Unless you just happen to be in the know, it may surprise you to find out that the Annual Ostrich Festival is held here in Chandler. You know, those funny birds that stick their heads in the sand? Hiding from your insurance responsibilities here, however, isn’t an option.
Celebrating Chandler’s early history of ostrich ranching, this party brings out up to 350,000 people each spring. Fun? How could it not be? But your chances of getting into a fender bender are likely to go up as well. Driving with affordable insurance to this festival—or anywhere around Chandler should be a top consideration.
See More: Cheap Car Insurance Arizona
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| Insurance Provider in Chandler | |
|---|---|
 State Farm | $73/mo |
 Allstate | $122/mo |
 Travelers | $127/mo |
 The General | $189/mo |
 Liberty Mutual | $201/mo |
| Best Companies | ||
|---|---|---|
 Clearcover | $132/mo | |
 American Family | $205/mo | |
 Nationwide | $211/mo | |
 Safeco | $219/mo | |
Liberty Mutual | $205/mo |
See More: Best Car Insurance Companies
Arizona does not mandate that its drivers purchase insurance. However, if you choose not to, you do have to be ready to put up a bond totaling $40,000 to prove you can pay for damages that might result from a traffic accident.
Arizona's minimum liability car insurance limits are as follows:
Teen drivers who navigate Chandler’s busy streets are typically charged more than double for their car insurance premiums compared to some other residents, with rates that average $428. As motorists in this city get older, their premiums drop considerably, and by the time people are old enough to be considered senior citizens, they tend to pay anywhere from $171 to $183, depending on their age bracket.
| Driver's Age | |
|---|---|
| teens | $429 |
| 20s | $249 |
| 30s | $187 |
| 40s | $291 |
| 50s | $200 |
| 60s | $172 |
| 70s | $184 |
| 80s | $182 |
| Driving History | |
|---|---|
| No Violation | $232 |
| Speeding Ticket | $224 |
| At-Fault Accident | $282 |
| Failure to Stop for Red Light / Stop Sign | $209 |
It’s never a great idea to add moving violations to your driving record, but at least in Chandler, you won’t have to pay an overinflated rate for your car insurance. Drivers with a clean history tend to pay an average of $231, while involvement in an at-fault accident will push prices up to around the $281 range.
See More: High-risk Car Insurance Arizona
See More: DUI Car Insurance Arizona
Some cities emphasize credit ratings when calculating car insurance prices, but Chandler isn’t one of them. Drivers with a poor or average credit history pay $225 and $226, respectively, while motorists with a good credit rating pay the least, at $202. Should you fall into the excellent tier, you can expect to be charged $263. While this is the highest premium of them all, it isn’t much higher than the other rates.
| Credit Tie | |
|---|---|
| Excellent | $264 |
| Good | $203 |
| Average | $227 |
| Poor | $226 |
See More: Bad Credit Car Insurance Arizona
Looking online for the answer to that DMV question? The AZ DOT is home to all things transportation-related, including driver services and vehicle registration. In Arizona, instead of “DMV,” “MVS” is the acronym most commonly used and stands for “motor vehicle services.” Speaking of standing, don’t stand in line for motor vehicle services in Chandler unless you really want to. You can complete the most frequently requested MVS options, like registering a vehicle or renewing your driver’s license, from your own computer. Authorized third parties (or ATPs) are also in place across the state to help you take care of things like title and registration and driver’s license applications. The Chandler DMV office is located at 50 S Beck Ave.
Looking online for the answer to that DMV question? The AZ DOT is home to all things transportation-related, including driver services and vehicle registration. In Arizona, instead of “DMV,” “MVS” is the acronym most commonly used and stands for “motor vehicle services.” Speaking of standing, don’t stand in line for motor vehicle services in Chandler unless you really want to. You can complete the most frequently requested MVS options, like registering a vehicle or renewing your driver’s license, from your own computer. Authorized third parties (or ATPs) are also in place across the state to help you take care of things like title and registration and driver’s license applications. The Chandler DMV office is located at 50 S Beck Ave.
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Chandler drivers measure up to their fellow Arizona motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Chandler drivers rank 15 in the number of car accidents per driver across all cities in Arizona.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arizona, Chandler drivers rank 17 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Chandler drivers rank 11 in the number of DUI’s per driver across all cities in Arizona.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Chandler is the Toyota Corolla.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arizona, Chandler drivers rank 3 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Chandler drivers rank 15 in clean driving records across all cities in Arizona.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Chandler drivers rank 6 in failure to yield violations per driver across all cities in Arizona.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arizona, Chandler drivers rank 9 in the number of reckless driving offenses per driver.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Chandler drivers rank 5 in hybrid and electric vehicle ownership across all cities in Arizona.
Yes, Chandler celebrates ostriches. As silly as it sounds, they can outrun a horse! Know what isn’t a silly thing to consider? Getting better car insurance coverage by shopping online.
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The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
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