Pet Insurance in New Mexico
Pets Best, Embrace, and Healthy Paws are some of the best pet insurance companies in the state.
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Homeowners Insurance Guide for First-Time Homebuyers
A home is a big investment for you and your mortgage lender, so you’ll need to have homeowners insurance before you can close on a house.
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Noblr Auto Insurance: User Reviews and Quotes
USAA, which owns Noblr, has started integrating its pay-per-mile policies into USAA’s core usage-based insurance products, so it may no longer be available in some states.
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How Much Is Homeowners Insurance on a $300,000 House?
The average annual home insurance premium for a $300,000 home is $2,604, but costs can vary based on location, credit history, coverage limits, and more.
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Cheapest Full-Coverage Car Insurance in California
California drivers can find the cheapest full-coverage car insurance from Aspire General, with rates starting at $121 per month.
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One-Week Car Insurance: Can You Get 7-Day Coverage?
Most U.S. insurers don’t offer true one-week car insurance — but you still have short-term coverage options. Here’s how to get insured quickly.
Can You Cancel or Withdraw a Home Insurance Claim?
Most insurance companies allow you to withdraw a home insurance claim. But even a canceled claim can affect your future premiums.
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The New Tornado Alley: How Expanding Severe Storm Risk Is Disrupting Home Insurance
In storm-prone areas, 20% of surveyed homeowners chose not to file a claim for weather damage because their deductibles were too high.
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The Iran War Has Shocked Gas Prices. Here’s What That Means for Car Insurance
The average car insurance premium could actually get cheaper by the end of 2026 if Americans drive less due to high gas prices.
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Cheapest Renters Insurance Companies
State Farm, Lemonade, and Amica are among the most affordable renters insurance companies available.
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Renters Insurance for Mobile Homes
Mobile home renters coverage can help pay for your belongings and legal liabilities following unforeseen events.
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Apartment Renters Insurance: Coverages, Costs, and How to Get It
Renters insurance costs an average of $20 per month nationwide. But you may be able to get it even cheaper.
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Average Pet Insurance Rates as of April 2026
The national average cost of pet insurance held steady through March.
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How to Buy Flood Insurance in 2026: A Step-by-Step Guide
To buy flood insurance, check your flood risk, estimate how much dwelling and contents coverage you need, and compare NFIP and private policy options before flood season.
Drivers With Bad Credit Pay 40% More for Car Insurance — And Think They’re Getting a Good Deal
Poor credit is one of the most common ways drivers can end up overpaying for car insurance. But drivers also overly rely on loyalty for discounts and struggle to shop for coverage strategically.
Home Insurance in High Fire-Risk Areas: What Homeowners Need to Know in 2026
Wildfire exposure makes home insurance harder and more expensive to get, but homeowners in high fire-risk areas still have coverage options through private insurance companies and state-based FAIR Plans.
Average Car Insurance Rates as of March 2026
The overall national average cost of car insurance fell slightly to $138 per month in March.
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High-Risk Homeowners Insurance: Best Companies for Hard-to-Insure Homes
Kin, Foremost, and Nationwide are some of the best companies if you’re a high-risk homeowner.
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The Most ‘Affordable’ Cities for First-Time Homebuyers Redefine Affordability
The age-old 30% rule is unrealistic. New homeowners often spend closer to 50% of their median household income on homeownership costs.
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Average Miles Driven Per Year in the U.S.
Americans drove an average of 13,930 miles per year over the last decade. But a driver’s annual mileage varies widely based on location, age, gender, and other factors.
)
Financial Well-Being Largely Guides How Americans Plan to Spend Their Tax Refund
The average tax refund can cover the annual cost of full-coverage car insurance in 34 states.
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Insurify Projects Home Insurance Rates Will Rise for the 5th Consecutive Year, After a 12% Increase in 2025
The annual cost of home insurance will reach $3,057 (+4%) by the end of 2026, following a year in which nearly all states saw climbing premiums. Insurify projects that California, Nebraska, New Mexico, and Georgia will see home insurance premiums surge 10% or more by the end of this year.
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The True Cost of Speeding: It’s More Than the $100 Fine
Fines, insurance increases, and hidden fees could push a $100 fine beyond $2,000.
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Why Did My Car Insurance Quote Change?
Your car insurance quote can change for many reasons, because insurers may adjust your quote after verifying your driving details or updating their rate factors.
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Average Pet Insurance Rates as of March 2026
The national average cost of pet insurance held steady through February.
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What Information Do You Need for a Car Insurance Quote?
To get accurate car and auto insurance quotes and rates, you’ll need basic personal, vehicle, and coverage details.
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Survey: 45% of Homeowners Say Insurance Should Be Optional. Here’s the Price of Opting Out in Each State.
Lenders generally require homebuyers to carry home insurance. But nearly half of homeowners support making home insurance optional. Without insurance coverage, the average household would take on extreme long-term risk but save 13% or $281 on monthly housing payments.
Average Car Insurance Rates as of February 2026
The overall national average cost of car insurance fell slightly to $139 per month in January.
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Average Pet Insurance Rates as of February 2026
The national average cost of pet insurance held steady through January.
)
Distracted Driving Statistics
Cellphones aren’t the only distraction causing crashes. Simply reaching for objects while driving makes a car accident nine times more likely.
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Car Insurance Prices Tumbled 6% in 2025 — Insurify Projects an Affordability Gap Between States in 2026
Insurers are cutting rates to compete for drivers — but not everywhere. Many of the most expensive states saw premium increases, as cheaper states experienced decreases. Insurify expects that trend to continue in 2026.
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Mandatory Wildfire Insurance in Nevada Goes Up in Smoke
New law allows insurers to remove wildfire coverage from standard home insurance policies to reduce premiums.
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Progressive Renters Insurance Review: Cost, Coverage, and More
Progressive offers several discounts to help you save on monthly premiums, but its customer satisfaction scores are below average.
Over 1.1 Million California Homeowners Face Property Insurance Rate Hike
Under state program, insurers pledge to cover more high-risk homes in exchange for rate increases.
)
How Much Does a Tesla Replacement Battery Cost?
Tesla car batteries can last 10–20 years, but replacements are expensive, ranging from $5,000 to $20,000.
Tariffs Could Raise Home Insurance Costs up to 38% Faster
With tariffs, Insurify projects the average annual cost of homeowners insurance could rise to $3,626 by the end of the year, an 11% increase from the end of 2024.
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Top 10 Big Dog Breeds
Discover size, temperament, and care for big breeds, like mastiffs and boerboels.
FEMA Flood Zone X: Insurance Requirements, Shaded vs. Unshaded Zones Explained
Homes in Flood Zone X have minimal to moderate risk of flooding, according to FEMA.
Average Car Insurance Rates as of January 2026
The overall national average cost of car insurance held steady at $140 per month in December.
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Average Pet Insurance Rates as of January 2026
The national average cost of pet insurance held steady through the end of 2025.
Average Pet Insurance Rates as of December 2025
The national average cost of pet insurance held steady through November.
)
The AI Fraud Onslaught: Synthetic Voice Attacks Cost Insurers and Customers Billions
Inexpensive AI tools drove fake voice fraud incidents up 475% last year, and experts say it will get worse.
Average Car Insurance Rates as of December 2025
The overall national average cost of car insurance was $140 in November.
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Embrace Pet Insurance Reviews: How It Stacks Up
Embrace offers a single customizable policy and add-on wellness coverage. But it has negative customer service reviews about its claims process.
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Best Multi-Pet Insurance
Spot and Pets Best are two of the best pet insurers, and both offer a multi-pet discount between 5% and 10%.
The Zebra Home Insurance Review: How the Comparison Site Stacks Up
The Zebra is a trustworthy insurance-comparison site, but some users might have to click through to individual insurer websites to see actual quotes.
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Laptop Insurance: Coverage, Costs, and If You Need It
Laptop insurance can cover costs a warranty won’t, like theft or accidental damage. But not everyone may need it.
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Best Drone Insurance: Compare Top Companies and Coverages
Some of the best drone insurance companies are BWI Aviation, SkyWatch, AutoPylot, and Avion Insurance.
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What Is Electronics Insurance and Is It Worth It?
Electronics insurance can help you stay connected in your modern life. But make sure you’re not covered elsewhere first.
What Is TV Insurance, and Is It Worth It?
TV insurance can be worthwhile, depending on the replacement costs and what the policy covers.
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How Much Does Drone Insurance Cost?
Drone insurance for hobby pilots can cost $400-plus per year for $1 million of coverage. Business coverage, and protections that go beyond basic liability, will cost more.
Average Car Insurance Rates as of November 2025
The overall national average cost of car insurance was $141 in October.
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Average Pet Insurance Rates as of November 2025
The national average cost of pet insurance held steady through October.
)
Affordable Health Insurance: How to Find Coverage That Fits Your Budget
Explore marketplace plans, subsidies, and alternative coverage options that work for your income and health needs.
USAA Seeking Another 7% Home Insurance Increase in California
The proposed increase would affect 350,000 Californians.
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When Is Open Enrollment for Health Insurance?
Learn 2026 open enrollment dates, how to sign up for coverage, and what to do if you miss the deadline.
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How Much Does Health Insurance Cost?
Health insurance costs average from $114 to $497 per month for single people, depending on whether you get coverage through your employer or the federal marketplace.
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Florida Insurance Crisis: Why Rates Are High, and What You Can Do
Explore the roots of Florida’s home insurance crisis, from hurricanes and lawsuits to market reforms. Learn how to protect your property and wallet.
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Florida Property Tax Exemptions and Discounts
Sunshine State homeowners can save up to $50,000 in property taxes with Florida’s homestead exemption.
Average Car Insurance Rates as of October 2025
The overall national average cost of car insurance fell again in September to $142 per month.
Water Damage Statistics: Exploring Costs and Insurance Claims
Flood damage costs the U.S. billions of dollars annually, with Florida and Louisiana leading with the highest single-family dwelling losses in 2024.
Average Pet Insurance Rates as of October 2025
The national average cost of pet insurance held steady through September.
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USAA Agrees to Pay $5 Million to Settle Class Action Lawsuit
A judge still must approve the settlement, which would pay interest to the plaintiffs on improper late fees.
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Rideshare Accident Statistics and Driver Trends in 2025
Rideshare drivers generally have fewer fatal crashes than the average driver, though data reports that they still face higher premiums.
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Short-Term Health Insurance: Coverage, Costs, and Who It’s for
These plans provide temporary protection but typically don’t cover pre-existing conditions. And they often omit some important types of care.
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Correction: NC Drivers Face 5% Insurance Increase
The state insurance commissioner and rate bureau reached settlement in June
Average Car Insurance Rates as of September 2025
The overall national average cost of car insurance fell again in August to $143 per month.
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Annual Travel Insurance: One Policy for a Year of Trips
Multi-trip travel insurance could save you money if you travel a lot. But coverage can vary, so it’s important to do your research.
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Rhode Island Health Insurance Rates to Skyrocket in 2026
Nearly 175,000 Rhode Islanders face increases ranging from 17% to 21%.
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Commercial Auto Insurance for Small Businesses
A personal car insurance policy likely won’t cover you when you drive for work. Small businesses and even independent contractors often need commercial auto insurance.
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Washing Machine Insurance: What Does It Cover and Is It Worth Buying?
Washing machine insurance can cover repairs, labor costs, and parts replacement if your appliance stops working. It may be worth buying if your washer is older, prone to breakdowns, or expensive to replace.
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What Is Business Income Insurance, and Do You Need It?
Business income insurance can replace lost revenue and protect your cash flow if a covered event forces you to temporarily shut down your business.
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Average Pet Insurance Rates as of September 2025
The national average cost of pet insurance held steady through August.
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Distracted Driving Soared 50% in 2024, Report Says
And driving violations overall rose by 17%, according to a recent LexisNexis report.
Texting and Driving Statistics: Key Trends and Insights in 2025
Insurify survey reports that 68% of Gen Z drivers text or interact with texts while driving. Learn more how in-car tech causes distracted driving and allows drivers to engage in risky behavior.
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Home Security Statistics and Trends in 2025
Home security survey shows that 56% of Americans install security systems to protect themselves, though FBI data reveals that home-related crime has been on the decline the past two decades.
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Best Small-Business Insurance Companies of 2026
State Farm and Allstate stand out for strong customer service and broad coverage options, making them two of the best business insurance picks for small-business owners.
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Business Interruption Insurance: Coverages and Costs
Business interruption coverage can protect your business from the financial effects of unexpected shutdowns.
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State Farm Faces Lawsuit Over Denied Hail and Wind Claims in Alabama
Damages range from $18,000 to $20,000 per claimant.
Average Car Insurance Rates as of August 2025
The overall national average cost of car insurance fell slightly again in July to $149 per month.
Average Pet Insurance Rates as of August 2025
The national average cost of pet insurance held steady through July.
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What Is an Escrow Refund and When Do You Get One?
Your mortgage lender could give you money back from your escrow fund if you have more in it than you need to cover taxes and insurance.
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Illinois Homeowners Face Near-Record Insurance Rate Hike
State Farm rolls out 27% increase in July and August, prompting governor to call for legislative intercession.
Average Car Insurance Rates as of July 2025
The overall national average cost of car insurance fell slightly in June to $150 per month.
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What Is FAIR Plan Homeowners Insurance?
FAIR Plans provide insurance to homeowners who can’t get coverage in the standard insurance marketplace. But not every state has one.
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Average Pet Insurance Rates as of July 2025
The national average cost of pet insurance held steady through June.
Phasing Out FEMA: 10 States That Could Lose the Most
The White House is taking steps to wind down FEMA’s role in disaster relief funding. States like Florida, Louisiana, and Texas are likely to feel the impact more than most.
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Farm Bureau Auto Insurance: User Reviews and Quotes
Farm Bureau’s rates are higher than some of its competitors, and you’ll have to become a member — and pay an annual fee — to buy coverage from the insurer or one of its local affiliates.
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Florida Car Insurance Laws
Florida requires all drivers to carry property damage liability and personal injury protection. Going without insurance has serious consequences.
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How Old Do You Have to Be to Drive in Each State?
In most states, you can get a learner’s permit at 15 and a half, your driver’s license at 16, and a restriction-free license by 18 years old.
CA Judge Rules State Insurer of Last Resort Can’t Deny Smoke Damage Claims
California’s wildfires could cost the state’s FAIR Plan far more than originally expected.
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Survey: 91% of Gen Z Has Homebuying Doubts. Most Young Homeowners Underestimated the Costs
Gen Z’s dreams of homeownership are still alive, but many worry they’ll end up with buyer’s remorse after pulling the trigger. Of those who bought a home, nearly 90% were surprised by the cost of expenses like home insurance and property taxes.
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Made in America? These States Have the Most Domestic and Foreign Cars in 2025
Foreign cars reign in coastal states, while the West and Midwest drive domestic. Regardless of their cars’ origins, Americans can expect insurance rate hikes in 2025.
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10 States Facing the Highest Financial Losses from Severe Weather
Natural disasters have driven up insurance costs for homeowners. States like Florida, South Carolina, and North Dakota are among the most financially threatened by severe weather, according to an Insurify analysis of population-adjusted loss data.
Erie Insurance: Cyberattack Caused Network Outage
Attack locked customers of claims, billing, and online accounts — but did it expose their data, too?
Average Pet Insurance Rates as of June 2025
The national average cost of pet insurance held steady to begin summer.
Average Car Insurance Rates as of June 2025
The overall national average cost of car insurance held steady in May, at $152 per month.
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As Recession Fears Loom, the Majority of Americans Consider Reducing Car Insurance Coverage
More than four in five Americans (82%) are preparing for a recession, a new Insurify survey shows. More than half (53%) have considered lowering their car insurance coverage to save.
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Nearly 50% of EV Buyers Say the Tax Credit Was a Deciding Factor — How Will Ending It Affect Sales?
A new tax and spending bill eliminates the $7,500 credit that encouraged Americans to buy electric vehicles. An Insurify survey found that 45% of EV owners said they wouldn’t have bought their EVs without the tax credit.
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P&C Insurers Logged Their Best Year in a Decade While Consumers Chased Cheaper Rates
Property and casualty insurers recovered from a rocky two-year stretch in 2024, posting their most profitable underwriting results since 2013.
State Farm Seeks Another 11% Hike for California Homeowners Insurance
Insurer updated its previous rate request just days after winning OK for a 17% rate increase.
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Average Pet Insurance Rates as of May 2025
The national average cost of pet insurance fell slightly, but prices remain high in the Northeast.
Average Car Insurance Rates as of May 2025
The overall national average cost of car insurance held steady in April at $150 per month.
Tariffs Could Raise Prices for Popular New Models by 15% — and Make Car Insurance More Expensive
Prices for some bestselling new models may climb by up to 25%. Meanwhile, Insurify projects that the average annual cost of car insurance could rise to $2,527 by the end of 2025, based on the latest tariff updates.
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Is Flood Insurance Tax-Deductible?
You can’t deduct flood insurance premiums on your income tax return. But you may be able to claim deductions for certain other home-related expenses.
House Fire Statistics: Trends, Risks, and Causes
The NFPA reported an estimate of 352,500 house fires in 2023, marking a 6% decrease from 2022. Though there has been a reduction in home fires, learn more about house fire statistics, including common causes, wildfires, and costs.
Average Pet Insurance Rates as of April 2025
The monthly national average cost of pet insurance decreased slightly to $23 for cats and $43 for dogs.
Average Car Insurance Rates as of April 2025
The overall national average cost of car insurance rose slightly in March to $150 per month.
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Tariffs on Auto Imports and More Would Raise Car Insurance Rates 280% Faster
Insurify projects the average annual cost of full-coverage car insurance will climb 19% by the end of 2025, hitting $2,759. Tariffs will contribute to the bulk of the price hike.
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Schengen Visa Insurance for Travel to Europe
Schengen visa insurance covers medical emergencies while you explore Europe, and you’ll need it to get your visa approved.
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Does Personal Car Insurance Cover a Rental Car?
Your personal car insurance will most likely cover a rental car, but be sure to confirm with your insurer in case you need additional coverage.
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How Much Does Life Insurance Cost?
On average, term life insurance costs around $57 per month, and whole life costs $249 per month.
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How Much Life Insurance Do You Need?
Generally, life insurance calculations start with multiplying your income and then considering other factors like expenses.
State Farm OK to Hike California Home Insurance Rates — For Now
The insurer must prove it needs a 21.8% emergency increase in April hearing or repay policyholders for the rate increase.
Cheapest Travel Insurance (May 2026)
Travel insurance typically costs between 4% and 8% of your total trip cost. The cheapest travel insurer for total trip protection is Nationwide.
‘More Stuff’ Is Leading to More Insurance Problems
Increasing development in high-risk areas means more Americans — and their homes — are in harm’s way.
Could Floridians Vote Their Way to Lower Insurance Rates?
Proposed constitutional amendment would bar most insurer non-renewals and provide a 4% discount to policyholders for being claims-free.
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Visitor Insurance for Parents: What to Know
Travel medical insurance can help pay medical costs for parents visiting the U.S. from another country.
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Best Travel Insurance for Seniors
Allianz Travel and Battleface are among the best travel insurance companies for senior travelers.
Average Pet Insurance Rates as of February 2025 | Insurify
The national average cost of pet insurance stands at $45 per month for dogs and $24 per month for cats.
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Life Insurance Quote Comparison
Comparing life insurance quotes online can be the fastest way to get coverage. Just be prepared to share some important information to get a quote.
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Accidental Death and Dismemberment (AD&D) Insurance: What to Know
AD&D can supplement an existing health or life insurance policy, providing financial protection in case of serious injury or death.
Average Car Insurance Rates as of February 2025
National averages held steady through January, but Washington, D.C., Delaware, and Connecticut experienced increases.
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Tariffs on Canada and Mexico Could Raise Car Insurance Rates 60% Faster
Insurify projects that tariffs on Canada and Mexico may cause car insurance rates to rise faster. Analysis suggests the annual cost of coverage would climb 8% by the end of 2025, up from a 5% increase before tariffs.
)
How to Find Cheap Commercial Auto Insurance
Understanding the factors that influence rates, shopping around, and maximizing discounts are just a few key ways to save on commercial auto coverage.
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Top 10 Life Insurance Companies in May 2026
State Farm’s customer satisfaction rates, diverse products, and easy online quote process make it a top choice for life insurance.
Best Life Insurance for Seniors
Insurers like State Farm, Mutual of Omaha, and Northwestern Mutual may be good options for seniors searching for affordable life insurance.
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How Does Term Life Insurance Work?
Term life insurance provides protection for specific needs, such as college or a mortgage. Beneficiaries receive a death benefit if the policyholder passes away.
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How Many Car Crashes and Fatalities Happen Each Year? Car Accident Statistics for 2025
Car accident rates declined in every state except Vermont and New York from 2023 to 2024. Those states had a 2% and 10% increase, respectively.
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Term vs. Whole Life Insurance: Which Is Right for You?
Whole life insurance offers lifelong protection and a cash benefit. But term life is cheaper and more flexible. Let’s compare them side by side.
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What Is Travel Medical Insurance?
Travel medical insurance is health insurance for when you travel outside the U.S.
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What Is Cancel for Any Reason (CFAR) Travel Insurance?
CFAR travel insurance is a type of coverage that can reimburse your expenses if you need to cancel your trip.
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Auto-Owners Home Insurance Review: Ratings and Quotes
Auto-Owners offers competitive rates for its home insurance, but its limited availability means it’s not for everyone.
)
Pet Adoption Statistics and Animal Shelter Facts for 2026
In 2023, Americans adopted fewer pets than shelters took in, but recent data suggests that many are now turning to pet adoption and pet insurance.
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Texas Has 19 of the 20 U.S. Counties With the Most Uninsured
High cost of health coverage and lack of employer-provided policies drive high uninsured rate in the Lone Star State, study shows.
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California Bars Home Insurers from Shedding Policies in Wildfire-Hit Areas
State insurance commissioner issues one-year moratorium that stops insurers from canceling or non-renewing policies in Southern California areas affected by wildfires.
Travelers Home Insurance Review: Ratings and Quotes
Travelers offers a robust lineup of home insurance options and competitive quotes. But consumer reviews indicate it falls short in customer service.
Travelers Home Insurance Review: Ratings and Quotes
Travelers offers a robust lineup of home insurance options and competitive quotes. But consumer reviews indicate it falls short in customer service.
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In the Face of Flood Threats, Most Louisiana Communities Opt for Federal Flood Insurance
Only 36 municipalities don’t participate in FEMA’s program, with most in the northwestern part of the state.
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Tesla Insurance Losses, Customer Complaints Continue Mount
Elon Musk had promised a revolutionary insurance product.
USAA Home Insurance Rates Climbing for 265,000 California Homeowners
The agreement ends the class action lawsuit, but more legal issues remain for the automakers.
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Kia, Hyundai to Pay Up to $145 Million to Settle Lawsuit Over TikTok-Inspired Thefts
The agreement ends the class action lawsuit, but more legal issues remain for the automakers.
Fighting High Auto Insurance Premiums Will Need a ‘Wholistic’ Approach, Louisiana Legislators Say
Lawmakers point to excessive claims litigation as a major culprit in high costs.
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Cost-Sharing Bill Would Spread Natural Disaster Losses Across Unaffected States
The Natural Disaster Risk Reinsurance Program proposes states voluntarily purchase bonds to support insurers after disasters.
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9 Million Californians to Gain Access to IVF Coverage
Recently passed legislation requires many insurers to begin covering IVF in 2025, including for LGBTQ+ people.
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Allstate Sues 19 NYC Pharmacies, Alleging $2.7M+ in Billing Fraud
Suit: Pharmacies overbilled for basic medications and medical equipment following car crashes.
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How Much Car Insurance Do You Need?
You must buy at least your state’s required amount of liability insurance. But depending on your situation, you may need more than basic liability coverage.
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Rising Reconstruction Costs May Keep Property Insurance Rates Climbing
Some states saw costs increase by 9.6%, report says.
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Many Oregonians to Face Higher Health Insurance Costs in 2025
State-approved rate hikes of as much as 16% await individuals and small businesses in the state.
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How to Estimate Replacement Cost for Homeowners Insurance
Multiplying your home’s square footage by local per-square-foot construction costs is a good starting point for estimating the cost to rebuild your home.
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Insurify Quality Score Methodology
A closer look at Insurify’s proprietary methodology for rating and reviewing car insurance companies.
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Can You Get Homeowners Insurance Without an Inspection?
Though insurers don’t always require an inspection to buy home insurance, most companies will want to assess your home for potential risks.
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More Than 27 Million Now Without Health Insurance, Reversing Record Lows
8% of the population lacks healthcare coverage, according to CDC.
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10 States with the Most Hail Damage in 2026
Texas has the highest number of hailstorms so far in 2026, with more than 500 recorded events.
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Florida Counties Retain Federal Flood Insurance Discounts — For Now
Communities receive discounts for taking flood mitigation measures.
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Texas Last-Resort Auto Insurer Set to Raise Rates 15%
Higher rates take effect Oct. 1 and affect drivers who may have nowhere else to go for car insurance.
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As Hurricane Season Hits, More Homeowners Pushed to Florida’s Last-Resort Insurer
Citizens Property Insurance’s policy count rose about 1.7% since June 1, bucking state’s efforts to cull high-risk homes from insurer of last resort’s rolls.
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California’s Largest Home Insurer Seeks Dramatic Rate Increase
State Farm’s proposal would raise home insurance rates by 30%, impacting more than 1 million policyholders.
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Who’s Eligible for Medicare, and How Do You Enroll?
Americans older than 65 and those receiving Social Security disability benefits are eligible for Medicare and can enroll online.
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Florida Regulators: Execs of Bankrupt Insurers Illegally Took New Roles
Insurers could lose their right to sell policies in the state if they retain leaders in question.
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Florida’s Largest Home Insurer Seeks 14% Rate Increase
The proposal, approved by the board of Citizens Property Insurance, could take effect Jan. 1, 2025.
)
What Is Medicare Part B, and What Does It Cover?
Medicare Part B is optional, low-cost medical insurance for seniors. It covers outpatient treatment and preventive care.
)
Texas Home Insurers Send Non-Renewals as Hurricane Season Approaches
Homeowners in some high-risk areas will need to find new coverage with the season in full swing.
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What Is Personal Liability Homeowners Insurance?
If someone is injured on your property, or you cause injury or property damage to someone else while away from home, personal liability coverage protects you financially.
)
Oklahoma Approves Grant Program for Homeowners to Build Climate-Resilient Homes
New legislation provides financial support for homeowners to build or retrofit homes to be more resilient to tornadoes, windstorms, and hail.
)
Florida Insurer Fined for Treatment of Policyholders After Hurricane Ian
Insurance regulators fined Heritage Property & Casualty Insurance $1 million for how it processed claims after Hurricane Ian.
)
When Does Health Insurance Expire After Leaving a Job?
Typically, your coverage will end on your last day of work or the last day of the month in which you leave your job.
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Home Insurance Rates Set to Jump 10% for Texans on State’s FAIR Plan
The increase applies to new and renewing homeowners, condominium, dwelling, and renters policies.
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Are Home Insurance Premiums Tax Deductible in 2026?
Homeowners insurance isn’t tax deductible for most homeowners, but you can take advantage of several other tax breaks for homeowners.
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What Is a Medicare Advantage Health Insurance Plan?
A Medicare Advantage plan combines Medicare Parts A and B with prescription drug coverage and additional benefits.
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Maryland: Auto Insurers Must Pay Diminished-Value Claims in Hit-and-Run Accidents
Mandatory uninsured motorist coverage should pay diminished-value claims, state’s insurance authority determines.
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When Does Medicare Coverage Start?
Medicare typically begins at age 65, but it can begin earlier in certain situations.
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Louisiana’s Flood Losses Skyrocket as Insurance Participation Dwindles
NFIP nearly matched 2023 payouts in Q1 of this year.
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What Is Replacement Cost Coverage in Home Insurance?
Replacement cost coverage reimburses you for the cost of rebuilding your home or replacing personal items without adjusting for depreciation.
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What Happens When Your Home Insurance Lapses?
A lapse leaves you on the hook financially for any damages that occur to your home and could make it more difficult to get coverage in the future.
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Should You Tip the Tow Truck Driver?
Tipping is a personal decision to reward good service, and your driver will likely appreciate a tip.
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Foreign Cars vs. American Cars: Which Are Better?
American cars may have lower repair costs, while foreign cars have a reputation for fuel efficiency. But there’s not much difference in the cost of insuring foreign versus domestic cars.
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Government Shutdown Could Stall Home Purchases
Stopgap spending bill funds National Flood Insurance Program (NFIP) through Feb. 2, 2024.
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Monthly Car Payments for New Vehicles Are at Record Highs
17.5% of financed vehicles have monthly payments of $1K or more
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Louisiana Homeowners Can Still Get $10K for Roof Improvements
Next round of grant awards opens at noon on Nov. 6, Louisiana Department of Insurance says.
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New Michigan Slip-and-Fall Law Leaves Property Owners More Liable for Damages
Michigan homeowners and businesses have more responsibility to address hazards after a recent State Supreme Court decision favoring slip-and-fall victims.
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Meijer/Blue Cross Collaboration Latest Example of Retail-Healthcare Partnerships
Groceries and Medicare plans will be available in one convenient spot.
Until Death, or a New Policy, Do You Part
Taking a closer look at New York’s supplemental spousal liability law
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Rideshare Insurance: What It Covers and When You Need It
If you drive for Uber, Lyft, or another transportation network company, you need to buy rideshare car insurance.
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Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say
Insurers should verify roof damage with physical inspections, insurance department says.
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Do Texas Floods Herald the Devastating Hurricane Season Experts Warn Of?
Latest weather disaster brings fatal losses and massive property damage – and flood risks are only increasing in the Lone Star State.
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New Insurify Housing Market Report Reveals Top Markets to Watch
Cities in the Sun Belt continue to provide a promising future for new homebuyers, with cities in Florida, North Carolina, and South Carolina dominating most of the top 20 cities with home markets to watch.