Best Cheap Auto Insurance in Scottsdale, Arizona (2024)

Auto-Owners, Mile Auto, and USAA offer some of the best car insurance rates in Scottsdale.

Anna Baluch
Written byAnna Baluch
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Anna BaluchInsurance Writer
  • 4+ years writing insurance and personal finance content

  • MBA from Roosevelt University

Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Updated February 29, 2024 at 11:00 AM PST

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Car insurance costs are lower in Scottsdale than in other parts of Arizona. On average, Scottsdale drivers pay $150 per month for a liability-only policy and $266 per month for full coverage. By comparison, the state average for liability-only coverage is $179 per month, and full coverage costs $276.

The desert city’s relatively smaller population — Scottsdale has about half the population of Mesa and one-seventh the population of Phoenix — likely contributes to its lower car insurance costs. Fortunately, many car insurance companies offer low rates in Scottsdale. Here’s what you need to know about affordable auto insurance in Scottsdale.

Quick Facts
  • Scottsdale drivers pay 16% less for full-coverage insurance than the state’s average rates.

  • Compared to other major cities in Arizona, Scottsdale reported fewer car accidents in 2021.[1]

  • If you fail to meet the minimum car insurance requirements in Arizona, you may face a vehicle registration or driver’s license suspension.[2]

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Best car insurance companies in Scottsdale

The cheapest and best car insurance company for you depends on factors like your budget and coverage level needs. That’s why it’s worthwhile to shop around and compare rates with different companies. Insurify identified a few of the leading car insurance companies below to help you start your search for the best car insurance in Scottsdale.

Each offers unique advantages for Scottsdale residents. 

Auto-Owners offers a high level of customization to suit the needs of Scottsdale’s diverse population. Nearly 25% of the city’s residents are 65 or older and may find Mile Auto’s pay-per-mile insurance model appealing if they don’t drive much. And USAA can be a good option for Scottsdale veterans, who make up about 5% of the city’s population.

Best insurer for liability-only coverage: Auto-Owners

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.1
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$47/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$75/mo

Auto-Owners car insurance started in 1916, and it stands out for highly customizable, affordable coverage and numerous discounts. It offers other insurance products, like home, renters, and condo insurance, for potential bundling discounts. The company also earned an A.M. Best financial strength rating of A++ (Superior).

Pros
  • Many advertised discounts

  • Unique rental car reimbursement program helps cover hotel and food expenses

Cons
  • Lower-than-average J.D. Power claims satisfaction score

  • Won’t file an SR-22 on your behalf

I was pleased with the agent and for years the price, but now they have gotten too expensive for a person on a fixed income.

Mary - August 13, 2023
Verified

I was dropped because of two minor at-fault accidents in two plus years.

Zachary - January 8, 2023
Verified

You can work directly with an agent.

Guy - May 17, 2022
Verified
Read our Auto-Owners review

Best insurer for low-mileage drivers: Mile Auto

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.4
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$51/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$79/mo

Mile Auto offers pay-per-mile auto insurance, making it a good option for occasional drivers in the market for cheap car insurance rates. It charges drivers a monthly base rate, plus a per-mile rate, so you pay premiums based on how much you drive. Unlike other insurance companies, it doesn’t offer other types of insurance or discounts.

Pros
  • Cheap rates for low-mileage drivers

  • No vehicle tracking device required

Cons
  • No advertised discounts

  • No bundling insurance products available

Best insurer for veterans and military members: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$64/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$103/mo

USAA caters to the military community with auto insurance and other insurance products, like home insurance and boat insurance. To purchase an auto policy, you must join USAA and be an active, retired, and reserve military member or an immediate family member of one. If you can get coverage with USAA, you’ll enjoy highly rated customer service and low average premiums.

Pros
  • SafePilot usage-based insurance program available

  • Easy-to-use mobile app

Cons
  • Gap insurance not available

  • Only for military members and their families

They have stopped thinking about how today's financial strain is impacting their customers.

Darcy - November 26, 2023
Verified

Not satisfied with price hike even after lowering coverage.

Linda - November 3, 2023
Verified

Wonderful service, pricing, and care.

Robert - October 24, 2023
Verified
Read our USAA review

Cheapest liability-only car insurance in Scottsdale

Arizona requires liability car insurance, which is the cheapest type of auto insurance coverage you can get in Scottsdale. After an at-fault accident, it’ll cover the other driver’s property damage and injury costs but not your own.

Here’s an overview of the cheapest liability car insurance companies in Scottsdale, Arizona.

The below rates are estimated rates current as of: Thursday, February 29 at 11:00 AM PST
Insurance CompanyAverage Monthly Quote
Auto-Owners47
Mile Auto51
State Farm57
GEICO59
State Auto60
Root63
USAA64
Safeco70
Clearcover77
Metromile78
Sun Coast78
National General84
Midvale Home & Auto92
Allstate97
Mercury100
Progressive100
Travelers100
Direct Auto104
Dairyland111
Hallmark111
COUNTRY Financial113
American Family114
The Hartford117
Farmers118
GAINSCO118
The General121
Nationwide131
Liberty Mutual132
Infinity142
AssuranceAmerica144
Bristol West148
Commonwealth Casualty167
Foremost211
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Scottsdale

Full-coverage car insurance offers additional protection and typically includes liability, collision, and comprehensive coverage. It covers non-accident events, like theft and falling objects, and accidents that you cause. You may need a full-coverage policy if you took out a loan or lease for your vehicle.

The table below shows the cheapest full-coverage car insurance quotes in Scottsdale, Arizona.

The below rates are estimated rates current as of: Thursday, February 29 at 11:00 AM PST
Insurance CompanyAverage Monthly Quote
Auto-Owners75
Mile Auto79
State Farm92
GEICO95
Root100
USAA103
Clearcover106
Metromile122
Safeco131
Midvale Home & Auto144
Travelers148
Allstate152
Mercury158
Sun Coast159
Nationwide172
Progressive176
COUNTRY Financial178
American Family179
The Hartford184
Farmers185
National General186
Direct Auto190
State Auto193
Infinity205
Liberty Mutual219
AssuranceAmerica224
Hallmark240
The General250
GAINSCO256
Dairyland259
Bristol West268
Foremost375
Commonwealth Casualty382
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Arizona

Arizona is a tort state, commonly known as an at-fault state. This means you have to pay for the property damage and injuries of the other driver and passengers if you’re at fault for an accident. You should carry your policy information while driving to avoid the serious financial and legal consequences of not being able to show proof of insurance.

Like most states, Arizona requires drivers to have a minimum amount of liability insurance. Keep in mind, though, that buying only the required amount of liability coverage could leave you financially exposed if you cause an accident in which damages exceed your coverage limits.

Here are Arizona’s auto insurance requirements for drivers:[2]

CoverageMinimum Requirements
Bodily injury liability
  • $25,000 per person
  • $50,000 per accident 
Property damage liability
  • $15,000 per accident 

Depending on your budget, finances, and risk tolerance, it may be a good idea to invest in additional car insurance coverage in Arizona. Here are several policies to consider:

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage covers damages to your vehicle from non-collision causes, like vandalism, thunderstorms, and fires.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage pays to repair or replace your vehicle if you get into an accident with another driver or stationary object, no matter who’s at fault.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured and underinsured motorist coverage will kick in after an accident with a driver who lacks a car insurance policy or doesn’t have sufficient coverage.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    Medical payments insurance is a lot like personal injury protection (PIP) coverage and pays for medical expenses and funeral costs, regardless of who caused the accident.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance coverage

    Roadside assistance can come in handy if your vehicle breaks down unexpectedly and you need to jump-start your battery, replace a flat tire, or fill your empty gas tank.

How Much Car Insurance Do You Need? (2024)

How Much Car Insurance Do You Need? (2024)

Cheapest car insurance for drivers with an incident

If you have a driving record with incidents like at-fault accidents, speeding tickets, and driving under the influence (DUI) convictions, there’s a good chance you’ll have to settle for higher car insurance rates. This is because car insurance companies will view you as a high-risk driver more likely to file a claim. Scottsdale drivers with clean records usually secure the lowest premiums.

Here’s a look at the insurance companies with the lowest average car insurance quotes in Scottsdale, based on driving history.

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Cheapest car insurance for drivers with a speeding ticket

The Scottsdale Police Department deploys radar-equipped “photo safety vans” around the city in an effort to catch drivers who speed. Speeding can lead to fines of $265 to $446, depending on the location and excessive speed, as well as more expensive car insurance premiums.[3]

Here are the cheapest car insurers for drivers with a speeding ticket in Scottsdale.

The below rates are estimated rates current as of: Thursday, February 29 at 11:00 AM PST
Insurance CompanyAverage Quote: Full Coverage Average Quote: Liability Only
Auto-Owners10063
State Farm11773
Mile Auto11977
GEICO12376
USAA13383
Clearcover147107
Root14893
Metromile178114
Safeco18398
Travelers195131
Allstate196125
Nationwide225171
Mercury234148
American Family235150
COUNTRY Financial235149
Progressive237135
Farmers240153
National General242109
Direct Auto257140
State Auto26984
Infinity278193
The Hartford281179
Liberty Mutual304184
AssuranceAmerica312201
GAINSCO323149
The General334162
Dairyland346148
Bristol West352194
Commonwealth Casualty481210
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

Scottsdale reported more than 3,700 car accidents in 2021. These accidents led to 14 fatalities and more than 1,800 injuries.[1] So, if you’re responsible for an accident, you’ll likely pay more for car insurance, depending on the severity of the accident.[4]

The table below shows the car insurance companies with the cheapest average monthly quotes for drivers with an at-fault accident on their records in Scottsdale.

The below rates are estimated rates current as of: Thursday, February 29 at 11:00 AM PST
Insurance CompanyAverage Quote: Full Coverage Average Quote: Liability Only
Auto-Owners10264
State Farm12376
Mile Auto12581
GEICO12880
USAA13986
Root15396
Clearcover176128
Metromile184118
Safeco194103
Travelers202137
Allstate205131
Nationwide234178
American Family243155
Mercury244154
Progressive248141
COUNTRY Financial249158
Farmers249159
National General255115
Direct Auto268147
Infinity274190
State Auto28589
The Hartford291185
Liberty Mutual318191
AssuranceAmerica320206
GAINSCO340157
The General349169
Dairyland357153
Bristol West360199
Commonwealth Casualty519227
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

Scottsdale reported 272 alcohol-related crashes in 2021, which resulted in one fatality and 180 injuries.[1] If you have a DUI conviction on your record, you may have a difficult time finding the best coverage or have to settle for higher car insurance rates. Plus, Arizona may require you to file SR-22 insurance coverage and have continuous coverage for three years.

Here are the cheapest car insurance companies for drivers with a DUI in Scottsdale.

The below rates are estimated rates current as of: Thursday, February 29 at 11:00 AM PST
Insurance CompanyAverage Quote: Full Coverage Average Quote: Liability Only
Auto-Owners12176
Mile Auto12782
State Farm14892
Root15296
GEICO15395
USAA166103
Clearcover171124
Metromile183117
Safeco211113
Travelers238161
Allstate245156
Mercury258163
Direct Auto276151
Nationwide277211
Progressive283161
COUNTRY Financial287182
American Family288184
The Hartford288183
Farmers298190
National General299135
State Auto31197
Infinity330229
Liberty Mutual353213
AssuranceAmerica361232
Hallmark386179
The General403195
GAINSCO412190
Dairyland417179
Bristol West432238
Commonwealth Casualty556243
Foremost604340
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors

Senior drivers have higher motor vehicle accident mortality rates than younger drivers, making them riskier on the road.[5] This is why car insurance costs decrease around age 35 and increase a bit around age 75. Despite these increases, seniors still pay lower rates than other driving age groups.

The table below shows average monthly quotes, by insurance company, for senior drivers in Scottsdale.

The below rates are estimated rates current as of: Thursday, February 29 at 11:00 AM PST
Insurance CompanyAverage Quote: Full Coverage Average Quote: Liability Only
Auto-Owners3925
Mile Auto4630
State Farm4629
GEICO5232
USAA5936
Root6340
Metromile7145
Progressive7844
The Hartford8152
Travelers8255
Nationwide8363
Allstate8655
Clearcover8663
Safeco8747
American Family9359
COUNTRY Financial9661
Farmers9863
Mercury9862
Direct Auto10457
AssuranceAmerica12178
National General12356
Liberty Mutual12575
Bristol West15686
Dairyland15667
The General16379
GAINSCO16576
Commonwealth Casualty240105
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Teenagers have minimal experience on the road and, in turn, are considered risky drivers by insurance companies. For this reason, they usually pay higher premiums. Fortunately, they can save some money on a policy and find the best deal if they lock in a good student discount or stay on their parents’ insurance plan.

The below rates are estimated rates current as of: Thursday, February 29 at 11:00 AM PST
Insurance CompanyAverage Quote: Full Coverage Average Quote: Liability Only
Auto-Owners13182
GEICO15798
Mile Auto157101
Root162102
State Farm165102
USAA178111
Clearcover198144
Metromile217139
Safeco245131
COUNTRY Financial267169
Travelers278188
Allstate279178
Mercury304192
Nationwide308234
American Family319203
Progressive328186
Farmers337215
Direct Auto361198
State Auto361112
National General369166
The Hartford374238
Liberty Mutual389235
Infinity400277
The General419203
Dairyland440189
AssuranceAmerica441284
Hallmark449208
Bristol West466258
GAINSCO482222
Foremost701395
Commonwealth Casualty703307
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

How to get the cheapest car insurance in Scottsdale

It takes time and effort to find affordable car insurance in Scottsdale. These tips can help you zero in on the perfect plan for your unique situation and specific needs:

  • Shop around. It may be tempting to choose the first car insurance company you find. But doing so can cost you. Instead, request quotes from at least three different car insurance companies and compare the most affordable options.

  • Look for discounts. The best car insurance companies usually offer discounts. You might be able to land a discount if you complete a defensive driving course, get good grades, or enroll in automatic payments.

  • Bundle policies. If you buy your car insurance from the same company as your homeowners insurance, renters insurance, or life insurance, you may get a discount on your policies.

  • Explore usage-based insurance. If you’re an infrequent driver because you’re retired or work remotely, you may save money with a pay-per-mile policy. Your monthly premiums are based on how many miles you drive.

Compare Auto Insurance in Scottsdale

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Scottsdale car insurance quotes by credit tier

Insurance companies believe that drivers with good to excellent credit are less risky and usually file fewer claims than those with poor credit. This is why some car insurers evaluate credit scores of prospective policyholders to help determine rates. Considering credit scores is illegal in some states, but the practice is legal in the state of Arizona.[6]

The chart below shows that Scottsdale drivers with excellent credit pay an average of $205 per month, while drivers with poor credit pay an average of $412 per month for car insurance.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Scottsdale?

Scottsdale car insurance rates are an average of $150 per month for a liability-only policy and $266 per month for full coverage. Meanwhile, the average cost of car insurance in the U.S. is $170 per month for liability only and $253 per month for full coverage. While Scottsdale’s average cost for liability insurance is a bit cheaper, its average cost for full coverage is a bit more expensive.

As you shop for a policy, note that car insurance premiums vary by city and ZIP code within Arizona due to different factors like population, crime rates, and the number of uninsured drivers.[7] For example, compared to cities like Chandler, Mesa, Phoenix, and Tempe, Scottsdale has lower prices for car insurance, on average.

More cities in Arizona

Here’s a look at the average quotes for full-coverage car insurance in Scottsdale compared to other major cities in Arizona.

CityAverage Monthly QuoteCompared to Scottsdale
Chandler$2753%
Gilbert$2743%
Glendale$34630%
Mesa$2681%
Peoria$32723%
Phoenix$32623%
Tempe$2847%
Tucson$249-6%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Scottsdale car insurance FAQs

Check out the best gap insurance companies in Arizona if you’re planning to finance or lease a new car. In the meantime, read up on the answers to common questions about car insurance in Scottsdale.

  • How much is car insurance in Scottsdale?

    The average cost of car insurance in Scottsdale, Arizona, is $150 per month for a liability-only policy and $266 per month for full coverage.

  • What are the best car insurance companies in Scottsdale?

    Some of the best car insurance companies in Scottsdale include Auto-Owners, GEICO, State Farm, and USAA. These insurers have strong J.D. Power customer satisfaction ratings and lower-than-average quotes compared to competitors. However, you should always compare quotes from at least three different insurers to determine which company can offer you the best rates for the coverage you need.

  • What is recommended for car insurance coverage in Arizona?

    First, you should always buy at least Arizona’s minimum car insurance requirements, which are 25/50/15. This translates to $25,000 per person and $50,000 per accident for bodily injury liability and $15,000 per accident for property damage liability.

    If you drive a newer vehicle, you should consider at least comprehensive and collision coverage, as well. Uninsured/underinsured motorist coverage is also a good idea if you’re concerned about other drivers not having enough insurance to cover your damages and injuries in an accident.

  • What types of car insurance coverage options are available in Scottsdale?

    Many of the best Scottsdale auto insurance companies offer a variety of car insurance coverage options in the city. You can typically find a company that offers liability, collision, comprehensive, gap, rental car reimbursement, uninsured/underinsured motorist, and medical payments or PIP coverage.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Arizona Department of Transportation. "2021 Motor Vehicle Crash Facts." Accessed July 24, 2023
  2. Arizona Department of Transportation. "Vehicle Insurance Information." Accessed July 24, 2023
  3. Scottsdale City Court. "Scottsdale City Court Bond Card." Accessed July 24, 2023
  4. III. "Do auto insurance premiums go up after a claim?." Accessed July 24, 2023
  5. III. "Senior driving safety and insurance tips." Accessed July 24, 2023
  6. Arizona Department of Insurance. "Consumer Guide: How Insurance Companies Use Credit Information." Accessed July 24, 2023
  7. III. "What determines the price of an auto insurance policy?." Accessed July 24, 2023
Anna Baluch
Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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