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Cheap Auto Insurance Quotes in Corpus Christi, TX (September 2022)

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Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Olivia Oksenhorn

By: Olivia Oksenhorn

Edited by Tanveen Vohra | Reviewed by Licensed Insurance Agent, Janeth Lopez

Updated February 4, 2022

Car Insurance in Corpus Christi, TX

Finding the right auto insurance company can be a daunting task. Drivers can struggle to determine which coverage they need while looking for a cheap policy that doesn't sacrifice quality. Here’s how to find affordable car insurance coverage in Corpus Christi to protect yourself and your passengers without breaking the bank.

Quick Facts

  • The average cost of car insurance in Corpus Christi is $267 per month, or $3204 annually.
  • Car insurance in Corpus Christi is $52 more than the average cost of car insurance in Texas.
  • The cheapest car insurance provider in Corpus Christi on average is Mile Auto, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

Clearcover
$130
Mile Auto
$131
Elephant
$137
Progressive
$139
Apparent
$139

Cheapest Car Insurance in Corpus Christi, TX

For the most affordable policies in Corpus Christi, the average rate for a car insurance premium can cost anywhere from $130 to $186 per month. Motorists can find the cheapest auto insurance with Clearcover, Mile Auto, Elephant, Apparent, and Progressive—all of which come in below $140 per month.

Insurance Provider in Corpus ChristiQuotesThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Clearcover$130 /mo
Mile Auto$131 /mo
Elephant$137 /mo
Progressive$139 /mo
Apparent$139 /mo

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Best Car Insurance in Corpus Christi, TX

The best car insurance isn’t always the cheapest. However, some of the best car insurance companies in Corpus Christi offer excellent rates without sacrificing the quality of coverage. If you’re looking for great auto insurance that won’t ruin your monthly budget, start with Clearcover, Travelers, Safeco, State Auto, Liberty Mutual, and Nationwide.

Best CompaniesScoreThe Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor's, Moody's, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews.QuotesThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Clearcover97$130 /mo
Nationwide89$286 /mo
Safeco86$188 /mo
Liberty Mutual82$253 /mo
Travelers80$180 /mo

Average Car Insurance Cost

Texas Cities
Houston$222/mo
San Antonio$225/mo
Dallas$258/mo
Austin$203/mo
Corpus Christi$155/mo
Texas$213/mo
Corpus Christi
$155
Austin
$203
Average for TX
$213
Houston
$222
San Antonio
$225
Dallas
$258
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Texas

All motor vehicles operated or parked on Texas roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Texas[1] are:

  • $30,000 per person for bodily injury
  • $60,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Texas is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

Corpus Christi Car Insurance Rates by Driver Age

The younger you are, the more you’ll typically pay for auto insurance. Why? Because statistically speaking, young drivers have more accidents than older, more experienced drivers. It’s not uncommon for teen drivers in the state of Texas to pay $465 per month for car insurance premiums. Rates start to drop significantly once you hit age 25.

Driver's AgeAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Teens$465
Under 25$433
20s$284
30s$198
40s$176
50s$155
60s$154
70s$173
80+$188

Corpus Christi Car Insurance Rates by Driving and Accident History

Corpus Christi car insurance rates differ significantly by driving and accident history. Drivers with a clean driving record tend to pay less for their auto insurance than those with a series of moving violations and car accidents on their record. Discover how much you might pay for Corpus Christi car insurance rates by driving history below.

Driving HistoryAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Clean Record$126
Speeding Ticket$131
At-Fault Accident$145
DUI$252

Corpus Christi Car Insurance Rates by Credit Tier

If you’re looking for auto insurance quotes in Corpus Christi, your credit history will play a role in how much you pay. If you have bad credit or poor financial responsibility, your rates will typically be higher than drivers with good or excellent credit ratings. That doesn’t mean it’s impossible to find cheap car insurance quotes—just shop around when looking for auto insurance coverage.

Credit TierAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Excellent$92
Good$125
Average$127
Poor$129

Find local Corpus Christi agents

  • Optimum Insurance Solutions, LLC 

    5866 S. Staples,
    Ste. 352, Corpus Christi, TX 78413
  • Bjella Insurance Insurance Agency Inc 

    4925 Everhart Rd Ste 112,
    Corpus Christi, TX 78411
  • Borden Insurance

    210 S Carancahua,
    Suite 400, Corpus Christi, TX 78401
  • Del Mar Insurance Associates LLC 

    3801 Saratoga Blvd.,
    Ste. 105, Corpus Christi, TX 78415
  • Carlisle Insurance Agency, Inc. 

    500 N Water St Ste 900,
    Corpus Christi, TX 78401-0234
  • Alliance Insurance Agency, Inc 

    13310 Leopard Street,
    Suite 4, Corpus Christi, TX 78410
  • Higginbotham Insurance Agency 

    P.O. Box 870,
    Corpus Christi, TX 78403
  • Kingsbury Peetz Insurance Agency, LLC 

    3038 S Alameda St,
    Corpus Christi, TX 78404-2601
  • Dewitt Padre Island North 

    14641 S Padre Island Drive Suite B,
    Corpus Christi, TX 78418
  • Keetch & Associates Insurance 

    P.O. Box 3280,
    Corpus Christi, TX 78463-3280
View more

Corpus Christi DMV Information

The Texas Department of Motor Vehicles (DMV) is an excellent place to start when looking for vehicle registration, driver’s license renewal, license plates, address changes, and more. The Corpus Christi DMV is found in Nueces County at 901 Leopard Street, Suite 301. The office is open from 8 a.m. to 5 p.m., Monday through Friday.

Public Transportation in Corpus Christi

The Corpus Christi Regional Transportation Authority offers convenient options for getting around the city without your own vehicle. It offers an extensive, convenient, and affordable bus system. Bus routes are available seven days a week throughout the city.

How to Get the Cheapest Car Insurance in Corpus Christi

Hands down, the best way to find the cheapest car insurance in Corpus Christi is to shop around to compare rates. Insurify makes it easy—the car insurance comparison tool lists top insurance companies and rates to help you get the best deal on insurance coverage, whether you’re looking for liability coverage or full-coverage policies.

FAQs - Corpus Christi, TX Car Insurance

  • There are many steps you can take to find a low-cost auto insurance policy. The first is to shop around to compare rates and coverage options from multiple insurance agents and companies. You can also use safe driving practices to keep your driving history clean, increase your insurance deductible, and ask about policy discounts to lower your costs.

  • Car insurance costs in Corpus Christi depend on several factors. Your age, type of vehicle, driving record, and location can all impact your cost. Insurance providers like Clearcover, Mile Auto, Elephant, Apparent, and Progressive have policies with an average cost that’s less than $140 per month.

  • Many factors go into determining the cost of your car insurance policy. Some of the most common reasons why Corpus Christi residents see their auto insurance rates increase are lack of driving experience, age, gender, and the number of accidents or tickets in the past five years.

Compare Car Insurance Quotes Instantly

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  • No signup required
  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Insurify Insights

How Corpus Christi Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Corpus Christi, Texas below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Corpus Christi drivers measure up to their fellow motorists across Texas in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

ford

Ford F-Series Pickup

Most Popular Car in Corpus Christi

#165

City with the Most Speeding Tickets Rank in Texas

#240

City with the Most Moving Violations Rank in Texas

#199

City with the Most DUIs Rank in Texas

#59

City with the Most Suspended Licenses in Texas

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Corpus Christi drivers rank 229 in the number of car accidents per driver across all cities in Texas.

    • Rank within state: #229
    • Percent of drivers in Corpus Christi with an accident: 7.2%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Corpus Christi drivers rank 199 in the number of DUI’s per driver across all cities in Texas.

    • Rank within state: #199
    • Percent of drivers in Corpus Christi with a DUI: 0.9%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Texas, Corpus Christi drivers rank 109 in the number of reckless driving offenses per driver.

    • Rank within state: #109
    • Percent of drivers in Corpus Christi with a reckless driving offense: 1.1%
  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Texas, Corpus Christi drivers rank 105 in rude driving infractions.

    • Rank within state: #105
    • Percent of drivers in Corpus Christi with a reckless driving violation: 1.2%
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Texas, Corpus Christi drivers rank 165 in the number of speeding infractions per driver.

    • Rank within state: #165
    • Percent of drivers in Corpus Christi with a speeding ticket: 7.8%
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Corpus Christi drivers rank 78 in clean driving records across all cities in Texas.

    • Rank within state: #78
    • Percent of drivers in Corpus Christi with clean record: 83%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Corpus Christi drivers rank 128 in hybrid and electric vehicle ownership across all cities in Texas.

    • Rank within state: #128
    • Percent of drivers in Corpus Christi with a hybrid/electric vehicle: 0.79%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Olivia Oksenhorn
Olivia Oksenhorn
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Insurance Writer

Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.

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Sources

  1. Texas Department of Insurance. "State Minimum Car Insurance Requirements." Accessed May 28, 2022