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Experience
- Pet insurance
- Auto insurance
- Home insurance
- Auto warranty
- Credit
- Student loans
- Savings
About Jessica's expertise
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
Featured Work
Consumer Affairs: Are Online Loans Safe?
Forbes Advisor Canada: Line of Credit vs. Credit Card: Which is Better?
Money Under 30: How to invest in ETFs: A guide for beginners
Chime: Tax Refund Status: How to Check My Refund & How Long It Takes
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here.
Jessica's latest posts
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Is Illinois a No-Fault State for Auto Insurance?
Illinois is an “at-fault” car insurance state. If you cause an accident, your insurer is responsible for paying for injuries and damages.
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Direct Auto Car Insurance Review: 1,713+ User Ratings and Expert Insights
Direct Auto scores a 3.0/5 for its solid customer service, but some users report big rate hikes.
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Gap Insurance in Ohio
Gap insurance in Ohio can help you pay your loan if you owe your lender more than the value of your car after you total your vehicle or someone steals it.
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The 10 Largest Auto Insurance Companies in the U.S.
Top insurers State Farm, Progressive, GEICO, and Allstate account for more than half the total car insurance market.
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Cheap Car Insurance for Senior Drivers in Georgia
Auto-Owners offers the cheapest coverage for Georgia seniors, with an average rate of $59 per month for a liability insurance policy.
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Cheapest Auto Insurance in Jackson, Mississippi
State Farm offers the cheapest car insurance in Jackson, with minimum-coverage policies as low as $41 per month.
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Cheapest Car Insurance Quotes in New Hampshire
National General offers the cheapest car insurance rates in New Hampshire, at $51 per month. Compare real car insurance quotes from top companies in New Hampshire. No calls, no spam, and you can buy online with help from our licensed agents.
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Root Insurance Car Insurance Review: 1,486+ User Ratings and Expert Insights
Drivers appreciate Root’s easy sign-up process and initial affordability. But the company receives complaints about significant rate increases and difficulty reaching customer service.
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Best Car Insurance in Kansas
State Farm, USAA, and Farmers are some of the best car insurance companies in Kansas.
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Erie vs. GEICO: Which Insurance Company Is Better in 2026?
With cheaper rates and high satisfaction ratings, Erie is our top pick for car insurance.
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AAA vs. GEICO: Which Insurance Company Is Better in 2026?
GEICO’s affordable rates and wide range of discounts make it our choice over AAA.
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Cheapest Car Insurance Quotes in Maine
USAA offers the cheapest car insurance in Maine, at $37 per month. Get an instant quote and buy a car insurance policy in minutes with our team of agents covering all 50 states and D.C.
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Best Car Insurance for 19-Year-Olds
USAA, State Farm, and GEICO offer some of the cheapest car insurance for 19-year-old drivers.
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Best Car Insurance in Arkansas
State Farm, USAA, and Shelter are three of the best car insurance companies in Arkansas. Here’s how to find the best car insurance for you.
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Best Car Insurance for Delivery Drivers
USAA, Allstate, and State Farm offer some of the best car insurance for delivery drivers.
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Cheapest Car Insurance Quotes in Delaware
USAA is the cheapest insurer in Delaware, with liability-only rates averaging $76 per month. Compare real-time quotes for Delaware and buy your policy all in one place with Insurify.
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Cheap Car Insurance for Teen Drivers in Texas
State Farm is the cheapest insurer for Texas teens, with an average liability rate of $88 per month.
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Cheapest Auto Insurance in Roswell, New Mexico
With monthly liability rates of $37, Progressive is the cheapest car insurance company in Roswell.
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Gap Insurance in Louisiana
If you total your car, a gap insurance policy can help bridge any difference between your insurance payout and the amount you owe on your car loan.
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Best Car Insurance in Virginia
State Farm, USAA, and Erie are three of the best car insurance companies in Virginia.
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Cheapest Auto Insurance in Rapid City, South Dakota
Rapid City drivers can find the cheapest car insurance rates from Safeco. The insurer’s liability rates start at just $47 per month.
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Best Cheap Auto Insurance in Santa Fe, New Mexico
Progressive is the cheapest car insurance company in Santa Fe, with liability-only rates of $40 per month.
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Cost of Honda Car Insurance
Honda drivers pay an average of $143 per month for car insurance, but your rate will depend on many factors, including the type of Honda you have.
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Foremost vs. Mercury: Which Is the Best?
Mercury wins over Foremost based on its lower rates and more extensive coverage options.
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Best Car Insurance Companies for Policy Transparency
USAA, American Family, and Travelers are some of the best car insurance companies for policy transparency based on 85,000+ real user reviews, with ratings up to 4.9 out of 5.
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Cost of GMC Car Insurance
GMC insurance costs an average of $133 per month across all vehicle models.
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What to Know About Six-Month Car Insurance Policies
Six-month car insurance policies are more flexible than 12-month policies. After six months, you can renew your policy or switch insurers.
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Electric Car Insurance: Costs, Coverage, and How to Save in 2026
USAA offers the cheapest insurance for electric vehicles, with average monthly rates of $73 for liability coverage and $145 for full coverage.
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Cheapest Car Insurance Quotes in North Carolina
Erie is the cheapest insurer in North Carolina, with an average monthly rate of $56 for liability-only coverage. Compare real car insurance quotes from top companies in North Carolina.
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Cheapest Car Insurance Quotes in Idaho
Auto-Owners offers the cheapest car insurance in Idaho, at $31 per month. Shop real-time quotes for Idaho and buy your policy all in one place with Insurify.
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Allstate vs. Farmers: Which Is the Best?
Allstate takes first place over Farmers, thanks to its low rates and high Insurify Quality (IQ) Score.
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Does U.S. Car Insurance Cover You in Canada?
Most major U.S. auto insurance companies cover you while driving in Canada. But it’s important to check your coverage for potential limits.
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Cheapest Car Insurance Quotes in Reston, Virginia (July 2026)
Auto-Owners offers the cheapest rates in Reston, at an average of $52 per month. Deer are a real issue in Reston, with most deer collisions occurring during mating season, which runs from October to December.
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Cheapest Car Insurance Quotes in Port St. Lucie, Florida (July 2026)
State Farm provides the cheapest car insurance in Port St. Lucie, with an average liability rate of $73 per month. Storm flooding can affect driving conditions in Port Saint Lucie, especially on roads like Westmoreland Boulevard, Morningside Boulevard, Ballantrae, and Tesoro.
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DWI Car Insurance in New Jersey
Drivers in New Jersey with a DWI pay an average of $351 per month for car insurance.
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Cheap Car Insurance Quotes in Pittsburgh (July 2026)
State Farm offers the cheapest car insurance rates in Pittsburgh. Snow and black ice often cover the city’s roads in winter, increasing crash risks and insurance rates.
Cheap SR-22 Insurance in Nebraska From $49
Auto-Owners offers the cheapest rates for SR-22 holders, at $49 per month.
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Cheapest Car Insurance Quotes in Winter Haven, Florida (July 2026)
State Farm offers the cheapest auto insurance in West Haven, with an average monthly liability premium of $76. Tourists visiting Legoland Florida Resort can cause congestion on some roads in Winter Haven.
Cheap Car Insurance Quotes in St. Paul, Minnesota (July 2026)
The cheapest insurer in St. Paul is State Farm, with an average premium of $58 for liability-only coverage. Overall, rates in the city are higher than the Minnesota state average due to heavy traffic congestion on Interstate 94 and I-35E.
Cheapest Car Insurance Quotes in Naples, Florida (July 2026)
State Farm has the cheapest car insurance in Naples, with an average liability rate of $68 per month. Naples sees heavier traffic during peak tourist months from late fall to early spring, especially on roads like Goodlette-Frank Road and U.S. Route 41.
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Cheap Car Insurance Quotes in Smyrna, Georgia (July 2026)
Auto-Owners is the cheapest insurer in Smyrna, with an average liability rate of $80 per month. Smyrna is a key connector within the Atlanta metro areas and a hub for travel, which can increase car insurance costs.
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Cheap Car Insurance Quotes in Augusta, Georgia (July 2026)
Auto-Owners offers the cheapest car insurance in Augusta, with an average liability rate of $65 per month. Many roads, including Greene Street, Walton Way, and Wheeler Road, often become congested, resulting in traffic that most Augusta drivers consider unacceptable.
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Cheap Car Insurance Quotes in Hialeah, Florida (July 2026)
State Farm is the cheapest car insurance company in Hialeah. The city’s high population density, weather risks, and insurance fraud affect insurance rates.
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Cheap Car Insurance Quotes in Tucson (July 2026)
Auto-Owners offers the cheapest car insurance in Tucson, with rates of $47 per month. Car insurance rates in Tucson are usually slightly cheaper than the Arizona state average.
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FR-44 Insurance in Florida: Cost, Requirements, and Cheapest Companies
The average cost of FR-44 insurance in Florida is $164 per month for liability-only coverage that meets state requirements following a DUI.
Cheap Car Insurance Quotes in Mesa, Arizona (July 2026)
Auto-Owners offers the cheapest insurance in Mesa, with an average rate of $53 per month. In Mesa, main corridors like I-70, North Ave, and Patterson Road account for a high number of crashes.
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Ohio Car Insurance Requirements in 2026
Ohio minimum car insurance requirements include $25,000 per person and $50,000 per accident in bodily injury liability, and $25,000 in property damage liability coverage.
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Temporary Car Insurance in Oregon: What You Need to Know
A normal car insurance policy in Oregon lasts for six months. State Farm provides the cheapest six-month policies in Oregon.
Cheapest Car Insurance Quotes in Glendale, California (July 2026)
USAA offers the cheapest insurance in Glendale, with an average liability rate of $122 per month. Glendale’s high population density, high rate of vehicle theft, and exposure to multiple weather risks affect insurance premiums.
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Preferred Mutual Auto Insurance: User Reviews and Quotes
Preferred Mutual Insurance Company offers affordable auto coverage and a wide variety of driver discounts.
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Non-Owner Car Insurance in Indiana
Non-owner car insurance provides liability coverage for drivers in Indiana who don’t own a car. Non-owner insurance is typically cheaper than liability or full-coverage policies in Indiana.
Indiana Car Insurance Laws
Every newly written liability policy in Indiana must include uninsured (UM) and underinsured motorist (UIM) coverage. It’s possible to decline UM/UIM coverage, but you must do so in writing.
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5 Best Knoxville Homeowners Insurance Companies
Allstate, Erie, USAA, and State Farm are among the top homeowners insurance companies in Knoxville, Tennessee.
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What Is Condo Insurance?
Condo insurance is a type of homeowners insurance product that covers your personal belongings and provides additional living expenses and personal liability coverage.
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Best Homeowners Insurance Companies in Texas
USAA, Chubb, and Nationwide are some of our top picks for homeowners insurance companies in Texas.
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5 Best Portland Homeowners Insurance Companies
Capital Insurance Group and American Family offer some of the best home insurance in Portland, Oregon.
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Best Homeowners Insurance Companies in Colorado
Allstate, Chubb, and USAA are some of the top home insurance companies in Colorado.
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5 Best Cape Coral Homeowners Insurance Companies
State Farm, Chubb, and Allstate offer some of the best homeowners insurance policies in Cape Coral.
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5 Best Virginia Beach Homeowners Insurance Companies
Virginia Farm Bureau and Allstate offer the best homeowners insurance policies in Virginia Beach.
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Average Cost of Homeowners Insurance
Homeowners in the U.S. pay an average of $2,868 per year for home insurance, but rates vary significantly by state, city, insurer, and coverage amount.
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5 Best Nashville Homeowners Insurance Companies
Westfield, Allstate, and Auto-Owners offer some of the best homeowners insurance policies in Nashville.
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5 Best Toledo Homeowners Insurance Companies
Buckeye Insurance Group and USAA offer some of the best homeowners insurance policies in Toledo, Ohio.
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Earthquake Insurance for Washington Residents: Is It Worth It?
Washington has the second-highest earthquake risk across the entire United States. Earthquake insurance can help protect your home and belongings against damage from an earthquake.
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5 Best Miami Homeowners Insurance Companies
State Farm offers some of the cheapest homeowners insurance policies in Miami, with premiums averaging $391 per month.
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Best Homeowners Insurance Companies in New Mexico
Allstate, State Farm, and Farmers are three of our top picks for home insurance in New Mexico.
Classic Car Insurance in Indiana
In Indiana, classic car coverage requires limited use and secure storage, especially in winter. Make sure your policy includes agreed-value coverage to ensure you receive the full insured amount if your car is totaled.
Cheapest Car Insurance in Florida After an Accident
State Farm is the cheapest insurer for Florida drivers after an accident, with full-coverage rates of $104 per month.
What Happens if Someone Else Is Driving Your Car and Gets in an Accident in Florida?
If someone causes an accident while driving your car in Florida, your car insurance usually covers it. But you’re likely not liable if they didn’t cause the crash or if they didn’t have permission to drive your car.
How Much Is Car Insurance for a 17-Year-Old in California?
The overall average rate for car insurance for 17-year-old drivers in California is $293 per month. Adding your teen to your policy is typically cheaper than purchasing a separate policy.
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Can You Drive in New York With a Foreign License?
You can drive in New York with a foreign license. If you become a resident, you have 30 days to get your driver’s license.
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What Happens If Someone Else Is Driving Your Car and Gets in an Accident in California?
You could be liable if someone borrows your car and gets in an accident. But it depends on whether you gave them permission and who caused the accident.
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Can You Drive in Florida With a Foreign License?
You can drive in Florida with a valid foreign license. If you become a resident, you have 30 days to get your Florida driver’s license.
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Texas Car Insurance Laws
Texas requires all drivers to carry minimum liability coverage of 30/60/25 to legally operate a vehicle.
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Non-Owner Car Insurance in New York
Non-owner car insurance in New York provides liability coverage for driving a car you don’t own. The state doesn’t require non-owner insurance, but it might make sense if you regularly borrow a car or want to maintain continuous insurance.
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Fetch Pet Insurance Reviews: How It Stacks Up
If you’re looking for an insurer with high customer reviews and a comprehensive injury and illness plan, you should consider Fetch pet insurance.
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Best Pet Insurance in Montana
Lemonade, Spot, and Pets Best offer some of the best pet insurance in Montana.
Best Pet Insurance in Massachusetts
Lemonade, Spot, and Embrace offer some of the best pet insurance in Massachusetts.
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Best Pet Insurance in Texas
Embrace, Lemonade, and Pets Best offer some of the best pet insurance policies in Texas.
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Best Pet Insurance for Older Dogs
Fetch Pet Insurance emerges as one of the best insurance companies for older dogs thanks to its comprehensive coverage and reasonable monthly premiums.
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Best Pet Insurance in Rhode Island
Spot, Lemonade, and ASPCA offer some of the best pet insurance coverage in Rhode Island.
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Best Pet Insurance in Kentucky
Figo, Embrace, and Pets Best offers some of the best pet insurance plans in Kentucky.
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Can Landlords Require Renters Insurance?
No law requires renters insurance. But you could face eviction if your landlord requires it and you fail to acquire it.
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Does Renters Insurance Cover Engagement Rings?
While a standard renters insurance policy typically provides some coverage for your engagement ring, you’ll have to determine if you need more protection.
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Vacation Home Insurance: Coverage, Costs, and How It Works
Farmers, Liberty Mutual, and Progressive are a few of the best companies for vacation home insurance.
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Should I Buy an Extended Warranty On a Used Car?
An extended warranty on a used car can provide peace of mind for a set time. But it comes at an extra cost that might not be worth it for every used-car owner.
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Progressive Renters Insurance Review: Cost, Coverage, and More
Progressive offers several discounts to help you save on monthly premiums, but its customer satisfaction scores are below average.
Best Home Warranty Companies in Arizona
American Home Shield and Liberty Home Guard top the list of the best home warranty companies in Arizona, offering comprehensive and customizable coverage options.
Ally Auto Warranty Review: Prices and Ratings
Ally offers a range of plans and options for new and used vehicles, including roadside assistance, a rental car, and trip interruption reimbursement.
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Fetch vs. Trupanion: Which Is the Best for Your Pet?
Fetch’s comprehensive coverage, wellness add-on, and no age cap make it a better choice for pet owners than Trupanion.
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Pets Best vs. Healthy Paws: Which Is the Best for Your Pet?
With no upper age limits, customizable plans, and optional wellness coverage, Pets Best is a better choice for pet owners than Healthy Paws.
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Lemonade Renters Insurance Review: Cost, Coverage, and More
Lemonade is a digital insurance company that offers competitive rates on renters coverage, bundling discounts, and quick and easy claims filing.
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Farm Truck Insurance: What Farmers Need to Know
The right farm truck insurance can protect you from financial risks and prevent interruptions to your daily farm operations.
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Travelex Travel Insurance Review: Costs, Coverage, and More
Travelex offers flexible and comprehensive plans that include trip cancellation, interruption, and emergency medical coverage.
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Cargo Van Insurance: What Small Business and Delivery Drivers Need to Know
Cargo van insurance ranges from $1,200 to $6,800 per year but can vary widely based on factors like coverage limits, driving record, and travel radius.
Guide to Commercial Car Insurance in Pennsylvania
The best commercial car insurance companies in Pennsylvania include Progressive, Travelers, and State Farm.
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AAA Travel Insurance Review: Costs, Coverage, and More
AAA travel insurance offers flexible coverage options ideal for families and people traveling with pre-existing conditions.
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Is It Safe for Dogs to Eat Ice Cream?
Ice cream is generally not safe for dogs, as it contains high amounts of sugar and lactose. Some flavors also include ingredients that are toxic to pets.
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iPad Insurance: Coverages, Costs, and Where to Buy
Learn how to protect your iPad from accidental damage, theft, or loss and how much you might pay for various insurance or protection plans.
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Is It Safe for Dogs to Eat Eggs?
Eggs are a safe and healthy option for dogs. Feed them eggs as an occasional treat, fully cooked without butter, oil, or seasoning.
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List of Business Insurance Companies
Travelers, Chubb, and Liberty Mutual are the three largest business insurance companies according to market share.
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Best Technology Insurance for Businesses in 2026
The tech insurance market offers several plan options to fit unique business needs.
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Is It Safe for Dogs to Eat Pineapple?
In small amounts, pineapple can make a juicy, healthy treat for your pet.
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BMW X5 Car Insurance Quotes
The average cost of car insurance for the BMW X5 is $170 per month, which is more expensive than the national average.
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Honda HR-V Car Insurance Quotes
Honda HR-V drivers pay an average of $144 per month for insurance, but your rate may vary depending on the trim, your age, location, driving record, and more.
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Honda Pilot Car Insurance Quotes
Car insurance for a Honda Pilot averages $129 per month, which is cheaper than the national average.
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What Does Pet Insurance Cover?
Pet insurance coverage varies depending on the insurance company, but most companies offer plans for accident-only, accident and illness, and wellness coverage.
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Porsche Macan Car Insurance Quotes
Porsche Macan drivers pay an average of $183 per month for insurance, but premiums can vary based on age, coverage levels, and more.
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Kia Telluride Car Insurance Quotes
The overall average cost to insure a Kia Telluride is $149 per month, though your premium will depend on your model year, state, and more.
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Does Pet Insurance Cover Surgery?
Pet insurance may help cover the cost of surgery, depending on the type of policy you have and why your pet needs surgery.
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Best Brownsville Homeowners Insurance Quotes
Farmers, USAA, and State Farm offer the best homeowners insurance in Brownsville, Texas.
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Best Buffalo Homeowners Insurance Quotes
Ocean Harbor Casualty, State Farm, and Nationwide offer the best homeowners insurance policies in Buffalo, New York.
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Best Reno Homeowners Insurance Quotes
American Family, State Farm, and Allstate offer some of the best homeowners insurance policies in Reno, Nevada.
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Does Pet Insurance Cover Vaccines?
Vaccines help protect your dog or cat’s immune system from serious diseases. Learn which type of pet insurance covers the cost of pet vaccines.
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Allstate Home Insurance Review: Ratings and Quotes
Allstate provides a range of home insurance options but has fewer discounts than some competitors and below-average customer service ratings.
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AIG Homeowners Insurance Review: Ratings and Quotes
AIG is a good home insurance option for high-net-worth homeowners and has above-average customer and claims satisfaction scores.
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What Is Travel Medical Insurance?
Travel medical insurance is health insurance for when you travel outside the U.S.
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How to Prevent Home Burglaries
The U.S. had more than 839,000 burglaries in 2023, according to data from the FBI. See what steps you can take to secure your home against break-ins.
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What Vegetables Can Dogs Eat?
Butternut squash, broccoli, carrots, and green beans are some vegetables dogs can eat. But you should avoid giving them garlic, onions, and wild mushrooms.
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A Guide to Pet Dental Insurance
Pet dental insurance covers common issues such as tooth extractions, treatment for gingivitis, and root canals but typically won’t cover preventive care such as cleanings.
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How Much Does a Heat Pump Cost in 2026?
Heat pumps typically have a higher price tag than some traditional heating and cooling systems, but installing this energy-efficient alternative can save you hundreds or thousands of dollars on your energy bill.
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Does Insurance Cover Physical Therapy?
Most health insurance plans, including Medicare, help cover the cost of physical therapy services when deemed medically necessary. How much your insurance plan covers and what it covers can vary.
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Why Do Dogs Eat Grass?
Pet parents might question why their dogs eat grass and if it’s safe. While it’s generally normal and harmless, dogs eat grass for many reasons.
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Medigap vs. Medicare Advantage
A Medigap policy provides supplemental coverage to Original Medicare, while Medicare Advantage is an alternative to Original Medicare.
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Full Tort vs. Limited Tort in Car Insurance: What’s the Difference?
Full-tort coverage gives you the right to sue for all damages, including pain and suffering. Limited-tort coverage restricts what you can sue for.
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