Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. She specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. She holds a Masters of Science degree in Cognitive Research Psychology.
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Save up to $852 by comparing quotes from the top 100+ insurance companies
Excellent
Secure. Free. Easy-to-use.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Jackson drivers pay $167 per month for car insurance coverage, which exceeds the state average of $146 but is lower than the overall national average of $160. In addition to State Farm, the cheapest auto insurers in the city include USAA and Safeco.
The most populated city in Mississippi, Jackson is the capital of the state. More people condensed in one area often leads to more traffic and opportunities for car accidents, which can explain why average auto rates in Jackson cost more than the state average. To find the cheapest insurance for your needs, you should compare quotes from multiple insurance companies.
Here’s what you need to know about finding cheap auto coverage in Jackson.
Quick Facts
Jackson drivers pay $90 per month for liability coverage and $244 for full-coverage insurance, on average.
Auto insurers in Mississippi can consider your credit history when determining premiums.
Mississippi is an at-fault state, which means the driver responsible for an accident must cover the costs of the other driver’s damages and injury.
Cheapest car insurance companies in Jackson
Insurance companies use different methodologies when determining rates, which results in varying costs. This is why it’s so important to compare information from multiple insurance companies before making a decision. The company that works best for you will depend on your specific financial situation and insurance needs.
Here are a few of the top insurers selling coverage in Jackson. The quotes in the table below reflect average rates in Mississippi.
Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$41/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$82/mo
Founded in 1922 in Illinois, State Farm is the largest car insurance company in the U.S. by market share, according to the National Association of Insurance Commissioners (NAIC).[1] State Farm offers customers a variety of insurance types, including auto insurance, business insurance, and home insurance. It has some of the cheapest rates in Jackson.
Pros
High rates of customer satisfaction
Variety of coverage options
Cons
Gap insurance not available
Increased rates for drivers with traffic violations
The initial representative lied to me about the price of the policy. I'm paying $30 more a month than was quoted.
Matthew - July 25, 2024
Verified
Abandoned by State Farm
It was a negative experience. After 15 years with the company, I was dismissed due to two car accidents on my record, both of which had been previously reported as not my fault. They refused to communicate with me afterwards. I would advise others to consider this before choosing State Farm.
Janet - July 25, 2024
Verified
Too High
I have had State Farm for 5 years and have been very happy until this last renewal. My full coverage insurance jumped up by $400. This is why I keep looking for cheaper insurance.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$42/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$85/mo
USAA has been serving military members, veterans, and their families for more than 100 years. The company offers a variety of insurance products, banking services, and retirement solutions. Members can take advantage of several discounts and savings opportunities, including legacy discounts for customers whose parents have USAA auto insurance policies.
Pros
Savings of up to 30% possible via Safe Pilot safe driving program
A few years ago, a minor male bicyclist collided with my car, which my wife was driving at the time. She was leaving a large intersection with a green light when the bicyclist, who was riding in a pedestrian lane, appeared from behind a stopped box truck that obscured his approach. The local police department in Belmont, MA, was called and the Traffic Control Officer wrote up the accident report, clearing my wife of any responsibility. I forwarded this report to USAA. However, when I applied for increased motor vehicle insurance coverage about a year later, I was denied. USAA cited the accident with the bicyclist as a chargeable accident against my wife, despite the police report, and they had never informed us about this. I was never able to resolve this issue. Another incident occurred on December 14, 2023. I wired $60,000 to USAA for a 7-month CD and received a receipt acknowledgment. However, on the same day, the deposit was withdrawn without any direct notice to me, except for a normal monthly bank statement reflecting the withdrawal without any explanation in mid-January. It took about 9 days for USAA to resolve the issue and return the $60,000. This was a very stressful 9 days for me, and I never received an apology or explanation. Trying to reach someone with authority through numerous phone calls was literally impossible. It took a two-page business letter with 7 enclosures to get the CEO's right-hand woman to take action and return the $60,000 to my credit union. As for insurance rates, we own, register, and insure two cars that are driven about 10 miles per week on average, sometimes 100 miles on a Saturday to visit our daughter. However, it seems that we do not receive any discount for this.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.9/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$66/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$135/mo
Launched in 1931 under parent company Sears, Allstate has been insuring Americans for more than 90 years. Today, Allstate offers a variety of insurance products for people to insure vehicles, property, and life. Allstate offers many savings opportunities that help people save on coverage, including multi-vehicle, new-car, smart student, and bundling discounts.
Extreme Increase without Warning for Veteran and Professional Driver
There was no warning or reason for the extreme increase in price within one year. There was no warning, no options to change to, and no contact from anyone. Just a new bill with a huge increase. As a veteran and a professional driver who takes the defensive driver's course every year, there is absolutely no reason for the increase.
Justo - July 24, 2024
Verified
Unreasonable Price
To me, everything is okay with Allstate except for the price of coverage.
Debra - July 24, 2024
Verified
Your prices are way too high. You need to cut it
I think your coverage for a single vehicle policy is too high.
…
How to get the cheapest car insurance in Jackson
Insurers use your age, driving record, ZIP code, the type of car drive, and more to determine the cost of your car insurance policy.
If you want to find the cheapest car insurance in Jackson, consider the following tips:
Compare multiple insurers. Different car insurance companies offer different rates. Comparing multiple insurance companies can help you find the most affordable option.
Maintain a good driving record. The better your driving record is, the cheaper your premium is likely to be. If you have multiple violations or an accident on your record, you look riskier to insurance companies, and as a result, you can expect to pay more.
Drive a safe vehicle. The type of car you drive factors into the price of insurance. Cars with high-quality safety equipment may qualify for discounts.[2]
Find Cheap Car Insurance in Jackson, Mississippi
Liability rates start at $41 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest liability-only car insurance in Jackson: State Farm
Almost every state requires drivers to carry a minimum amount of liability insurance. If you cause an auto accident, bodily injury liability covers the costs associated with any injuries you cause the other driver and their passengers. Property damage liability covers the damage to the other driver’s car or property.
Liability coverage in Jackson costs $90 per month, on average. The table below provides the cheapest monthly quotes for liability insurance in Jackson.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote
State Farm
$41
USAA
$42
Safeco
$64
Allstate
$66
Progressive
$67
Nationwide
$70
GEICO
$71
GAINSCO
$73
National General
$74
Travelers
$80
Shelter
$103
Bristol West
$106
Clearcover
$116
Liberty Mutual
$116
Foremost
$117
Dairyland
$121
Root
$124
Direct Auto
$146
The General
$164
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Jackson: State Farm
While liability-only insurance covers the other driver, full-coverage insurance also provides you with protection. A full-coverage policy typically includes liability, collision, and comprehensive coverage. If you have an accident, it will cover the cost of damages to your vehicle, regardless of fault. It also covers damages not caused by a collision.
On average, Jackson drivers pay $244 per month for auto coverage. Below, you can compare the cheapest average monthly quotes for a full-coverage auto insurance policy in Jackson.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote
State Farm
$82
USAA
$85
Safeco
$121
Allstate
$135
Progressive
$136
Nationwide
$140
GEICO
$142
National General
$148
Travelers
$161
Clearcover
$185
State Auto
$196
Root
$201
Midvale Home & Auto
$202
Shelter
$208
GAINSCO
$234
Liberty Mutual
$245
The General
$255
Bristol West
$260
Dairyland
$288
Foremost
$297
Direct Auto
$332
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance requirements in Mississippi
Mississippi law requires all drivers to maintain liability insurance and carry proof of insurance in the vehicle at all times. You can show proof of insurance by using a paper or electronic card, such as on your cell phone.
In Mississippi, you can meet the minimum coverage requirements in several ways, including:
Showing proof of liability insurance
Posting a bond for the minimum amounts
Making a cash or security deposit equal to the minimum requirements
For most people, maintaining the minimum amount of liability insurance is the best way to protect yourself financially if you have an accident. If law enforcement stops you, and you fail to produce your insurance card, you can face a penalty of $1,000 and a driving suspension for one year or until you show proof of insurance.[3]
Mississippi requires the following limits for liability coverage:
Coverage
Minimum Requirements
Bodily injury liability
$25,000 per person / $50,000 per accident
Property damage liability
$25,000 per accident
Drivers in Mississippi can also choose to purchase additional coverages, including the following:
Collision coverage
Collision coverage pays for the cost of vehicle repairs following an accident, regardless of fault.
Comprehensive coverage
If someone steals your car, or you face vehicle damage from severe weather, vandalism, or fire, comprehensive insurance kicks in to cover repair and replacement costs.
Medical payments coverage
Following an accident, this can pay for the medical expenses of you and your passengers up to a certain limit.
Cheapest car insurance for drivers with an incident
Driving incidents include speeding tickets, driving under the influence, and at-fault accidents. Having an incident on your driving record can cause your insurance to increase because insurers see you as a higher risk to insure. The amount your insurance will increase in Jackson depends on where you get insurance and the severity of the incident.
Jackson drivers with an incident on their record pay $243 per month for car insurance, on average. Some types of incidents have more of an effect on coverage than others. For instance, getting a driving under the influence (DUI) charge will likely result in non-renewal from most insurance companies.[4]
Shop for Car Insurance in Jackson, MS
Rates start at $53 per month for drivers with an incident
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest car insurance for drivers with a speeding ticket: State Farm
In Mississippi, a speeding ticket will stay on your driving record for three years. Having speeding tickets on your record can cause your insurance rates to increase, as it signals a higher level of risk to insurers. If you want to find cheap car insurance in Jackson, aim to keep your driving record as clean as possible.
The average monthly cost of coverage for a Jackson driver with a speeding ticket is $247. The following table has cheap auto insurance rates for drivers with a speeding ticket in Jackson.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With Speeding Ticket
State Farm
$41
$54
USAA
$42
$56
Safeco
$64
$86
Allstate
$66
$87
Progressive
$67
$89
Nationwide
$70
$94
GEICO
$71
$94
GAINSCO
$73
$106
National General
$74
$98
Travelers
$80
$107
Shelter
$103
$142
Bristol West
$106
$140
Clearcover
$116
$156
Liberty Mutual
$116
$168
Foremost
$117
$170
Dairyland
$121
$161
Root
$124
$175
Direct Auto
$146
$194
The General
$164
$220
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: State Farm
If you cause an accident and have to submit an insurance claim, your insurer will likely increase your car insurance premiums. In Mississippi, motor vehicle crashes are the number-one cause of injury-related death, according to the Mississippi State Department of Health. Mississippi also has one of the highest per-capita vehicle fatality rates in the country.[5]
On average, Jackson drivers with a past at-fault accident pay $262 per month for auto coverage. Here are the cheapest insurance companies for Jackson drivers with an accident.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With Accident
State Farm
$41
$57
USAA
$42
$59
Safeco
$64
$88
Allstate
$66
$93
Progressive
$67
$96
Nationwide
$70
$99
GEICO
$71
$100
GAINSCO
$73
$99
National General
$74
$105
Travelers
$80
$113
Shelter
$103
$150
Bristol West
$106
$147
Clearcover
$116
$174
Liberty Mutual
$116
$177
Foremost
$117
$179
Dairyland
$121
$170
Root
$124
$185
Direct Auto
$146
$210
The General
$164
$235
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: State Farm
Receiving a DUI charge can have serious consequences on your insurance premium. Your premiums will increase, and your insurance company may choose not to renew your insurance.
In Mississippi, a first-time DUI results in license suspension as well as mandatory completion of the Mississippi Alcohol Safety Education Program (MASEP) and SR-22 documentation as proof of insurance for three years.[6]
The average cost of car insurance for a Jackson driver with a past DUI is $295 per month. The following table has the lowest rates for drivers with a DUI in Jackson.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With DUI
State Farm
$41
$71
USAA
$42
$73
Safeco
$64
$111
Allstate
$66
$114
Progressive
$67
$116
Nationwide
$70
$121
GEICO
$71
$123
GAINSCO
$73
$126
National General
$74
$128
Travelers
$80
$138
Shelter
$103
$178
Bristol West
$106
$183
Clearcover
$116
$200
Liberty Mutual
$116
$200
Foremost
$117
$202
Dairyland
$121
$209
Root
$124
$214
Direct Auto
$146
$252
The General
$164
$283
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: State Farm
Your age can influence how much you pay for car insurance. Car insurance rates tend to start decreasing steadily for drivers around the age of 35. As many drivers enter their 50s, they tend to drive less and are more likely to follow the rules of the road, which results in cheap premiums.[7] However, around age 70, rates start to increase again to account for aging-related risk factors.
Senior drivers in Jackson pay an average of $124 per month for car insurance. The following table shows the cheapest car insurance quotes for senior drivers in Jackson.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Liability Only
Full Coverage
State Farm
$30
$60
USAA
$32
$64
Progressive
$45
$92
Allstate
$50
$103
Nationwide
$50
$99
Safeco
$50
$94
GEICO
$54
$107
National General
$55
$109
GAINSCO
$57
$184
Travelers
$59
$120
Shelter
$68
$138
Bristol West
$80
$197
Foremost
$87
$220
Clearcover
$88
$141
Liberty Mutual
$89
$187
Dairyland
$92
$218
Root
$97
$157
Direct Auto
$107
$244
The General
$127
$197
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: State Farm
Teenagers pay the highest car insurance rates by age group due to a lack of driving experience and an increased likelihood of demonstrating risky behavior. Young drivers between the ages of 16 and 19 have the highest crash risk compared to any other age group. Fatal crashes for this age group are nearly three times as high as for drivers age 20 and older.[8]
Teenagers can earn lower average rates by following these tips:
Drive a safe car. Vehicles with high-quality safety equipment may qualify for a cheaper premium.
Look for student discounts. Many auto insurers offer good student discounts to students who maintain an average of “B” or better at school.
Enroll in a driver education course. Some insurance companies offer discounts for teen drivers who learned to drive through a driver’s education course.
On average, teenagers in the city pay $346 per month for car insurance. Here are the cheapest quotes for teen drivers in Jackson.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Liability Only
Full Coverage
State Farm
$75
$151
USAA
$76
$153
GEICO
$122
$244
Allstate
$125
$256
Nationwide
$130
$260
Progressive
$130
$264
GAINSCO
$140
$448
Safeco
$142
$268
National General
$153
$306
Travelers
$155
$313
Shelter
$191
$386
Bristol West
$195
$479
Root
$207
$335
Dairyland
$219
$521
Foremost
$224
$569
Liberty Mutual
$229
$485
Clearcover
$241
$385
Direct Auto
$286
$651
The General
$288
$448
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Find Car Insurance in Jackson
Insurify partners with 100+ top insurers for real-time quotes
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Jackson car insurance quotes by credit tier
In Mississippi, insurers can consider a driver’s credit-based insurance score to determine insurance premiums. Drivers with excellent or good credit-based insurance scores may have a better chance of qualifying for a better rate. People with poor insurance-based credit scores may pay higher rates. While the link between credit score and auto insurance might not seem obvious, studies have found that credit scores are useful predictors of risk for car insurance.
Here are the average monthly quotes for Jackson driversby credit tier.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Jackson?
With an average monthly rate of $167, car insurance in Jackson costs more than the state average of $146. Compared to other cities in Mississippi, Madison is the only city with a higher rate than Jackson.
Jackson has the largest population in Mississippi, which may partially explain the higher-than-average cost of insurance. More people in an area leads to more traffic, accidents, and filed claims, which can increase the cost of car insurance.
More cities in Mississippi
Drivers in other Mississippi cities tend to pay lower auto insurance rates than Jackson residents. But drivers in Madison and Southaven pay higher average premiums.
The table below shows average insurance quotes for cities in Mississippi.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Jackson car insurance FAQs
Before you start shopping around for car insurance, you should decide how much coverage you need. The following information should help answer any of your remaining questions.
How much is car insurance in Jackson?
The average cost of car insurance in Jackson is $167. Drivers in the city pay $90 per month for liability coverage and $244 for full-coverage insurance, on average. Your premium will ultimately depend on your driving record, credit history, age, and more.
Which company has the cheapest car insurance in Jackson?
State Farm has the cheapest car insurance in Jackson. Policyholders with State Farm pay $41 per month on average for liability coverage.
What are the best car insurance companies in Jackson?
State Farm is the best car insurance company in Jackson. It earned an A++ (Superior) financial strength rating from AM Best, an Insurify Quality (IQ) Score of 4.4 out of 5, and high customer satisfaction from J.D. Power. Other top insurers include USAA and Allstate.
How much is full-coverage car insurance in Mississippi?
The average cost of full-coverage car insurance in Mississippi is $216 per month. In Jackson, drivers pay $244 per month for full coverage.
What is the minimum car insurance required in Mississippi?
Mississippi drivers must carry a minimum of $25,000 per person and $50,000 per accident in bodily injury liability and $25,000 per accident in property damage liability.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. She specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. She holds a Masters of Science degree in Cognitive Research Psychology.
Edited byKatie PowersAuto and Life Insurance Editor
Katie PowersAuto and Life Insurance Editor
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
)
)
)
)
){kind=small}
){kind=small}
State Farm
USAA
Allstate
)
)
)
)
)
)
)