Cheapest Auto Insurance in Temecula, California (2024)

The cheapest liability-only rate in Temecula is $54, available through Mile Auto.

Nick Dauk
Written byNick Dauk
Nick Dauk
Nick Dauk
  • 6+ years writing about insurance, travel, and personal finances

  • Contributor to brands like Credible

In addition to insurance, Nick specializes in writing about business, entrepreneurship, personal finance, and travel. He’s been featured in myriad web publications, including Fox Business.

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Chris Schafer
Edited byChris Schafer
Chris Schafer
Chris SchaferSenior Editor
  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

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Updated May 29, 2024

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Cheapest recent rates near Temecula, California

Drivers using Insurify have found quotes as cheap as $45/mo for liability only and $110/mo for full coverage in Temecula and other California cities.

*Quotes generated for Insurify users in and around Temecula, California within the last 10 days. Last updated on May 28, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 28, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Temecula, California within the last 10 days. Last updated on May 28, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 28, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

With hot air balloons and golf balls flying across the sky, Temecula’s warm climate brings outdoor fun all year long. This area is also wine country and, unfortunately, sees hundreds of annual DUIs, which could increase insurance rates for people who live in the area.

Temecula’s average monthly cost of car insurance is $179, which is cheaper than larger cities like San Francisco, likely due to its substantially lower population and lower rate of motor vehicle theft.[1]

Here’s what to look for when seeking new car insurance in Temecula and how your choices can have a profound effect on the rates you pay.

Quick Facts
  • Mile Auto, Sun Coast, and Mercury offer the lowest rates in Temecula.

  • Many accidents in Riverside County are caused by drivers exceeding the speed limit.

  • California’s Low Cost Auto Insurance Program provides discounted liability coverage for people who qualify.

Cheapest car insurance companies in Temecula

Temecula has a warm climate and miles of outdoor recreation in every direction, which means driving there can be a serene experience. However, it can also be an overly expensive one if you don’t have the proper car insurance coverage.

Finding the right car insurance company for you requires comparing quotes from several insurers to find a policy that best matches your needs at a price that works for your budget. As you begin your search, keep the following insurers in mind.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest for
Clearcover3.4$${AUTO_CARRIER_CLEARCOVER_FULL_STATE_CA_PRICE}$${AUTO_CARRIER_CLEARCOVER_LIABILITY_STATE_CA_PRICE}Liability-only coverage
Mile Auto3.7$116$62Low-mileage drivers
Sun Coast3.4$217$76Drivers with boats
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 5 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. We update ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: We use data from AM Best, S&P, Moody's, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 20,000 customer reviews across 155 car insurance companies. We also considered third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the United States, as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify identified the number of states in which insurers offer coverage and company size by market share to score availability and reach.

Best insurer for liability-only coverage: Clearcover

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.4
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$86/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$142/mo

The monthly average for car insurance is already lower in Temecula than the California state average, and choosing liability-only coverage from Clearcover is one of the best ways to get the absolute cheapest rate available. Clearcover is also fully app-based, enabling you to do everything from getting a quote to filing a claim right from your phone.

Pros
  • Claim payout issued as quickly as seven minutes after filing

  • App-based company that streamlines the car insurance process

Cons
  • Only sells personal auto insurance products

  • Not the cheapest for full-coverage policies

Read our Clearcover review
Mario - May 20, 2024
Verified

I love it!

I love this place. Every interaction was so easy.

Joshua - April 14, 2024
Verified

Loyal Customers Get Raised Rates

They start off with good rates, but after being a loyal customer, they raise the rates even though the value of the vehicles goes down.

Linda - April 7, 2024
Verified

No

The cost is too high considering how little I drive. I haven't had any tickets in 10 years and I'm a senior.

Best insurer for low-mileage drivers: Mile Auto

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.7
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$54/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$101/mo

Mile Auto is a pay-per-mile insurance company, which means you’re charged a base rate plus your monthly mileage. Although ideal for remote workers, recreational drivers can also benefit from this low-cost insurer. For instance, campers and hikers who explore beyond Temecula Valley’s surrounding mountains and state parks on weekends or holidays can have peace of mind knowing that their vehicle is protected against weather and animal hazards for an affordable rate.

Pros
  • Beneficial pricing structure for people who drive fewer than 10,000 miles per year

  • Self-reported, not digitally tracked, mileage

Cons
  • Base rates may be higher due to factors like age, driving history, and ZIP code

  • Few optional coverages available beyond collison and comprehensive

Best insurer for drivers with boats: Sun Coast

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
Not rated
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$67/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$194/mo

If you enjoy boating on Lake Skinner, Diamond Valley Lake, or Lake Elsinore, then you should look to Sun Coast for some of the cheapest car insurance rates in Temecula. Sun Coast offers a variety of coverages for automobiles, boats, watercraft, and yachts.

This insurer, backed by Travelers Insurance, offers basic coverage as well as options like medical payments coverage and roadside assistance if you need repairs for a flat tire. You may also qualify for a multi-policy discount if you combine your auto policy with boat insurance, business insurance, or another insurance product.

Pros
  • Insures drivers with checkered driving records

  • Accepts foreign licensed drivers

Cons
  • Limited discounts available

  • Drivers must contact independent insurance agents

Read our Sun Coast review
Timothy - September 2, 2022
Verified

I can't ever seem to get anyone to talk to me about upgrading my policy. I'm considering going to another provider.

I can't ever seem to get anyone to talk to me about upgrading my policy. I'm considering going to another provider.

James - August 14, 2022
Verified

Poor

The cost is $62.00 a month.

Tamra - August 8, 2022
Verified

Excellent

Lower prices

How to get the cheapest car insurance in Temecula

Marital status, crime rates, and your driving record are just a few of the different factors that influence your car insurance rate.[2] To find the cheapest rate in Temecula, consider these tips when investigating California car insurance companies:

  • Reduce optional insurance on older vehicles to still maintain the minimum coverage required while not overinsuring your car’s market value.

  • If you’re planning on purchasing a different car, look up average auto rates for different vehicle types in Temecula before you buy.

  • Compare rates from multiple insurers and inquire about any discounts, incentives, or pay-per-mile programs they may have.

  • Ask about group insurance through your employer or an organization you belong to, like an alumni group.

  • See if you qualify for California’s Low Cost Auto Insurance Program.

Find Cheap Car Insurance in Temecula, California

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Cheapest liability-only car insurance in Temecula: Mile Auto

Liability car insurance meets the minimum insurance required by state law. It typically includes bodily injury liability and property damage liability coverages, which pay for the damages and injuries that the other party suffers in an accident you cause.[3]

The cheapest insurer for liability-only car insurance in Temecula is Mile Auto, with an average cost of $54 per month. You can see how other insurers compare in the table below.

The below rates are estimated rates current as of: Thursday, May 23 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
Mile Auto54
Sun Coast67
Mercury79
Anchor86
Dairyland93
USAA96
National General114
GEICO128
Allstate132
Direct Auto134
Farmers136
State Farm147
Travelers154
21st Century168
Bristol West176
Nationwide208
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Temecula: Mile Auto

Full-coverage insurance expands upon liability insurance, usually by offering collision insurance, which pays for damages caused when your car collides with an object, and comprehensive insurance, which pays for damages due to animal activity, weather, vandalism, and theft.

A full-coverage policy can be very appealing in California because it protects you from damages related to fires, floods, and earthquakes.

The average rate for full-coverage insurance in Temecula is $238, and you can see the offerings from different insurers in the table below.

The below rates are estimated rates current as of: Thursday, May 23 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
Mile Auto101
Mercury149
Anchor194
Sun Coast194
USAA204
Dairyland267
National General269
GEICO273
Allstate283
Farmers290
State Farm315
Direct Auto317
Travelers331
21st Century360
Bristol West361
Nationwide443
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

How Much Other Insurify Customers Pay in and around Temecula, California

Drivers in and around Temecula, California have found policies from Farmers, GEICO, State Farm, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Temecula, California within the last 10 days. Last updated on May 28, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 28, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Temecula, California within the last 10 days. Last updated on May 28, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 28, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in California

California is an at-fault state, which means the at-fault driver in an incident is financially responsible for the property damage and injuries they cause. That’s why all Temecula drivers are required, by state law, to have the following minimum auto insurance coverage:[4]

CoverageMinimum Requirements
Bodily injury liability$15,000 per person / $30,000 per accident
Property damage liability$5,000

While the coverages above meet the California state minimum, you may want to increase your protection level by investing in some of the following coverage options:

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    This covers the cost of medical expenses for you and your passengers after an accident.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    UM/UIM coverages apply to injuries and property damage expenses you sustain if the at-fault driver is uninsured or underinsured.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision deductible waiver

    This waiver pays for your collision deductible if the at-fault driver who hit you is uninsured.

California’s Low Cost Auto Insurance Program

Every licensed driver in the Golden State must maintain minimum car insurance requirements, but some drivers may have trouble affording an auto insurance policy.

Drivers who meet income requirements may qualify for reduced-rate liability insurance through California’s Low Cost Auto Insurance Program.[5]

Cheapest car insurance for drivers with an incident

A variety of incidents can trigger premium increases as soon as your next payment, including an at-fault accident, speeding ticket, driving under the influence, or another moving violation.

In the sections that follow, you’ll see how each incident type affects your rates in different ways.

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Cheapest car insurance for drivers with a speeding ticket: Mile Auto

Riverside County, which includes Temecula, saw 84 speed-related collisions in 2020, with over half occurring at night.[6]

Insurers see speeding as a precursor to further risky behavior, and if you have a speeding ticket on your record, you should expect your rates to rise. The average rate for drivers with a speeding ticket in Temecula is $244, and you can see how a speeding ticket affects your quotes compared to driving with a clean record.

The below rates are estimated rates current as of: Thursday, May 23 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Speeding Ticket
Mile Auto5473
Sun Coast6791
Mercury79107
Anchor86108
Dairyland93118
USAA96121
National General114159
GEICO128162
Allstate132166
Direct Auto134171
Farmers136171
State Farm147184
Travelers154196
21st Century168218
Bristol West176220
Nationwide208265
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: Mile Auto

Virtually any at-fault auto accident reported to your insurer, including you colliding with an object like a telephone pole or pothole, can raise your rates. A claim costs your insurer money; it compensates for future claims by increasing your rate.

Drivers in Temecula pay an average of $230 when they have an accident on their record, and you can see how an accident raises your quotes in the table below.

The below rates are estimated rates current as of: Thursday, May 23 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Accident
Mile Auto5475
Sun Coast6786
Mercury79106
Anchor86119
Dairyland93117
USAA96121
National General114143
GEICO128162
Allstate132166
Direct Auto134173
Farmers136170
State Farm147184
Travelers154195
21st Century168216
Bristol West176218
Nationwide208264
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: Mile Auto

In 2020, alcohol was involved in 12% of all crashes in Riverside County.[6] One study showed that driving with a 0.07% BAC, which is under the 0.08% BAC legal limit in California, can substantially impact a person’s driving ability, even when the driver thinks that they’re not impaired.[7] Insurers raise rates dramatically for drivers with a DUI on their record, and some insurers may drop you altogether after a DUI.

As you look for insurance with a DUI on your record, you can expect to pay an average of about $231 per month.

The below rates are estimated rates current as of: Thursday, May 23 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith DUI
Mile Auto5472
Sun Coast6787
Mercury79105
Anchor86128
Dairyland93138
USAA96143
National General114169
GEICO128190
Allstate132196
Direct Auto134199
Farmers136202
State Farm147218
Travelers154229
21st Century168250
Bristol West176261
Nationwide208309
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: Mile Auto

Senior drivers have higher accident rates per mile driven than middle-aged adults. One California DMV study suggests that this rate increases around age 60 and substantially increases around age 75.[8] That’s why drivers in their 30s may see their rates decrease and drivers in their 70s see their rates increase.

The average rate for senior drivers in Temecula is $153 per month. The table below compares policy quotes for senior drivers from multiple insurers.

The below rates are estimated rates current as of: Thursday, May 23 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
Mile Auto4278
Sun Coast57166
Mercury61115
Anchor68154
Dairyland76218
USAA78165
National General93220
GEICO104221
Direct Auto105248
Allstate108231
Farmers108230
State Farm116248
Travelers123264
21st Century128275
Bristol West143294
Nationwide158338
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: Mile Auto

Teen drivers pay more for car insurance because their fatal crash rate is four times higher than adults’ rate. In fact, 40% of all fatal crashes with teen drivers happen at night. That’s why California doesn’t allow unsupervised teen drivers on roadways between 11 p.m. and 5 a.m.

Young adults should be aware that staying on their parents’ insurance plan, getting a safe car, and qualifying for good student discounts could yield lower rates.

The average cost of insurance for teen drivers is $270 per month. The table below compares quotes for young drivers from multiple insurers.

The below rates are estimated rates current as of: Thursday, May 23 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
Mile Auto97181
Sun Coast101292
Mercury132249
Anchor139313
Dairyland142409
USAA145309
GEICO183389
National General196462
Allstate211453
Farmers220468
Direct Auto225532
State Farm227487
Travelers254547
21st Century255547
Bristol West274562
Nationwide325691
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Find Car Insurance for Teens in California

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Is car insurance more expensive in Temecula?

The national average cost of car insurance is $160 per month, which is higher than the average monthly rate in Temecula of $179.

Temecula’s low rate may be influenced by the city’s low population of 111,752, especially when you consider that a city like Chula Vista is more expensive and has a population of 279,170. The presence of more licensed drivers there may raise rates because of the increased potential for accidents.

More cities in California

In the following table, you can see how car insurance quotes in Temecula compare to other California cities, like Chula Vista, Glendale, Anaheim, and Modesto.

CityAverage Quote: Full CoverageAverage Quote: Liability Only
Anaheim$293$144
Chula Vista$210$121
Glendale$361$231
Modesto$276$130
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Temecula car insurance FAQs

If you still have questions about how to find the cheapest car insurance in Temecula, the following answers can help.

  • How much is car insurance in Temecula?

    The average rate for full-coverage car insurance in Temecula is $238, and the average rate for liability-only coverage is $120. These rates are below the California state average.

  • Who has the cheapest car insurance in Temecula?

    The most affordable car insurance companies in Temecula are Mile Auto, Sun Coast, and Mercury. However, comparing quotes from several insurers is the best way to find the perfect car insurance plan for you.

  • What are the best car insurance companies in Temecula?

    Clearcover, Mile Auto, and Sun Coast rank as three of the top insurers in Temecula. Clearcover consistently offers some of the lowest rates in the area, while Mile Auto offers you the opportunity to control your insurance costs based on how much you drive. Lastly, Sun Coast insures people with checkered driving histories or foreign licenses.

  • How much is minimum car insurance in California?

    To drive legally in California, your insurance coverage must meet or exceed the state’s minimum requirements of 15/30/5. This means you must carry bodily injury liability of $15,000 per person and $30,000 per accident. You must also carry $5,000 in property damage liability coverage.

  • Is car insurance higher in California?

    Insurance costs are higher in California than in several other states. This can be due to the large number of people residing in the Golden State, as well as the higher cost of living.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. FBI. "Crime statistics in the United States."
  2. Insurance Information Institute. "How to save money on car insurance."
  3. Insurance Information Institute. "What is covered by a basic auto insurance policy?."
  4. California DMV. "Insurance Requirements."
  5. California Department of Insurance. "California's Low Cost Auto Insurance Program."
  6. California Office of Traffic Safety. "Riverside County 2020."
  7. National Library of Medicine. "Effects of alcohol intoxication on driving performance, confidence in driving ability, and psychomotor function: a randomized, double-blind, placebo-controlled study."
  8. California DMV. "Senior Driver Facts."
Nick Dauk
Nick Dauk

Nick Dauk is a freelance writer specializing in business, entrepreneurship, personal finance, and travel. His work has been featured in Fox Business, BBC, The Edge, Business Insider, and Bisnow. Nick is a first-generation college graduate, having majored in Interdisciplinary Studies at the University of Central Florida. His eclectic coursework, combined with previous managerial roles in the retail and broadcast television industries, have helped him develop an interdisciplinary approach to writing.

For nearly a decade, Nick has created content for mom-and-pop businesses and global corporations. As a travel writer, his global adventures have also been featured on Inside Hook, Houston Chronicle, Culture Trip, and Matador. When he's not traveling, Nick can be found in Orlando spending time with his wife and toddler.

Chris Schafer
Edited byChris SchaferSenior Editor
Chris Schafer
Chris SchaferSenior Editor
  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

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