Cheap Auto Insurance Quotes in Mesa, AZ (January 2022)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Grand Canyon State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Car Insurance in Mesa, AZ

The average cost of Arizona car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Mesa, AZ to find you the cheapest quotes in the area.
$122
$131
$186
$211
AllstateTravelersThe GeneralLiberty Mutual

Cheapest Car Insurance in Mesa, AZ

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$159
$196
$148
$142
$146
$163
ArizonaPhoenixTucsonChandlerGilbertMesa
Click here to learn about car insurance quotes and save on your current policy.

Mesa, AZ Driving Facts

arizona

Minimum Car Insurance Requirements in AZ

Arizona does not mandate that its drivers purchase insurance. However, if you choose not to, you do have to be ready to put up a bond totaling $40,000 to prove you can pay for damages that might result from a traffic accident.

Arizona's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Find local Mesa agents

The Adams Agency
3851 E Main St, Mesa, AZ 85205
Kohlhase Insurance, Inc.
6550 E Main St, Mesa, AZ 85205
TAG Insurance and Financial Services, Inc.
1255 W Baseline Rd #D-172, Mesa, AZ 85202
The Mahoney Group
1835 S Extension Road, Mesa, AZ 85210
The Arizona Group
1125 E Southern Ave, Mesa, AZ 85204-5045
Insurance Professionals of Arizona
3521 E Brown Rd, Mesa, AZ 85213
Oracle Insurance Group, Inc.
2266 S DOBSON RD, MESA, AZ 85202
Red Rock Insurance LLC
1355 N Greenfield Rd, Mesa, AZ 85205-4073
Commercial West Legacy, Inc. dba CWI Insurance
2152 S Vineyard Ste 107, Mesa, AZ 85210-6881
ABI Insurance, LLC
7165 E University Dr Ste 170, Mesa, AZ 85207

Insurify Insights: How Mesa Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Mesa, AZ
suspended licenses
#13
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Mesa drivers measure up to their fellow Arizona motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Mesa

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Mesa drivers rank 13 in the number of car accidents per driver across all cities in Arizona.

  • Rank within state: #13
  • Percent of drivers in Mesa with an accident: 10.11%
  • Drivers in Mesa, AZ with an accident in their driving history paid on average 43.86% more than drivers with a clean record

Speeding in Mesa

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arizona, Mesa drivers rank 10 in the number of speeding infractions per driver.

  • Rank within state: #10
  • Percent of drivers in Mesa with a speeding ticket: 9.33%
  • Drivers in Mesa, AZ with a speeding ticket in their driving history paid on average 31.58% more than drivers with a clean record

DUI/DWIs in Mesa

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Mesa drivers rank 12 in the number of DUI’s per driver across all cities in Arizona.

  • Rank within state: #12
  • Percent of drivers in Mesa with a DUI: 2.3%
  • Drivers in Mesa, AZ with a DUI in their driving history paid on average 53.22% more than drivers with a clean record

Most Popular Vehicle in Mesa

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Mesa is the Honda Civic.

Rude in Mesa

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arizona, Mesa drivers rank 5 in rude driving infractions.

  • Rank within state: #5
  • Percent of drivers in Mesa with a reckless driving violation: 2.65%
  • Drivers in Mesa, AZ with a reckless driving violation in their driving history paid on average 42.11% more than drivers with a clean record.

Safest Drivers in Mesa

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Mesa drivers rank 18 in clean driving records across all cities in Arizona.

  • Rank within state: #18
  • Percent of drivers in Mesa with clean record: 80.45%

Failure to Yield the Right of Way in Mesa

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Mesa drivers rank 17 in failure to yield violations per driver across all cities in Arizona.

  • Rank within state: #17
  • Percent of drivers in Mesa with a failure to yield violation: 0.38%
  • Drivers in Mesa, AZ with a failure to yield violation in their driving history paid on average 1400% more than drivers with a clean record

Reckless Drivers in Mesa

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arizona, Mesa drivers rank 14 in the number of reckless driving offenses per driver.

  • Rank within state: #14
  • Percent of drivers in Mesa with a reckless driving offense: 0.04%

Hybrid/Electric Vehicle Ownership in Mesa

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Mesa drivers rank 21 in hybrid and electric vehicle ownership across all cities in Arizona.

  • Rank within state: #21
  • Percent of drivers in Mesa with a hybrid/electric vehicle: 1.11%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


Full starFull starFull starFull starFull star
3689 Reviews

Insurify is rated 4.8 out of 5 based on 3689 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!