How your age affects your Mississippi car insurance rates
Because insurers generally equate age with experience level, your age will significantly affect how much you pay for car insurance. New drivers, who tend to be teens or people in their early 20s, typically pay more for insurance than drivers 25 and older.
The following table gives a high-level view of how age can affect insurance rates.
In addition to factors like driving records and credit history, your age affects the cost of your car insurance in Mississippi. Teen drivers in Mississippi usually pay the highest rates for auto insurance coverage, at $469 per month on average. Drivers in their 60s and 70s generally pay the lowest rates for coverage in Mississippi, at just $131 and $135 per month on average, respectively.
Quote Price by Age Group
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for younger drivers
Multiple other factors influence how much drivers in each age group will pay for car insurance. Some increase rates for one age group more than another, while others affect all age groups evenly.
The following table compares how different insurance factors affect average monthly rates for drivers younger than 30.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for middle-aged drivers
Car insurance rates begin to fall for drivers once they reach 25. However, accidents — which cost insurers money when you file a claim — and DUIs can push rates higher for middle-aged drivers. The following table compares how different insurance factors affect average monthly rates for drivers between 30 and 59.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for senior drivers
Seniors generally pay the lowest car insurance rates of any age group. But as drivers grow older, rates begin to climb for those in their 60s, 70s, and 80s. Having an accident can make it difficult for senior drivers to find insurance. The following table compares how different insurance factors affect average monthly rates for drivers 59 and older.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.