Cheapest Auto Insurance in Hattiesburg, Mississippi (2024)

State Farm offers the cheapest car insurance in Hattiesburg, with minimum-coverage policies as low as $38 per month.

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Cheapest recent rates near Hattiesburg, Mississippi

Recent Hattiesburg, Mississippi car insurance prices for Ford, Buick, Dodge , and more.

*Quotes generated for Insurify users in and around Hattiesburg, Mississippi within the last 10 days. Last updated on November 7, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 7, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Hattiesburg, Mississippi within the last 10 days. Last updated on November 7, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 7, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
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Elizabeth Rivelli
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  • Auto, home, health, and life insurance expertise

Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.

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Updated November 7, 2024

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The average cost of car insurance in Hattiesburg, Mississippi, is $84 per month for liability-only insurance and $228 per month for full-coverage insurance. These premiums are much lower than the U.S. national average rates of $104 per month for liability-only coverage and $211 per month for full coverage.

Hattiesburg is a smaller city, with a population of around 48,000.[1] Fewer cars on the road means less of a risk for accidents, which could partly explain the city’s lower car insurance rates. Even though Hattiesburg’s rates are affordable, it’s still important to compare car insurance quotes from several insurers to find the best policy for your needs.

Quick Facts
  • State Farm, USAA, and Safeco offer the cheapest car insurance in Hattiesburg.

  • Hattiesburg drivers pay rates similar to the Mississippi average rates of $85 per month for liability coverage and $230 per month for full coverage.

  • Drivers in Hattiesburg with poor credit pay an average of $291 for full coverage.

3 of the cheapest car insurance companies in Hattiesburg

Many car insurance companies sell coverage to drivers in Hattiesburg. However, each insurer has unique pros and cons. The best car insurance company will depend on your individual situation and coverage needs. Start your search with the insurers in the table below.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best for
State Farm9.3$72$36Low rates
USAA9.4$74$37Military families
Allstate8.9$117$58Discounts
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for low rates: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$38/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$77/mo
4.2
Best choiceBased on 9003 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,952)

Bonnie

November 7, 2024

Verified Review

Solid Offering

Great agent.

Fred

November 7, 2024

Verified Review

Unfair Treatment by State Farm

I have been with them for over 5 years. In the last few years, they have been overcharging me, claiming that I underpaid. I was dealing with liver cancer during this time, which made the situation even more challenging. My truck broke down, and after paying for a whole month, they only refunded me $20 when I took it off the policy. That was disappointing. I inquired about a discount for being 65 years old, but was told they don't offer that. In fact, they might even charge more. Meanwhile, other companies offer senior discounts. For a long time, I was paying over $600 a month.

Dianne

November 7, 2024

Verified Review

A Royal Rip-Off

I had State Farm for over 50 years. I had one back-up accident which caused a dent in my fender. The damage to the parked car didn't seem significant, but I don't know the exact extent as they won't disclose it to me. I now suspect the damage was exaggerated. My insurance went from $79.00 per month to $119.00 per month. This rate includes both house insurance and coverage for my 2009 Scion. This was the only accident in all that time, and I didn't even get my car fixed! Over 30 years ago, my car was broken into at a movie theater and I claimed money for stolen jackets, CDs, and a blanket. If you ever need to use your insurance, they increase your rate unfairly. They collected premiums from me all those years without a claim, and when I finally needed it, they increased my rate. This is why so many people don't file claims when they could and should. It feels like a royal rip-off.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm has the most affordable car insurance in Hattiesburg, based on Insurify rate data. In addition, State Farm has an excellent selection of available discounts, with savings for good drivers, good students, policy bundling, taking a defensive driving course, and many others. However, State Farm offers few endorsements, so it may not be the best option for Hattiesburg drivers who want to customize their policies.

Pros
  • Lowest average rates in Hattiesburg

  • Generous discounts

Cons
  • Few add-on coverages available

  • Gap insurance only available through financing via State Farm Bank

Best insurer for military families: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$40/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$79/mo
4.9
Best choiceBased on 1597 verified guest reviews and ratings
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (911)

Tom

November 7, 2024

Verified Review

A Large Company Managed Inefficiently

I would recommend considering other options. My experience with them was not positive, even after being a customer for over 50 years.

Martin

November 6, 2024

Verified Review

Sharing My Experience with You

I have been with USA for more than 60 years. I am very happy with them. I had my car and my home insured for all of that time. I drive very little anymore, certainly well under 50 miles a day. I see ads for much lower rates and I was just looking to see if there are lower rates out there and if USA would give me a lower rate. I have no plans to change my insurance.

Richard

November 5, 2024

Verified Review

Excellent

Excellent experience with no problems.
See all USAA reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Many military families living in Hattiesburg can benefit from a USAA car insurance policy. The company has some of the most affordable rates in Hattiesburg. USAA also has some of the highest third-party ratings in the industry. The company earned the highest rating for overall customer satisfaction and claim satisfaction by J.D. Power. But USAA only sells car insurance to eligible active-duty and retired service members as well as their immediate family members.

Pros
  • Affordable premiums

  • Excellent J.D. Power customer satisfaction ratings

Cons
  • Insurance only available to active-duty and retired military members

  • Limited selection of available endorsements

Best insurer for discounts: Allstate

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.9 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$62/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$126/mo
4.0
Best choiceBased on 5633 verified guest reviews and ratings
How drivers feel about Allstate

Drivers appreciate the initial pricing and overall service but dislike the frequent rate increases and misleading pricing tactics.

AI-generated from the text of verified reviews collected by Insurify
Best For
Accident forgiveness
Wide availability
Cheap rates
How drivers feel about Allstate

Drivers appreciate the initial pricing and overall service but dislike the frequent rate increases and misleading pricing tactics.

AI-generated from the text of verified reviews collected by Insurify
Best For
Accident forgiveness
Wide availability
Cheap rates
Reviews (3,063)

Sandra

November 7, 2024

Verified Review

Looking for Affordable Coverage

AllState is too expensive.

Sandra

November 7, 2024

Verified Review

Needlessly Expensive

It's too expensive.

Yvonne

November 7, 2024

Verified Review

High Value

They provide great customer service, but at the highest prices.
See all Allstate reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
833
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.94
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-
Why we picked this company

Hattiesburg drivers looking for an insurance company that offers a wide variety of discounts should consider Allstate. The company has more than a dozen discounts available, with savings for smart students, safe vehicles, new vehicles, policy bundling, on-time payments, auto pay, paperless billing statements, and several others.

Allstate also has a safe driver rewards program, called Drivewise, which can help drivers save up to 40% on their premiums for demonstrating safe habits behind the wheel. Allstate’s average rates in Hattiesburg are cheaper than the citywide average.

Pros
  • Many available discounts

  • Savings of up to 40% possible via safe driver rewards program

Cons
  • Below-average J.D. Power customer satisfaction rating in the Southeast

  • Fewer available endorsements than some competitors

How to get the cheapest car insurance in Hattiesburg

The cost of car insurance depends on a variety of different factors, including your ZIP code, age, credit score, and driving record. However, you have many ways to get cheap car insurance in Hattiesburg.

Follow these tips to help reduce your car insurance premium:[2]

  • Raise your deductible. Choosing a higher deductible for policies like collision and comprehensive insurance will result in a lower monthly premium.

  • Bundle your policies. Most insurance companies offer significant discounts to customers who bundle two or more products, like car insurance with home insurance, renters insurance, or life insurance.

  • Look for discounts. Many companies offer car insurance discounts, which can help you save money. You can often find discounts for claim-free drivers, smart students, taking a defensive driving course, and insuring multiple vehicles.

  • Shop around. Car insurance companies charge different rates for the same coverage types and limits. It’s a good idea to get quotes from several insurers to see which one can offer you the lowest rate for your situation. Shopping for new quotes once per year or after a claim will help you ensure you’re getting the best rate.

Find Cheap Car Insurance in Hattiesburg, MS

Liability rates start at $38 per month

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Cheapest liability-only car insurance in Hattiesburg: State Farm

Liability-only car insurance is legally required in Mississippi. It covers your financial responsibilities when you cause an accident that results in someone else’s injuries or property damages. It doesn’t provide any coverage for your injuries or vehicle repairs if you get into an accident.

State Farm offers the cheapest liability-only policies in Hattiesburg, at $38 per month.

In the table below, you can see which car insurance companies in Hattiesburg have the lowest average rates for liability-only insurance.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
State Farm$38
USAA$40
Safeco$60
Allstate$62
Progressive$63
Nationwide$65
GEICO$66
GAINSCO$68
National General$69
Travelers$75
Shelter$96
Bristol West$99
Clearcover$108
Liberty Mutual$108
Foremost$109
Dairyland$113
Root$115
Direct Auto$137
The General$153
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Hattiesburg: State Farm

Full-coverage car insurance provides more protection than liability-only insurance. A standard full-coverage policy typically includes liability, collision, and comprehensive insurance. Most policies also cover your medical bills if you get injured. Depending on your location, it may also include uninsured/underinsured motorist insurance and personal injury protection (PIP).

Full coverage is optional for most drivers. However, some lenders require full coverage if you lease or finance your vehicle. Even if you own your vehicle, having full coverage will provide more financial protection and peace of mind than a minimum-coverage policy.

State Farm has the cheapest premiums for full coverage, with a monthly rate of $77.

Below, you can see which insurers have the cheapest car insurance in Hattiesburg for full-coverage insurance.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
State Farm$77
USAA$79
Safeco$113
Allstate$126
Progressive$127
Nationwide$130
GEICO$132
National General$138
Travelers$151
Clearcover$173
State Auto$183
Root$188
Midvale Home & Auto$189
Shelter$194
GAINSCO$219
Liberty Mutual$229
The General$238
Bristol West$243
Dairyland$269
Foremost$278
Direct Auto$310
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Hattiesburg, Mississippi

Recent Hattiesburg, Mississippi car insurance prices for GMC, Dodge, Chevrolet , and more.

*Quotes generated for Insurify users in and around Hattiesburg, Mississippi within the last 10 days. Last updated on November 7, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 7, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Hattiesburg, Mississippi within the last 10 days. Last updated on November 7, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 7, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Mississippi

Vehicle owners in Mississippi are legally required to carry a minimum amount of car insurance. To meet the Mississippi auto insurance laws, drivers must have liability insurance with coverage limits of 25/50/25 or higher.[3] Because Mississippi is a fault state, the at-fault driver is responsible for compensating the other person for their losses after a crash.

Coverage
Minimum Requirements
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$25,000 per accident

In addition to the required coverages, many Mississippi drivers can benefit from optional coverages. Every insurance business offers a unique selection of endorsements. If you’re not sure what endorsements you might need, an insurance agent can provide a recommendation.

Here are some of the most common add-ons that can fill gaps in a standard car insurance policy:

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap insurance

    If you lease or finance your car, having gap insurance is helpful. If your car gets totaled, gap insurance will pay the difference between your car’s diminished value and the amount you still owe.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance

    Roadside assistance coverage pays for the cost of basic roadside repairs if your car breaks down or you get stranded. It’ll cover things like flat-tire changes, fuel delivery, battery jump-starts, lockouts, and towing.

  • illustration card https://a.storyblok.com/f/162273/100x100/31bb162db0/accident-forgiveness.svg

    Accident forgiveness

    Accident forgiveness coverage waives your first at-fault accident, so it won’t affect your insurance premium. Some insurance companies only offer accident forgiveness to drivers who have been claim-free and violation-free for a certain period.

Cheapest car insurance for drivers with an incident

Drivers with incidents on their record, such as speeding tickets and at-fault accidents, usually pay higher rates for car insurance than drivers with a clean record. Insurance companies view people with a history of these violations as riskier to insure, so they charge higher rates.[4] 

The most serious violations, such as driving under the influence (DUI), usually have the biggest effect on premiums.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
State Farm$38$49$51$63
USAA$40$52$54$66
Safeco$60$79$79$99
Allstate$62$80$84$102
Progressive$63$82$86$104
Nationwide$65$85$89$107
GEICO$66$86$89$109
GAINSCO$68$95$88$112
National General$69$90$94$114
Travelers$75$98$102$124
Shelter$96$130$135$158
Bristol West$99$129$133$163
Clearcover$108$142$157$178
Liberty Mutual$108$152$156$178
Foremost$109$153$158$180
Dairyland$113$147$152$186
Root$115$159$166$190
Direct Auto$137$178$189$226
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average cost of car insurance by age

One of the most important factors that can affect the cost of auto insurance is your age. In general, young drivers and teen drivers pay the highest rates for insurance because they have the least amount of driving experience.[5]

Rates tend to decrease around age 35 but increase again around age 70. Statistics show that older drivers are more likely to be injured in accidents than middle-aged adults, and they may have impaired driving abilities.[6]

Below, you can see the average cost of car insurance in Hattiesburg for drivers in different age groups.

Age
Average Monthly Quote
Teens$289
20s$358
30s$334
40s$283
50s$212
60s$149
70s$111
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Shop for Car Insurance in Hattiesburg, Mississippi

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Hattiesburg car insurance quotes by credit tier

In Mississippi, car insurance companies can use credit-based insurance scores when determining your rates. When you apply for a policy, the insurer will check your credit history to gauge how risky you are to insure.[7]

Drivers with good credit scores usually pay lower car insurance rates than drivers with poor credit scores. People with bad credit scores are more likely to file claims, which is why they typically pay higher prices.

In the table below, you can see the average monthly cost of full-coverage car insurance for Hattiesburg drivers in different credit tiers.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Hattiesburg car insurance FAQs

If you’re shopping for a car insurance policy in Hattiesburg, this additional information may help as you research your coverage options.

  • How much is car insurance in Hattiesburg?

    Car insurance in Hattiesburg costs $84 per month for liability-only coverage and $228 per month for full coverage, according to Insurify data.

  • Which company has the cheapest car insurance in Hattiesburg?

    State Farm has the cheapest car insurance in Hattiesburg, with liability-only rates of $38 per month. USAA and Safeco also offer cheap liability policies, with monthly rates of $40 and $60, respectively.

    But the cheapest insurer for you will depend on multiple factors, including your age, ZIP code, the car you drive, chosen coverage levels, and more.

  • What are the best car insurance companies in Hattiesburg?

    With above-average J.D. Power customer satisfaction ratings, an AM Best financial strength rating of A++ (Superior), and an IQ Score of 9.3 out of 5, State Farm is the best car insurance company in Hattiesburg. Other top insurers to consider include Allstate and USAA.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. U.S. Census Bureau. "QuickFacts Hattiesburg, Mississippi."
  2. Insurance Information Institute. "How to save money on car insurance."
  3. Mississippi Insurance Department. "Auto Insurance."
  4. Insurance Information Institute. "What determines the price of an auto insurance policy?."
  5. Insurance Information Institute. "Background On: Teen drivers."
  6. Centers for Disease Control and Prevention. "Older Adult Drivers."
  7. National Association of Insurance Commissioners. "Credit-Based Insurance Scores."
Elizabeth Rivelli
Elizabeth Rivelli

Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com

Ashley Cox
Edited byAshley CoxSenior Managing Editor
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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