4.8out of 3,000+ reviews

Cheap Auto Insurance Quotes in Stockton, CA (January 2022)

  • Personalized quotes in 5 minutes or less
  • No signup required
1 Insurance
Last Updated: January 2022
SafetyOutlineWhy you can trust Insurify

Insurify partners with the best car insurance companies in the U.S. to provide a tailored car insurance comparison experience. To date, we’ve delivered over 35 million quotes from both national and regional companies to over 4 million customers. Check out reviews from over 3000 satisfied customers.

Car Insurance in Stockton, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Stockton, CA to find you the cheapest quotes in the area.
$80
$96
$139
$141
$153
State FarmGEICOMercuryNationwideAmerican Family

Cheapest Car Insurance in Stockton, CA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$121
$149
$100
$100
$132
$122
CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoStockton
Click here to learn about car insurance quotes and save on your current policy.

Stockton, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

Find local Stockton agents

Relation Insurance Services/Pan American
2800 West March Lane, Suite 420, Stockton, CA 95210
Omega Pacific Insurance Solutions
445 W Weber Avenue, Stockton, CA 95207
Andreini & Company
3203 W. March Lane, Suite 130, Stockton, CA 95219-2365
Freeway Insurance
4555 N Pershing Ave Ste 18B, Stockton, CA 95207
Cost-U-Less Insurance
3218 Pacific Ave, Stockton, CA 95204
Truex Insurance Agency
4609 Quail Lakes Dr STE 1, Stockton, CA 95207
Dohrmann Insurance Agency, Inc.
3415 Brookside Rd, Stockton, CA 95219
Central Valley Insurance Agency
501 N Wilson Way, Stockton, CA 95205
Stockton Insurance Services
1334 S Center St, Stockton, CA 95206
Protection Providers Insurance Agency
304 W Harding Way, Stockton, CA 95204

Insurify Insights: How Stockton Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Stockton, CA
suspended licenses
#24
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Stockton drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Stockton

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Stockton drivers rank 146 in the number of car accidents per driver across all cities in California.

  • Rank within state: #146
  • Percent of drivers in Stockton with an accident: 10.27%
  • Drivers in Stockton, CA with an accident in their driving history paid on average 54.97% more than drivers with a clean record

Speeding in Stockton

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Stockton drivers rank 58 in the number of speeding infractions per driver.

  • Rank within state: #58
  • Percent of drivers in Stockton with a speeding ticket: 8.78%
  • Drivers in Stockton, CA with a speeding ticket in their driving history paid on average 79.53% more than drivers with a clean record

DUI/DWIs in Stockton

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Stockton drivers rank 69 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #69
  • Percent of drivers in Stockton with a DUI: 2.85%
  • Drivers in Stockton, CA with a DUI in their driving history paid on average 27.49% more than drivers with a clean record

Most Popular Vehicle in Stockton

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Stockton is the Honda Civic.

Rude Drivers in Stockton

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, Stockton drivers rank 36 in rude driving infractions.

  • Rank within state: #36
  • Percent of drivers in Stockton with a reckless driving violation: 2.59%
  • Drivers in Stockton, CA with a reckless driving violation in their driving history paid on average 58.48% more than drivers with a clean record.

Safest Drivers in Stockton

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Stockton drivers rank 47 in clean driving records across all cities in California.

  • Rank within state: #47
  • Percent of drivers in Stockton with clean record: 80.56%

Failure to Yield the Right of Way in Stockton

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Stockton drivers rank 31 in failure to yield violations per driver across all cities in California.

  • Rank within state: #31
  • Percent of drivers in Stockton with a failure to yield violation: 0.31%
  • Drivers in Stockton, CA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Stockton

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, Stockton drivers rank 41 in the number of reckless driving offenses per driver.

  • Rank within state: #41
  • Percent of drivers in Stockton with a reckless driving offense: 0.09%

Hybrid/Electric Vehicle Ownership in Stockton

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Stockton drivers rank 172 in hybrid and electric vehicle ownership across all cities in California.

  • Rank within state: #172
  • Percent of drivers in Stockton with a hybrid/electric vehicle: 1.36%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


Full starFull starFull starFull starFull star
3691 Reviews

Insurify is rated 4.8 out of 5 based on 3691 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!