For drivers with a DUI or DWI offense in California, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in California. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in California.
In California, a DUI or DWI offense will on average have drivers paying $555 per month and $6,660 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 136% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
Having a DUI violation can significantly impact how much you pay a month for auto insurance. Insurance companies in California quote drivers with DUI incidents an average rate of $555. On average that is 1356% percent more than the $235 that motorists with no incidents pay a month. One reason for the large increase is due to the assumed risk that comes with insuring drivers with DUI violations.
Although rates differ by $320 between drivers with a DUI and those without, the increase doesn’t last forever. Many insurers will take into consideration how long ago your violation was and if you have had any other incidents since the first DUI.
|Average Percent Increase After DUI|
California currently ranks as the 9th most expensive state for auto insurance when you have a DUI. In New York, premiums for drivers after a DUI average out to $554, making it one of the most costly states for drivers with a DUI. However, drivers with multiple DUI incidents will see their rates increase to double or even triple the current average rates throughout the state.
|Most Expensive State for DUI (1-50)|
The consequences of a DUI reach far beyond increased car insurance rates, as California’s lookback period for such an offense is 10 years. This means that a DUI will stay on a person’s driving and criminal record for a decade from the date of the violation.
Repeat DUIs within this lookback period will result in increasingly steeper fines and penalties, making it even more crucial for drivers to engage in safe habits behind the wheel. After 10 years, a motorist convicted of a DUI will be treated as a first-time offender.
Being charged with a DUI in California can carry heavy penalties. First-time offenders may face up to six months in county jail and will be fined anywhere from $390 to $1,000. They may have to install an ignition interlock device in their vehicle and use it for six months, and could be required to attend DUI school for three to nine months.
Having multiple DUI violations will result in even more severe penalties, including jail time, fines, and license revocation. License suspension for repeat offenders is also a possibility.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.