Shrink your auto insurance costs in Corpus Christi today.
Car travel is the main mode of transportation for nearly 325,000 Corpus Christi residents. Finding the right car insurance policy for you and your lifestyle is an important step towards safe driving in Corpus Christi. Search and save on the best car insurance policies in Corpus Christi today.
. Proof of insurance must be carried in your car at all times and must available when:
The minimum liability insurance requirements for private passenger vehicles in Texas are as follows:
Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Texas state law are $30,000 for the death or injury of a single victim as a result of a car accident and $60,000 for the deaths or injuries of multiple victims. Insurance providers list this type of coverage as 30/60, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Texas law.
The state minimum amount of property damage liability coverage required in the state of Texas is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.
People in Corpus Christi have few surprises to contend with when it comes to car insurance rates, as premiums follow a logical progression as one ages. Young drivers under 20 pay the highest rates of $545 due to their inexperience, with rates dropping to $308 once motorists reach age 20. Those in their 60s get to enjoy the lowest prices of all at $180; however, Corpus Christi seniors will find their rates jumping back up above $200 in their 70s.
|Failure to Stop for Red Light / Stop Sign||$554|
While some cities aren’t too harsh when it comes to raising insurance rates, drivers in Corpus Christi should take note of what happens when their driving records become blemished. While those with no moving violations pay around $228, this rate quickly increases to $303 after an at-fault accident and $345 after speeding. Should you fail to stop at an intersection, be prepared for a huge increase to an average of $553 a month.
Many factors contribute to your car insurance rates, but in Corpus Christi, your credit score isn’t really one of them. Drivers with excellent credit save around $50 at most compared to others, with an average rate of $227. Individuals with good credit are charged $271, while motorists in the two lower tiers, average and poor, end up paying roughly $254 and $245, respectively, for their coverage.
At the Corpus Christi DMV, located at 602 North Staples Street, drivers can transfer titles, renew registrations, and take driver's tests. The office operates 8:30 AM to 5 PM with some special early morning, evening, and weekend hours.
The Corpus Christi Regional Transportation Authority operates public transit services througout Nueces County, Texas. There are news of local routes, plus supecial peak hour options throughout city and surrounding suburubs. And of course, Corpus Christi offers ridesharing services like Uber and Lyft, plus traditional taxis. Even with these services, most Corpus Christi residents drive cars in and around the city. In fact, over 92 percent of households own vehicles, leading to frequent traffic jams. Make sure you're protected before hitting the road.
As American drivers know too well, enough precious time is wasted sitting in traffic each year. There’s no need to waste more time finding the perfect auto insurance policy.
Use Insurify to find the best rates available by comparing dozens of insurance quotes in just a few seconds.
With an estimated 14.1 percent of vehicles driving uninsured throughout Texas, give yourself peace of mind with sufficient car insurance coverage. Don’t become just one more uninsured motorist—get quotes with Insurify to get the best coverage and rates for your car at a price that works for you.
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Corpus Christi drivers measure up to their fellow Texas motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Corpus Christi drivers rank 163 in the number of car accidents per driver across all cities in Texas.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Texas, Corpus Christi drivers rank 86 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Corpus Christi drivers rank 144 in the number of DUI’s per driver across all cities in Texas.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Corpus Christi is the Ford F-Series Pickup.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Texas, Corpus Christi drivers rank 51 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Corpus Christi drivers rank 14 in clean driving records across all cities in Texas.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Corpus Christi drivers rank 2 in failure to yield violations per driver across all cities in Texas.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Texas, Corpus Christi drivers rank 49 in the number of reckless driving offenses per driver.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Corpus Christi drivers rank 87 in hybrid and electric vehicle ownership across all cities in Texas.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.