Cheap Auto Insurance Quotes in Oxford, MS (2021)

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Car Insurance in Oxford, MS

The average cost of Mississippi car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Oxford, MS to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$65
$92
$141
$143
$168
State FarmAllstateProgressiveTravelersThe General
Monthly $

Cheapest Car Insurance in Oxford, MS

Here are the cheapest carriers in Oxford for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$161
$139
$179
$148
$176
$162
MississippiJacksonGulfportSouthavenHattiesburgOxford
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Oxford, MS Driving Facts

mississippi

Minimum Car Insurance Requirements in MS

The state of Mississippi requires all motor vehicle operators to have proof of insurance available in the car at all times.

The minimum bodily injury liability insurance requirements in Mississippi are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident 

Bodily injury liability coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Mississippi state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

  • $25,000 property damage liability per accident

Property damage liabilitry coverage pays for any property that you damage in an accident. The state of Mississippi requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

Find local Oxford agents

Sharp Insurance Agency, LLC 
128 A Courthouse Square, Oxford, MS 38655
Oxford Ins Agcy Inc 
403 North Lamar Blvd., Oxford, MS 38655
R. L. Brown Insurance Agency 
1328 North Lamar Ste. 101, Oxford, MS 38655
HUB International Gulf South 
2086 Old Taylor Road, Oxford, MS 38655
Renasant Insurance - Oxford 
1901 University Ave., Oxford, MS 38655
Pinion Family Insurance Agency, LLC 
2621 A. West Oxford Loop, Oxford, MS 38655
Tackett Insurance, Inc. 
169 Highway 6 East Ste. 205, Oxford, MS 38655
Farm Bureau Insurance
2604 W Oxford Loop, Oxford, MS 38655,
Nationwide Insurance: Van A Wallace
1603 University Ave, Oxford, MS 38655
Farm Bureau Insurance
1109 N Lamar Blvd #1, Oxford, MS 38655

Insurify Insights: How Oxford Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Oxford, MS
suspended licenses
#13
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Oxford drivers measure up to their fellow Mississippi motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Oxford

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Oxford drivers rank 3 in the number of car accidents per driver across all cities in Mississippi.

  • Rank within state: #3
  • Percent of drivers in Oxford with an accident: 11.11%
  • Drivers in Oxford, MS with an accident in their driving history paid on average 48.15% more than drivers with a clean record

Speeding Oxford

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Mississippi, Oxford drivers rank 2 in the number of speeding infractions per driver.

  • Rank within state: #2
  • Percent of drivers in Oxford with a speeding ticket: 11.75%
  • Drivers in Oxford, MS with a speeding ticket in their driving history paid on average 50% more than drivers with a clean record

DUI/DWIs Oxford

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Oxford drivers rank 17 in the number of DUI’s per driver across all cities in Mississippi.

  • Rank within state: #17
  • Percent of drivers in Oxford with a DUI: 0.63%
  • Drivers in Oxford, MS with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Oxford

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Oxford is the Ford F-Series Pickup.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.