Cheap Auto Insurance Quotes in Tampa, FL (August 2022)

Some advice about battling Tampa traffic: don’t get stuck in rush hour traffic, and avoid Hillsborough Ave and popular I-275 exits. Another thing you should avoid while driving Tampa city streets is finding yourself without the right car insurance.

If only it was that easy to know what car insurance to buy. Tampanian’s know they have to have it, but sifting through so many options can be such a headache. And who has time for all that anyways? Finding the best insurance option quickly is this beachtown’s go-to solution for getting back on the road safely.

Minimum Car Insurance Requirements in Florida

All motor vehicles operated or parked on Florida roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

• Requested by law enforcement
• Renewing vehicle registration
• The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Florida^[1] are:

• $10,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident. Florida is a no-fault state, meaning both parties’ insurance providers will pay for expenses, regardless of which party caused the accident.

• $10,000 per accident for PIP

Personal injury protection coverage, also referred to as PIP coverage, will cover the policyholder for medical payments they incur in the event of an accident. Depending on your plan, you may also receive non-medical benefits, compensating you for lost wages, household expenses, and even funeral costs.

Tampa, FL DMV Information

Like many DMVs across the country, Tampa’s locations offer driver’s license services and registration services at different facilities—though some places offer both. Locations are spread across Tampa and nearby locations—with five service centers in Tampa and others about a half hour away in Brandon, Plant City, and Ruskin. In-house services are going to mean some standing in line. If you don’t want that, there are plenty of things you can accomplish by using your computer or cell phone. With the state’s MyFlorida app, you can renew your vehicle or watercraft registration while you are walking around—in minutes. Equally as fast is taking care of your DMV transactions through their online web portal GoRenew.com.

Public Transportation in Tampa, FL

There’s so much to see and do in Tampa, you won’t want to be caught without a ride to your next destination. You can get around by bus, rail, and even streetcar in this amazing town. Whether you are going downtown or headed directly to the waterfront, you can pick up the Hart bus downtown, explore Tampa’s urban center on the TECO line streetcar, or head to Tampa Union Station to catch Amtrak. Union Station is also a point of historic interest and an event center. Bikers and scooter enthusiasts aren’t without options here either. Although scooter vendors are shrinking, plenty of businesses have wheels at the ready, including Coast Bikes, Jump, and Spin.

How to get the best and cheapest car insurance in Tampa, FL

It’s a busy place, Tampa. But worth it for all the fun in the sun, nightlife, and good times it offers. What’s not a good time in Florida? Being pulled over without your seat belt on or, worse yet, without insurance coverage.

Would you rather be sifting through the sand than pouring over insurance company details one vendor at a time? Insurify takes the drudgery out of insurance shopping by getting you to the 10 best insurance quotes right away instead of keeping you on the phone with insurance agent after insurance agent.