120+ more*Quotes generated for Insurify users in and around Jupiter, Florida within the last 10 days. Last updated on July 10, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Jupiter, Florida within the last 10 days. Last updated on July 10, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
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Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
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Licensed property and casualty insurance agent
10+ years editing experience
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25 years teaching risk management and insurance course
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Updated
Car insurance in Jupiter, Florida, averages $120 per month for liability coverage and $205 per month for full coverage, according to Insurify data.
Auto insurance in Jupiter is cheaper than the Florida average and many nearby cities, including West Palm Beach, Lake Worth Beach, and Palm Beach Gardens. Insurance rates vary based on commute patterns, traffic, crime, and weather risks.
Jupiter’s average commute time of 24.9 minutes is shorter than in West Palm Beach and Lake Worth Beach but slightly longer than in nearby Palm Beach Gardens.[1] Jupiter also has a lower population density than the Florida average, which can influence local insurance costs.
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State Farm offers the cheapest car insurance in Jupiter for liability-only coverage, at $69 per month.
State Farm has the cheapest full-coverage car insurance in Jupiter, at a monthly average of $112. Regardless of coverage level, auto insurance is cheaper in Jupiter compared to the Florida average.
Jupiter drivers must have at least $10,000 in property damage liability (PDL) and personal injury protection (PIP) to satisfy Florida car insurance requirements.
While full coverage isn’t a requirement, it may be worth it. Jupiter’s proximity to the Atlantic Coast and the Loxahatchee River puts drivers at risk for hurricanes, flooding, and other weather-related damage.[2] Comprehensive coverage can protect your vehicle by covering non-collision claims like storm damage.
Check out the table below for the most affordable car insurance in Jupiter for liability-only and full coverage.
Insurance Company | Average Monthly Quote: Liability Only |
|---|---|
| State Farm | $69 |
| Progressive | $70 |
| Clearcover | $74 |
| Mile Auto | $74 |
| GEICO | $79 |
| Embark | $90 |
| Dairyland | $93 |
| Direct Auto | $103 |
| GAINSCO | $103 |
| Mercury | $105 |
| The General | $110 |
| Bristol West | $117 |
| Allstate | $121 |
| AssuranceAmerica | $121 |
| National General | $125 |
| Insurify Car | $134 |
| Root | $138 |
| Travelers | $143 |
| Hugo | $175 |
| Mendota | $194 |
| First Acceptance | $198 |
| Liberty Mutual | $199 |
Insurance Company | Average Monthly Quote: Full Coverage |
|---|---|
| State Farm | $112 |
| Progressive | $124 |
| Mile Auto | $140 |
| Mercury | $157 |
| GEICO | $163 |
| National General | $165 |
| Direct Auto | $175 |
| Clearcover | $183 |
| Bristol West | $184 |
| Allstate | $195 |
| The General | $211 |
| AssuranceAmerica | $221 |
| Embark | $223 |
| Travelers | $231 |
| GAINSCO | $248 |
| Root | $248 |
| Liberty Mutual | $259 |
| Dairyland | $277 |
| First Acceptance | $289 |
| Mendota | $306 |
Jupiter’s car insurance rates are lower than those in South Florida cities like Miami and Fort Lauderdale, which have some of the highest premiums. Jupiter is located in Palm Beach County, where there are fewer crashes and uninsured motorists than in neighboring Miami-Dade County, which may lead to lower premiums.[3]
The Town of Jupiter has invested in roadway improvements, including the construction of the A1A and Beach Road roundabout and the widening of Indiantown Road. The town reported a 4% decline in traffic crashes from 2024 to 2025. Crashes at the Indiantown Road and Alternate A1A intersection decreased after the bridge opened.
The following table shows how car insurance quotes in Jupiter compare to other Florida cities.
City | Average Monthly Quote |
|---|---|
| Apopka | $187 |
| Cape Coral | $168 |
| Clearwater | $174 |
| Davenport | $187 |
| Daytona Beach | $175 |
| Fort Lauderdale | $217 |
| Fort Myers | $178 |
| Gainesville | $156 |
| Jacksonville | $186 |
| Jupiter | $163 |
| Lakeland | $175 |
| Melbourne | $160 |
| Miami | $238 |
| Naples | $161 |
| Ocala | $169 |
| Orlando | $207 |
| Palm Bay | $169 |
| Palm Beach Gardens | $193 |
| Panama City | $146 |
| Pensacola | $159 |
| Pompano Beach | $221 |
| Riverview | $217 |
| St. Petersburg | $184 |
| Sarasota | $157 |
| Spring Hill | $197 |
| Tallahassee | $166 |
| Tampa | $239 |
| West Palm Beach | $223 |
| Winter Haven | $180 |
Traffic congestion in Jupiter is most common along major corridors, including Indiantown Road, U.S. 1, Military Trail, and Donald Ross Road. Spring training at Robert Dean Chevrolet Stadium attracts baseball fans from across the region, contributing to heavier traffic.[4] Parking can also be difficult, as most spots are free throughout the town and can fill up fast.
Jupiter drivers should stay alert for flooding, especially during hurricane season. Jupiter’s location along the Atlantic Ocean, the Loxahatchee River, and local canals puts all properties at some flood risk. Heavy rainfall, storm surge, and seasonal storms can quickly create hazardous driving conditions.
If you’re driving in Jupiter during hurricane season, make sure to familiarize yourself with local flood and evacuation zones. The town provides online maps showing flood-prone areas, evacuation routes, roads, and neighborhoods. Early planning can help you choose safer routes during severe weather events, reducing your risk of accidents and flood damage.
Your driving record plays a major role in Jupiter auto insurance rates. As a no-fault state, Florida requires drivers to carry PIP and file injury claims with their own insurer, regardless of who caused the crash.
Around 2.6% of drivers in Jupiter have a ticket on their record, 3.7% have an at-fault accident, and less than 1% of drivers have a DUI, according to Insurify data. These violations can raise your insurance rates.
A DUI usually causes the biggest jump in rates. The Town Council suggests that increased rideshare availability and a reduction in drinking among younger generations may contribute to the town’s low DUI rate.
The table below shows average monthly car insurance rates in Jupiter by driving record.
Driving Record | Average Monthly Quote |
|---|---|
| Clean driving record | $163 |
| Speeding ticket | $190 |
| At-fault accident | $207 |
| DUI | $212 |
Age is the most defining factor determining your insurance premiums. Older drivers in Jupiter with more experience typically pay lower insurance premiums.
Although only 5% of Palm Beach County drivers are teens, they accounted for 10.8% of crashes in 2024, according to the Florida Department of Highway Safety and Motor Vehicles. Seniors aged 65 and older make up 24.4% of Jupiter’s population and account for 38.14% of crashes.
Check out the table below to see average monthly car insurance rates in Jupiter by age.
Age | Average Monthly Quote |
|---|---|
| Teens | $177 |
| 20s | $125 |
| 30s | $111 |
| 40s | $108 |
| 50s | $100 |
| 60s | $94 |
| 70+ | $97 |
*Quotes generated for Insurify users in and around Jupiter, Florida within the last 10 days. Last updated on July 10, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Jupiter, Florida within the last 10 days. Last updated on July 10, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
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Licensed property and casualty insurance agent
15+ years of insurance experience
Brett has 15+ years of experience in personal and commercial insurance. As a sales manager at Insurify, Brett leads a high-performing sales team, ensuring they achieve key sales targets while maintaining high-quality work.
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Licensed property and casualty insurance agent
25+ years of insurance experience
Anuj has 25+ years of experience in auto, home, and renters insurance. As a digital insurance agent at Insurify, he takes pride in helping customers understand their coverage and in offering risk-management strategies tailored to each customer’s needs.
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Licensed property and casualty insurance agent
14+ years insurance experience
Britney has 14+ years of experience in auto and home insurance. She’s committed to making sure customers feel informed and supported through every step of the insurance-buying process.
We answer common questions below about auto insurance to help Jupiter drivers get the best coverage.
State Farm is the cheapest insurance company for liability coverage, while State Farm has the cheapest full-coverage auto insurance in Florida. Compare free quotes from multiple insurers to find the cheapest insurance policy for your coverage needs and driver profile.
The best auto insurer in Jupiter depends on what’s most important to you, such as price, coverage options, customer satisfaction, or claims support. That said, drivers in Jupiter can find the cheapest liability insurance with State Farm. Determine which factors matter most to you, then compare quotes to find the best price for your insurance needs.
Several car insurance discounts are available in Jupiter. Consider insuring more than one vehicle if you want to qualify for a multi-car discount. You may also save by bundling your auto insurance with other insurance products, such as homeowners insurance, to earn a multi-policy discount.
Car insurance in Jupiter averages $120 per month for liability coverage and $205 per month for full coverage, according to Insurify data.
Car insurance in Jupiter is less expensive than in many other Florida cities and the state average. A smaller population, fewer accidents, and low rates of vehicle theft and vandalism help keep Jupiter’s rates lower than average.
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Featured in
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
Featured in
25 years teaching risk management and insurance course
Former commercial lines underwriter
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
