Cheap Auto Insurance Quotes in Scottsdale, AZ (2021)

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Car Insurance in Scottsdale, AZ

The average cost of Arizona car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Scottsdale, AZ to find you the cheapest quotes in the area.

$53
$121
$139
$188
$194
State FarmAllstateTravelersThe GeneralAmerican Family

Cheapest Car Insurance in Scottsdale

Here are the cheapest carriers in Scottsdale for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$158
$196
$148
$163
$142
$139
ArizonaPhoenixTucsonMesaChandlerScottsdale

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Scottsdale, AZ Driving Facts

arizona

Minimum Car Insurance Requirements in AZ

Arizona does not mandate that its drivers purchase insurance. However, if you choose not to, you do have to be ready to put up a bond totaling $40,000 to prove you can pay for damages that might result from a traffic accident.

Arizona's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Insurify Insights: How Scottsdale Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Scottsdale, AZ
suspended licenses
#32
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Scottsdale drivers measure up to their fellow Arizona motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Scottsdale

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Scottsdale drivers rank 8 in the number of car accidents per driver across all cities in Arizona.

  • Rank within state: #8
  • Percent of drivers in Scottsdale with an accident: 11.3%
  • Drivers in Scottsdale, AZ with an accident in their driving history paid on average 37.14% more than drivers with a clean record

Speeding Scottsdale

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arizona, Scottsdale drivers rank 3 in the number of speeding infractions per driver.

  • Rank within state: #3
  • Percent of drivers in Scottsdale with a speeding ticket: 10.77%
  • Drivers in Scottsdale, AZ with a speeding ticket in their driving history paid on average 30.86% more than drivers with a clean record

DUI/DWIs Scottsdale

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Scottsdale drivers rank 4 in the number of DUI’s per driver across all cities in Arizona.

  • Rank within state: #4
  • Percent of drivers in Scottsdale with a DUI: 3.16%
  • Drivers in Scottsdale, AZ with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Scottsdale

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Scottsdale is the Honda Civic.

Rude Scottsdale

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arizona, Scottsdale drivers rank 8 in rude driving infractions.

  • Rank within state: #8
  • Percent of drivers in Scottsdale with a reckless driving violation: 2.4%
  • Drivers in Scottsdale, AZ with a reckless driving violation in their driving history paid on average 30.86% more than drivers with a clean record.

Safest Drivers Scottsdale

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Scottsdale drivers rank 22 in clean driving records across all cities in Arizona.

  • Rank within state: #22
  • Percent of drivers in Scottsdale with clean record: 78.96%

Failure to Yield the Right of Way Scottsdale

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Scottsdale drivers rank 12 in failure to yield violations per driver across all cities in Arizona.

  • Rank within state: #12
  • Percent of drivers in Scottsdale with a failure to yield violation: 0.44%
  • Drivers in Scottsdale, AZ with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Scottsdale

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arizona, Scottsdale drivers rank 8 in the number of reckless driving offenses per driver.

  • Rank within state: #8
  • Percent of drivers in Scottsdale with a reckless driving offense: 0.13%

Hybrid/Electric Vehicle Ownership Scottsdale

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Scottsdale drivers rank 1 in hybrid and electric vehicle ownership across all cities in Arizona.

  • Rank within state: #1
  • Percent of drivers in Scottsdale with a hybrid/electric vehicle: 4.37%

Green Driving in Scottsdale, AZ

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

Among the many bodies in the state of Arizona that champion green initiatives is Arizona's Green Chamber, which advocates for sustainable businesses and advocates on their behalf to impact public policy. Arizona is home to an impressive 23 national park sites, which generate hundreds of millions of dollars in tourism revenue every year. Maintenance of the beautiful and iconic Grand Canyon National Park is in and of itself a multimillion-dollar undertaking - and produces thousands of jobs. The state mandates a complex registration and emissions testing process for alternative fuel vehicles.

Greenes Cities

Scottsdale

Greenes Cities
% of Hybrids / Electrics
2%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.