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Cheap Auto Insurance Quotes in Meridian, MS (January 2022)

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Last Updated: January 2022
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Car Insurance in Meridian, MS

The average cost of Mississippi car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Meridian, MS to find you the cheapest quotes in the area.
$64
$138
$148
$213
$218
State FarmTravelersProgressiveThe GeneralDirect Auto

Cheapest Car Insurance in Meridian, MS

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$160
$139
$179
$148
$176
$156
MississippiJacksonGulfportSouthavenHattiesburgMeridian
Click here to learn about car insurance quotes and save on your current policy.

Meridian, MS Driving Facts

mississippi

Minimum Car Insurance Requirements in MS

The state of Mississippi requires all motor vehicle operators to have proof of insurance available in the car at all times.

The minimum bodily injury liability insurance requirements in Mississippi are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident 

Bodily injury liability coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Mississippi state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

  • $25,000 property damage liability per accident

Property damage liabilitry coverage pays for any property that you damage in an accident. The state of Mississippi requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

Find local Meridian agents

Insurance Solutions of MS, Inc. 
1207 23rd Ave, Meridian, MS 39301
Vanguard Insurance Partners, Inc. 
406 Hwy 11 and 80, Meridian, MS 39301
Meyer & Rosenbaum Inc 
2405 8th St, Meridian, MS 39301
Little and Associates Ins. Agency, LLC 
4521 Poplar Springs Drive, Meridian, MS 39305
The Insurance Center of Meridian, LLC 
2401 14th St, Meridian, MS 39301-3949
Direct Auto Insurance
1300 14th St Suite B, Meridian, MS 39301
The Trey Cross Agency: Nationwide Insurance
1825 6th St, Meridian, MS 39301
Autoplus Insurance
3103 MS-39, Meridian, MS 39301
Insurance Source
1121 24th Ave, Meridian, MS 39301
Jeff Andrews: Allstate Insurance
3119A Hwy 45 N, Meridian, MS 39301

Insurify Insights: How Meridian Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Meridian, MS
suspended licenses
#17
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Meridian drivers measure up to their fellow Mississippi motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Meridian

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Meridian drivers rank 12 in the number of car accidents per driver across all cities in Mississippi.

  • Rank within state: #12
  • Percent of drivers in Meridian with an accident: 7.04%
  • Drivers in Meridian, MS with an accident in their driving history paid on average 56.44% more than drivers with a clean record

Speeding in Meridian

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Mississippi, Meridian drivers rank 13 in the number of speeding infractions per driver.

  • Rank within state: #13
  • Percent of drivers in Meridian with a speeding ticket: 8.85%
  • Drivers in Meridian, MS with a speeding ticket in their driving history paid on average 55.83% more than drivers with a clean record

DUI/DWIs in Meridian

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Meridian drivers rank 2 in the number of DUI’s per driver across all cities in Mississippi.

  • Rank within state: #2
  • Percent of drivers in Meridian with a DUI: 2.41%
  • Drivers in Meridian, MS with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Meridian

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Meridian is the Honda Accord.

Hybrid/Electric Vehicle Ownership in Meridian

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Meridian drivers rank 13 in hybrid and electric vehicle ownership across all cities in Mississippi.

  • Rank within state: #13
  • Percent of drivers in Meridian with a hybrid/electric vehicle: 0.28%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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