See More: Cheap Car Insurance Nevada
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| Best Companies | ||
|---|---|---|
 Safeco | $151/mo | |
 Liberty Mutual | $259/mo | |
 Travelers | $145/mo |
See More: Best Car Insurance Companies
| Las Vegas | $194/mo |
| Henderson | $158/mo |
| Reno | $118/mo |
| North Las Vegas | $221/mo |
| Pahrump | $181/mo |
| Nevada | $174/mo |
All motor vehicles operated or parked on Nevada roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:
Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Nevada are as follows:
Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Nevada state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/65, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Nevada law.
The state minimum amount of property damage liability property damage liability coverage required in the state of Nevada is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.
| Driver's Age | |
|---|---|
| teens | $583 |
| 20s | $358 |
| 30s | $261 |
| 40s | $246 |
| 50s | $219 |
| 60s | $214 |
| 70s | $249 |
| 80s | $260 |
| Driving History | |
|---|---|
| No Violation | $280 |
| Speeding Ticket | $340 |
| At-Fault Accident | $366 |
| Failure to Stop for Red Light / Stop Sign | N/A |
See More: High-risk Car Insurance Nevada
See More: DUI Car Insurance Nevada
| Credit Tie | |
|---|---|
| Excellent | $258 |
| Good | $275 |
| Average | $321 |
| Poor | $399 |
See More: Bad Credit Car Insurance Nevada
There is a DMV office in Pahrump, but it has limited staff and only serves local customers. It’s a full-service office offering driver’s licenses, ID cards, vehicle registration, vehicle titles, and license plates. The office is open weekdays from 8 a.m. to 5 p.m. and can be reached at 1 (775) 684-4368. The Pahrump DMV is located at:
1780 E Basin Ave, Suite 1
Pahrump, NV 89060
According to WalkScore, Pahrump is a car-dependent city. Fewer than 1 percent of residents use the Pahrump Valley Public Transit system, while the vast majority drive to get to work. Still, options are available to get around Pahrump or to Las Vegas, North Las Vegas, or Henderson. Service is curb-to-curb and you must call at least 48 hours in advance to schedule your ride.
Local trips are $3, while traveling to Las Vegas or other areas costs $25 round trip. Lyft operates in Pahrump, but this can be an expensive way to get around all the time. Most drivers in Pahrump will need a car insurance policy to be able to run errands and meet their obligations.
The easiest way to find the cheapest car insurance in Pahrump is to use Insurify to find customized quotes from multiple insurance providers. You won’t need to deal with an insurance agency or get individual quotes from different insurers’ websites. You’ll just need to answer a few questions about your vehicle and driving history to get started.
After that, our artificial intelligence technology will reveal quotes from big carriers like State Farm Insurance and Allstate Insurance along with smaller local companies. You can toggle between coverage limits and deductible amounts until you find a policy that fits your budget. And you can shop for home insurance and life insurance as well.
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Pahrump drivers measure up to their fellow Nevada motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Pahrump drivers rank 7 in the number of car accidents per driver across all cities in Nevada.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Nevada, Pahrump drivers rank 7 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Pahrump drivers rank 5 in the number of DUI’s per driver across all cities in Nevada.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Pahrump is the Chevrolet Silverado.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Pahrump drivers rank 7 in hybrid and electric vehicle ownership across all cities in Nevada.
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
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