Cheap Auto Insurance in Las Vegas, Nevada (2023)

Las Vegas residents pay, on average, 13% more for car insurance than the overall average for Nevada.

Elizabeth Rivelli
Written byElizabeth Rivelli
Elizabeth Rivelli
Elizabeth Rivelli

  • 5+ years writing insurance and personal finance topics

  • Auto, home, health, and life insurance expertise

Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.

Read Editorial Guidelines

View Full Bio

Featured in

media logomedia logomedia logo
Chris Schafer
Edited byChris Schafer
Chris Schafer
Chris SchaferSenior Editor

  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

Read Editorial Guidelines

View Full Bio

Featured in

media logomedia logomedia logomedia logo
Konstantin Halachev
Data reviewed byKonstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Updated September 20, 2023

Save up to $717 by comparing quotes from the top 70+ insurance companies

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers
Advertiser Disclosure

At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.

We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.

Why you can trust Insurify: Insurify’s expert insurance writers and editors operate independently of our insurance partners. As an independent agent and insurance comparison website, we make money through commissions from insurers. But that does not influence any editorial content, including reviews. Learn more.

If you live in Las Vegas and are in the market for car insurance, you should know premiums average $465 per month for full coverage and $390 per month for liability-only coverage. That’s $21 per month more than Nevada’s overall average. The city’s population density and robust gambling industry likely contribute to Las Vegas’ comparatively high car insurance costs.

However, insurers like Country, State Farm, GEICO, and USAA all offer more affordable rates.

This article is your guide to finding not only the cheapest car insurance companies in Las Vegas but also the companies that best match your unique needs and circumstances. Read on to find your next auto insurer.

Quick Facts

  • Las Vegas has a full-time population of more than 656,274 people and is the most populous city in Nevada. 

  • Nevada is an at-fault state regarding auto accident liability.

  • Car insurance rates in Las Vegas are more expensive than the national average.

Find Car Insurance in Las Vegas

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Best car insurance companies in Las Vegas

When shopping for car insurance, cost is important. However, car insurance premiums are unique to each driver, and not all the criteria affecting the quotes you receive are within your control.

For instance, the cheapest insurer for a driver with a clean record might not be the cheapest insurer for a driver with an at-fault accident. Similarly, a young person may pay a higher premium than an older driver simply because their age group has a higher statistical likelihood of an accident.

As you begin your search for your next car insurance policy, start with some of the state’s most affordable auto insurers, like Country Financial, USAA (if applicable), and Allstate.

Best for low rates: COUNTRY Financial

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.9
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
868
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$66/mo

COUNTRY Financial is the cheapest car insurance company overall in Las Vegas, offering the lowest premiums for full coverage and minimum coverage. It also offers the cheapest rates for teen drivers, senior drivers, and people with a speeding ticket, at-fault accident, or DUI on their record.

COUNTRY Financial also offers a good selection of discounts for even more savings. It offers student discounts, occupation discounts, bundling discounts, safe driver discounts, loyal customer discounts, and others.

Pros

  • Cheapest average premiums for most Las Vegas drivers

  • Many available discounts

  • Several available endorsements for additional protection

Cons

  • Instant rate quotes not available online

  • Coverage not available in every state

  • No accident forgiveness or gap insurance

Average customer service from the agent

Michael - December 27, 2022
Verified

Worked with them for many years; never had issues, and our agent always had our best interests at heart

Shirley - October 2, 2022
Verified

Great price and customer service

Wendy - June 2, 2021
Verified
Read our Country Financial review

Best for military and veterans: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$136/mo

USAA is one of the top-rated car insurance companies in Las Vegas and is available to active-duty and retired military service members and select family members. It also has the highest customer satisfaction rating from J.D. Power in the Southwest region and an A.M. Best financial strength rating of A++ (Superior).[1]

USAA also offers some of the most affordable auto insurance in Las Vegas, and eligible drivers can take advantage of many discounts. USAA offers savings for good students, safe drivers, bundling your policies, insuring a newer vehicle, and being a loyal customer, among others.

Pros

  • Highest customer satisfaction score in the Southwest region[2]

  • A.M. Best financial strength rating of A++ (Superior)

  • Good variety of discounts

Cons

  • Only available to military service members, veterans, and their families

  • Few available endorsements

  • Access to physical branches is limited

Overall poor service, took a safe driving discount away because I wasn’t driving enough.

Kenneth - September 9, 2023
Verified

They Serve The Veteran.

Jack - September 7, 2023
Verified

Raised rates nearly 43%.

Jan - June 19, 2023
Verified
Read our USAA review

Best for discounts: Allstate

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.2
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
833
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$174/mo

Allstate is one of the largest car insurance companies in the U.S., and it has below-average rates in Las Vegas while offering many discounts for additional savings. With Allstate, you can get a new-car discount, bundling discount, paperless statements discount, autopay discount, smart student discount, safe driving club discount, and more. You can also get an instant rate quote online to see how much you’ll pay for coverage.

However, Allstate only offers a few endorsements, and the only optional policies are rental car reimbursement coverage, rideshare insurance, and roadside assistance.

Pros

  • Below-average rates in Las Vegas

  • Discounts for policy savings

  • Highly rated for claims satisfaction by J.D. Power[3]

Cons

  • Below-average customer satisfaction rating[2]

  • Few optional car insurance policies offered

  • Rates are higher than some top competitors

Good company, but costs more for premiums

Patricia - February 1, 2023
Verified

My rate for auto insurance jumped approximately $100 after six months and I was unable to get a satisfactory explanation.

Burl - January 30, 2023
Verified

They’ve given good service, but there were times when things could have been handled a bit more professionally.

Dorothy - January 18, 2023
Verified
Read our Allstate review

Cheapest liability-only car insurance in Las Vegas

Liability-only car insurance covers your financial responsibilities when you cause an accident. Specifically, it pays for another driver’s medical expenses if they get injured. It also covers property damage, like vehicle repairs.

The companies below have the cheapest liability-only insurance in Las Vegas:

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Monthly Quote
COUNTRY Financial42
State Farm61
GEICO73
USAA86
Allstate110
Farmers172
Safeco174
Mercury187
American Family210
Progressive215
Dairyland230
Liberty Mutual234
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Las Vegas

A full-coverage car insurance policy provides more protection than a liability-only policy. Full-coverage policies typically include liability insurance plus collision, comprehensive, and medical payments insurance. If you lease or finance your vehicle or recently bought a new car, having full-coverage insurance can protect your investment.

Full-coverage car insurance is typically more expensive than liability-only coverage because it provides more protection. However, rates vary by insurer. The companies featured below have the cheapest full-coverage car insurance in Las Vegas.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Monthly Quote
COUNTRY Financial66
State Farm97
GEICO117
USAA136
Allstate174
Mercury228
Safeco237
Nationwide268
Farmers273
Travelers283
Progressive305
Liberty Mutual314
American Family333
Dairyland416
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Estimate your insurance costs

Select discounts that apply to you
Save 35%
Save 5%
Save 24%
Save 38%
Age
Credit Score
Are you insured
Your estimated deal

*Estimate based on a market average of rates provided to other users like you.

Select discounts that apply to you

Car insurance requirements in Nevada

Car insurance is a legal requirement in Nevada, and vehicle owners must carry at least 25/50/20 in liability coverage.[4] Nevada is also a tort state, meaning it’s an at-fault state. In the event of an accident, the at-fault driver is responsible for compensating the other person for their expenses.

Below, you can see the minimum 25/50/20 car insurance coverage requirements in Nevada:

illustration card https://a.storyblok.com/f/162273/x/f2ca9fa443/protection-for-passengers.svg

Bodily injury liability

$25,000 for one person’s injuries in an accident and $50,000 for all injuries in an accident

illustration card https://a.storyblok.com/f/162273/x/9ffcc07fc9/damage-from-aircraft.svg

Property damage liability

$20,000 for property damage in an accident

You can also benefit from raising your liability insurance policy limit or adding optional coverages to your basic policy. Here are several optional coverages to consider:

illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

Uninsured/underinsured motorist insurance

Uninsured/underinsured motorist (UM/UIM) insurance provides additional liability coverage if you get hit by a driver who doesn’t have insurance or doesn’t have enough insurance to cover your losses in full.

illustration card https://a.storyblok.com/f/162273/x/38dc81ba93/drive-1.svg

New-car replacement insurance

If your vehicle is totaled in a covered loss, new-car replacement insurance will provide a settlement to purchase a new vehicle that’s similar to the make and model of your old vehicle.

illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

Gap insurance

If you lease or finance your vehicle, having gap insurance can be beneficial. If your car gets totaled, gap insurance will cover the difference between the car’s diminished value and the amount you owe.

Vehicle Inspection Requirements by State (2023)

Vehicle Inspection Requirements by State (2023)

Cheapest car insurance for drivers with an incident

Your driving record is one of the biggest factors that can affect your car insurance rates. If you have any incidents on your record — like speeding tickets, at-fault accidents, DUIs, or other violations — you’ll probably pay a higher rate. This is because drivers with a history of these violations are generally considered riskier to insure than drivers with a clean record.

Find Car Insurance in Las Vegas

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Cheapest car insurance for drivers with a speeding ticket

Car insurance rates are typically more expensive for drivers who have gotten a speeding ticket. If you have received multiple speeding tickets over the last year, you might see an even bigger rate increase as well.

But the rate increase after a speeding ticket depends on your car insurance company. Here, you can see which car insurance companies are the cheapest for drivers with speeding tickets.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Monthly Quote
COUNTRY Financial87
State Farm127
GEICO153
USAA178
Allstate228
Mercury299
Safeco311
Farmers358
Progressive400
Liberty Mutual412
American Family437
Dairyland546
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

Drivers with an at-fault accident on their record usually pay higher car insurance rates as well. From the perspective of an insurance company, causing an accident makes you riskier to insure. The rate increase after an at-fault accident can be significant, but it depends on your insurer.

These companies have the cheapest car insurance rates in Las Vegas for drivers with an at-fault accident on their record.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Monthly Quote
COUNTRY Financial89
State Farm131
GEICO158
USAA183
Allstate234
Mercury307
Safeco319
Farmers368
Progressive411
Liberty Mutual423
American Family449
Dairyland560
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

A DUI is one of the most serious traffic violations you can get. As a result, it generally has the biggest effect on your car insurance premium. After being convicted of a DUI, you can expect your car insurance premium to increase significantly.

However, some car insurance companies have lower rates for drivers with a DUI. In the table below, you can see which car insurance companies are the cheapest for Las Vegas drivers with a DUI on their record.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Monthly Quote
COUNTRY Financial102
State Farm150
GEICO181
USAA210
Allstate269
Mercury353
Safeco367
Farmers422
Progressive472
Liberty Mutual486
American Family515
Dairyland644
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
How Long Does a DUI Stay On Your Record?

How Long Does a DUI Stay On Your Record?

Cheapest car insurance for seniors

As you get older, your car insurance rates generally decrease in cost until you enter your 70s, when rates often become more expensive. Below, you can see which car insurance companies have the cheapest rates for seniors living in Las Vegas:

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Monthly Quote
COUNTRY Financial37
State Farm55
GEICO66
USAA77
Allstate98
Mercury129
Safeco134
Farmers154
Progressive172
Liberty Mutual178
American Family188
Dairyland235
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Teen drivers pay some of the highest car insurance rates due to their lack of experience on the road. This is because the rate of car accidents is higher for teens between the ages of 16 and 19 than among any other age group.[5]

Not surprisingly, then, staying on your parents’ car insurance policy is cheaper than getting your own policy. However, you have a few other ways to save money on car insurance as well. For example, you can often get a discount for getting good grades in school. Insuring a vehicle with safety features, like an anti-theft device, can also help you get a cheaper rate.

In the table below, you can see which car insurance companies are the cheapest for teen drivers in Las Vegas.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT. 
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio
Insurance CompanyAverage Monthly Quote
COUNTRY Financial115
State Farm169
GEICO204
USAA237
Allstate304
Mercury398
Safeco414
Farmers477
Progressive532
Liberty Mutual548
American Family581
Dairyland726
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

How to get the cheapest car insurance in Las Vegas

Car insurance premiums are personalized to each driver. Factors like your age, vehicle type, coverage limits, and deductibles can all affect your rate.

Here are some tips for getting the cheapest car insurance in Las Vegas for your situation:

  • Look for discounts. Many Nevada car insurance companies offer discounts that can reduce your premium. For example, you can often get savings for having safety features in your vehicle, enrolling in automatic payments, insuring multiple vehicles, and taking an approved defensive driving course.

  • Choose higher deductibles. For policies that require a deductible, like collision or comprehensive insurance, choosing a higher deductible will lower your monthly premium.

  • Pay in full. Most car insurance companies offer a small discount to drivers who pay their annual premium up front in a lump sum.

  • Bundle your policies. Bundling two or more insurance policies with the same company, like auto insurance and home insurance, usually results in a discount.

Find Car Insurance in Las Vegas

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

How your credit score affects your car insurance premium

Car insurance companies are allowed to use credit-based insurance scores in Nevada. This means your credit score will affect your insurance premium. In general, drivers with good credit pay lower car insurance rates than drivers with poor credit.

You can make immediate improvements to your credit score by keeping a low balance, paying your bills on time, and not opening any new credit accounts.

Is car insurance more expensive in Las Vegas?

Car insurance in Las Vegas is much more expensive than the national average rate. In Las Vegas, the average premium is $465 per month for full coverage and $390 per month for minimum coverage. To compare, the U.S. national average rate is $253 per month for full coverage and $170 per month for liability-only coverage.

While car insurance quotes are different in every state, your city and ZIP code within Nevada can also affect your premium. For example, the average rate in Carson City is $203 per month for full coverage, and the average rate in Henderson is $395 per month for full coverage. These cities have a lower population than Las Vegas and may have lower rates of crime or vehicle theft, which contribute to cheaper rates.

More cities in Nevada

In the table below, you can see how the average car insurance rates in other Nevada cities compare to the average rates in Las Vegas.

CityAverage Monthly QuoteCompared to Las Vegas
Carson City$203-56%
Henderson$395-15%
North Las Vegas$4916%
Reno$264-43%
Sparks$250-46%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Las Vegas car insurance FAQs

If you’re still seeking information to help you get the most affordable car insurance in Las Vegas, the answers presented here can help.

  • Who has the cheapest car insurance in Las Vegas?

    Country Financial offers the most affordable average rates for full coverage and liability-only coverage, according to Insurify data. The insurer also offers low-cost premiums for seniors, teens, and those with past speeding tickets. State Farm and GEICO also offer competitive rates, and you can secure the best rate for yourself by comparing multiple quotes from different insurers.

  • What are the best car insurance companies in Las Vegas?

    Country Financial, Allstate, and USAA rank as some of the top insurers serving Las Vegas. Country Financial offers many of the area’s most competitive rates and has an IQ Score of 3.9. Allstate has an IQ Score of 4.2 and posts high scores for claims satisfaction, according to J.D. Power. USAA serves members of the military community and ranks number one for customer service in the Southwest as well as having an IQ Score of 4.3.

  • How much insurance do you need in Nevada?

    In Nevada, vehicle owners are required to carry minimum liability insurance coverage amounting to 25/50/20. This means your coverage must include bodily injury liability coverage amounting to $25,000 for one person’s injuries in an accident and $50,000 for all injuries in an accident. You’re also required to carry $20,000 in property damage liability.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Related articles

More cities in Nevada

Popular cities

Sources

Elizabeth Rivelli
Elizabeth Rivelli

Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com. 

Learn More
Chris Schafer
Edited byChris SchaferSenior Editor
Chris Schafer
Chris SchaferSenior Editor

  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

Read Editorial Guidelines

View Full Bio

Featured in

media logomedia logomedia logomedia logo
Konstantin Halachev
Data reviewed byKonstantin HalachevVice President of Engineering
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering

  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Latest Articles

How Long Does a DUI Stay On Your Record?

How Long Does a DUI Stay On Your Record?

If you have a DUI charge, it can stay on your record anywhere from five to 10 years — and sometimes permanently — depending on the state you live in.

6 min. read|October 2, 2023
What Happens When Car Insurance Lapses?

What Happens When Car Insurance Lapses?

A lapse in insurance can make it challenging to get a new car insurance policy at affordable rates. Here’s what to do.

5 min. read|October 2, 2023
How to Cancel Your Liberty Mutual Auto Insurance Policy in 5 Easy Steps (2023)

How to Cancel Your Liberty Mutual Auto Insurance Policy in 5 Easy Steps (2023)

Learn how to cancel your Liberty Mutual car insurance policy in five easy steps, from looking up your renewal date to getting your refund.

4 min. read|October 2, 2023
Car Insurance Rates by State (October, 2023)

Car Insurance Rates by State (October, 2023)

Michigan is the most expensive state for car insurance, with an average monthly rate of $303. New Hampshire drivers pay the least, at $81.

15 min. read|October 2, 2023
The 10 Best and Worst Car Insurance Comparison Sites for 2023

The 10 Best and Worst Car Insurance Comparison Sites for 2023

Few car insurance comparison sites deliver real quotes, and many sell your data. Learn how the No.1 rated insurance comparison platform can save you up to $717.

27 min. read|October 2, 2023
Cost of BMW Car Insurance (2023)

Cost of BMW Car Insurance (2023)

Compare the cost of insuring your BMW vehicle, with rates starting at $104 per month.

17 min. read|September 28, 2023