Cheapest Auto Insurance in Arlington, Texas (2024)

Arlington drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $39 per month.

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Written byJamie Johnson
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Updated June 16, 2024

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Cheapest recent rates near Arlington, Texas

Recent Arlington, Texas car insurance prices for Buick, GMC, Dodge , and more.

*Quotes generated for Insurify users in and around Arlington, Texas within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Arlington, Texas within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Drivers in Arlington can expect to pay an average of $254 per month for full-coverage auto insurance and $126 for liability-only coverage. Arlington’s rates are below the state average but higher than the national averages of $215 per month for full coverage and $105 for liability.

Arlington is the third-largest city in North Texas,[1] which could contribute to its higher-than-average insurance rates. Since the city doesn’t offer public transportation, residents can’t avoid driving.

Texas requires all drivers to carry a minimum amount of insurance, so it’s important to compare quotes from multiple companies to find the best rate on car insurance.

Quick Facts
  • State Farm, GEICO, and Allstate are the cheapest auto insurance companies for Arlington residents.

  • Arlington’s location between the large, bustling cities of Dallas and Fort Worth likely contributes to the city’s car insurance rates.

  • Police reported 6,321 accidents in Arlington in 2022, 26 of which were fatal, according to Texas Department of Transportation data.[2]

Best and cheapest car insurance companies in Arlington

The auto insurance company for you will depend on your individual situation and needs. Here are three of the best car insurance companies for Arlington drivers, the type of driver each one is best for, and their average quotes in Texas.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Average Quote: Full CoverageAverage Quote: Liability OnlyBest for
State Farm4.6$63$38Young drivers
GEICO4.4$69$41Discounts
Mile Auto3.7$113$54Low-mileage drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1-to-5 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for young drivers: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.6
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$39/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$66/mo

Young drivers are statistically much more likely to get into accidents than more mature drivers. In 2022, drivers younger than 25 accounted for more than half of all the accidents that occurred in Arlington.[2] Accident frequency can drive up the insurance costs for drivers younger than 25.

State Farm offers numerous discounts for young drivers. Good students can earn a 25% discount on their auto insurance, and the savings will last until they turn 25. Teen drivers can also earn a discount for completing an approved driver’s education course.

Pros
  • High J.D. Power customer satisfaction rating in Texas

  • Offers rideshare insurance

Cons
  • Doesn’t offer gap insurance

  • Not usually the cheapest option for drivers with violations

Read our State Farm review
Rosa - June 16, 2024
Verified

Not Happy

The individual agent was excellent, but as a whole, I'm not satisfied with State Farm. They didn't renew my policy just because I filed a claim. I wasn't given any explanation. I've always heard that State Farm cancels senior citizens.

Ruth - June 16, 2024
Verified

Not Happy At All

They turn a simple policy inclusion into a claim, which doesn't go away and causes the prices to increase.

John - June 16, 2024
Verified

Overpriced and Unresponsive Sales Team

I am disappointed.

Best insurer for discounts: GEICO

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$43/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$71/mo

Arlington’s average monthly car insurance costs are higher than the national average. But you can save money on auto insurance by taking advantage of car insurance discounts. And GEICO offers more discounts than nearly any other insurance company.

For example, you can earn a discount for having certain safety features in your vehicle, like anti-lock brakes, airbags, and an anti-theft system. If you’ve remained accident-free for five years, you could save up to 22% on your auto insurance. And you may qualify for a discount based on where you work or certain memberships you belong to.

Pros
  • Good option for good drivers, seniors, and young drivers

  • Accident forgiveness available

Cons
  • Higher rates for drivers with DUIs

  • No rideshare insurance or new car replacement coverage available

Read our GEICO review
Joseph J - June 16, 2024
Verified

It's way too expensive. It feels like I'm paying for every bad driver on the road, even though I have a spotless driving record.

It's way too expensive. It feels like I'm paying for every bad driver on the road, even though I have a spotless driving record.

David - June 16, 2024
Verified

GEICO's Rates are Too High

The premiums have increased astronomically.

Cynthia - June 16, 2024
Verified

Poor Service

Stay away from this disorganized, greedy, and rarely available company.

Best insurer for low-mileage drivers: Mile Auto

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.7
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$115/mo

Since Arlington doesn’t offer a mass transit system, most residents will need to own a car to get around. But if you work from home and spend very little time driving or are a senior who drives less frequently, you may benefit from pay-per-mile insurance like Mile Auto.

Mile Auto says low-mileage drivers can save 30% to 40% on their current insurance rates. Drivers pay a base rate and a per-mile cost every month. And the company doesn’t require you to use a tracking device in your car, so it’s a good option for drivers who are concerned about privacy.

Pros
  • Low-mileage drivers could save money

  • Verify monthly miles driven with a picture of your odometer

Cons
  • No discounts or bundling available

  • Only sells full coverage — liability only isn’t available

Find Cheap Car Insurance in Arlington, Texas

Rates start at $39 for liability coverage

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How to get the cheapest car insurance in Arlington

The best way to keep your insurance costs low is by maintaining a good driving record. Here are five other things you can do to find cheap car insurance in Arlington:

  • Choose a higher deductible. When you file a claim with your auto insurance company, you’ll pay an out-of-pocket deductible before your comprehensive and collision coverages kicks in. Choosing a higher full-coverage deductible will help you save money on your monthly premiums. Just be sure you can cover out-of-pocket costs if your vehicle is damaged.

  • Get a liability-only policy. If you drive an older vehicle that’s paid off, it may make sense to drop your coverage to a liability-only policy. It’s a good idea to check Kelley Blue Book to see what your car is currently worth.

  • Bundle your policies. Most insurers give you a discount for purchasing multiple insurance policies from them. For example, you could earn a discount for bundling your auto insurance and home insurance together.

  • Maintain a good credit score. Most insurance companies consider credit scores when reviewing you for car insurance. Maintaining good credit can help you keep your insurance costs low.

  • Shop around. You should receive quotes from at least three different companies before choosing an auto insurance policy. Every company has slightly different criteria they look at, so shopping around is the best way to find cheap car insurance.

Vanishing Deductible: What to Know

Vanishing Deductible: What to Know

Cheapest liability-only car insurance in Arlington: State Farm

If you cause a car accident, liability-only insurance will pay for damages to the other driver’s vehicle. It’ll also cover medical costs if they or their passengers are injured in the accident. However, liability insurance won’t pay for your hospital bills or damages to your vehicle.

The cheapest insurer for liability-only car insurance in Arlington is State Farm, with a starting cost of $39 per month. The following table shows the cheapest liability-only policies for Arlington drivers.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm$39
GEICO$43
Allstate$55
Mile Auto$55
Hugo$58
USAA$70
Safeco$83
Nationwide$88
Mercury$92
Midvale Home & Auto$101
Progressive$101
Dairyland$107
Clearcover$114
Chubb$119
National General$124
Liberty Mutual$129
Elephant$131
Direct Auto$136
21st Century$138
Commonwealth Casualty$139
The General$146
GAINSCO$158
Bristol West$163
State Auto$183
AssuranceAmerica$184
Infinity$196
Hallmark$218
Foremost$224
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Arlington: State Farm

Full-coverage car insurance includes your state’s required amount of liability coverage, plus comprehensive and collision. Full coverage provides more robust protection than a liability-only policy.

Collision coverage can help pay to repair or replace your vehicle after an accident, no matter who caused the crash. It can also pay damages if you collide with an object other than a vehicle, such as a telephone pole or fence.

If an event other than a collision causes damage to your car — for example, vandalism or a fire — comprehensive coverage can help pay to repair or replace your car.

The cheapest insurer for full-coverage car insurance in Arlington is State Farm, with a cost of $66 per month. If you’re looking for affordable full-coverage auto insurance in Arlington, you might consider the following insurance companies.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm$66
GEICO$71
Allstate$92
Mile Auto$115
USAA$116
Clearcover$146
Hugo$148
Mercury$148
Nationwide$167
Safeco$175
Progressive$177
Midvale Home & Auto$180
Chubb$198
Elephant$220
21st Century$229
AssuranceAmerica$244
Liberty Mutual$270
Direct Auto$274
National General$274
Dairyland$276
Infinity$306
The General$306
Bristol West$326
State Auto$332
GAINSCO$345
Commonwealth Casualty$362
Foremost$458
Hallmark$473
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Arlington, Texas

Recent Arlington, Texas car insurance prices for KIA, Nissan, Chevrolet , and more.

*Quotes generated for Insurify users in and around Arlington, Texas within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Arlington, Texas within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Texas

Here are the minimum coverage requirements for car insurance, according to Texas state law:

CoverageMinimum Requirements
Bodily injury liability$30,000 per person / $60,000 per accident
Property damage liability$25,000

For many drivers, liability-only insurance won’t be enough coverage, so here are some additional coverage options you can consider:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage pays to repair or replace your vehicle after a car accident.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance will pay to repair or replace your vehicle if it’s stolen or damaged by something other than a car accident.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    Medical payments coverage will cover your medical bills resulting from a car accident, or while walking or biking.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Personal injury protection (PIP) coverage

    In addition to paying for your and your passengers’ medical bills, PIP coverage will pay for any lost wages resulting from the accident.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    This coverage will kick in if you’re in an accident with an uninsured or underinsured motorist.

Cheapest car insurance for drivers with an incident

Drivers with a good driving record can expect to pay the lowest car insurance premiums. So if you have a history of speeding tickets, driving under the influence, and at-fault accidents, you can expect your insurance to go up. But by shopping around for different insurers, you may be able to save money on car insurance.

Overall, having an incident on your motor vehicle record in Arlington can push your monthly car insurance premium from $190 to $262.

Shop for Car Insurance in Arlington, TX

Rates start at $49 for drivers with an incident

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Cheapest car insurance for drivers with a speeding ticket: State Farm

Excessive speed plays a role in roughly 20% of fatal crashes, according to the National Highway Traffic Safety Administration (NHTSA). Because speeding often leads to accidents, receiving a ticket will cause your insurance rates to go up. And this violation can remain on your record for up to three years or more.

The cheapest insurer for drivers with a speeding ticket in Arlington is State Farm, with an average cost of $50 per month. Here’s what you can expect to pay for auto insurance with a speeding ticket compared to a clean driving record.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Speeding Ticket
State Farm$39$50
GEICO$43$56
Allstate$55$71
Mile Auto$55$77
Hugo$58$80
USAA$70$91
Safeco$83$110
Nationwide$88$115
Mercury$92$128
Midvale Home & Auto$101$136
Progressive$101$131
Dairyland$107$140
Clearcover$114$150
Chubb$119$157
National General$124$158
Liberty Mutual$129$185
Elephant$131$188
Direct Auto$136$178
21st Century$138$184
Commonwealth Casualty$139$199
The General$146$192
GAINSCO$158$226
Bristol West$163$210
State Auto$183$258
AssuranceAmerica$184$244
Infinity$196$265
Hallmark$218$284
Foremost$224$321
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

If you’re found at fault for a car accident, your insurance premiums will likely increase. When you’re involved in a car accident, you have to file a claim with your insurance company. This makes you more expensive to insure, so you’ll have to pay higher monthly rates.

State Farm has the cheapest rates for Arlington drivers with at-fault accidents on their records — $54 per month for liability-only coverage. The data below illustrates how an at-fault accident affects the rates of Arlington drivers.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Accident
State Farm$39$54
GEICO$43$60
Allstate$55$76
Mile Auto$55$83
Hugo$58$78
USAA$70$97
Safeco$83$112
Nationwide$88$123
Mercury$92$135
Midvale Home & Auto$101$148
Progressive$101$142
Dairyland$107$148
Clearcover$114$168
Chubb$119$166
National General$124$172
Liberty Mutual$129$195
Elephant$131$178
Direct Auto$136$192
21st Century$138$195
Commonwealth Casualty$139$190
The General$146$206
GAINSCO$158$212
Bristol West$163$223
State Auto$183$278
AssuranceAmerica$184$256
Infinity$196$268
Hallmark$218$293
Foremost$224$338
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

Driving under the influence of alcohol or drugs endangers lives, so it comes with harsh penalties. If you’re caught driving under the influence in Texas, you’ll receive a fine of up to $2,000. If you’re convicted, you could spend up to 180 days in jail and lose your driver’s license for up to a year.[3]

And if you have a DUI conviction, your insurance company could decide not to renew your policy. If it does keep you as a customer, you’ll pay much higher rates for car insurance.

A DUI can elevate your monthly insurance premium in Arlington from $190 to $329, on average. Drivers will find the cheapest rates after a DUI from State Farm, starting at $67 for minimum coverage. Here’s what you can expect to pay for insurance after a DUI:

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith DUI
State Farm$39$67
GEICO$43$74
Allstate$55$94
Mile Auto$55$85
Hugo$58$99
USAA$70$120
Safeco$83$142
Nationwide$88$150
Mercury$92$142
Midvale Home & Auto$101$173
Progressive$101$173
Dairyland$107$183
Clearcover$114$195
Chubb$119$203
National General$124$212
Liberty Mutual$129$221
Elephant$131$224
Direct Auto$136$232
21st Century$138$236
Commonwealth Casualty$139$238
The General$146$250
GAINSCO$158$270
Bristol West$163$279
State Auto$183$313
AssuranceAmerica$184$315
Infinity$196$335
Hallmark$218$373
Foremost$224$383
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Most people will see their insurance rates decrease starting at age 25, but they’ll start to increase again around age 70. This is because accident frequency and severity increase for senior drivers.

In Arlington, car insurance for seniors costs an overall average of $137 per month. The cheapest monthly rate senior drivers will find in the city is $28 from State Farm. The table below shows the cheapest auto insurance companies for seniors in Arlington:

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
State Farm$28$48
GEICO$32$53
Hugo$39$99
Mile Auto$39$81
Allstate$41$69
USAA$52$86
Nationwide$61$116
Safeco$63$132
Mercury$65$104
Progressive$67$118
Midvale Home & Auto$72$128
Dairyland$80$207
Chubb$81$135
Clearcover$85$109
National General$93$205
21st Century$96$160
Liberty Mutual$96$201
Elephant$97$162
Direct Auto$98$198
Commonwealth Casualty$103$269
The General$112$235
GAINSCO$121$265
Bristol West$122$244
AssuranceAmerica$130$172
State Auto$132$239
Infinity$138$215
Hallmark$155$336
Foremost$163$334
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Teenage drivers pay some of the highest rates for auto insurance due to their lack of experience behind the wheel and higher accident rates. Teen drivers between the ages of 16 and 19 have a fatal crash rate that’s nearly three times as high as drivers older than 20.[4]

Fortunately, young drivers have ways to save money on auto insurance. For example, you can stay on an insurance plan with your family, purchase a vehicle with a good safety rating, and qualify for a good student discount.

Teen car insurance costs Arlington drivers an overall average of $328 per month. But young drivers may find lower rates from State Farm, which has rates as low as $65 for liability-only coverage. Here are the cheapest coverage options for teenage drivers:

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
State Farm$65$109
GEICO$66$109
Allstate$94$158
Hugo$99$253
Mile Auto$105$219
USAA$114$188
Nationwide$147$279
Mercury$164$264
Safeco$170$358
Midvale Home & Auto$172$306
Dairyland$175$452
Progressive$179$314
Elephant$211$355
Chubb$215$357
Clearcover$217$278
21st Century$225$374
National General$229$506
The General$231$484
Liberty Mutual$234$491
Commonwealth Casualty$241$628
Direct Auto$243$490
Bristol West$272$543
GAINSCO$276$603
State Auto$318$577
AssuranceAmerica$335$444
Infinity$352$549
Hallmark$379$822
Foremost$389$795
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Arlington car insurance quotes by credit tier

Texas is one of many states that allow insurance companies to consider credit history when determining your auto insurance rates. Insurance companies use credit information to generate a credit-based insurance score intended to predict how likely you are to file a claim. Generally, people with good credit pay lower car insurance rates than people with poor credit do.

As you can see in the following chart, you’ll receive the lowest rates for insurance if you have excellent or good credit versus poor credit.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Arlington?

Arlington residents pay an overall average of $190 per month for car insurance, which is above the national average. However, it falls right in the middle when compared to other Texas cities. And it’s less expensive than cities like Beaumont, Dallas, and Plano.

More cities in Texas

Your location also influences your car insurance rates, and you could pay more or less for insurance depending on your ZIP code. Here’s how Arlington’s average monthly car insurance rates compare to other popular cities in Texas:

CityAverage Quote: Full CoverageAverage Quote: Liability Only
Abilene$210$94
Amarillo$250$104
Austin$240$128
Corpus Christi$231$122
Dallas$284$137
El Paso$219$93
Galveston$248$123
Houston$320$170
Lubbock$240$106
San Antonio$246$125
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Arlington car insurance FAQs

While Arlington car insurance is cheap compared to other locations in the Lone Star State and the overall Texas average, it still makes sense to look for the best deal you can find. To help you get started, here are some answers to commonly asked questions about Texas and Arlington car insurance.

  • How much is car insurance in Arlington, Texas?

    On average, car insurance costs $254 per month for full coverage and $126 for liability-only insurance. But the premium you actually get will depend on many other factors besides location, including your driving history, age, gender, and credit.

  • Who has the cheapest car insurance in Arlington?

    State Farm offers the lowest car insurance rates in Arlington, starting at $39 for liability-only coverage. Arlington drivers can also find cheap rates from GEICO and Allstate, which have liability rates as low as $43 and $55, respectively.

  • What are the best car insurance companies in Arlington?

    Many top insurers offer coverage in Arlington, but State Farm, GEICO, and Mile Auto emerge as among the best car insurance companies for drivers. Both State Farm and GEICO have IQ Scores above four (out of a possible five) and strong ratings from AM Best and J.D. Power. Mile Auto’s pay-per-mile model is an especially good choice for Arlington drivers with shorter commutes, people who work from home, and seniors who don’t drive much.

  • How much is car insurance in Texas per month?

    Because the state is exposed to several types of severe weather and has several large cities with significant traffic, car insurance rates in Texas tend to be higher than in other states — and higher than the national average overall. Full-coverage car insurance costs a monthly average of $251 for Texans, and liability-only insurance averages $119 per month.

  • What’s the bare-minimum insurance required in Texas?

    Texans must carry at least $30,000 in bodily injury coverage per person, up to a total of $60,000 per accident, and $25,000 for property damage. Additionally, all car insurance policies in Texas include personal injury protection, but you can opt out of the coverage in writing.

    Keep in mind that insurance professionals commonly recommend purchasing more than a state’s minimum required coverage amounts. Higher liability limits and full coverage offer greater financial protection. For example, if you cause an accident that leaves the other driver with $60,000 in medical bills that you’re responsible for, Texas minimum coverage will only pay half that amount. You’ll be on the hook for the other $30,000.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Greater Arlington Chamber of Commerce. "Greater Arlington Community Profile."
  2. Texas Department of Transportation. "Crash Records Information System."
  3. Texas Department of Transportation. "Impaired driving and penalties - DUI/DWI."
  4. Centers for Disease Control and Prevention. "Teen Driver and Passenger Safety."
Jamie Johnson
Jamie Johnson

Jamie Johnson is a Kansas City-based personal finance writer whose work has been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance. For the past six years, she's dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.

Evelyn Pimplaskar
Edited byEvelyn PimplaskarEditor-in-Chief, Director of Content
Evelyn Pimplaskar
Evelyn PimplaskarEditor-in-Chief, Director of Content
  • 10+ years in insurance and personal finance content

  • 30+ years in media, PR, and content creation

Evelyn leads Insurify’s content team. She’s passionate about creating empowering content to help people transform their financial lives and make sound insurance-buying decisions.

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Daniel Roccato
Reviewed byDaniel RoccatoAdvisor
Headshot of industry expert Daniel Roccato
Daniel RoccatoAdvisor
  • 30+ years in financial services

  • Clinical Professor of Finance, University of San Diego

Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.

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