Cheapest Auto Insurance in Oxford, Mississippi (2024)

State Farm offers the cheapest car insurance in Oxford, with minimum-coverage policies as low as $31 per month.

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Edited byChris Schafer
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Updated June 12, 2024

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Cheapest recent rates near Oxford, Mississippi

Drivers using Insurify have found quotes as cheap as $31/mo for liability only and $71/mo for full coverage in Oxford and other Mississippi cities.

*Quotes generated for Insurify users in and around Oxford, Mississippi within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Oxford, Mississippi within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance in Oxford, Mississippi, costs an average of $67 per month for liability-only coverage and $170 per month for full coverage. This is roughly on par with the statewide costs of $76 for liability coverage and $205 for full coverage.

Oxford’s smaller population of around 26,000 probably contributes to its lower car insurance costs. But this college town — home to the University of Mississippi — has lots of students on the roads, which could result in higher insurance premiums for some drivers. Here’s how to find the lowest car insurance rates possible in Oxford.

Quick Facts
  • Oxford drivers will find the cheapest liability-only insurance rates from State Farm and the cheapest full-coverage rates from State Farm.

  • Mississippi law allows car insurance companies to use customers’ credit information to help establish rates.

  • Car insurance in Mississippi is more affordable than the national average and lower than in many other cities in the Magnolia State.

3 of the cheapest car insurance companies in Oxford

The following table offers you an overview of the leading insurance companies in Oxford to help you find a company that best aligns with your budgetary needs. While you may ultimately choose a different insurer, starting your search with these three can be beneficial. Always remember the best insurer for you depends on your personal needs and situation.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest For
State Farm4.6$71$36Low rates
USAA4.7$73$37Military members
Travelers4.5$139$70Discounts
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Best insurer for low rates: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.6
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
855
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$31/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$61/mo

State Farm is one of the top companies for auto insurance in Oxford, offering competitive rates and comprehensive coverage. State Farm’s rates consistently rank among the lowest in Oxford.

Pros
  • Low rates with discounts available

  • Personalized service from a network of local agents

Cons
  • Can’t buy a policy online

  • Poor ratings on the Better Business Bureau’s website

Read our State Farm review
Ray - June 11, 2024
Verified

Took months to get an adjuster for my water leak in the house

Find someone else.

George - June 11, 2024
Verified

Thinking about Switching

Shop around, the prices could be better.

Lawrence - June 11, 2024
Verified

Feels Like Someone's Watching Me, I'm Not Switching

Where did you get the idea that I was switching? That's untrue. I'm in good standing with my current insurance company.

Best insurer for military members: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.7
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
886
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$32/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$62/mo

USAA offers insurance, as well as a variety of financial products for veterans, military members, and their families. If you’re eligible for USAA auto insurance, you can enjoy highly rated customer service and military-centric perks.

Pros
  • Robust mobile app for paying premiums, accessing ID cards, and reporting claims

  • Offers bundling discounts

Cons
  • Only available to active military, veterans, and their families

  • Usage-based insurance not available in Mississippi

Read our USAA review
Harold - June 9, 2024
Verified

Great

I have been with them for 30 years.

Margaret - June 8, 2024
Verified

Very Happy Customer

My experience has been very good, so I would definitely recommend this company to anyone who qualifies for coverage.

Larry - June 8, 2024
Verified

Fantastic

It's great and cheaper than any other insurance companies.

Best insurer for discounts: Travelers

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.5
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
839
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$60/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$119/mo

Travelers offers a variety of insurance products for people and businesses throughout most states in the U.S. and Washington, D.C. While rates from Travelers can be higher than some competitors, the company offers several discounts that can help you lower your premiums.

Pros
  • Coverage available if you drive frequently but don’t own a car

  • May qualify for a discount if you own a home or condo, even if your homeowner’s insurance is with another company

Cons
  • No rideshare insurance in Mississippi

  • Bundling discount is low compared to other insurance companies

Read our Travelers review
Dorothy - June 6, 2024
Verified

Travelers Insurance

Travelers has been my insurance company for over 10 years and I am very satisfied.

James - June 5, 2024
Verified

Missed a Payment and My Installments Increased

After missing one payment, my monthly installments increased by over $100 and have not returned to the original rate. It might be worth looking for a cheaper option.

Linda - June 2, 2024
Verified

Terrible

The rate increases every 6 months.

How to get the cheapest car insurance in Oxford

Car insurance companies base their rates on several factors, including your age, the type of car you drive, your credit, and even the ZIP code where you park your car at night.

While some of these factors are out of your control, the following strategies can help you keep your auto insurance costs as low as possible:

  • Bundle insurance policies. Many insurance companies offer discounts for customers who buy two or more policies from them. Consider shopping for auto and home insurance or renters insurance at the same time to tap into these discounts.

  • Select a higher deductible. Choosing a higher deductible for your comprehensive and collision coverage means you agree to pay more out of pocket when you have a claim. Increasing your deductible from $200 to $500 could reduce the cost of these coverages by up to 30%, according to the Insurance Information Institute.

  • Ask about discounts. Many auto insurance companies offer discounts to people who maintain a clean driving record, install anti-theft devices, take a defensive driving course, or take other steps to lower their risk. Ask your insurer what discounts it has available, and make sure you take advantage of as many as you can.

  • Shop around. Rates vary from company to company, so shopping your policy with several different insurance companies is the best option for finding the best coverage at the lowest rate. An insurance price-comparison platform makes it easy to compare rates from several different insurers at the same time to find the best rates for you.

Cheapest liability-only car insurance in Oxford: State Farm

Liability car insurance pays for the other party’s medical bills and property damage in an accident you cause. However, it doesn’t cover damage to your vehicle or your medical costs if you’re injured. As such, liability-only coverage is generally the most affordable. But liability insurance doesn't pay for damages to your vehicle in an at-fault accident, so you need to carefully consider your ability to cover potential out-of-pocket costs.

Liability-only policies in Oxford cost $67 per month, on average. This table shows average monthly quotes for liability-only coverage from the top insurers in Oxford.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm31
USAA32
Safeco48
Allstate50
GAINSCO50
Progressive51
Nationwide52
GEICO53
National General56
Travelers60
Shelter77
Clearcover82
Liberty Mutual85
Foremost87
Bristol West89
Dairyland91
Root93
Direct Auto95
The General117
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Oxford: State Farm

Full-coverage car insurance combines liability insurance with comprehensive and collision coverages, so it's more expensive than minimum coverage. Comprehensive insurance covers damages to your car caused by incidents other than collisions, such as fire, theft, vandalism, and natural disasters. Collision insurance covers your car’s repair or replacement if it’s damaged in an accident with another vehicle or an object.[1]

Drivers in Oxford pay an average of $170 per month for full-coverage insurance. The table shows the cheapest full-coverage car insurance quotes in Oxford.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm61
USAA62
Safeco88
Allstate99
Progressive100
Nationwide103
GEICO104
National General115
Travelers119
Clearcover139
GAINSCO140
Root151
Midvale Home & Auto154
Shelter154
State Auto155
Liberty Mutual173
The General201
Bristol West202
Direct Auto209
Dairyland217
Foremost229
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Recent Insurify quotes for Oxford, Mississippi drivers

Recent Oxford, Mississippi car insurance prices for Drivers using Insurify have found quotes as cheap as $37/mo for liability only and $103/mo for full coverage in Oxford and other Mississippi cities. , and more.

*Quotes generated for Insurify users in and around Oxford, Mississippi within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Oxford, Mississippi within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Mississippi

To drive legally in Mississippi, you must have liability coverage that meets the following minimum requirements:[2]

CoverageMinimum Requirements
Bodily injury liability$25,000 per person and $50,000 per accident
Property damage liability$25,000 per accident

The coverage amounts above meet the minimum requirements in Mississippi. But if you want protection that goes above the minimum, you may consider adding one or more of the following optional coverages:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage reimburses you for damage to your own vehicle due to a collision with another vehicle or object.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance reimburses you for theft or damage to your car due to events other than a collision, such as fire, vandalism, or hail.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    This coverage provides reimbursement for medical expenses for injuries to you or your passengers involved in an accident.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured motorist coverage protects you if you’re hit by a driver without insurance or by a hit-and-run driver. Underinsured motorist coverage helps when the other driver doesn’t have high enough limits to cover your bodily injury or property damage.

  • illustration card https://a.storyblok.com/f/162273/x/73ee7a876e/repair.svg

    Glass coverage

    This coverage pays to repair or replace your windshield, windows, and sunroof with no deductible.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap coverage

    This pays the difference between the fair market value of your vehicle and what you owe on your auto loan if it’s stolen or totaled in an accident.

Cheapest car insurance for drivers with an incident

In the context of car insurance, an incident refers to events such as speeding tickets, at-fault car accidents, driving under the influence (DUI), and other moving violations. Incidents typically result in higher car insurance premiums because insurers view drivers with incidents on their records as more likely to make a claim in the future.

In the sections that follow, you’ll see how different incident types can affect your insurance premiums.

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Cheapest car insurance for drivers with a speeding ticket: State Farm

A speeding ticket on your record may raise your rates, but the good news is they’ll likely go down once the ticket is off your record. Oxford drivers with a speeding ticket pay $101 per month for liability-only insurance and $257 for full coverage, on average.

The table below provides an overview of the car insurance companies in Oxford that offer the most affordable monthly liability-only quotes for drivers with a speeding ticket.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyClean RecordWith Ticket
State Farm3141
USAA3243
Safeco4865
Allstate5067
GAINSCO5074
Progressive5168
Nationwide5270
GEICO5371
National General5673
Travelers6081
Shelter77107
Clearcover82111
Liberty Mutual85125
Foremost87128
Bristol West89118
Dairyland91123
Root93132
Direct Auto95128
The General117159
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

If you have an at-fault accident on your driving record, insurance companies might view you as a high-risk driver, which could result in increased premiums. If you live in Oxford and have an at-fault accident on your record, you’ll pay an average of $105 per month for a minimum-coverage policy, and $267 for full coverage.

The table below provides an overview of the car insurance companies that offer the most competitive minimum-coverage monthly quotes for drivers with an at-fault accident.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyClean RecordWith Accident
State Farm3143
USAA3245
Safeco4866
Allstate5070
GAINSCO5068
Progressive5173
Nationwide5274
GEICO5375
National General5679
Travelers6085
Shelter77112
Clearcover82122
Liberty Mutual85130
Foremost87133
Bristol West89123
Dairyland91128
Root93138
Direct Auto95136
The General117167
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

Insurers see a DUI as one of the most serious offenses, and if you have one on your record, your rates will certainly climb. Some insurers may drop you altogether due to the increased risk of claims. Oxford drivers with a DUI can expect to pay an average of $119 per month for liability-only insurance and $301 for full coverage.

The table below offers a comprehensive overview of the insurers that provide the most affordable monthly liability-only quotes for Oxford drivers with a DUI on their record.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyClean RecordWith DUI
State Farm3154
USAA3255
Safeco4883
Allstate5086
GAINSCO5086
Progressive5188
Nationwide5290
GEICO5392
National General5697
Travelers60104
Shelter77133
Clearcover82142
Liberty Mutual85147
Foremost87150
Bristol West89154
Dairyland91157
Root93161
Direct Auto95164
The General117202
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Experienced drivers tend to be safer on the road, so insurance companies often decrease rates for drivers once they reach middle age. However, rates increase once again as drivers reach senior status. This later increase is due to the increased risks associated with senior drivers, including slowed reflexes and the increased severity of injuries during an accident.

Research shows drivers age 70 and older are involved in more fatal crashes per mile traveled than middle-aged drivers.[3] Insurance companies increase rates to account for the increased risk.

Oxford seniors pay $50 on average for a liability-only policy and $127 for full coverage. The below table lists the companies with the lowest average monthly car insurance quotes for senior drivers in Oxford, Mississippi.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyFull CoverageLiability Only
State Farm4523
USAA4724
Progressive6835
Safeco6837
Nationwide7337
Allstate7638
GEICO7940
National General8743
Travelers8945
Shelter10251
Clearcover10662
GAINSCO10939
Root11873
Liberty Mutual13164
Direct Auto15370
Bristol West15468
The General15691
Dairyland16569
Foremost17064
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Auto insurance rates for teen drivers tend to be higher than those for adults because young drivers have less driving experience and are prone to taking more risks behind the wheel. This puts them at a higher risk of being involved in an accident.

Some ways to save on the cost of coverage include keeping teens on their parents’ insurance policy and taking advantage of discounts, including those for good students and taking a driver’s education course.

Oxford teens can expect to pay a monthly average of $141 for minimum coverage and $357 for full coverage. The table below shows companies offering the lowest monthly car insurance quotes for teen drivers in Oxford.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
USAA11258
State Farm11357
GEICO17991
Allstate18895
Nationwide19297
Progressive196100
Safeco197107
Travelers232117
National General234114
Root254156
GAINSCO27197
Shelter288144
Clearcover291172
Liberty Mutual347170
The General356207
Bristol West375165
Dairyland396166
Direct Auto413188
Foremost441167
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Oxford car insurance quotes by credit tier

Mississippi, like many other states, allows insurers to consider credit history when underwriting auto insurance policies. Generally, drivers with excellent or good credit pay significantly lower rates than drivers with poor credit.

The chart below shows the average car insurance quotes you’ll pay in Oxford, by credit tier.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Oxford?

Car insurance in Oxford averages $67 per month for liability-only coverage and $170 per month for full coverage. This is lower than the national averages of $105 per month for liability only and $215 for full coverage.

Part of the reason for this price difference may be Oxford’s population of only about 26,000. Oxford is also a very walkable city, meaning fewer cars on the roads than in larger cities, and drivers are less likely to be involved in an accident.

More cities in Mississippi

The table below shows the average monthly quotes for car insurance in other cities in Mississippi so you can see how those rates compare to Oxford.

CityAverage Quote: Full CoverageAverage Quote: Liability Only
Columbus$192$70
Hattiesburg$212$84
Jackson$240$90
Madison$205$79
Meridian$197$71
Southaven$237$89
Tupelo$189$74
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Oxford car insurance FAQs

Looking for more information on how to get the cheapest car insurance in Oxford? Consult the answers below.

  • How much is car insurance in Oxford, Mississippi?

    Car insurance in Oxford averages $67 per month for liability-only coverage and $170 per month for full coverage. By comparison, the Mississippi state average costs are $205 per month for full coverage and $76 for liability only.

  • Which companies have the cheapest car insurance in Oxford?

    State Farm, USAA, and Safeco are the cheapest car insurance companies in Oxford.

    State Farm's rates start at $31 per month for liability policies. USAA and Safeco have liability-only rates as low as $32 and $48, respectively.

    But the cheapest insurer for you will depend on several factors, such as your age, ZIP code, type of car you drive, and more.

  • What are the best car insurance companies in Oxford, Mississippi?

    State Farm, USAA, and Travelers rank as the top insurers in Oxford. They have impressive Insurify Quality Scores (IQS) of 4.6, {AUTO_CARRIER_USAA_IQS}, and 4.5, respectively. In addition, all three insurers have been recognized for their financial stability, customer service, and discounts offered.

  • How much car insurance do you need in Mississippi?

    To drive legally in Mississippi, you must have insurance that at least meets the state’s minimum guidelines of $25,000 per person and $50,000 per accident in bodily injury liability and $25,000 per accident in property damage liability.

  • Is Mississippi a no-fault state?

    No. Mississippi is an at-fault state. This means if you’re in an accident that another driver causes, you have the right to pursue legal action against the at-fault driver to ensure your damages are covered. This may include lost wages and pain and suffering.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Insurance Information Institute. "What is covered by a basic auto insurance policy?."
  2. Mississippi Insurance Department. "Auto Insurance."
  3. IIHS. "Older drivers."
Janet Berry-Johnson
Janet Berry-Johnson

Janet Berry-Johnson, CPA is a freelance writer with a background in accounting and income tax planning and preparation. She's passionate about making complicated financial topics accessible to readers. She lives in Omaha, Nebraska with her husband and son and their rescue dog, Dexter. Visit her website at www.jberryjohnson.com.

Chris Schafer
Edited byChris SchaferSenior Editor
Chris Schafer
Chris SchaferSenior Editor
  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

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Daniel Roccato
Reviewed byDaniel RoccatoAdvisor
Headshot of industry expert Daniel Roccato
Daniel RoccatoAdvisor
  • 30+ years in financial services

  • Clinical Professor of Finance, University of San Diego

Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.

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