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Cheap Auto Insurance Quotes in Oxnard, CA (January 2022)

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Last Updated: January 2022

Car Insurance in Oxnard, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Oxnard, CA to find you the cheapest quotes in the area.
$79
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$106
$121
State FarmGEICOMercuryNationwide

Cheapest Car Insurance in Oxnard, CA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$116
$149
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$97
CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoOxnard
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Oxnard, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

Find local Oxnard agents

Andreini & Company
500 Esplanade, Suite 900, Oxnard, CA 93036
Coast General Insurance Brokers
2775 N. Ventura Road #209, Oxnard, CA 93036
Auto International Insurance
4015 Saviers Rd, Oxnard, CA 93033
Freeway Insurance
480 Meta St, Oxnard, CA 93030,
'Julio''s Auto Insurance'
2160 Saviers Rd, Oxnard, CA 93033
Ceja Insurance Agency
1824 Saviers Rd, Oxnard, CA 93033
Bucio Insurance
1049 S Ventura Rd B, Oxnard, CA 93030
Torres & Associates Insurance Agency
2069 N Oxnard Blvd, Oxnard, CA 93036
Solarx Auto Insurance
434 W Pleasant Valley Rd, Oxnard, CA 93033
Maulhardt Insurance Agency
961 N Rice Ave # 1A, Oxnard, CA 93030

Insurify Insights: How Oxnard Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Oxnard, CA
suspended licenses
#105
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Oxnard drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Oxnard

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Oxnard drivers rank 152 in the number of car accidents per driver across all cities in California.

  • Rank within state: #152
  • Percent of drivers in Oxnard with an accident: 9.99%
  • Drivers in Oxnard, CA with an accident in their driving history paid on average 23.89% more than drivers with a clean record

Speeding in Oxnard

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Oxnard drivers rank 12 in the number of speeding infractions per driver.

  • Rank within state: #12
  • Percent of drivers in Oxnard with a speeding ticket: 11.32%
  • Drivers in Oxnard, CA with a speeding ticket in their driving history paid on average 37.78% more than drivers with a clean record

DUI/DWIs in Oxnard

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Oxnard drivers rank 111 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #111
  • Percent of drivers in Oxnard with a DUI: 2.4%
  • Drivers in Oxnard, CA with a DUI in their driving history paid on average 14.44% more than drivers with a clean record

Most Popular Vehicle in Oxnard

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Oxnard is the Honda Civic.

Rude Drivers in Oxnard

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, Oxnard drivers rank 16 in rude driving infractions.

  • Rank within state: #16
  • Percent of drivers in Oxnard with a reckless driving violation: 3.33%
  • Drivers in Oxnard, CA with a reckless driving violation in their driving history paid on average 7.22% more than drivers with a clean record.

Safest Drivers in Oxnard

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Oxnard drivers rank 75 in clean driving records across all cities in California.

  • Rank within state: #75
  • Percent of drivers in Oxnard with clean record: 77.9%

Failure to Yield the Right of Way in Oxnard

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Oxnard drivers rank 67 in failure to yield violations per driver across all cities in California.

  • Rank within state: #67
  • Percent of drivers in Oxnard with a failure to yield violation: 0.13%
  • Drivers in Oxnard, CA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Oxnard

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, Oxnard drivers rank 59 in the number of reckless driving offenses per driver.

  • Rank within state: #59
  • Percent of drivers in Oxnard with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership in Oxnard

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Oxnard drivers rank 79 in hybrid and electric vehicle ownership across all cities in California.

  • Rank within state: #79
  • Percent of drivers in Oxnard with a hybrid/electric vehicle: 3.25%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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