4.8out of 3,000+ reviews

Cheap DUI Car Insurance in California (With Quotes)

Secure. Free. Easy-to-use.
Car Insurance
Charlie Mitchell

By: Charlie Mitchell

| Reviewed by licensed insurance agent, Amber Benka

Last Updated March 9, 2022

Why you can trust Insurify

Insurify partners with the best car insurance companies in the U.S. to provide a tailored car insurance comparison experience. To date, we've delivered over 26 million quotes from both national and regional companies to over 4 million customers. Check out reviews from over 3,000 satisfied customers, how we make money, how we get our data, our editorial standards, and a list of our partners.

Best DUI Insurance Companies in California (2022)

For drivers with a DUI or DWI offense in California, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in California. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in California.

DUI Car Insurance Costs in California

In California, a DUI or DWI offense will on average have drivers paying $555 per month and $6,660 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 136% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Avg. Monthly Cost - No Violation
Avg. Monthly Cost - After DUI
$320 ▴
136.17% ▴
Monthly Impact of DUI on Rates
Percent Bad DUI Impact Rates

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
  • No signup required

How Much Does a DUI Impact Car Insurance Rates in California?

Having a DUI violation can significantly impact how much you pay a month for auto insurance. Insurance companies in California quote drivers with DUI incidents an average rate of $555. On average that is 1356% percent more than the $235 that motorists with no incidents pay a month. One reason for the large increase is due to the assumed risk that comes with insuring drivers with DUI violations.

Although rates differ by $320 between drivers with a DUI and those without, the increase doesn’t last forever. Many insurers will take into consideration how long ago your violation was and if you have had any other incidents since the first DUI.

No Violation - Avg. Monthly Rate After DUI - Avg. Monthly Rate Average Percent Increase After DUI

What Are the Average Car Insurance Prices After a DUI in California?

California currently ranks as the 9th most expensive state for auto insurance when you have a DUI. In New York, premiums for drivers after a DUI average out to $554, making it one of the most costly states for drivers with a DUI. However, drivers with multiple DUI incidents will see their rates increase to double or even triple the current average rates throughout the state.

California After DUI Avg. Monthly Rate Most Expensive State for DUI (1-50)

How Long Is the Lookback Period for a DUI in California?

The consequences of a DUI reach far beyond increased car insurance rates, as California’s lookback period for such an offense is 10 years. This means that a DUI will stay on a person’s driving and criminal record for a decade from the date of the violation.

Repeat DUIs within this lookback period will result in increasingly steeper fines and penalties, making it even more crucial for drivers to engage in safe habits behind the wheel. After 10 years, a motorist convicted of a DUI will be treated as a first-time offender.

California DUI Penalties

Being charged with a DUI in California can carry heavy penalties. First-time offenders may face up to six months in county jail and will be fined anywhere from $390 to $1,000. They may have to install an ignition interlock device in their vehicle and use it for six months, and could be required to attend DUI school for three to nine months.
Having multiple DUI violations will result in even more severe penalties, including jail time, fines, and license revocation. License suspension for repeat offenders is also a possibility.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - California Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county California. Insurify analyzed the latest data for the five most populous cities in California to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in California and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
  • No signup required


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Charlie Mitchell
Charlie Mitchell

Content Writer at Insurify

Charlie Mitchell is a journalist, researcher, and copywriter living in Minneapolis. He's contributed to Vox, Mother Jones, The New Republic, and other magazines and websites.

Learn More