The effect of driving habits on car insurance in Orlando
Drivers who demonstrate good driving habits, like avoiding at-fault accidents and speeding tickets, typically receive more affordable rates than those with infractions on their records. Auto insurance companies consider these drivers less likely to file a claim and offer cheaper rates to them as a result.
It’s important to note that when you see a negative difference in a table, it doesn’t mean that a particular insurance company lowers rates for drivers with that infraction on their records. Rather, it may mean that our sample size was small — insurers may choose not to offer policies to drivers with that infraction. Your actual rate can vary based on a number of factors other than your driving record.
Learn More: Cheapest Car Insurance by Driving Record (2022)
Cheapest car insurance with an accident in Orlando: Travelers
Travelers offers the cheapest car insurance to drivers with an accident in Orlando, at $270 per month. Drivers with accidents typically find higher rates than drivers with clean records, but you can still find affordable rates with the right insurers.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a DUI in Orlando: Travelers
Travelers offers the cheapest car insurance to drivers with a DUI in Orlando, at $415 per month. Drivers with DUIs on their records usually face severe rate increases, with some insurers refusing to even provide coverage. Even so, you can still find somewhat affordable rates with some insurers.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a speeding ticket in Orlando: Progressive
Progressive offers the cheapest car insurance to drivers with a speeding ticket in Orlando, at $171 per month. While speeding tickets can drive up insurance rates, they don’t usually affect rates as severely as DUIs.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance in other Florida cities
Car insurance rates can vary greatly from city to city, even within the same state. Here’s a look at car insurance in other Florida cities.