Cheap Auto Insurance Quotes in Riverside, CA (2021)

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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Welcome to Riverside

Home of the California citrus industry, this sweet SoCal city has lots to offer visitors and residents. Car travel is the main mode of transportation for millions of drivers in Greater Los Angeles. Finding the right car insurance policy for you and your lifestyle is a vital step towards safe driving in Southern California. 

Fifty-five miles east of LA, Riverside, California sits along the Santa Ana River. The main mode of transportation for over 300,000 Riverside residents, car travel is a big part of life. Finding the right car insurance policy for you and your lifestyle is an important step towards safe driving in Riverside. Compare and save on the best and cheapest car insurance quotes in California.

Car Insurance in Riverside, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Riverside, CA to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Riverside, CA

Here are the cheapest carriers in Riverside for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

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Riverside, CA Driving Facts

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident
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Riverside DMV Information 

Riverside County has numerous outposts throughout the city and surrounding areas. Most are open from 9 AM to 5 PM with varying morning and weekend hours. A DMV is never too far out of the way no matter where you are in Riverside. You may be able to skip your visit altogether and utilize their online portal to get the answers and services you need. 

Public Transit in Riverside

Due to its proximity to massive Los Angeles, Riverside benefits from lots of public transportation options. The Riverside Transit Agency (RTA) offers locals and visitors bus and commuter services in and around the city. Amtrak and Greyhound provide train and long haul bus services at stations in and near Riverside. Ridesharing services like Uber and Lyft, plus traditional taxis, also operate across the city.

Conclusion: How to get the best and cheapest car insurance in Riverside

As SoCal drivers know too well, enough of their precious time is wasted sitting in traffic each year. There’s no need to waste more time finding the perfect auto insurance policy.

Use Insurify to find the best rates available by comparing dozens of insurance quotes in just a few seconds.

There are nearly millions of registered vehicles in Southern California. and with an estimated 15 percent of California vehicles driving uninsured, with driving comes huge risk. Don’t become just one more uninsured motorist—use Insurify to get the best coverage and rates for your car at a price that works for you.

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Riverside stacks up for the state of California:


FAQs - Riverside, CA Car Insurance

How do I insure my classic car in Riverside, California?

Classic cars, antiques, collectibles—there are several designations given to vehicles that are more than a transportation machine. And auto enthusiasts need special considerations for their unique cars. If you have a classic car, it’s best to go with a company that specializes in vintage and collectible cars. Because these cars require different care and undergo radically different use than a practical vehicle, a regular policy may leave gaps in coverage. This is especially true for comprehensive coverage of vehicles with special repairs, restoration, or upgrades. These can change the value of your car drastically, so it is essential to reach an agreement with your insurer about your car’s value.

Which car insurance company offers the cheapest rates in Riverside, California?

The best way to get the cheapest car insurance in Riverside and save on your auto insurance premium is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high-risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

Why is California car insurance so expensive?

LA and its surrounding suburbs, including Riverside, boast the highest car insurance premiums in all of California. Due to the high volume of cars on the road, insurers increase their pricing in order to protect all drivers. High risk of natural disasters in the area also increases insurance premiums.

Will my credit score affect my car insurance rates in Riverside?

No. Unlike the majority of the United States, California has outlawed the practice of using credit-based insurance scores to help determine the risk of a policyholder. That means that car insurance companies are not allowed to hold your low credit score against you by increasing your rate. Credit scores are calculated based on information from your credit report and are used by lending institutions to determine how likely it is that you'll repay a loan on time. They also help creditors determine interest rates and loan qualifications. Credit-based insurance scores don't factor in your job, income history, gender, or any other personal information. Car insurance companies may use these variables to help determine the likelihood of an insurance claim in the future.