Kia Telluride Car Insurance Quotes (2026)
The overall average cost to insure a Kia Telluride is $149 per month, though your premium will depend on your model year, state, and more.
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Writer: Jessica MartelInsurance Writer
Writer: Jessica MartelInsurance Writer
Qualifications:
7+ years in personal finance writing
Certified Financial Education Instructor
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
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Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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On average, Kia Telluride drivers pay $195 per month for full coverage and $104 for liability-only coverage. This is comparable to insurance costs for other midsize SUVs, like the Hyundai Palisade and the Honda Pilot. Kia’s popular midsize SUV has earned solid rankings from J.D. Power and Kelley Blue Book.
Here’s what you need to know about finding car insurance for your Kia Telluride, including insurance costs by model year and state.
Quick Facts
The 2025 Kia Telluride earned the top ranking in Kelley Blue Book’s list of Best Mid-Size SUVs of 2025.[1]
USAA, State Farm, and Allstate offer some of the cheapest insurance premiums for Kia Telluride drivers.
The 2025 Kia Telluride has a starting MSRP of $36,390 and 10 available trims to choose from.
Cost of Kia Telluride insurance by model year
The average cost of insurance for a Kia Telluride is $195 per month for full-coverage insurance and $104 for liability-only coverage. On average, USAA, State Farm, and Allstate offer the cheapest coverage for the Kia Telluride.
Compare average quotes by model year below.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $104 | $196 |
| 2024 | $105 | $198 |
| 2023 | $94 | $177 |
| 2022 | $96 | $181 |
| 2021 | $107 | $201 |
| 2020 | $113 | $213 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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2025 Kia Telluride insurance
Kia’s 2025 Telluride has 10 available vehicle trims and a starting MSRP of $36,390. The most expensive Kia Telluride is the SX Prestige X Pro, with a starting MSRP of $53,685.[2]
The following table highlights the cheapest average monthly quotes from different insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $51 | $98 |
| State Farm | $60 | $118 |
| Allstate | $67 | $131 |
| GEICO | $75 | $145 |
| American Family | $77 | $151 |
| Nationwide | $95 | $180 |
| Travelers | $100 | $190 |
| Progressive | $110 | $155 |
| Farmers | $119 | $229 |
| Liberty Mutual | $189 | $249 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2024 Kia Telluride insurance
The 2024 Kia Telluride had an original MSRP ranging from $36,190 for the base model to $52,385 for the SXP X-Line model.
Here are some of the insurance companies offering the cheapest average monthly insurance premiums.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $51 | $99 |
| State Farm | $61 | $119 |
| Allstate | $67 | $133 |
| GEICO | $76 | $147 |
| American Family | $78 | $152 |
| Nationwide | $96 | $182 |
| Travelers | $101 | $192 |
| Progressive | $111 | $156 |
| Farmers | $120 | $232 |
| Liberty Mutual | $191 | $251 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2023 Kia Telluride insurance
In 2023, the starting MSRP for a Kia Telluride ranged from $35,890 to $51,985, depending on vehicle trim.
The table below highlights some of the insurance companies offering the cheapest average premiums for a 2023 Telluride.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $46 | $89 |
| State Farm | $55 | $106 |
| Allstate | $60 | $119 |
| GEICO | $68 | $131 |
| American Family | $70 | $136 |
| Nationwide | $86 | $163 |
| Travelers | $90 | $172 |
| Progressive | $100 | $140 |
| Farmers | $107 | $207 |
| Liberty Mutual | $171 | $225 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2022 Kia Telluride insurance
The 2022 Kia Telluride had a starting MSRP of $33,390 with four different trim models. The most expensive model, the Telluride SX, had an MSRP of $45,190.
Below, you can compare average car insurance rates for the 2022 Telluride from different insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $47 | $91 |
| State Farm | $56 | $109 |
| Allstate | $61 | $121 |
| GEICO | $69 | $134 |
| American Family | $71 | $139 |
| Nationwide | $87 | $167 |
| Travelers | $92 | $176 |
| Progressive | $102 | $143 |
| Farmers | $109 | $212 |
| Liberty Mutual | $175 | $230 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2021 Kia Telluride insurance
The 2021 Kia Telluride had four trim options and a starting MSRP of $32,190. The most expensive trim, the Telluride SX, had an MSRP of $44,390.
Here are the insurers offering the best average premiums on a 2021 Telluride.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $52 | $101 |
| State Farm | $62 | $121 |
| Allstate | $68 | $135 |
| GEICO | $77 | $149 |
| American Family | $79 | $155 |
| Nationwide | $97 | $185 |
| Travelers | $103 | $195 |
| Progressive | $113 | $159 |
| Farmers | $122 | $235 |
| Liberty Mutual | $195 | $255 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2020 Kia Telluride insurance
The 2020 Kia Telluride had a starting MSRP of $31,890. Of the four available trims, the SX was the most expensive, with an MSRP of $43,790.
The table shows the insurance companies offering the best average insurance quotes for the 2020 model.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $55 | $107 |
| State Farm | $66 | $128 |
| Allstate | $72 | $143 |
| GEICO | $81 | $158 |
| American Family | $84 | $164 |
| Nationwide | $103 | $196 |
| Travelers | $108 | $207 |
| Progressive | $120 | $168 |
| Farmers | $129 | $249 |
| Liberty Mutual | $206 | $271 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Average cost of Kia insurance by state
Car insurance companies consider your state, city, and ZIP code when determining car insurance premiums.[3] Your monthly premiums can vary greatly depending on where you live.
The map below outlines the average monthly insurance quotes for Kias by state. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $145 |
| Arizona | $177 |
| Arkansas | $261 |
| California | $245 |
| Colorado | $224 |
| Connecticut | $340 |
| Delaware | $250 |
| Florida | $234 |
| Georgia | $254 |
| Idaho | $127 |
| Illinois | $173 |
| Indiana | $147 |
| Iowa | $123 |
| Kansas | $168 |
| Kentucky | $220 |
| Louisiana | $226 |
| Maine | $153 |
| Maryland | $345 |
| Massachusetts | $181 |
| Michigan | $282 |
| Minnesota | $199 |
| Mississippi | $211 |
| Missouri | $197 |
| Montana | $169 |
| Nebraska | $178 |
| Nevada | $286 |
| New Hampshire | $115 |
| New Jersey | $181 |
| New Mexico | $161 |
| New York | $479 |
| North Carolina | $95 |
| North Dakota | $140 |
| Ohio | $131 |
| Oklahoma | $181 |
| Oregon | $164 |
| Pennsylvania | $176 |
| Rhode Island | $150 |
| South Carolina | $274 |
| South Dakota | $131 |
| Tennessee | $152 |
| Texas | $240 |
| Utah | $186 |
| Vermont | $154 |
| Virginia | $196 |
| Washington | $162 |
| District of Columbia | $350 |
| West Virginia | $159 |
| Wisconsin | $135 |
| Wyoming | $121 |
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How to ensure you have enough coverage on your Kia Telluride
To determine if you have enough auto insurance coverage on your Kia Telluride, consider the following protections:
Liability coverage
Make sure you comply with your state’s minimum insurance coverage requirements. Every state except New Hampshire requires liability insurance, but the specifics vary.
Uninsured/underinsured motorist coverage
UM/UIM insurance can pay your medical bills and car repairs if a driver with no insurance hits you. Only some states require this coverage.
Personal injury protection coverage
PIP coverage helps pay for medical costs, lost wages, and other expenses related to accident-related injuries. Some states require this coverage.
Collision coverage
Collision insurance provides coverage if you crash your vehicle, even if it’s your fault. This is typically an optional form of coverage, but if you lease or finance a vehicle, your lender may require you to purchase it as part of a full-coverage policy.
Comprehensive coverage
Comprehensive insurance helps pay to repair or replace your car after damage from a non-collision event, such as hail damage or vandalism. This coverage is optional, but if you lease or finance your vehicle, your lender may require it.
Kia Telluride car insurance FAQs
The following information can help answer your remaining questions about insuring your Kia Telluride.
Which company has the cheapest Kia Telluride insurance?
USAA offers the cheapest insurance for Kia Telluride drivers, with average rates of $48 per month for liability coverage and $100 for full-coverage insurance. GEICO, State Farm, and Allstate are three other affordable insurers. Premiums vary depending on factors such as your driving record, your location, your age, and the type of insurance you want.
Is the Kia Telluride expensive to insure?
With an average rate of $195 per month for full-coverage insurance, the Kia Telluride has comparable insurance costs to other midsize SUVs, including the Hyundai Palisade and the Honda Pilot.
How much does it cost to insure a Kia Telluride?
The overall average cost to insure a Kia Telluride is $149 per month, or $1,788 per year. On average, Kia Telluride drivers pay $195 per month for full coverage and $104 for liability coverage.
Why are insurance companies refusing to insure Kia vehicles?
In 2023, a few insurance companies, including State Farm and Progressive, began declining new policies for some Kia vehicles due to higher theft risks. Certain Kia vehicles lacked engine immobilizers, which made them easier to steal.
Sources
- Kelley Blue Book. "Best Mid-Size SUVs of 2025."
- Kia. "2025 Telluride: Features & Specs Comparison."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Writer: Jessica MartelInsurance Writer
Writer: Jessica MartelInsurance Writer
Qualifications:
7+ years in personal finance writing
Certified Financial Education Instructor
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.