Cheapest Auto Insurance in Anaheim, California (2025)
USAA offers the cheapest car insurance in Anaheim, with minimum-coverage policies as low as $84 per month.
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Written byChristy Rakoczy
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Christy Rakoczy has been a personal finance and insurance writer for over a decade. Her work has been published on USA Today, MSN, Yahoo Finance, Credit Karma, Forbes Advisor, and more. Christy has a JD from UCLA School of Law and previously worked as a data analyst for Blue Cross and as a paralegal studies instructor before transitioning to writing full time.
Christy has been a contributor at Insurify since August 2023.
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Edited byDanny Smith
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Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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Table of contents
Drivers in Anaheim pay an average of $166 per month for car insurance. The city’s rates are slightly lower than California’s average of $161 and well below the national average of $150 per month.
Anaheim has a smaller population than other major California cities, including Los Angeles and San Diego.[1] But it’s home to Disneyland, which saw an estimated 16.8 million visitors in 2022.[2] The presence of tourists increases accident risks, which may contribute to Anaheim’s slightly higher rates.
Rates vary between insurers, though, so it’s important to compare car insurance quotes from multiple companies to find the best rate.
Quick Facts
USAA, National General, and Sun Coast are the cheapest car insurance companies for Anaheim residents.
California is an at-fault state for car insurance.
Insurers in California can’t use your credit score when determining your rates.
Cheapest car insurance companies in Anaheim
Car insurance costs vary based on your insurer, driving record, coverage needs, and various other factors. A company that provides low-price coverage for one motorist with a specific driving profile may not offer a low rate for another driver.
It’s always best to shop around on your own or with the help of an independent insurance agent and compare options to find the best auto insurance company in each situation. To help you get started, here are some companies offering low-cost coverage for Anaheim drivers.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best for |
|---|---|---|---|---|
| Mercury | 7.5 | $205 | $111 | Driers with a DUI |
| Travelers | 8.5 | $325 | $130 | Drivers with an at-fault accident |
| Mile Auto | 8.8 | $108 | $63 | Teen drivers |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for drivers with a DUI: Mercury
| User Reviews | 3.7 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $113/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $211/mo |
3.7
A solid optionBased on 548 verified guest reviews and ratings
How drivers feel about Mercury
Drivers appreciate the attentive customer service and claim handling but dislike the consistent rate increases and lack of transparency in pricing. Some also found the company to be lacking in empathy and flexibility.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Rideshare drivers
Numerous discounts
How drivers feel about Mercury
Drivers appreciate the attentive customer service and claim handling but dislike the consistent rate increases and lack of transparency in pricing. Some also found the company to be lacking in empathy and flexibility.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Rideshare drivers
Numerous discounts
Reviews (292)
Lawrence
June 2, 2025
Verified Review
Beware Homeowners
Sad company charging a 5% deductible for wind and hail damage, especially if the home is older than 5 years.
Scherrie
May 14, 2025
Verified Review
Rates
Increased rates every half year.
Diana
May 7, 2025
Verified Review
Outrageous Premium Escalation
To get my business, they promised a rate of $104 per month. Oops! Somebody made a calculation error; it was actually $127 per month. This amount has escalated every three months for the last 29 months. The June 2025 renewal rate is $256 per month. All this even though I have retired and for the last 18 months drive less than 25 miles per week. Add this to the fact that I have no tickets, no DUI, and filed no claims with any insurance company in more than 10 years.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
596NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.95A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
Mercury offers affordable auto insurance for drivers after a DUI, well below the national average rate.
Pros
Numerous coverage options, discounts, and bundling opportunities
Competitive auto insurance rates
Offers gap, custom equipment, and rideshare coverage add-ons
Cons
Only available in 11 states (including California)
Low claims satisfaction score from J.D. Power
Bad 1.6/5 Trustpilot score
Best insurer for drivers with an at-fault accident: Travelers
| User Reviews | 4.7 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $134/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $336/mo |
4.7
Best choiceBased on 906 verified guest reviews and ratings
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
Reviews (470)
Jesus
June 23, 2025
Verified Review
Excellent
No bad experiences with Travelers.
John
June 20, 2025
Verified Review
Looking for Good Car Insurance at a Reasonable Rate
Simply stated, Travelers has given me a good rate and the service they promise.
Bonnie
June 19, 2025
Verified Review
My Travelers Insurance
I have not had a claim, so I don't know their habits. I have had no contact with any agents since taking out the policy. I am very disappointed with the amount of annual price increases. They offer nice options for payment schedules; however, it's not really a deal breaker one way or another.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
616NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Insurers charge higher car insurance rates for drivers after at-fault crashes due to the added risk. Travelers offers affordable rates for drivers with a crash on their record and accident forgiveness for drivers who purchase a Responsible Driver Plan.
Pros
Offers many opportunities to earn discounts, including early quote discounts and savings for electric car ownership
Offers many types of insurance coverage, so you may be able to get all the insurance you need from one insurer while scoring savings for bundling coverage
Cons
Received poor marks from some reviewers, earning just 2.1 out of 5 stars on Trustpilot
Not among the top insurers in California in J.D. Power’s customer satisfaction study
Best insurer for teen drivers: Mile Auto
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.8 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $63/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $99/mo |
4.1
Best choiceBased on 119 verified guest reviews and ratings
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
AI-generated from the text of verified reviews collected by Insurify
Best For
Low-mileage drivers
Senior drivers
Cheap full coverage
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
AI-generated from the text of verified reviews collected by Insurify
Best For
Low-mileage drivers
Senior drivers
Cheap full coverage
Reviews (45)
Arthur
June 29, 2025
Verified Purchase
Excellent
Good rates based on mileage!
Monica Jo
June 22, 2025
Verified Review
Inexpensive, but No Full Coverage
If you drive a lot, this isn't the insurance for you! They charge per mile.
Betty
June 11, 2025
Verified Purchase
Loving it with bumps...
I really don't know what my policy covers. I know I get liability insurance. I love the rates, making car insurance not such a burden on a fixed income. I have troubles here and there with my phone being out of memory, and the office will have to accept my odometer reading text message. But that's my fault; I guess I need a memory card or SD card. But I love Mile Auto.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
2.18A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
Mile Auto provides affordable coverage for teen drivers, which is important in Anaheim, where nearly a quarter (23%) of the population is younger than 18. Premium prices can be customized based on driving habits, like how often you drive, which can be helpful for teens just learning to drive.
Pros
Low rates for drivers with low mileage
No use of tracking devices on your vehicle
Cons
Doesn’t offer discounts or bundles
Available in only nine states
Find Cheap Car Insurance in Anaheim, California
Rates start at $84 per month for liability coverage
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
How to get the cheapest car insurance in Anaheim
Insurers consider a variety of factors when setting your insurance rates, including your age, driving record, and location. Each company weighs these factors differently, so you’ll need to shop around to find the cheapest car insurance in Anaheim.
Here are some tips you can use to find the most affordable option for your unique situation:
Apply for discounts. Auto insurance companies usually offer various discounts that can help you save money, such as good student and defensive driver discounts.
Bundle your home and auto insurance policies. Bundling your car insurance with homeowners, renters, or even life insurance could land you a discount on coverage.
Select a higher deductible. A higher deductible means a lower premium. But be sure you can afford to pay it out of pocket if you need to file a claim.
Maintain a clean driving record. Drivers with clean records pay the cheapest premiums. Drive responsibly and avoid traffic violations.
Shop around. Compare quotes from at least three car insurance companies before buying a policy. Insurance companies weigh factors differently, so you may find cheaper rates for the same coverage from certain companies.
Cheapest liability-only car insurance in Anaheim: USAA
Liability car insurance covers the other driver’s property damage and injury costs from an at-fault accident. It doesn’t cover your own medical bills or property damages, though. Because liability insurance meets the state’s minimum requirements and offers no additional coverage, it’s usually the cheapest auto policy available.
The cheapest insurer for liability-only car insurance in Anaheim is USAA, with an average cost of $84 per month. The table below provides details about the average cost of affordable liability-only insurance in Anaheim.
The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $84 |
| National General | $95 |
| Sun Coast | $105 |
| Root | $105 |
| Anchor | $111 |
| Mercury | $113 |
| Dairyland | $113 |
| Allstate | $114 |
| Farmers | $118 |
| Direct Auto | $119 |
| State Farm | $128 |
| GEICO | $133 |
| Travelers | $134 |
| Bristol West | $137 |
| 21st Century | $146 |
| Nationwide | $180 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Anaheim: Anchor
Full-coverage auto insurance includes all liability coverages mandated by the state, as well as collision and comprehensive coverages. Comprehensive coverage pays for damage you experience due to non-collision events, while collision coverage pays for damage from collisions with other vehicles or stationary objects, like trees or telephone poles.
The cheapest insurer for full-coverage car insurance in Anaheim is Anchor, with an average cost of $180 per month. The table provides details on some affordable insurers and their average monthly quotes.
The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| Anchor | $180 |
| Root | $200 |
| USAA | $208 |
| Mercury | $211 |
| GEICO | $212 |
| Sun Coast | $262 |
| National General | $274 |
| Allstate | $288 |
| Farmers | $296 |
| State Farm | $321 |
| Direct Auto | $328 |
| Bristol West | $332 |
| Travelers | $336 |
| 21st Century | $366 |
| Dairyland | $372 |
| Nationwide | $452 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Anaheim, California
Recent Anaheim, California car insurance prices for KIA, Hyundai, Chevrolet , and more.
*Quotes generated for Insurify users in and around Anaheim, California within the last 10 days. Last updated on July 7, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 7, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Anaheim, California within the last 10 days. Last updated on July 7, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 7, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in California
California requires all drivers to carry liability coverage. State lawmakers approved an increase in coverage limits, which takes effect on Jan. 1, 2025. The table below reflects this change and the types and amount of coverage all Anaheim drivers need to carry:[3]
Coverage | 2024 Coverage Limits | 2025 Coverage Limits |
|---|---|---|
| Bodily injury liability | $15,000 per person / $30,000 per accident | $30,000 per person / $60,000 per accident |
| Property damage liability | $5,000 per accident | $15,000 per accident |
Drivers should also consider purchasing other types of coverage for more thorough protection, including:
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage pays for accident-related damages caused by drivers with insufficient insurance.
Medical payments coverage
Medical payments coverage pays for immediate medical care after an accident, regardless of fault.
Collision coverage
Collision coverage pays for damage caused by a collision with another vehicle or an object like a telephone pole or fence.
Comprehensive coverage
Comprehensive coverage pays for non-collision damages, like vandalism, theft, and severe weather.
Gap insurance
Gap insurance can cover the difference between your loan balance and your insurance settlement after your vehicle is deemed a total loss.
California’s Low Cost Auto Insurance Program
CA Insurance Program
California offers a low-cost auto insurance program to help drivers meet minimum coverage requirements. The program offers affordable coverage for drivers who can’t otherwise afford to comply with state insurance requirements. Drivers can call 1 (866) 602-8861 to determine eligibility and find out the price for coverage.[4]
Cheapest car insurance for drivers with an incident
Drivers could see auto insurance rates increase after an incident. Incidents include speeding tickets, moving violations, at-fault accidents, driving under the influence, and lapses in insurance. Drivers with these incidents on their record appear high risk to an insurer and often face premium increases as a result.
You can still find affordable car insurance with blemishes on your driving record, though. Every insurer weighs driving factors differently, and some even specialize in coverage for drivers with incidents in their driving history. Below, you’ll find the most affordable insurers in Anaheim for drivers of varying driving histories.
Shop for Car Insurance in Anaheim, CA
Monthly rates start at $96 for drivers with an incident
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Cheapest car insurance for drivers with a speeding ticket: USAA
Insurers typically increase premiums for drivers who have a speeding ticket on their record, depending on the severity and number of tickets. Not all insurers impose the same penalty for speeding, though, so it’s important to compare quotes from multiple companies before buying a policy.
The cheapest insurer for drivers with a speeding ticket in Anaheim is USAA, with an average cost of $102 per month. The table below also shows more affordable options.
The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT.
Insurance Company | Clean Driving Record | With Speeding Ticket |
|---|---|---|
| USAA | $84 | $102 |
| National General | $95 | $115 |
| Sun Coast | $105 | $126 |
| Root | $105 | $135 |
| Anchor | $111 | $137 |
| Mercury | $113 | $149 |
| Dairyland | $113 | $137 |
| Allstate | $114 | $138 |
| Farmers | $118 | $143 |
| Direct Auto | $119 | $145 |
| State Farm | $128 | $153 |
| GEICO | $133 | $166 |
| Travelers | $134 | $164 |
| Bristol West | $137 | $168 |
| 21st Century | $146 | $181 |
| Nationwide | $180 | $219 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: USAA
Your insurance company will likely raise your rates after an at-fault accident, as it has to pay out the claim and will now consider you a higher risk to insure than drivers with clean records. Some insurers raise rates less after at-fault accidents than others, so it’s important to compare quotes.
The cheapest insurer for drivers with an at-fault accident in Anaheim is USAA, with an average cost of $101 per month. The table below shows affordable insurers for drivers with an accident on their record.
The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT.
Insurance Company | Clean Driving Record | With Accident |
|---|---|---|
| USAA | $84 | $101 |
| National General | $95 | $114 |
| Sun Coast | $105 | $121 |
| Root | $105 | $127 |
| Anchor | $111 | $137 |
| Mercury | $113 | $151 |
| Dairyland | $113 | $137 |
| Allstate | $114 | $137 |
| Farmers | $118 | $143 |
| Direct Auto | $119 | $148 |
| State Farm | $128 | $153 |
| GEICO | $133 | $150 |
| Travelers | $134 | $163 |
| Bristol West | $137 | $166 |
| 21st Century | $146 | $179 |
| Nationwide | $180 | $219 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: USAA
DUIs are considered very high-risk behavior — they increase the risk of a collision significantly, so many insurers substantially increase premiums after an arrest for impaired driving. Some insurers raise premiums more than others, and some may even refuse to cover you.[5]
The cheapest insurer for drivers with a DUI in Anaheim is USAA, with an average cost of $129 per month. You can also compare other insurers listed in the table below to see which will provide affordable coverage for you after a DUI.
The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT.
Insurance Company | Clean Driving Record | With DUI |
|---|---|---|
| USAA | $84 | $129 |
| National General | $95 | $146 |
| Sun Coast | $105 | $169 |
| Root | $105 | $161 |
| Anchor | $111 | $163 |
| Mercury | $113 | $176 |
| Dairyland | $113 | $173 |
| Allstate | $114 | $175 |
| Farmers | $118 | $181 |
| Direct Auto | $119 | $183 |
| State Farm | $128 | $196 |
| GEICO | $133 | $204 |
| Travelers | $134 | $206 |
| Bristol West | $137 | $210 |
| 21st Century | $146 | $224 |
| Nationwide | $180 | $276 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: USAA
Senior drivers sometimes present an increased collision risk due to delayed reaction times and worsening health. As a result, your age can cause premium increases.
The cheapest insurer for senior drivers in Anaheim is USAA, with an average cost of $69 per month. Check out the table below to also see more affordable options.
The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT.
Insurance Company | Liability Only | Full Coverage |
|---|---|---|
| USAA | $69 | $172 |
| National General | $75 | $216 |
| Root | $91 | $173 |
| Sun Coast | $94 | $233 |
| Anchor | $94 | $153 |
| Dairyland | $94 | $310 |
| Mercury | $95 | $178 |
| Allstate | $95 | $239 |
| Farmers | $95 | $238 |
| Direct Auto | $96 | $264 |
| State Farm | $103 | $257 |
| GEICO | $107 | $171 |
| Travelers | $108 | $271 |
| Bristol West | $114 | $277 |
| 21st Century | $115 | $288 |
| Nationwide | $140 | $350 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: USAA
Insurers consider teen drivers to be high risk due to elevated accident rates, limited driving experience, and difficulty with impulse control. Teens can keep insurance costs down by remaining on their parents’ insurance, qualifying for good student discounts, and driving a safe vehicle.
The cheapest insurer for teen drivers in Anaheim is USAA, with an average cost of $157 per month. You can also find affordable options in the table below.
The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT.
Insurance Company | Liability Only | Full Coverage |
|---|---|---|
| USAA | $157 | $390 |
| Root | $187 | $356 |
| Dairyland | $193 | $637 |
| National General | $198 | $570 |
| Sun Coast | $204 | $508 |
| Anchor | $204 | $330 |
| Mercury | $216 | $404 |
| Allstate | $228 | $577 |
| Farmers | $229 | $574 |
| Direct Auto | $239 | $660 |
| GEICO | $243 | $388 |
| State Farm | $248 | $621 |
| Bristol West | $252 | $611 |
| Travelers | $270 | $677 |
| 21st Century | $275 | $689 |
| Nationwide | $355 | $893 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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Is car insurance more expensive in Anaheim?
Anaheim drivers pay an average of $166 per month for car insurance, slightly less than both the state and national averages. Accident rates, driver demographics, and crime rates can all affect auto insurance costs in a given area.
More cities in California
Some California cities have more expensive auto insurance rates than Anaheim, but others offer more affordable coverage. For example, the average monthly cost of full-coverage auto insurance in Anaheim is more expensive in Bakersfield but less expensive than in San Francisco. The table below shows what you can expect to pay in different cities.
City | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| Bakersfield | $84 | $207 |
| Berkeley | $110 | $260 |
| Fresno | $87 | $193 |
| Glendale | $186 | $402 |
| Los Angeles | $162 | $345 |
| Oakland | $105 | $269 |
| Sacramento | $107 | $236 |
| San Diego | $87 | $197 |
| San Francisco | $114 | $290 |
| San Jose | $93 | $217 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Anaheim car insurance FAQs
Finding the right car insurance can be difficult. Below are answers to some of the most commonly asked questions about car insurance in Anaheim.
How much is car insurance in Anaheim?
On average, car insurance in Anaheim costs $227 per month for full coverage and $105 for liability-only insurance. But your premium will depend on factors like your location, driving record, age, and gender.
Who has the cheapest car insurance in Anaheim?
USAA offers the cheapest car insurance rates in Anaheim, starting at $84 for liability-only coverage. Anaheim drivers can also find cheap rates from National General and Sun Coast, which have liability rates as low as $95 and $105, respectively.
What are the best car insurance companies in Anaheim?
Many reliable insurers offer coverage in Anaheim, but Mercury, Travelers, and Mile Auto stand out as the best car insurance companies for certain types of drivers. Mercury is good for drivers with DUIs, Travelers is a good fit for drivers with at-fault accidents, and Mile Auto is an excellent fit for teen drivers.
What are the minimum car insurance requirements in California?
All drivers in California must carry $30,000 per person and $60,000 per accident in bodily injury liability coverage, as well as $15,000 per accident in property damage liability coverage.
Is California a no-fault state?
No. California isn't a no-fault state for auto insurance. California is an at-fault state, meaning the driver responsible for causing an accident is financially liable for the injuries and damage they cause.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Census.gov. "U.S. Census Bureau QuickFacts: Anaheim city, California."
- Themed Entertainment Association. "The Global Attractions Attendance Report."
- State of California Department of Motor Vehicles. "Insurance Requirements."
- California Department of Insurance. "California's Low Cost Auto Insurance Program."
- Nolo. "Will My Car Insurance Cover My DUI Car Accident?."
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Christy Rakoczy
Christy Rakoczy has been a personal finance and insurance writer for over a decade. Her work has been published on USA Today, MSN, Yahoo Finance, Credit Karma, Forbes Advisor, and more. Christy has a JD from UCLA School of Law and previously worked as a data analyst for Blue Cross and as a paralegal studies instructor before transitioning to writing full time.
Christy has been a contributor at Insurify since August 2023.
Edited byDanny Smith
Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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