Cheap Auto Insurance Quotes in Elk Grove, CA (December 2021)

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Car Insurance in Elk Grove, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Elk Grove, CA to find you the cheapest quotes in the area.
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ProgressiveAnchorTravelersClearcoverFreedom National

Cheapest Car Insurance in Elk Grove, CA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoElk Grove
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Elk Grove, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

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Insurify Insights: How Elk Grove Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Elk Grove, CA
suspended licenses
#149
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Elk Grove drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Elk Grove

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Elk Grove drivers rank 47 in the number of car accidents per driver across all cities in California.

  • Rank within state: #47
  • Percent of drivers in Elk Grove with an accident: 12.8%
  • Drivers in Elk Grove, CA with an accident in their driving history paid on average 22.86% more than drivers with a clean record

Speeding Elk Grove

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Elk Grove drivers rank 92 in the number of speeding infractions per driver.

  • Rank within state: #92
  • Percent of drivers in Elk Grove with a speeding ticket: 7.56%
  • Drivers in Elk Grove, CA with a speeding ticket in their driving history paid on average 40.48% more than drivers with a clean record

DUI/DWIs Elk Grove

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Elk Grove drivers rank 118 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #118
  • Percent of drivers in Elk Grove with a DUI: 2.32%
  • Drivers in Elk Grove, CA with a DUI in their driving history paid on average -84.29% more than drivers with a clean record

Rude Elk Grove

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, Elk Grove drivers rank 10 in rude driving infractions.

  • Rank within state: #10
  • Percent of drivers in Elk Grove with a reckless driving violation: 3.54%
  • Drivers in Elk Grove, CA with a reckless driving violation in their driving history paid on average 35.71% more than drivers with a clean record.

Safest Drivers Elk Grove

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Elk Grove drivers rank 76 in clean driving records across all cities in California.

  • Rank within state: #76
  • Percent of drivers in Elk Grove with clean record: 77.8%

Failure to Yield the Right of Way Elk Grove

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Elk Grove drivers rank 69 in failure to yield violations per driver across all cities in California.

  • Rank within state: #69
  • Percent of drivers in Elk Grove with a failure to yield violation: 0.12%
  • Drivers in Elk Grove, CA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Elk Grove

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, Elk Grove drivers rank 36 in the number of reckless driving offenses per driver.

  • Rank within state: #36
  • Percent of drivers in Elk Grove with a reckless driving offense: 0.12%

Most Popular Vehicle Elk Grove

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Elk Grove is the Honda Accord.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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