Cheap Auto Insurance Quotes in Fort Lauderdale, FL (2021)

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Car Insurance in Fort Lauderdale, FL

The average cost of Florida car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Fort Lauderdale, FL to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Fort Lauderdale, FL

Here are the cheapest carriers in Fort Lauderdale for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

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Fort Lauderdale, FL Driving Facts

Minimum Car Insurance Requirements in FL

All motor vehicles operated or parked on Florida roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The Minimum Liability Insurance Requirements for Private Passenger Vehicles are as follows:

  • $10,000 no-fault or personal injury protection (PIP) insurance

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Florida state is $10,000.  In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Florida law.

  • $10,000 property damage liability (PDL) insurance

The state minimum amount of property damage liability coverag  required in the state of Florida is $10,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident, up to the declared coverage limit.


Find local Fort Lauderdale agents

TCC Associates Insurance
2691 East Oakland Park Blvd, Fort Lauderdale, FL 33306
Pallant Insurance Agency, Inc.
1800 Ne 26Th St, Fort Lauderdale, FL 33305-1415
The Fairway Insurance Group, LLC
5461 North Federal Highway, Fort Lauderdale, FL 33308
Florida Statewide Insurance Inc
2755 East Oakland Park Blvd Ste 101, Fort Lauderdale, FL 33306
Cypress Insurance Group, Inc.
800 Corporate Drive, Fort Lauderdale, FL 33334
Jennar Consultants LLC
6750 N Andrews Ave Ste 200, Fort Lauderdale, FL 33309
Cothrom, LLC
440 N Andrews Ave, Fort Lauderdale, FL 33301
Brown & Brown of Florida, Inc.
1201 W Cypress Creek Rd Ste 130, Fort Lauderdale, FL 33309-2300
Atlass Special Risks
1300 SE 17 Street Ste 220, Fort Lauderdale, FL 33316
Professional Risk Specialty Group - A Division of Brown & Brown of Florida, Inc.
1201 W Cypress Creek Rd Ste 130, Fort Lauderdale, FL 33309

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Fort Lauderdale stacks up for the state of Florida:

Honda Civic
Most Popular Car in
Fort Lauderdale, FL
suspended licenses
Cities with Most
Suspended Licenses Rank