Cheapest Auto Insurance in Glendale, California (2025)

The average monthly cost of auto insurance in Glendale is $326, which is much higher than the California state average of $169 per month. Rates may be higher in Glendale than in other California cities because it’s in Los Angeles County, the California county with the highest population and more frequent and severe accidents.

With attractions like the Los Angeles Zoo, Warner Bros Studios, and Griffith Park nearby, Glendale residents are also at risk of accidents caused by tourists unfamiliar with Southern California roadways.

While rates in Glendale may be higher, you can take steps to lower your car insurance expenses — starting with comparing rates from multiple insurers. Here’s how.

3 of the cheapest car insurance companies in Glendale

The best car insurance companies are the ones that provide the best level of coverage for your budgetary needs. The right auto insurer for you will align with your specific needs, including customer service, discounts, roadside assistance, and other help your family needs. That’s why it’s always a good idea to compare quotes from multiple insurers before deciding.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Full Coverage	Liability Only	Best For
Clearcover	6.8	$137	$67	Cheap liability rates
Mile Auto	7.5	$108	$63	Low-mileage drivers
Sun Coast	2.3	$257	$104	Coverage options

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for cheap liability rates: Clearcover

Cheap Liability Rates

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User Reviews	3.4 37 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	6.8 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$122/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$189/mo

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Driver Reviews

3.4

A solid optionBased on 53 verified guest reviews and ratings

How drivers feel about Clearcover

Drivers appreciate the initial low rates and friendly customer service but dislike the frequent and significant premium increases.

AI-generated from the text of verified reviews collected by Insurify

Best For

Robust mobile app

Fast claims process

Competitive pricing

How drivers feel about Clearcover

Drivers appreciate the initial low rates and friendly customer service but dislike the frequent and significant premium increases.

AI-generated from the text of verified reviews collected by Insurify

Best For

Robust mobile app

Fast claims process

Competitive pricing

Reviews (37)

Mohammad

April 25, 2025

Verified Review

Price Increase for My Two Old Cars

The price for insuring my two old cars increased by 100%.

Ray

December 4, 2024

Verified Review

All Good

Everything is good, no problems.

Catherine

October 22, 2024

Verified Review

Great Customer Service

My premium increased by $70 due to an auto accident.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

NR

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

3.14

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

NR

Why we picked this company

With Glendale’s average annual rates being more expensive than the state average, you may look for the lowest rates possible via a liability-only policy. Clearcover can help by continually delivering some of the lowest rates in the area. The company also offers full-coverage policies, roadside assistance, and claims help all from its easy-to-use mobile app.

Pros

• Completely app-based, from quotes to claims service.

• Offers rideshare coverage and alternate transportation coverage that reimburses policyholders up to $30 per day to use rideshare services, public transportation, or a rental car when their vehicle is out of commission due to a covered accident.

Cons

• Fully tech-based with most transactions via mobile app.

• No bundling opportunities, as Clearcover only offers personal auto insurance.

Best insurer for low-mileage drivers: Mile Auto

low-mileage drivers

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User Reviews	4.2 39 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	7.5 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$63/mo

Show Details

Driver Reviews

4.2

Best choiceBased on 86 verified guest reviews and ratings

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best For

Low-mileage drivers

Senior drivers

Cheap full coverage

How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify

Best For

Low-mileage drivers

Senior drivers

Cheap full coverage

Reviews (39)

Janet

April 8, 2025

Verified Review

Mile Auto Insurance is Great

They are the most reasonable carrier. I've checked 15.

Irma

March 21, 2025

Verified Purchase

Mike Auto is for Real

I have nothing but good things to say. It has saved me a lot of money, which means everything to me. I think about all the money I have paid for insurance, and finally, this insurance, Mike Auto, has come up with a way to reduce the cost.

Irma

March 19, 2025

Verified Purchase

Response Time

I would prefer to have my problems solved before the three days they state as their response time.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

NR

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

NR

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

NR

Why we picked this company

Mile Auto’s pay-per-mile insurance is great for remote workers, college students, and retirees who don’t drive often. It’s also an ideal option if you own a car but frequently take advantage of LA County transport services, like Metrolink, Rally, Metro Micro, and Rail 2 Rail. Mile Auto offers both liability-only coverage and full-coverage policies, so you can get the coverage you’re comfortable with for a rate that reflects your needs.

Pros

• Doesn’t require a physical tracking device in your vehicle

• Designed for drivers with fewer than 10,000 annual miles

Cons

• Its website doesn’t list extensive optional coverages

• Base rates are still influenced by driver profiles, including age, driving history, and location

Best insurer for coverage options: Sun Coast

coverage options

Compare Quotes

User Reviews	3.7 10 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	NR
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$191/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$466/mo

Show Details

Driver Reviews

3.7

A solid optionBased on 21 verified guest reviews and ratings

How drivers feel about Sun Coast

Drivers appreciate the initial low prices but dislike the subsequent price increases and lack of communication for policy upgrades.

AI-generated from the text of verified reviews collected by Insurify

Best For

Difficult-to-insure drivers

West Coast drivers

Coverage in Mexico

How drivers feel about Sun Coast

Drivers appreciate the initial low prices but dislike the subsequent price increases and lack of communication for policy upgrades.

AI-generated from the text of verified reviews collected by Insurify

Best For

Difficult-to-insure drivers

West Coast drivers

Coverage in Mexico

Reviews (10)

Taylor

March 10, 2025

Verified Review

Rip Off

They constantly raise the rates despite no history of accidents. It's ridiculous how they keep increasing the cost.

Marylou

September 9, 2024

Verified Purchase

Surprise!

Sun Coast is by far the best insurance I have found. The rates are awesome.

Patricia

August 14, 2024

Verified Review

Great so far

Excellent

Previous

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

NR

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

NR

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

NR

Why we picked this company

Sun Coast is an independent agency representing multiple insurance companies for customers in California. This means your options for policy coverage are greater than some other smaller insurance agencies in Glendale. Although Sun Coast doesn’t offer homeowners insurance, it has both liability-only and full-coverage auto insurance policies, as well as policies for watercraft, commercial auto, and business-related coverages. It also provides unique coverages, like auto coverage in Mexico, yacht, and professional liability coverage.

Pros

• Accepts drivers with suspended or foreign licenses.

• Works with numerous insurers and more than 3,500 independent agents.

Cons

• Must work with independent insurance agent

• Only five discounts listed on its website

How to get the cheapest car insurance in Glendale

Whether you shop with a national insurance brand or choose to work with a local Glendale independent insurance agent, you want the lowest rates available. Many insurers offer a range of discounts to pair with their coverage options. But you can also save by following these tips:

• Bundle insurance policies with the same insurer.

• Take advantage of programs for people with clean driving records, such as deductibles that decrease periodically the longer you drive without a claim.

• Find an insurer that offers pay-per-mile insurance if you rarely use your vehicle yet live in a ZIP code with traditionally higher insurance rates.

Find Cheap Car Insurance in Glendale

Liability rates start as low as $182 per month

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Cheapest liability-only car insurance in Glendale: Root

Liability car insurance pays for the injuries and damages you cause another person or structure in an accident that was your fault. In general, this coverage meets minimum state requirements and usually includes bodily injury liability, property damage liability, and in some cases, medical payments or personal injury protection.^[1]

Liability-only car insurance in Glendale costs $211 per month, on average. The table below shows how average monthly quotes for liability-only insurance in Glendale vary between different insurers.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Insurance Company	Average Monthly Quote
Root	$182
USAA	$184
Sun Coast	$191
Anchor	$197
Mercury	$200

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Glendale: Mercury

While liability-only coverage pays for the damages and injuries you cause to others, full-coverage policies go beyond this coverage level to protect your vehicle in the event of collisions (your car colliding with another vehicle or an object like a telephone pole or pothole) and non-collision events, like vehicle theft, vandalism, extreme weather, and animal damage.^[2]

A full-coverage policy typically contains both collision and comprehensive coverages and may be ideal if you drive frequently and want to be financially protected from the unexpected.

Glendale drivers pay an average of $440 per month for full coverage. The table below illustrates the average monthly quotes available from insurance companies serving Glendale.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Insurance Company	Average Monthly Quote
Mercury	$353
Root	$355
USAA	$419
Anchor	$426
Sun Coast	$466

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Car insurance requirements in California

California is an at-fault state, which means the driver at fault for the incident is liable for the injuries and property damage they cause.

State lawmakers approved an increase in coverage limits, which will take effect Jan. 1, 2025. The table below reflects this change and the types and amount of coverage all drivers need to carry:^[3]

Coverage	2024 Coverage Limits	2025 Coverage Limits
Bodily injury liability	$15,000 per person / $30,000 per accident	$30,000 per person / $60,000 per accident
Property damage liability	$5,000 per accident	$15,000 per accident

Rates in Glendale are typically lowest with liability-only insurance, but you may want to consider additional coverage options for better protection, including the following:

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage pays for property damage and injuries if you’re in an accident with an at-fault driver who is uninsured or underinsured. It also provides coverage if you're the victim of a hit-and-run.

• 

  Collision deductible waiver

  A collision deductible waiver pays for your collision deductible if you’re in an accident with an uninsured driver who’s at fault.

• 

  Medical payments coverage

  Medical payments coverage pays for the cost of medical expenses for you and your passengers.

Cheapest car insurance for drivers with an incident

Drivers with a clean record pay lower insurance rates, but if yours is marred by an incident, including at-fault car accidents, speeding tickets, driving under the influence, and other moving violations, you could see your rates rise dramatically for three to five years.

The severity and frequency of your incidents will affect your rate increases, primarily because your insurance company will use this information to determine what it believes is your likelihood of being in another incident.

In the sections that follow, you’ll see how unique incident types affect your rates in different ways.

Shop for Car Insurance in Glendale, CA

Monthly rates start at $220 for drivers with an incident

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Cheapest car insurance for drivers with a speeding ticket: USAA

Speeding and aggressive driving accounts for 28% of statewide fatalities, and the Los Angeles region ties with the San Diego region for the highest percentage of fatalities from accidents involving speeding and aggressive driving.^[4]

In Glendale and the surrounding Los Angeles area, unsafe speed is a major factor in most collisions, including collisions with bicycles, commercial vehicles, and motorcycles, as well as distracted driving. Because speed plays such a big role in accident rates, insurance companies may raise your rate with a multi-year surcharge based on your driving history and the severity of the speeding ticket.

The average monthly rate for car insurance with a speeding ticket in Glendale is $425. The table below shows how insurance policies with a speeding ticket compare to policies offered to people with clean driving records.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Insurance Company	Clean Driving Record	With Speeding Ticket
Root	$182	$251
USAA	$184	$231
Sun Coast	$191	$249
Anchor	$197	$248
Mercury	$200	$272

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: USAA

Due to the high population and congested highways, 49% of statewide driving fatalities occur in accidents around the Greater Los Angeles Area, which includes Glendale.^[4]

Not surprisingly, insurers take at-fault accidents very seriously. An at-fault accident requires your insurance company to pay for the property damage, injuries, and other expenses you cause. To compensate for this expense, your auto insurance premium may increase for several years if you have a history of at-fault accidents or even when you’re in your first accident. But your rates may decrease again after the accident drops off your motor vehicle record.

The average monthly rate for car insurance in Glendale with an accident on your record is $420, and the table below shows quotes for Glendale drivers after an at-fault car accident.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Insurance Company	Clean Driving Record	With Accident
Root	$182	$253
USAA	$184	$235
Sun Coast	$191	$246
Anchor	$197	$247
Mercury	$200	$279

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: Root

California falls slightly below the national average for alcohol-impaired driving deaths in all age groups.^[5] But LA County does have a higher percentage of alcohol-related fatalities than regions like Sacramento, San Diego, and San Francisco.^[4]

People under the influence of drugs or alcohol may have impaired driving skills, increasing their likelihood of being in an accident. This increase in injury, property damage, and death potential is one reason DUI-convicted drivers receive some of the highest rates.

The overall average monthly rate for insurance coverage with a DUI in Glendale is $485. The table below shows liability quotes for Glendale drivers with DUI convictions compared to rates for drivers with a clean record.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Insurance Company	Clean Driving Record	With DUI
Root	$182	$258
USAA	$184	$285
Sun Coast	$191	$284
Anchor	$197	$287
Mercury	$200	$298

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: USAA

While auto insurance rates typically begin to decline for drivers around age 25, car insurance rates for seniors tend to increase again around age 70. Seniors have an increased risk of getting into an accident and being more severely injured in accidents.

Seniors in Glendale pay an overall average of $252 for monthly coverage, and you can see how quotes break down in the table below.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Insurance Company	Liability Only	Full Coverage
USAA	$141	$322
Sun Coast	$148	$360
Root	$150	$293
Anchor	$153	$331
Mercury	$155	$274

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: Root

Car crashes are a leading cause of death for teenagers across the nation.^[6] Not surprisingly then, teens pay higher car insurance rates than adults, as insurers rate them the highest-risk demographic.

Fortunately, Glendale teens can save on car insurance by staying on their parents’ insurance plan, driving a safe vehicle, or asking their insurance agent if they’re eligible for discounts for good grades. Teens younger than 18 won’t be able to buy their own policy without the written consent of a parent or guardian.

The average monthly rate for car insurance for teens in Glendale with their own policy is $628. The table below shows quotes for both liability and full-coverage policies for young drivers in Glendale.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Insurance Company	Liability Only	Full Coverage
Root	$299	$583
USAA	$339	$772
Anchor	$354	$765
Sun Coast	$368	$898
Mercury	$381	$673

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Is car insurance more expensive in Glendale?

The nationwide overall average cost of car insurance is $150 per month, which is much less than Glendale’s monthly average of $326. Glendale car insurance rates may be higher than in other cities, such as Modesto, because it’s in the California county with the highest population: Los Angeles County.

More drivers on the road can increase car insurance rates in a specific area, though other area factors can also affect rates, like frequency of accidents, vehicle theft and vandalism rates, and the age of Glendale drivers.

More cities in California

Here, you can see how average quotes in Glendale compare to those in several other California cities.

City	Liability Only	Full Coverage
Anaheim	$117	$257
Bakersfield	$93	$229
Chula Vista	$92	$203
Fresno	$95	$209
Los Angeles	$179	$366
Modesto	$104	$235
Temecula	$110	$222

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Glendale car insurance FAQs