How your age affects Nevada car insurance rates
Because insurers generally equate age with experience level, your age will significantly affect how much you pay for car insurance. New drivers, who tend to be teens or people in their early 20s, typically pay more for insurance than drivers 25 and older.
The following table gives a high-level view of how age can affect insurance rates.
Quote Price by Age Group
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for younger drivers
Multiple other factors influence how much drivers in each age group will pay for car insurance. Some will increase rates for one age group more than another, while others will impact all age groups evenly.
The following table compares how different insurance factors affect average monthly rates for drivers younger than 30. Though auto insurers consider other factors in addition to age in Nevada, teenagers and drivers under the age of 25 pay the highest average rates for car insurance in the state by age group. The cheapest monthly quotes for young drivers purchasing full-coverage insurance include $250 with Sun Coast and $275 with Travelers.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for middle-aged drivers
The following table compares how different insurance factors affect average monthly rates for drivers between 30 and 59. Middle-aged drivers in Nevada spend between $387 and $410 per month, based on Insurify data. Liability-only car insurance quotes for this group of drivers start at $128 per month with Kemper and Sun Coast. Other affordable coverage options include Midvale Home & Auto, Safeco, and Travelers.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for senior drivers
The following table compares how different insurance factors affect average monthly rates for drivers 59 and older. By age group, senior drivers tend to earn the lowest car insurance rates in Nevada. Full-coverage car insurance quotes start at $184 with Mercury and $186 with Travelers. The lowest monthly rates for liability-only insurance come from Sun Coast at $150, $177 with Travelers, and $178 with Nationwide.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.