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Cheap Auto Insurance Quotes in Santa Ana, CA (January 2022)

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Last Updated: January 2022
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Car Insurance in Santa Ana, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Santa Ana, CA to find you the cheapest quotes in the area.
$81
$82
$115
$128
$130
GEICOState FarmNationwideMercuryAmerican Family

Cheapest Car Insurance in Santa Ana, CA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$118
$149
$100
$100
$132
$107
CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoSanta Ana
Click here to learn about car insurance quotes and save on your current policy.

Santa Ana, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

Find local Santa Ana agents

Leavitt Insurance Services of Southern California
1820 E First Street, Suite 500, Santa Ana, CA 92705-4069
Sureguard Insurance Agency, inc.
555 Park Center Drive, Suite 118, Santa Ana, CA 92705
Telepay Insurance Agency, LLC
3631 S. Harbor Blvd., Suite 100, Santa Ana, CA 92704
Ashbrook-Clevidence Inc.
3000 W. MacArthur Blvd., Suite 320, Santa Ana, CA 92704
NFP Property & Casualty Insurance Services
1551 No. Tustin Avenue, Suite 500, Santa Ana, CA 92705
ERM Insurance Brokers, Inc.
3000 W. MacArthur Blvd., Suite 120, Santa Ana, CA 92704
Kosmos Insurance Agency, Inc.
1913 E. 17th Street, Suite 213, Santa Ana, CA 92705
Santa Ana Insurance
1331 W 1st St #101, Santa Ana, CA 92703
California Insurance Specialists
400 N Tustin Ave Suite 425, Santa Ana, CA 92705
Ebuy Insurance Services
912 N Harbor Blvd ste b, Santa Ana, CA 92703

Insurify Insights: How Santa Ana Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Santa Ana, CA
suspended licenses
#31
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Santa Ana drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Santa Ana

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Santa Ana drivers rank 102 in the number of car accidents per driver across all cities in California.

  • Rank within state: #102
  • Percent of drivers in Santa Ana with an accident: 11.35%
  • Drivers in Santa Ana, CA with an accident in their driving history paid on average 22.12% more than drivers with a clean record

Speeding in Santa Ana

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Santa Ana drivers rank 178 in the number of speeding infractions per driver.

  • Rank within state: #178
  • Percent of drivers in Santa Ana with a speeding ticket: 5.48%
  • Drivers in Santa Ana, CA with a speeding ticket in their driving history paid on average 29.81% more than drivers with a clean record

DUI/DWIs in Santa Ana

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Santa Ana drivers rank 97 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #97
  • Percent of drivers in Santa Ana with a DUI: 2.58%
  • Drivers in Santa Ana, CA with a DUI in their driving history paid on average 29.81% more than drivers with a clean record

Most Popular Vehicle in Santa Ana

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Santa Ana is the Honda Civic.

Rude Drivers in Santa Ana

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, Santa Ana drivers rank 43 in rude driving infractions.

  • Rank within state: #43
  • Percent of drivers in Santa Ana with a reckless driving violation: 2.5%
  • Drivers in Santa Ana, CA with a reckless driving violation in their driving history paid on average 25.96% more than drivers with a clean record.

Safest Drivers in Santa Ana

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Santa Ana drivers rank 20 in clean driving records across all cities in California.

  • Rank within state: #20
  • Percent of drivers in Santa Ana with clean record: 82.08%

Failure to Yield the Right of Way in Santa Ana

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Santa Ana drivers rank 43 in failure to yield violations per driver across all cities in California.

  • Rank within state: #43
  • Percent of drivers in Santa Ana with a failure to yield violation: 0.23%
  • Drivers in Santa Ana, CA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Santa Ana

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, Santa Ana drivers rank 44 in the number of reckless driving offenses per driver.

  • Rank within state: #44
  • Percent of drivers in Santa Ana with a reckless driving offense: 0.08%

Hybrid/Electric Vehicle Ownership in Santa Ana

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Santa Ana drivers rank 127 in hybrid and electric vehicle ownership across all cities in California.

  • Rank within state: #127
  • Percent of drivers in Santa Ana with a hybrid/electric vehicle: 2.14%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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