Temporary Car Insurance in California:
Costs and Quotes (2021)

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Cheapest Companies for Temporary Car Insurance California (2021)

For drivers looking for temporary insurance in California, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in California. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in California.

What Is Temporary Car Insurance and How to Get It in California?

A temporary or short term car insurance policy usually lasts for a six-month policy period and is generally cheaper than a long-term 12-month policy. While some websites offer one-month or one-week car insurance policies, these are almost always scams. Insurance companies in the United States only offer six-month or 12-month car insurance policies. If you’re looking for a car insurance policy shorter than six months, you should consider buying a six-month policy and canceling it early.

Short-term car insurance policies are great because you’re not locked into an expensive policy with a company that doesn’t work for you. Short-term policies are great because they allow you to shop around and find better deals every six months. That means you never have to overpay for car insurance!

To find a good, affordable temporary car insurance policy in California, check out Insurify. Insurify can find you up to 20 short-term car insurance policy options from top companies within minutes!

What Are the Average Short-Term Car Insurance Rates in California?

According to Insurify’s database of over 4 million car insurance policy applications, Californians pay about $1,555 on average for a six-month car insurance policy. The average per month—$259—is actually $37 lower than the standard 12-month policy, which costs $296 per month. Over the course of a year, two average six-month policies are $443 cheaper than the average 12-month plan.

Length of Short-Term Insurance Policy
6 months$259$1,555

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in California?

Buying a six-month car insurance policy, especially in an expensive state like California, is a great idea for many reasons. The biggest reason is because car insurance companies often change the way they rate risk. Just because one company has the cheapest car insurance deal for you now, doesn’t mean that same company will have the cheapest deal for you six months from now. Buying a six-month car insurance policy allows you to constantly get the best rate.

That’s why it’s important to reassess your car insurance policy and compare it with what other companies can offer you every six months. It’s really just a financially responsible thing to do. It doesn’t take long either, if you use Insurify, you can compare car insurance quotes from up to 20 companies at a time within minutes. That way you’re never wasting your money.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in California

Insurance prices and policies can vary significantly between companies, and a large and growing state like California draws a wide variety of choices when drivers are evaluating temporary car insurance plans.

Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.

Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

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Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.