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About Courtney's expertise
Courtney Mikulski is a Senior Editor at Insurify with more than three years editing and producing personal finance content. She's experienced with insurance, credit cards, consumer lending, and banking products. Courtney works to provide easy-to-understand and actionable advice to readers looking for their next insurance provider. Her previous work with Bankrate, Reviews.com, and The Simple Dollar, helped readers make smarter financial decisions. When Courtney isn't working, you can find her hanging out with her cat or on a bike ride with her husband. She earned a bachelor's degree in journalism at Ohio University in Athens, Ohio.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here.
Courtney's latest posts
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Cheapest Auto Insurance in Fort Collins, Colorado
With a monthly liability rate of $42, State Farm has the cheapest car insurance in Fort Collins.
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How Insurify Scores Home Insurance Companies
We rate insurers on 18 key factors, including affordability and customer service, to help you decide which company is best for your needs.
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Insurify Quality Score Methodology for Car Insurance Reviews
Insurify reviews car insurance companies based on customer satisfaction scores, financial strength ratings, complaint data, affordability, and coverage offerings.
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Cheapest Auto Insurance in Fargo, North Dakota
Midvale Home & Auto offers the cheapest liability-only insurance in Fargo, at an average of $59 a month.
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Cheapest Auto Insurance in Woodstock, Georgia
The cheapest car insurance company in Woodstock is Auto-Owners with an average rate of $70 per month.
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Cheapest Auto Insurance in New Haven, Connecticut
State Farm offers the cheapest rates in New Haven, starting at $103 per month
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Cheapest Auto Insurance in Idaho Falls, Idaho
Auto-Owners offers the cheapest car insurance in Idaho Falls, with minimum-coverage policies as low as $32 per month.
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Cheapest Auto Insurance in Rio Rancho, New Mexico
Progressive is the cheapest car insurance company in Rio Rancho for liability coverage. Its rates start at $44 per month.
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Cheapest Auto Insurance in Lafayette, Indiana
Auto-Owners offers the cheapest car insurance in Lafayette, with minimum-coverage policies as low as $33 per month.
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Cheapest Auto Insurance in Flagstaff, Arizona
Auto-Owners offers the cheapest car insurance in Flagstaff, with minimum-coverage policies as low as $38 per month.
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Foremost vs. The Hartford: Which Is the Best?
The Hartford offers drivers more coverage options and discounts and cheaper average rates than Foremost.
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Cheapest Auto Insurance in Muskogee, Oklahoma
State Farm is the cheapest liability car insurance company in Muskogee, with premiums starting at $30 per month.
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Cheapest Auto Insurance in Chapel Hill, North Carolina
Erie offers the cheapest rates for Chapel Hill drivers, starting at $43 per month.
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Cheapest Auto Insurance in Scranton, Pennsylvania
State Farm offers the cheapest rates in Scranton, with liability-only quotes of $51 per month.
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Cheapest Auto Insurance in Greer, South Carolina
USAA offers the cheapest car insurance in Greer, with minimum-coverage policies as low as $62 per month.
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Sun Coast Auto Insurance Review: Ratings and Quotes
Sun Coast is an insurance broker that sells policies from other car insurance companies, based primarily in the western U.S.
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Cheapest Auto Insurance in Lynchburg, Virginia
Auto-Owners offers the cheapest car insurance in Lynchburg, with minimum-coverage policies as low as $46 per month.
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Cheapest Auto Insurance in Decatur, Illinois
Auto-Owners has the cheapest liability-only car insurance rates in Decatur, at $36 per month.
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Cheapest Auto Insurance in Dover, Delaware
USAA offers the cheapest car insurance in Dover, with minimum-coverage policies as low as $68 per month.
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Cheapest Auto Insurance in Kingsport, Tennessee
Sun Coast offers the cheapest car insurance in Kingsport, with minimum-coverage policies as low as $32 per month.
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Cheapest Auto Insurance in Kenosha, Wisconsin
Kenosha drivers may find the cheapest liability car insurance through USAA, which has rates as low as $34 per month.
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Cheapest Auto Insurance in Lawton, Oklahoma
State Farm offers the cheapest car insurance in Lawton, with minimum-coverage policies as low as $32 per month.
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Cheapest Auto Insurance in Provo, Utah
The cheapest car insurance in Provo is from USAA, which has rates as low as $53 per month.
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Cheapest Auto Insurance in Pahrump, Nevada
Country Financial has the cheapest liability rates in Pahrump, starting at $39 per month.
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Cheapest Auto Insurance in Grand Junction, Colorado
State Farm offers the cheapest car insurance in Grand Junction, with minimum-coverage policies as low as $35 per month.
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AAA vs. USAA: Which Is the Best?
USAA wins out against AAA as the better insurance company, but USAA’s restrictive membership means more drivers may qualify for AAA auto coverage.
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Cheapest Auto Insurance in Cedar Rapids, Iowa
State Farm offers the cheapest car insurance in Cedar Rapids, with minimum-coverage policies as low as $23 per month.
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Cheapest Auto Insurance in Dearborn, Michigan
Auto-Owners offers the cheapest car insurance in Dearborn, with minimum-coverage policies as low as $128 per month.
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Progressive vs. Allstate: Which Is the Best?
Though these two insurance companies are very closely matched, Allstate edges out Progressive with lower average premiums and a slightly higher Insurify Quality (IQ) Score.
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Best Cheap Auto Insurance in Lancaster, Pennsylvania
State Farm offers the cheapest car insurance in Lancaster, with minimum-coverage policies as low as $44 per month.
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Cheapest Auto Insurance in Yuma, Arizona
Auto-Owners has the cheapest car insurance in Yuma, with rates of $39 per month.
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Foremost vs. Mercury: Which Is the Best?
Mercury wins over Foremost based on its lower rates and more extensive coverage options.
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Cheapest Auto Insurance in Garden City, Kansas
State Farm offers the cheapest car insurance in Garden City, with minimum-coverage policies as low as $49 per month.
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Farmers vs. USAA: Which Is the Best?
USAA’s low auto insurance rates and excellent customer satisfaction ratings make it a better choice than Farmers for military members, veterans, and their families.
Cheapest Auto Insurance in Cleveland, Tennessee
Sun Coast offers the cheapest car insurance in Cleveland, with minimum-coverage policies as low as $35 per month.
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Cheapest Auto Insurance in Woodbridge, Virginia
Auto-Owners offers the cheapest car insurance in Woodbridge, with minimum-coverage policies as low as $61 per month.
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Cheapest Auto Insurance in Elgin, Illinois
Auto-Owners offers the cheapest car insurance in Elgin, with minimum-coverage policies as low as $41 per month.
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Cheapest Auto Insurance in Lawrence, Kansas
State Farm offers the cheapest car insurance in Lawrence, with minimum-coverage policies as low as $43 per month.
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Cheapest Auto Insurance in Anderson, South Carolina
USAA offers the cheapest car insurance in Anderson, with minimum-coverage policies as low as $63 per month.
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Cheapest Auto Insurance in Cicero, Illinois
Auto-Owners offers the cheapest car insurance in Cicero, with minimum-coverage policies as low as $53 per month.
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Cheapest Auto Insurance in Ogden, Utah
USAA is the cheapest liability car insurance company in Ogden, with rates as low as $51 per month.
Cheapest Auto Insurance in Meridian, Mississippi
State Farm has the cheapest car insurance in Meridian, with liability rates of $33 per month.
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Best Credit Cards for Rental Car Insurance
Chase, Ink, Capital One, and United offer some of the best credit cards to use when renting a car.
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Car Insurance for Children of Divorced Parents: What to Know
If you’re getting a divorce, it’s important to make sure your teen driver has proper car insurance coverage on your or your ex-spouse’s policy.
First Chicago Auto Insurance Review: Ratings and Quotes
First Chicago Insurance Company offers competitive insurance rates but receives many negative reviews for its customer service.
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Tesla Auto Insurance Review: Ratings and Quotes
Tesla Insurance provides telematics-based car insurance for Tesla drivers in select states.
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How Much Does a Car Weigh? Average Weights of Common Cars
The most recent data from the Environmental Protection Agency (EPA) shows that the average 2022 model-year car in the U.S. weighs 4,303 pounds. Depending on factors like size and body style, this number can vary from between 2,600 and 5,700 pounds.
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Car Insurance for Married Couples: What to Know
Married drivers can usually lock in cheaper car insurance rates than single drivers.
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First-Time Driver’s Guide to Car Insurance
First-time drivers tend to pay more for car insurance due to their lack of driving experience, but understanding coverages and what affects premiums can help you find affordable rates.
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What’s Assigned Risk Auto Insurance?
Assigned risk auto insurance is state-sponsored coverage for high-risk drivers who can’t secure insurance coverage elsewhere. It usually comes with more expensive premiums.
Cheapest SUVs to Insure
The Subaru Forester, Toyota Highlander, and Ford Escape are the cheapest SUVs to insure.
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When to Hire a Home Insurance Claim Lawyer
Most homeowners can handle home insurance claims directly, but sometimes a lawyer can help negotiate a better settlement.
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The Ultimate Car Maintenance Checklist
Staying on top of your car maintenance can keep you safe on the road.
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Cheapest Car Insurance for a Smart Car
On average, Hugo offers the cheapest car insurance policies for Smart car drivers.
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Cheapest Auto Insurance Quotes in Warner Robins, GA
Auto-Owners is the cheapest liability auto insurance company in Warner Robins.
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Does Car Insurance Cover Natural Disasters?
Comprehensive car insurance covers natural disasters but doesn’t protect you in every situation. Without additional coverage, you may have steep out-of-pocket expenses after a storm.
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Is AAA Worth It?
If you’re a frequent driver and want access to a number of discounts, AAA might make sense. But if you only drive on occasion or can afford to cover roadside services as they arise, you may want to skip it.
Cost of Mazda CX-5 Car Insurance
The cost to insure a Mazda CX-5 varies widely by insurance company, but not so much between different model years.
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What Is Full-Coverage Car Insurance?
Full coverage can pay for damage to your car that results from an accident you caused.
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11 Ways to Lower Car Insurance Costs in 2026
From focusing on safety to maximizing discounts, here are money-saving tactics to try.
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Cost of Owning a Labrador Retriever : Purchase, Vet Bills, and More
The price of a labrador retriever puppy could range between $300 and $2,500, on average. Meanwhile, caring for a lab could cost as much as $1,500 to $3,000 per year.
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What To Do If You Can’t Pay Your Car Insurance Deductible
If you can’t pay your car insurance deductible, you’ll be on the hook financially after an accident.
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Rebuilt Title: What It Is and How It Works
Buying a car with a rebuilt title comes with risks you need to be aware of, such as higher insurance rates and potential mechanical issues.
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AKC Pet Insurance Review: How It Stacks Up
AKC Pet Insurance has a relatively affordable basic pet insurance plan for people with cats and dogs younger than 9 years old.
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How Much Does a New HVAC System Cost?
Replacing your HVAC system can cost several thousand dollars, but you may be able to save money through rebates and tax credits.
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What Does Collision Insurance Cover?
Collision insurance covers damage to your vehicle after hitting other cars or objects, regardless of fault, but it’s important to understand its limitations.
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What Is a CLUE Report for Home Insurance?
Your home’s CLUE report shows a comprehensive overview of the property’s home insurance claims.
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Cheapest Denver Homeowners Insurance Quotes
Auto-Owners has some of the cheapest homeowners insurance policies in Denver, with annual premiums of $1,660.
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Is Asbestos Removal Covered by Insurance?
Home insurance doesn’t typically cover asbestos issues, so you’ll likely need to pay out of pocket for asbestos removal.
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Does Homeowners Insurance Cover Dog Bites?
Home insurance covers dog bites in most situations, but breed restrictions may mean your policy doesn’t include dog-related liability.
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10 Largest Dog Breeds by Height, Weight, and Personality
Mastiffs are the heaviest dog breed, and Irish wolfhounds are the tallest. Big dogs can have big personalities and provide companionship, but they have special considerations to be aware of.
West Bend Auto Insurance Review: Ratings and Quotes
West Bend is a regional car insurance company with limited coverage options but cheaper-than-average rates and strong financial strength ratings.
Full Tort vs. Limited Tort in Car Insurance: What’s the Difference?
Full-tort coverage gives you the right to sue for all damages, including pain and suffering. Limited-tort coverage restricts what you can sue for.
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8 Ways to Keep Your Dog Warm in Winter
Dogs are just as susceptible to cold weather as people. Take precautions to keep your companion safe this winter.
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Questions to Ask When Buying a House
Information on finances, the home’s condition, and the neighborhood are critical for first-time homebuyers.
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Novo Auto Insurance Review: Ratings and Quotes
Drivers who want affordable car insurance through a fully digital insurer can look to Novo for liability-only and full-coverage policies.
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Frankenmuth Auto Insurance Review: Ratings and Quotes
Drivers who choose Frankenmuth Insurance pay an average of $141 per month for car insurance.
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USA Underwriters Auto Insurance Review: Ratings and Quotes
USA Underwriters is a Michigan-based auto insurer offering affordable coverage to higher-risk drivers in its home state.
Just Insure Auto Insurance Review: Ratings and Quotes
Just Insure offers a per-mile car insurance option, which could mean savings for infrequent drivers.
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