Cheap Auto Insurance Quotes in Fort Lauderdale, FL (November 2021)

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Car Insurance in Fort Lauderdale, FL

The average cost of Florida car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Fort Lauderdale, FL to find you the cheapest quotes in the area.
$129
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ProgressiveState FarmDirect AutoLiberty MutualTravelers

Cheapest Car Insurance in Fort Lauderdale, FL

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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FloridaJacksonvilleMiamiTampaOrlandoFort Lauderdale
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Fort Lauderdale, FL Driving Facts

florida

Minimum Car Insurance Requirements in FL

All motor vehicles operated or parked on Florida roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The Minimum Liability Insurance Requirements for Private Passenger Vehicles are as follows:

  • $10,000 no-fault or personal injury protection (PIP) insurance

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Florida state is $10,000.  In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Florida law.

  • $10,000 property damage liability (PDL) insurance

The state minimum amount of property damage liability coverag  required in the state of Florida is $10,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident, up to the declared coverage limit.

Find local Fort Lauderdale agents

TCC Associates Insurance
2691 East Oakland Park Blvd, Fort Lauderdale, FL 33306
Pallant Insurance Agency, Inc.
1800 Ne 26Th St, Fort Lauderdale, FL 33305-1415
The Fairway Insurance Group, LLC
5461 North Federal Highway, Fort Lauderdale, FL 33308
Florida Statewide Insurance Inc
2755 East Oakland Park Blvd Ste 101, Fort Lauderdale, FL 33306
Cypress Insurance Group, Inc.
800 Corporate Drive, Fort Lauderdale, FL 33334
Jennar Consultants LLC
6750 N Andrews Ave Ste 200, Fort Lauderdale, FL 33309
Cothrom, LLC
440 N Andrews Ave, Fort Lauderdale, FL 33301
Brown & Brown of Florida, Inc.
1201 W Cypress Creek Rd Ste 130, Fort Lauderdale, FL 33309-2300
Atlass Special Risks
1300 SE 17 Street Ste 220, Fort Lauderdale, FL 33316
Professional Risk Specialty Group - A Division of Brown & Brown of Florida, Inc.
1201 W Cypress Creek Rd Ste 130, Fort Lauderdale, FL 33309

Insurify Insights: How Fort Lauderdale Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Fort Lauderdale, FL
suspended licenses
#44
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Fort Lauderdale drivers measure up to their fellow Florida motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Fort Lauderdale

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Fort Lauderdale drivers rank 113 in the number of car accidents per driver across all cities in Florida.

  • Rank within state: #113
  • Percent of drivers in Fort Lauderdale with an accident: 8.61%
  • Drivers in Fort Lauderdale, FL with an accident in their driving history paid on average 27.57% more than drivers with a clean record

Speeding Fort Lauderdale

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Florida, Fort Lauderdale drivers rank 111 in the number of speeding infractions per driver.

  • Rank within state: #111
  • Percent of drivers in Fort Lauderdale with a speeding ticket: 6.21%
  • Drivers in Fort Lauderdale, FL with a speeding ticket in their driving history paid on average 25.91% more than drivers with a clean record

DUI/DWIs Fort Lauderdale

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Fort Lauderdale drivers rank 107 in the number of DUI’s per driver across all cities in Florida.

  • Rank within state: #107
  • Percent of drivers in Fort Lauderdale with a DUI: 0.6%
  • Drivers in Fort Lauderdale, FL with a DUI in their driving history paid on average 22.92% more than drivers with a clean record

Most Popular Vehicle Fort Lauderdale

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Fort Lauderdale is the Honda Accord.

Rude Fort Lauderdale

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Florida, Fort Lauderdale drivers rank 66 in rude driving infractions.

  • Rank within state: #66
  • Percent of drivers in Fort Lauderdale with a reckless driving violation: 1.74%
  • Drivers in Fort Lauderdale, FL with a reckless driving violation in their driving history paid on average 13.62% more than drivers with a clean record.

Safest Drivers Fort Lauderdale

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Fort Lauderdale drivers rank 19 in clean driving records across all cities in Florida.

  • Rank within state: #19
  • Percent of drivers in Fort Lauderdale with clean record: 85.46%

Failure to Yield the Right of Way Fort Lauderdale

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Fort Lauderdale drivers rank 59 in failure to yield violations per driver across all cities in Florida.

  • Rank within state: #59
  • Percent of drivers in Fort Lauderdale with a failure to yield violation: 0.35%
  • Drivers in Fort Lauderdale, FL with a failure to yield violation in their driving history paid on average 2200% more than drivers with a clean record

Reckless Drivers Fort Lauderdale

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Florida, Fort Lauderdale drivers rank 61 in the number of reckless driving offenses per driver.

  • Rank within state: #61
  • Percent of drivers in Fort Lauderdale with a reckless driving offense: 0.07%

Hybrid/Electric Vehicle Ownership Fort Lauderdale

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Fort Lauderdale drivers rank 31 in hybrid and electric vehicle ownership across all cities in Florida.

  • Rank within state: #31
  • Percent of drivers in Fort Lauderdale with a hybrid/electric vehicle: 1.66%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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