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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.
A suburb located southeast of Las Vegas, Henderson lets drivers enjoy a more quiet and calm driving experience compared to those in the city. Roads are usually busy, but traffic tends to be limited to rush hour. Visitors looking to get away from the activity of the Strip often head to Henderson for a bit of a reprieve, making road conditions a bit more dangerous, with many who don’t know their way around. Auto insurance in Henderson is priced reasonably, however, as rates tend to be slightly lower than the state average.
The average cost of Nevada car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Henderson, NV to find you the cheapest quotes in the area.
Here are the cheapest carriers in Henderson for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Cheapest Companies | Quotes |
|---|---|
 State Farm | $112/mo |
 Progressive | $132/mo |
 Allstate | $154/mo |
 Nationwide | $176/mo |
 The General | $212/mo |
| Best Companies | Quotes | |
|---|---|---|
 American Family | $227/mo | |
 Safeco | $343/mo | |
 Liberty Mutual | $390/mo | |
 Mercury | $275/mo | |
 Travelers | $223/mo |
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All motor vehicles operated or parked on Nevada roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:
Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Nevada are as follows:
Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Nevada state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/65, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Nevada law.
The state minimum amount of property damage liability property damage liability coverage required in the state of Nevada is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.
Having to visit the DMV can bring on a sense of dread in certain cities, but in Henderson, it’s a fairly smooth experience. One office is located in the city itself with three other locations in Las Vegas proper. Drivers in need of vehicle registration services or handicapped placards only can visit one of two AAA locations in Las Vegas as well.
Despite being adjacent to a city with an unending quantity of public transportation options, residents of Henderson have fewer options than you’d think. Bus service is available throughout the city with 50 different routes, many of which operate 24 hours per day. While Uber and Lyft are popular choices, Henderson is home to a plethora of taxis as well.
If you’re used to navigating the busy streets of Las Vegas, driving in Henderson will feel like a dream come true. This part of Nevada isn’t unlike other suburban areas that feature easy-to-access roads and freeways, although as Henderson continues to grow, traffic may become more of an issue.
Car insurance can be on the higher end of the national average in Henderson, so if you’re looking to save money, head to Insurify today. After answering a few questions, you’ll be able to compare quotes from multiple companies and select the option that best meets your needs.
Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
Here's how Henderson stacks up for the state of Nevada:
The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.
The state of Nevada offers many green driver incentives, including federal tax credits, parking fee exemptions for alternative fuel vehicles, and discounts through some car insurance carriers.
