Best Cheap Auto Insurance in Austin, Texas (2024)

Austin drivers will find the cheapest rate with State Farm, which has liability rates as low as $37 per month.

Elizabeth Rivelli
Elizabeth Rivelli
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  • Auto, home, health, and life insurance expertise

Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.

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Katie Powers
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Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Mark Friedlander
Reviewed byMark Friedlander
Mark Friedlander
Mark FriedlanderDirector, Corporate Communications
  • Corporate communications director for Insurance Information Institute

  • 20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

Updated February 26, 2024 at 11:00 AM PST

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Recently named the 10th-largest city in the U.S., Austin, Texas, is one of the fastest-growing cities in the country.[1] The average cost of car insurance in Austin is $229 per month for full-coverage insurance and $129 per month for liability-only coverage.

Austin's car insurance rates are lower than the state averages, which are $247 and $119, respectively. While Austin may rank low on the list for size nationally, it's the fourth-largest city in Texas with a population of more than 974,000, according to U.S. Census data. The city's population density and urban nature likely contribute to its car insurance costs.

Specific rates vary based on your driving record, age, and more, but some car insurance companies have lower average rates than others. Here’s what you need to know about finding cheap car insurance in Austin.

Quick Facts
  • Austin has a population density of more than 3,000 people per square mile, which can increase the risk of traffic accidents.

  • Texas insurers can consider your credit history when determining your insurance premium.[2]

  • Around 8.3% of drivers in Texas are uninsured.[3]

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Rates start as low as $37/mo. for liability-only coverage

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Best car insurance companies in Austin

Many car insurance companies sell coverage to drivers in Texas, but some insurers will work better for you than others. The best car insurance in Austin for you depends on your personal financial situation and coverage needs, so it’s important to shop around and compare a few insurers.

Here are some of the best car insurance companies in the city.

Best insurance for cheap rates: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$37/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$63/mo

State Farm has some of the cheapest average car insurance rates in Austin. In addition to auto insurance, the company offers a variety of insurance products, including home, property, life, health, disability, and small-business insurance. State Farm advertises at least 10 car insurance discounts that can help you save money, including young driver, safe driver, policy bundling, and driver safety course discounts.

Pros
  • Lowest average rates in Austin

  • Wide selection of insurance products and discounts

Cons
  • Low customer satisfaction ratings on Trustpilot

  • Doesn’t sell gap insurance

I am happy with their coverage. I just bought a new car, and my insurance quadrupled. YIKES.

Stacy - December 4, 2023
Verified

Friendly service.

John - December 4, 2023
Verified

Got insurance established fast.

Robert - December 3, 2023
Verified
Read our State Farm review

Best insurance for military personnel: USAA

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IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$67/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$112/mo

USAA is the best car insurance company in Austin for active-duty, reserve, and retired military personnel — and their eligible family members. The company has an A++ (Superior) financial strength rating from AM Best and a below-average number of customer complaints with the National Association of Insurance Commissioners. USAA advertises 10 car insurance discounts and provides cheap rates in Austin.

Pros
  • Many discounts available

  • Excellent third-party ratings

Cons
  • Only available to members of the military community

  • Limited add-on coverages available

They have stopped thinking about how today's financial strain is impacting their customers.

Darcy - November 26, 2023
Verified

Not satisfied with price hike even after lowering coverage.

Linda - November 3, 2023
Verified

Wonderful service, pricing, and care.

Robert - October 24, 2023
Verified
Read our USAA review

Best insurance for infrequent drivers: Mile Auto

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IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.4
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$50/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$100/mo

Mile Auto offers pay-per-mile auto insurance, which can be a more affordable coverage option for infrequent drivers. You’ll need to send in your odometer reading once a month, but Mile Auto doesn’t require drivers to plug in a device to their vehicles. You pay based on the distance driven each month, plus a base rate. The company has below-average rates in Austin, but your actual rates will depend on your driving habits.

Pros
  • Affordable coverage for infrequent drivers

  • Doesn’t require you to install a telematics device

Cons
  • No advertised discounts

  • Doesn’t offer customizable coverage

Cheapest liability-only car insurance in Austin

Liability-only car insurance covers your financial responsibilities when you cause an accident. If the other driver suffers bodily injury or property damage, your liability insurance policy will cover their medical expenses and vehicle repairs. It doesn’t cover your expenses.[4]

Though liability insurance is typically the cheapest policy you can get, it may not provide sufficient coverage unless you have an older vehicle.

In the table below, you can see which car insurance companies in Austin have the lowest average quotes for liability-only insurance.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Insurance CompanyAverage Monthly Quote
State Farm37
GEICO41
Mile Auto50
Hugo52
Allstate53
USAA67
Safeco79
Nationwide90
Mercury92
Midvale Home & Auto95
Progressive95
Clearcover102
Dairyland102
Chubb113
National General117
Liberty Mutual122
Elephant123
Commonwealth Casualty126
Direct Auto130
21st Century131
GAINSCO144
The General144
Bristol West158
State Auto170
AssuranceAmerica178
Infinity179
Foremost209
Hallmark225
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Austin

Full-coverage car insurance provides more protection than a liability-only policy. “Full-coverage policies include collision and comprehensive insurance, which cover losses like accident damage, theft, and vandalism,” says Nick Schrader, a licensed insurance agent with Texas General Insurance.

For most drivers, full-coverage auto insurance is optional. However, many lenders require full coverage if you lease or finance a vehicle. You may also want to consider this policy if you have a new or valuable vehicle that would be expensive to repair or replace after a covered loss.

You can see which car insurance companies in Austin have the cheapest rates for full-coverage insurance below.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Insurance CompanyAverage Monthly Quote
State Farm63
GEICO68
Allstate88
Mile Auto100
USAA112
Clearcover135
Hugo141
Mercury147
Nationwide159
Travelers159
Progressive168
Midvale Home & Auto170
Safeco171
Chubb190
Elephant199
21st Century219
AssuranceAmerica233
Direct Auto248
Liberty Mutual249
Dairyland256
National General261
Infinity272
The General291
Bristol West293
GAINSCO311
State Auto313
Commonwealth Casualty321
Foremost416
Hallmark439
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Texas

Vehicle owners in Texas must carry the state’s minimum insurance requirements for personal liability insurance. Texas insurers must also always offer drivers personal injury protection (PIP) and uninsured/underinsured motorist (UM/UIM) insurance. You can refuse these coverages in writing if you don’t want them.[5]

Texas is an at-fault, or tort, state. In the event of an accident, the at-fault driver’s insurance covers the other driver’s losses, including medical bills and property damage repairs.

You can find the specific Texas minimum requirements below.

CoverageMinimum Requirements
Bodily injury liability$30,000 per person and $60,000 per accident
Property damage liability$25,000 per accident

Most Texas car insurance companies also offer optional auto coverages that fill gaps in your basic policy and provide more protection. Here are some of the most common endorsements that can be beneficial for drivers in Austin:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage pays for damages to your vehicle after an accident, regardless of fault. This includes hitting another vehicle, or an object like a tree, fence, or light pole. Collision will also pay for rollover accidents and pothole damage.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    After a non-collision incident, comprehensive insurance pays for your vehicle repairs. For example, comprehensive insurance will cover theft, vandalism, weather damage, fires, and falling objects.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap coverage

    If you lease or finance your car, gap insurance covers the difference between the car’s value and what you still owe the lender in the event of a total loss.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance coverage

    Roadside assistance covers the cost of basic roadside repairs, like jump-starting a battery, flat tire changes, fuel delivery, extrication, and lockouts. Some policies also cover towing up to a certain mileage.

Cheapest car insurance for drivers with an incident

Your driving record is one of the most significant factors affecting your car insurance premium. Drivers with an incident, like a speeding ticket or an at-fault accident, usually pay higher rates for insurance than drivers with a clean record. More serious violations, like driving while intoxicated (DWI) or reckless driving, can have an even larger effect on your premium.[6]

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Liability rates start at $45/mo. for drivers with incidents on their records

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Cheapest car insurance for drivers with a speeding ticket: State Farm

If you have a speeding ticket on your record, you’ll likely pay more for car insurance. Compared to other types of violations, the rate increase after a speeding ticket is usually small. However, the price of your policy after a ticket will depend on your insurance company, as well as whether you have other incidents on your record and how much you went over the speed limit.

Liability-only coverage for drivers with speeding tickets averages $180 per month in Austin, while the average for full coverage is $319. Here are the cheapest car insurance companies in Austin for drivers with a speeding ticket on their record.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm7946
GEICO8652
Allstate11167
USAA14285
Mile Auto14974
Clearcover184139
Hugo19773
Nationwide204115
Mercury214134
Progressive222125
Safeco234108
Chubb245146
Elephant255157
21st Century290173
AssuranceAmerica319244
Direct Auto329172
National General333149
Dairyland335134
Liberty Mutual340167
Infinity363239
Bristol West378204
The General381189
GAINSCO385178
Commonwealth Casualty396156
State Auto429233
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Getting into an accident can affect your car insurance premium, especially if it results in a costly claim. Even if you weren’t fully responsible for the crash, you may still see an increased rate. If you have an at-fault accident on your record, getting new insurance quotes could help you find a cheaper policy.

And, if you've been accident-three for at least three years, you may be eligible for accident forgiveness coverage, which keeps your car insurance rates steady after your first at-fault accident.

Austin drivers with at-fault accidents on their motor vehicle records face average full-coverage costs of $340 per month, and liability-only rates of $191. The following companies have the cheapest auto insurance for drivers in Austin with an at-fault accident.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm8450
GEICO9256
Allstate11972
USAA15291
Mile Auto15980
Hugo19171
Nationwide217123
Clearcover225170
Mercury228142
Progressive238134
Safeco254117
Chubb259154
Elephant273169
21st Century307183
AssuranceAmerica335256
Direct Auto351184
Dairyland354141
National General360161
Liberty Mutual363178
Infinity365240
Bristol West396214
The General408202
GAINSCO415192
Commonwealth Casualty438172
State Auto465252
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DWI: State Farm

A DWI is one of the most serious traffic violations. If you’re convicted of driving under the influence, you can expect to pay much more for your car insurance policy. Shopping around for new quotes can help you get a more affordable premium, but most car insurance companies charge high rates to drivers with a DWI.

In Austin, a DWI pushes average month rates to $385 for full coverage and $217 for liability-only insurance. Here are the car insurance companies with the cheapest average monthly premiums for Austin drivers with a DWI.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm10260
GEICO11066
Allstate14286
Mile Auto16281
USAA181108
Clearcover218165
Hugo21981
Mercury241151
Nationwide257145
Progressive272154
Safeco276128
Chubb307183
Elephant322199
21st Century354212
Direct Auto362190
AssuranceAmerica377288
Liberty Mutual403197
Dairyland414165
National General422189
Infinity440289
Commonwealth Casualty469184
The General470233
Bristol West474255
GAINSCO503233
State Auto506275
Foremost673338
Hallmark710364
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Your age can affect your car insurance rates. Senior drivers often pay more expensive car insurance rates than middle-aged drivers. Although premiums tend to steadily decrease around the age of 35, they typically increase again for drivers around age 70.

Data shows that drivers 70 and older have higher fatal crash rates than middle-aged drivers, which could contribute to the higher cost of car insurance.[7]

Senior drivers in Austin see average monthly car insurance rates of $91 for liability-only coverage and $162 for full coverage. In the table below, you can see the cheapest car insurance companies in Austin for older drivers.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm3219
GEICO3823
Allstate5030
Mile Auto5930
USAA6539
Progressive7643
Nationwide7844
Chubb9054
Mercury9358
Clearcover11184
Elephant11470
Safeco11653
21st Century11770
AssuranceAmerica12998
Direct Auto13872
Liberty Mutual14471
Dairyland15763
Bristol West17494
National General17579
The General19395
GAINSCO20394
Commonwealth Casualty20581
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

In general, teen drivers in Austin pay the most expensive rates for car insurance. Newly licensed young drivers have the least amount of experience on the road, and they have higher rates of accidents than older drivers.[8]

However, teen drivers can still find ways to earn a more affordable rate for car insurance. Many insurance companies offer discounts for getting good grades in school, driving a safe vehicle, being away at college, and enrolling in a safe driver rewards program. Teens can also usually get cheaper insurance if they join a parent’s car insurance policy instead of buying their own. If you're younger than 18, you'll need the written consent of a parent or guardian to buy your own char insurance policy.

On average, teen drivers in Austin pay $390 for full coverage, and $220 for liability-only policies. Below, you can see which Austin car insurance companies have the cheapest average quotes for teen drivers.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
GEICO10463
State Farm10562
Allstate15191
USAA181108
Mile Auto18693
Clearcover237179
Hugo24791
Mercury265166
Nationwide265150
Progressive293166
Safeco300138
Elephant322199
Chubb342204
21st Century357213
Dairyland405161
Liberty Mutual413203
AssuranceAmerica431330
Direct Auto442232
The General453224
Bristol West475256
National General486218
Infinity499328
State Auto548298
GAINSCO549254
Commonwealth Casualty553217
Foremost729366
Hallmark769394
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

How to get the cheapest car insurance in Austin

If you’re looking for cheap car insurance in Austin, Texas, you should consider the following suggestions:

  • Look into company discounts. Most auto insurance companies in Austin provide a small discount to drivers who pay their annual premium up front and in full. Other common discounts reward safe drivers, good students, and loyal customers.

  • Take a defensive driving course. You can often get a car insurance discount for completing an approved defensive driving course.

  • Maintain a clean record. Having a clean driving record with no accidents, tickets, or other violations will help you get and maintain the lowest rate possible.

  • Bundle your policies. You can usually save money if you bundle a car insurance policy with a homeowners insurance or renters insurance policy.

  • Choose a high deductible. Selecting high deductibles for policies like collision or comprehensive insurance will typically result in a lower monthly premium.[9] Just make sure you’re comfortable paying the deductible amount out of pocket if you need to file a claim.

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Austin car insurance quotes by credit tier

In Texas, car insurance companies can use credit-based insurance scores, which means your credit score can affect your premium. Drivers with good credit scores typically pay lower rates than drivers with poor credit scores.

In the table below, you can see the average monthly full-coverage car insurance quotes in Austin based on credit tier.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Austin?

Compared to the national average cost of auto insurance, Austin is more expensive. On average, U.S. drivers pay $210 per month for full-coverage insurance and $103 per month for liability coverage. The average monthly rate for car insurance in Austin is $229 for full coverage and $129 for liability coverage.

Premiums can vary depending on your state, city, and ZIP code due to factors like population density, vehicle theft rates, accident rates, and more. With a total average rate of $179 per month, Austin drivers pay a bit less for coverage than the statewide Texas average of $183 per month.

More cities in Texas

Because location is one of the factors that can affect the cost of auto insurance, certain cities and ZIP codes within Texas have higher and lower rates than others. For example, the average full-coverage rate in Houston is $312, compared to the Austin average of $229.

Below, you can see the average monthly quotes for some other Texas cities.

CityFull CoverageLiability Only
Arlington$242$124
Dallas$276$138
El Paso$217$92
Fort Worth$242$123
Galveston$237$123
Houston$312$169
Irving$269$133
Plano$241$122
San Antonio$241$124
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Austin car insurance FAQs

Before deciding on a car insurance company, you should determine how much coverage you need and set your budget. The information below should help you navigate the process of finding cheap auto coverage in Austin, Texas.

  • How much is car insurance in Austin?

    Austin drivers pay an overall average of $179 per month for car insurance. Full-coverage insurance averages $229 per month, while liability-only coverage is $129 per month on average. Your specific rate depends on your driving record, credit history, insurer, vehicle type, and more.

  • Which companies have the cheapest car insurance in Austin?

    State Farm has the lowest car insurance rates in Austin, starting at $37 for liability-only policies, and $63 for full coverage.

    Austin drivers can also find cheap rates with GEICO and Mile Auto, which have liability rates of $41 and $50, respectively.

  • What are the best car insurance companies in Austin?

    With an Insurify Quality (IQ) Score of 4.4 and an A++ (Superior) financial strength rating from A.M. Best, State Farm is the best car insurance company in Austin. Other top insurers include GEICO, Allstate, and USAA.

  • Is car insurance high in Austin?

    Drivers in Austin pay an overall average of $240 per month for auto coverage, which exceeds the national average of $156 per month and the Texas average of $183 per month. Still, Austin drivers pay less for coverage than residents of other Texas cities such as including Dallas and Houston.

  • Is Texas a no-fault state?

    No. Texas is an at-fault state. The driver responsible for the accident must cover the costs of vehicle damage and bodily injury they cause the other driver and their passengers. This includes medical expenses and vehicle repairs.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. City of Austin Housing and Planning Department. "Austin is now the 10th Largest City in the U.S.." Accessed July 19, 2023
  2. Texas Department of Insurance. "Credit Scoring and Insurance." Accessed July 19, 2023
  3. Insurance Information Institute. "Facts + Statistics: Uninsured motorists." Accessed July 19, 2023
  4. Insurance Information Institute. "Auto insurance basics—understanding your coverage." Accessed July 19, 2023
  5. Texas Department of Insurance. "Automobile insurance guide." Accessed July 19, 2023
  6. Insurance Information Institute. "What determines the price of an auto insurance policy?." Accessed July 19, 2023
  7. Insurance Institute for Highway Safety, Highway Loss Data Institute. "Older drivers." Accessed July 19, 2023
  8. Centers for Disease Control and Prevention. "Teen Drivers: Get the Facts." Accessed July 19, 2023
  9. Insurance Information Institute. "How to save money on car insurance." Accessed July 19, 2023
Elizabeth Rivelli
Elizabeth Rivelli

Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Mark Friedlander
Reviewed byMark FriedlanderDirector, Corporate Communications
Mark Friedlander
Mark FriedlanderDirector, Corporate Communications
  • Corporate communications director for Insurance Information Institute

  • 20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

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