How much is car insurance in Glendale, CA?
Glendale drivers pay an average of $261 per month for auto insurance, which is much higher than the California average of $147.
By coverage level, the average cost of car insurance in Glendale is $169 per month for liability-only coverage and $352 for full coverage. The average cost in California is $96 for liability coverage and $199 for full coverage.
Glendale drivers face even higher rates than drivers in Los Angeles but comparable rates to people in nearby Beverly Hills. A few factors contributing to its above-average costs include Glendale’s high car theft rate, heavy traffic congestion during daily commutes, and flood and wildfire risks.[1]
Cheapest liability-only car insurance in Glendale: USAA
Drivers in California need a minimum amount of liability coverage. These requirements include $30,000 per person and $60,000 per accident in bodily injury liability and $15,000 in property damage liability.[2] This type of policy meets the requirements, but it’ll leave you paying out of pocket to repair or replace your own vehicle after an at-fault accident.
A liability-only policy costs an average of $169 per month in Glendale, which is much higher than the state average of $96.
The table below highlights the average cost of liability-only policies from different auto insurance companies serving Glendale drivers.
Insurance Company | Average Monthly Quote: Liability Only |
|---|---|
| USAA | $115 |
| Aspire General | $123 |
| GEICO | $126 |
| Sun Coast | $128 |
| National General | $130 |
| Mercury | $131 |
| Dairyland | $142 |
| Root | $154 |
| Allstate | $160 |
| Direct Auto | $160 |
| Farmers | $163 |
| Anchor | $169 |
| State Farm | $176 |
| Bristol West | $178 |
| Kemper Special | $183 |
| Travelers | $186 |
| Kemper Rsvp | $201 |
| 21st Century | $202 |
| Nationwide | $249 |
| Chubb | $316 |
Find Cheap Car Insurance in California
Liability quotes start as low as $115 per month
Cheapest full-coverage car insurance in Glendale: Aspire General
The average cost of full-coverage car insurance in Glendale is $352 per month.
Los Angeles County, which includes Glendale, ranks No. 1 in the U.S. for vehicle theft, with more than 59,000 vehicles reported stolen during 2024.
A liability-only policy won’t cover damage to or the theft of your vehicle, but a full-coverage policy can help you pay to repair or replace your vehicle. This more robust policy may make sense for many Glendale drivers, providing extra protection.
The following table shows the cheapest average full-coverage car insurance premiums in Glendale.
Insurance Company | Average Monthly Quote: Full Coverage |
|---|---|
| Aspire General | $215 |
| Root | $240 |
| Mercury | $250 |
| GEICO | $254 |
| USAA | $254 |
| Kemper Special | $284 |
| Kemper Rsvp | $289 |
| Sun Coast | $297 |
| Anchor | $321 |
| Dairyland | $330 |
| National General | $343 |
| Allstate | $352 |
| Farmers | $362 |
| Bristol West | $378 |
| Direct Auto | $389 |
| State Farm | $392 |
| Travelers | $412 |
| 21st Century | $449 |
| Nationwide | $552 |
| Chubb | $698 |
Car insurance rates in other California cities
The fourth-largest city in Los Angeles County, Glendale has the highest car insurance rates in California, averaging $261 per month. Glendale has significantly higher rates than the state average of $147 per month, likely in part due to its high vehicle theft rate and weather risks.
Drivers in Long Beach and Riverside, which are relatively close to Glendale, pay averages of $165 and $145 per month, respectively. Even in the larger city of Los Angeles, drivers pay less at an average of $217 per month.
The following table breaks down the average car insurance costs by California city.
City | Average Monthly Quote |
|---|---|
| Anaheim | $156 |
| Bakersfield | $128 |
| Berkeley | $148 |
| Chula Vista | $123 |
| Elk Grove | $139 |
| Fremont | $134 |
| Fresno | $127 |
| Glendale | $261 |
| Long Beach | $165 |
| Los Angeles | $217 |
| Modesto | $139 |
| Moreno Valley | $143 |
| Oakland | $164 |
| Oxnard | $134 |
| Riverside | $145 |
| Sacramento | $152 |
| San Bernardino | $153 |
| San Diego | $126 |
| San Francisco | $166 |
| San Jose | $132 |
| Santa Ana | $148 |
| Santa Barbara | $117 |
| Santa Maria | $111 |
| Stockton | $140 |
| Temecula | $127 |
| Victorville | $155 |
Why is car insurance in Glendale so expensive?
Glendale drivers pay an average of $352 per month for full-coverage car insurance, significantly more than the California state average of $199.
The city has a few risk factors that lead to these elevated costs, including the fact that Los Angeles County, home to Glendale, saw the highest volume of car thefts in the country in the first half of 2025. Glendale drivers also deal with heavy traffic at times, likely due to its higher population density.
Glendale also faces major wildfire risks and the threat of severe flooding from atmospheric rivers, both of which can cause serious damage to vehicles and other property.
Cheapest recent car insurance quotes in California
Recent Glendale, California car insurance prices for Toyota, Honda, Mercedes Benz, and more.
*Quotes generated for Insurify users in and around Glendale, California within the last 10 days. Last updated on June 10, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Glendale, California within the last 10 days. Last updated on June 10, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Cheapest car insurance quotes in Glendale by driving record
Auto insurance companies look at multiple factors when determining your premiums, including your driving history. Glendale drivers with clean driving records generally pay less for car insurance than drivers with past traffic violations.
Take a look at the cheapest insurers for Glendale residents by driving record below:
Cheapest car insurance for Glendale drivers with a clean driving record: USAA
Cheapest car insurance for drivers with a speeding ticket in Glendale: USAA
Cheapest car insurance for Glendale drivers with an at-fault accident: USAA
Cheapest car insurance for drivers with a DUI in Glendale: USAA
Affordable car insurance for drivers with an incident in Glendale
As an at-fault state, California requires drivers to pay for the damages and injuries they cause in a car accident. In addition to these up-front costs, drivers often face higher car insurance premiums after causing an accident.
Having traffic violations on your record, like a driving under the influence (DUI) conviction or a speeding ticket, can also lead to higher car insurance costs. About 1.7% of Glendale drivers have a speeding ticket, 0.7% have a DUI, and 5.9% have a recorded at-fault accident, according to Insurify data.
If you have a first-time DUI offense in California, the state will suspend your license for at least four months, and you’ll likely have to pay a fine.[3]
The table below highlights the average monthly costs Glendale drivers face with different incidents.
Driving Record | Average Monthly Quote |
|---|---|
| Clean driving record | $261 |
| Speeding ticket | $331 |
| At-fault accident | $332 |
| DUI | $356 |
What to know about driving in Glendale
Tucked within busy Los Angeles County, Glendale has several major roads that cut through town and see heavy traffic at peak commuting hours, including I-5, I-210, and State Route 134.
In addition to regular commuters, these roads also get a large amount of trucking traffic. If you find yourself near freight trucks on the road, try to leave plenty of space to protect yourself from a potential accident.
E-motorcycles are another traffic issue to keep in mind. It’s now illegal to ride e-motorcycles on most public roadways, and the city’s law enforcement officers have been busy keeping them off the streets, according to a recent post from the Glendale Police Department.
How Glendale traffic affects car insurance rates
On average, Glendale workers have a 27.9-minute daily one-way commute. But a relatively small percentage of workers in the area are “supercommuters,” with 1.43% commuting more than 90 minutes.
When you throw trucking traffic in with commuters, the heavy traffic sets the stage for the almost-daily backups often seen on State Route 134 and State Route 2. The constant traffic may contribute to the relatively high car insurance rates that Glendale drivers face.
Cheap car insurance for Glendale teen drivers: USAA
Golden State teenagers can apply for a learner’s permit as early as age 15 and a half. At age 16, teen drivers can obtain a provisional driver’s license with restricted hours if they’ve completed at least 50 practice hours within the six-month waiting period.[4]
Since teen drivers have limited driving experience, they face the highest average premiums by age group. In Glendale, teen drivers pay an average of $307 per month for liability-only coverage.
The table below highlights the cheapest rates for teen drivers in Glendale.
Insurance Company | Average Monthly Quote: Liability Only |
|---|---|
| USAA | $212 |
| Aspire General | $223 |
| GEICO | $227 |
| Root | $232 |
| Sun Coast | $232 |
| Mercury | $239 |
| Dairyland | $247 |
| National General | $259 |
| Direct Auto | $311 |
| Bristol West | $315 |
| Allstate | $316 |
| Anchor | $322 |
| Farmers | $326 |
| Kemper Special | $332 |
| State Farm | $341 |
| 21st Century | $362 |
| Kemper Rsvp | $365 |
| Travelers | $387 |
| Nationwide | $485 |
| Chubb | $649 |
Find Cheap Car Insurance in Glendale
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Cheap car insurance quotes for Glendale senior drivers: USAA
Almost 20% of Glendale’s 187,000 residents are 65 years or older, which means you’ll find many seniors navigating the crowded roads. As age-related concerns begin, senior drivers in Glendale may face slightly higher insurance rates.
On average, senior drivers in Glendale pay $154 per month for liability car insurance. Glendale’s senior drivers can find the cheapest car insurance rates through USAA, Aspire General, and GEICO.
The table below breaks down average rates for senior drivers in Glendale across car insurance companies.
Insurance Company | Average Monthly Quote: Liability Only |
|---|---|
| USAA | $96 |
| GEICO | $103 |
| National General | $105 |
| Mercury | $107 |
| Aspire General | $112 |
| Sun Coast | $116 |
| Dairyland | $124 |
| Farmers | $133 |
| Allstate | $133 |
| Direct Auto | $135 |
| Anchor | $142 |
| State Farm | $142 |
| Root | $145 |
| Bristol West | $153 |
| Travelers | $153 |
| 21st Century | $163 |
| Kemper Special | $166 |
| Kemper Rsvp | $183 |
| Nationwide | $196 |
| Chubb | $246 |
Glendale auto insurance FAQs
If you’re looking for more details on how to obtain the best car insurance rates in Glendale, the answers below may help.
How much is car insurance in Glendale, CA?
Drivers in Glendale pay an average of $261 per month for car insurance coverage. The average cost is $169 per month for liability-only coverage and $352 for a full-coverage policy.
Why does Glendale have high insurance rates?
Heavy traffic, a high rate of car theft in the county, and severe weather risks are likely driving Glendale’s higher car insurance rates.
What company offers the best car insurance in Glendale?
USAA, Aspire General, and GEICO offer Glendale drivers the most affordable liability car insurance policies.
Are there any discounts available for car insurance in Glendale, CA?
Drivers in Glendale can find bundling discounts when purchasing two or more insurance products through the same insurance company. Many insurers let you bundle your auto policy with renters insurance, home insurance, or life insurance.
You can also typically earn lower rates by increasing your deductible. Ask your insurance agent about what vehicle insurance discounts you qualify for to earn the best rates.
What factors affect car insurance rates in Glendale, CA?
Glendale’s high population density and top ranking for vehicle theft in the U.S. lead to higher average car insurance costs in the city. The city also faces some severe weather risks, including frequent high winds. Your driving history, age, vehicle type, and more will also affect how much you pay for coverage.
How can you find affordable car insurance in Glendale, CA?
If you want to find the most affordable car insurance in Glendale, you’ll need to shop around. When you compare quotes across multiple insurance companies, you can find the cheapest rates for your situation. Reach out to a trusted insurance agency if you’re having a hard time understanding your coverage options.
Sources
- First Street. "Does Glendale have Wildfire Risk?."
- State of California Department of Motor Vehicles. "Insurance Requirements."
- State of California Department of Motor Vehicles. "Driving Under the Influence (DUI)."
- State of California Department of Motor Vehicles. "Teen Driver Roadmap."
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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