Cheapest Auto Insurance in Tupelo, Mississippi (2024)

With monthly liability rates as low as $34, State Farm is the cheapest car insurance company in Tupelo.

Anna Baluch
Written byAnna Baluch
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Anna BaluchInsurance Writer
  • 4+ years writing insurance and personal finance content

  • MBA from Roosevelt University

Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

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Ashley Cox
Edited byAshley Cox
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Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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Updated June 13, 2024

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Cheapest recent rates near Tupelo, Mississippi

Recent Tupelo, Mississippi car insurance prices for Dodge, Nissan, Toyota , and more.

*Quotes generated for Insurify users in and around Tupelo, Mississippi within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Tupelo, Mississippi within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Situated in northeast Mississippi, Tupelo is the birthplace of Elvis Presley and is known for the 444-mile historic Natchez Trace Parkway. On average, Tupelo drivers pay $74 per month for liability insurance and $189 per month for full coverage — slightly less than the average rates in Mississippi of $76 and $205 per month. 

The city’s cheaper premiums may be partly due to the lower rate of motor vehicle theft in Lee County compared to other cities in Mississippi.[1] Here’s what you need to know about comparing quotes and finding affordable auto insurance coverage in Tupelo.

Quick Facts
  • State Farm, USAA, and Safeco have the cheapest car insurance in Tupelo.

  • Tupelo drivers pay a yearly average of $2,266 for full-coverage car insurance.

  • For help with car insurance in Tupelo, you can call the toll-free Mississippi Insurance Department Consumer Help Line at 1 (800) 562-2957.

3 of the cheapest car insurance companies in Tupelo

Factors like your ZIP code, driving history, vehicle type, budget, preferred insurance products, and coverage levels all play a role in the auto insurance rates you receive.

To zero in on the cheapest auto policy, it’s a good idea to compare quotes from multiple car insurance companies. State Farm, USAA, and Allstate are three insurers you may want to explore as you start your search.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest For
State Farm4.6$71$36Young drivers
USAA4.7$73$37Military families
Allstate4.4$116$58Personalized customer service
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 5 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. We update ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: We use data from AM Best, S&P, Moody's, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 20,000 customer reviews across 155 car insurance companies. We also considered third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the United States, as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify identified the number of states in which insurers offer coverage and company size by market share to score availability and reach.

Best insurer for young drivers: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.6
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$34/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$67/mo

Students in Tupelo attend a number of schools, such as Tupelo High School, Ole Miss-Tupelo, and Itawamba Community College. They can find a variety of discounts through State Farm, like a good student discount, student away at school discount, and approved driver training course discount. These discounts can help teen drivers and State Farm customers score an affordable rate on an auto insurance policy in Tupelo.

Pros
  • Discounts for teens and young drivers

  • Rideshare coverage available

Cons
  • No accident forgiveness coverage

  • Must work with an independent State Farm agent

Read our State Farm review
Laudita - June 13, 2024
Verified

No Consideration at All, They Don't Care About the Years Spent With Them

They doubled my insurance premium without any reason. I haven't had an accident in the last 10 years.

Luisa - June 13, 2024
Verified

The agent was friendly, helpful, and courteous. However, I am dissatisfied with the auto insurance rate I am being charged, which is why I am exploring other car insurance options.

The agent was friendly, helpful, and courteous. However, I am dissatisfied with the auto insurance rate I am being charged, which is why I am exploring other car insurance options.

Daniel - June 13, 2024
Verified

Excellent

I have no complaints. It has been very good.

Best insurer for military families: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.7
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$35/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$69/mo

Veterans make up 5.8% of Tupelo’s population, according to U.S. Census Bureau data. USAA offers the best insurance rates for veterans, active-duty military members, and qualifying family members in the area. People affiliated with the United States Army, Navy, Air Force, Marines, and Coast Guard should consider USAA.

Pros
  • SafePilot program can save drivers up to 30%

  • Multiple discounts

Cons
  • Only available to members of the military community

  • No gap insurance

Read our USAA review
Dorothy - June 13, 2024
Verified

Price

It's a good company, but the price increases every year.

Steven - June 13, 2024
Verified

Hopeless

I am a disabled veteran. I lost my phone and got a new number. I needed to adjust my policy and had forgotten my old phone number and password codes. They would not allow access to my account to make changes. It became a nightmare. Otherwise, they are a good company.

Harold - June 9, 2024
Verified

Great

I have been with them for 30 years.

Best insurer for personalized customer service: Allstate

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
833
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$109/mo

Allstate serves Tupelo residents with low rates and personalized customer service at an agent’s office. A handful of local agents in the area can educate prospective policyholders on the various coverage levels and discounts available. Allstate is a solid choice if you’d like an insurer with a focus on long-term relationships.

Pros
  • Great service through local car insurance agents

  • AM Best financial strength rating of A (Excellent)

Cons
  • Below-average J.D. Power customer satisfaction rating in the Southeast region

  • Milewise, the company’s pay-per-mile program, isn’t available in Mississippi

Read our Allstate review
Mark - June 13, 2024
Verified

Terrible, company didn't cover two rocks hitting my windshield

The assistance was awful.

Jay - June 13, 2024
Verified

Not the Greatest, But OK

The app isn't great, so it's better to deal with an agent.

Louis - June 13, 2024
Verified

Allstate is Overpriced

They are way too expensive.

How to get the cheapest car insurance in Tupelo

A number of strategies can help you land cheap insurance in Tupelo, including:

  • Comparison shop. Get insurance quotes from at least three different car insurance companies to find the right policy for your unique situation and particular needs. Compare rates, coverage options, and insurance agency reviews from current and former customers. You can use an online quote-comparison platform or an insurance agent in Tupelo to access quotes.

  • Look for discounts. Most auto insurance companies offer discounts that can lower your premiums. A few examples of popular discounts include a multi-car discount, loyalty discount, home insurance discount, and anti-theft device discount.

  • Bundle policies. If you purchase your car insurance with another type of policy, such as homeowners insurance, renters insurance, life insurance, or business insurance, you can usually secure a good deal. All you have to do is use the same insurance company for your policies.

  • Explore usage-based insurance. Usage-based insurance might save you money if you drive only on occasion because you’re retired or work remotely, for example. You’ll pay only for the miles you drive, plus a monthly base rate.

Find Cheap Car Insurance in Tupelo

Liability rates start at $34 per month

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Cheapest liability-only car insurance in Tupelo: State Farm

Per Mississippi law, drivers must carry liability car insurance, at a minimum. This type of policy pays for the other party’s property damage and medical bills after an at-fault accident. It’s typically the cheapest car insurance coverage available because it doesn’t pay for your injuries or car repairs after an accident where you’re at fault.

Liability insurance in Tupelo costs an average of $74 per month.

The table below shows the insurance companies offering the lowest rates for liability coverage in Tupelo.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm$34
USAA$35
Safeco$53
Allstate$55
GAINSCO$55
Progressive$56
Nationwide$57
GEICO$58
National General$61
Travelers$66
Shelter$85
Clearcover$90
Liberty Mutual$93
Foremost$96
Bristol West$98
Dairyland$100
Root$103
Direct Auto$105
The General$129
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Tupelo: State Farm

Full-coverage car insurance typically includes liability, collision, and comprehensive coverage. While it’s more expensive than minimum-liability insurance, it offers additional protection. Also, if you have a loan or lease on your vehicle, your lender may require you to carry full coverage.

Tupelo drivers pay a monthly average of $189 for full coverage.

Here’s a look at the most affordable auto insurers in the city for full-coverage insurance.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm$67
USAA$69
Safeco$97
Allstate$109
Progressive$110
Nationwide$113
GEICO$115
National General$126
Travelers$131
Clearcover$153
GAINSCO$154
Root$166
Midvale Home & Auto$170
Shelter$170
State Auto$171
Liberty Mutual$190
The General$221
Bristol West$222
Direct Auto$230
Dairyland$238
Foremost$252
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Tupelo, Mississippi

Recent Tupelo, Mississippi car insurance prices for Nissan, Ford, Toyota , and more.

*Quotes generated for Insurify users in and around Tupelo, Mississippi within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Tupelo, Mississippi within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Mississippi

Mississippi is an at-fault, or tort, state. This means the driver responsible for the accident must cover the damages and medical expenses of others, typically through their liability car insurance. The state requires drivers to show proof of insurance to avoid high fines and other consequences.

Here are the minimum car insurance requirements in Mississippi:[2]

CoverageMinimum Requirements
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$25,000 per accident

It may make sense to invest in optional auto insurance to protect you financially and gain extra peace of mind in certain situations. Several policies you might want to consider as a driver in Tupelo include:

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance may apply after your vehicle sustains damage in non-collision events, such as theft or a natural disaster like fire.

  • illustration card https://a.storyblok.com/f/162273/x/db598219e3/damage-from-aircraft.svg

    Collision coverage

    Collision insurance pays to repair or replace your vehicle if you’re involved in an accident with another driver or stationary object, regardless of who’s at fault.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured/underinsured motorist coverage can protect you from hefty out-of-pocket expenses if a driver without car insurance or with insufficient coverage hits you.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental car reimbursement coverage

    If you’re unable to drive your car because it’s in the auto repair shop after a covered car accident, rental car reimbursement can help pay for a rental vehicle.

Cheapest car insurance for drivers with an incident

At-fault accidents, speeding tickets, and DUIs are all examples of incidents that can lead to higher car insurance rates. If you have an incident on your record, insurance companies will generally view you as a high-risk driver who’s more likely to file a claim. That’s why Tupelo residents with clean records usually pay cheaper premiums.

The tables below show the car insurance companies offering the cheapest average car insurance quotes in Tupelo based on driving history.

Shop for Car Insurance in Tupelo, MS

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Cheapest car insurance for drivers with a speeding ticket: State Farm

Speeding can cause you to lose control of your vehicle and interfere with your ability to drive safely.[3] For this reason, Tupelo drivers with speeding tickets usually face higher car insurance rates.

Liability insurance costs $112 per month for Tupelo drivers with a speeding ticket, and full coverage costs $286 per month.

Here’s a look at the cheapest car insurance companies in Tupelo for drivers with a speeding ticket on their records.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Speeding Ticket
State Farm$34$45
USAA$35$47
Safeco$53$72
Allstate$55$74
GAINSCO$55$81
Progressive$56$75
Nationwide$57$77
GEICO$58$78
National General$61$80
Travelers$66$89
Shelter$85$118
Clearcover$90$122
Liberty Mutual$93$137
Foremost$96$141
Bristol West$98$130
Dairyland$100$135
Root$103$146
Direct Auto$105$142
The General$129$175
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

If you cause a motor vehicle accident, car insurers will perceive you as a greater risk on the road and likely charge you higher rates as a result. Factors like the severity of the accident and the value of the claim will dictate how much your premiums will increase.

Tupelo drivers with an at-fault accident pay a monthly average of $116 for minimum-coverage policies and $297 for full coverage.

Explore the cheapest monthly quotes for Tupelo drivers with an at-fault accident on their records in the table below.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Accident
State Farm$34$48
USAA$35$49
Safeco$53$72
Allstate$55$77
GAINSCO$55$75
Progressive$56$80
Nationwide$57$81
GEICO$58$82
National General$61$86
Travelers$66$93
Shelter$85$124
Clearcover$90$134
Liberty Mutual$93$142
Foremost$96$147
Bristol West$98$136
Dairyland$100$140
Root$103$153
Direct Auto$105$151
The General$129$185
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

Mississippi takes DUIs very seriously and imposes consequences like fines and jail time. A DUI can also lead to more expensive insurance costs and mandate an SR-22 insurance form.

Tupelo drivers with a DUI pay an average of $131 per month for liability coverage. That price increases to $335 per month for full coverage.

Below, you’ll find the cheapest car insurance companies for Tupelo drivers with a DUI.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith DUI
State Farm$34$59
USAA$35$61
Safeco$53$92
Allstate$55$95
GAINSCO$55$95
Progressive$56$97
Nationwide$57$99
GEICO$58$100
National General$61$106
Travelers$66$114
Shelter$85$147
Clearcover$90$156
Liberty Mutual$93$161
Foremost$96$166
Bristol West$98$170
Dairyland$100$173
Root$103$178
Direct Auto$105$182
The General$129$223
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Because senior drivers are more likely to cause an accident than middle-aged drivers, car insurance companies charge them more expensive rates. Average premiums usually go down around age 35 and increase slightly again around age 70.

Senior drivers in Tupelo pay $55 per month, on average, for minimum coverage and $141 for full coverage.

The insurers below offer the cheapest coverage for senior drivers in Tupelo.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyFull CoverageLiability Only
State Farm$49$25
USAA$52$26
Progressive$74$38
Safeco$75$41
Nationwide$80$40
Allstate$83$42
GEICO$87$44
National General$96$46
Travelers$98$49
Shelter$113$56
Clearcover$116$68
GAINSCO$120$43
Root$130$80
Liberty Mutual$143$70
Bristol West$169$75
Direct Auto$169$77
The General$172$100
Dairyland$181$76
Foremost$187$71
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Since they have less experience on the road, teen drivers and young adults can expect higher car insurance costs.

Teen drivers in Tupelo pay monthly averages of $156 for liability coverage and $397 for full coverage.

The good news is teens can save money by being added to their parents’ policy or family plans, choosing a safe car, and taking advantage of discounts, like a good student discount.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyFull CoverageLiability Only
State Farm$124$63
USAA$125$63
GEICO$198$100
Allstate$207$105
Nationwide$210$106
Progressive$216$110
Safeco$217$118
National General$256$124
Travelers$256$129
Root$279$173
GAINSCO$298$107
Shelter$318$159
Clearcover$320$188
Liberty Mutual$381$186
The General$391$228
Bristol West$412$182
Dairyland$435$183
Direct Auto$454$207
Foremost$485$185
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Tupelo car insurance quotes by credit tier

Mississippi, like most states, allows auto insurance companies to consider a person’s credit history during the underwriting process. This means people with good credit generally lock in cheaper rates than people with poor credit.

The chart below shows average premiums for Tupelo drivers based on their credit tier.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Tupelo?

Compared to the national average, auto insurance premiums in Tupelo are less expensive. Rates vary by city within Mississippi due to factors like population, crime rates, and the number of uninsured drivers. For example, premiums in Tupelo are more affordable than they are in Jackson and Madison.

More cities in Mississippi

Here’s a look at the average car insurance quotes in some other cities in Mississippi.

CityFull CoverageLiability Only
Columbus$192$70
Hattiesburg$212$84
Jackson$240$90
Madison$205$79
Meridian$197$71
Oxford$170$67
Southaven$237$89
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Tupelo car insurance FAQs

If you’re shopping for car insurance in Tupelo, this additional information may help as you research your coverage options.

  • How much is car insurance in Tupelo?

    Car insurance in Tupelo costs an average of $74 per month for liability coverage and $189 per month for full coverage, according to Insurify data.

  • Which company has the cheapest car insurance in Tupelo?

    State Farm has the cheapest car insurance in Tupelo, with monthly liability rates as low as $34. USAA and Safeco also offer affordable coverage, with respective monthly liability rates of $35 and $53.

    But the cheapest insurer for you will depend on many factors, such as your age, your ZIP code, the type of car you drive, and the coverage levels you choose.

  • What are the best car insurance companies in Tupelo?

    With an Insurify Quality (IQ) Score of 4.6 out of 5, an A++ (Superior) financial strength rating from AM Best, and above-average J.D. Power customer satisfaction stores, State Farm is the best car insurance company in Tupelo. Other top insurers in the city include Allstate and USAA.

  • What is the average cost of car insurance in Mississippi?

    The average cost of car insurance in Mississippi is $76 per month for liability coverage and $205 per month for full coverage, Insurify data shows.

  • What are Mississippi’s minimum requirements for auto insurance?

    Mississippi’s minimum requirements for car insurance are $25,000 per person and $50,000 per accident in bodily injury liability and $25,000 per accident in property damage liability.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

Anna Baluch
Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.

Ashley Cox
Edited byAshley CoxSenior Managing Editor
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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