The effect of driving habits on car insurance in Reno
When determining insurance premiums, insurance companies take a close look at your driving record. Drivers with a record free of at-fault accidents, speeding tickets, and DUIs typically pay less for car insurance than drivers with any of these violations on their record.
The tables below outline how different driving infractions could increase your car insurance rates.
It’s important to note that when you see a negative difference in a table, it doesn’t mean that particular insurance company lowers rates for drivers with that infraction on their records. Rather, it may mean that our sample size was small — insurers may choose to not offer policies to drivers with that infraction. Your actual rate can vary, based on a number of factors other than driving record.
Cheapest car insurance with an accident in Reno: Kemper
Kemper offers drivers with an accident in their past the cheapest car insurance, at an average of $89 per month. If you cause an accident, your insurance premiums will likely increase. But even with an incident in your past, some insurance companies offer affordable rates.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a DUI in Reno: Kemper
A DUI is a serious driving violation that often leads to higher insurance premiums. But after a DUI, Reno drivers can still find affordable premium options. For example, Kemper offers drivers with a DUI on their driving record average monthly premiums of $61.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a speeding ticket in Reno: Kemper
If you get distracted by the beautiful scenery in Reno, you might end up with a speeding ticket. In general, speeding tickets leads to higher monthly premiums. But Reno drivers can still find affordable auto insurance rates. Kemper offers drivers with a speeding ticket average monthly premiums of $83.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance in other Nevada cities
Car insurance rates can vary greatly from city to city — even within the same state. Here’s a look at car insurance in some other Nevada cities: