Cheapest Auto Insurance in Victorville, California (2026)

USAA has the cheapest car insurance in Victorville, with monthly liability rates as low as $69.

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4.7 / 515K reviews
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Cheapest recent rates near Victorville, California

Drivers in and around Victorville, California have found policies from Dairyland, Orion Indemnity Company, Bristol West, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Victorville, California within the last 10 days. Last updated on June 18, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 18, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Victorville, California within the last 10 days. Last updated on June 18, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 18, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Jacqueline DeMarco
Jacqueline DeMarcoFreelance Insurance Writer
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Reviewed byMark Friedlander
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Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
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The average cost of full-coverage car insurance in California is $199 per month, which is similar to the average of $211 in Victorville. The Southern California city’s lower population count and, thus, lower number of traffic injuries and fatalities compared to nearby Los Angeles is one reason residents of Victorville may pay car insurance premiums near the state average.[1]

While Victorville drivers have lower prices than California drivers in bigger cities, the city’s average premiums are higher than in cities like Modesto, San Diego, and Fresno. Here’s what you need to know about comparing quotes and getting lower rates in Victorville.

Quick Facts
  • USAA, Aspire General, and GEICO have the cheapest car insurance in Victorville.

  • Victorville drivers pay a yearly average of $2,532 for full-coverage car insurance.

  • California bars insurance companies for using credit history, gender, or ZIP code as insurance rating factors.

3 of the cheapest car insurance companies in Victorville

To find the right car insurance company in Victorville, it’s crucial to evaluate your individual needs and situation. Simply searching for the cheapest auto insurance policies may not suffice. Factors such as your driving history, vehicle type, and coverage preferences are important considerations when determining which insurance company can offer you the most affordable prices.[2]

To help shop for auto insurance coverage, here’s a list of Insurify’s picks for the best car insurance companies in Victorville.

Insurance Company
sort ascsort desc
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
sort ascsort desc
Full Coverage
sort ascsort desc
Liability Only
sort ascsort desc
Best For
sort ascsort desc
Mile Auto8.8$108$63Pay-per-mile coverage
Clearcover7.1$137$67Digital experience
Travelers8.5$232$105Full coverage
Disclaimer: Table data sourced from real-time Victorville car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Victorville may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for pay-per-mile coverage: Mile Auto

User Reviews
4.5
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.8 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$74/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$135/mo
4.5
Best choice in Victorville, CABased on 206 verified driver reviews and ratings
Mile Auto's score
Industry average
Coverage options4.03.2
Customer service3.43.6
Discounts4.02.9
Policy transparency3.93.1
Value4.02.9
How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

Based on analysis of verified reviews collected by Insurify

Best in Victorville for
Low-mileage drivers
Senior drivers
Cheap full coverage
Showing recent national reviewsSee all 69 Mile Auto reviews
Russell
Verified Purchase
Mile
Overall, I had a good experience and saved money.
Sabrina
Verified Purchase
Good
I just wish they would send me an actual insurance card and my policy info in the mail, not just email, because I have no way to print it.
Maureen
Verified Purchase
Low mileage savings made easy
This is great for keeping your insurance costs down if you don't drive much. Leave yourself a little room when it asks for average miles per day, as we all have unexpected journeys from time to time. I've not had a problem with sending pictures or making payments online.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
Not rated
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
2.18
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Why we picked this company

Mile Auto shines for low-mileage drivers who want to pay based on their monthly mileage. Its pay-per-mile insurance structure offers substantial savings of 30% to 40% on current premiums, making it an appealing choice for people who don’t spend much time on the road.

Pros
  • Savings for drivers with low mileage

  • Doesn’t require in-car telematics device

Cons
  • Doesn’t offer a mobile app

  • Limited customizable coverage

Best insurer for digital experience: Clearcover

User Reviews
3.8
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.1 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$122/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$214/mo
3.8
A solid option in Victorville, CABased on 66 verified driver reviews and ratings
Clearcover's score
Industry average
Coverage options3.83.2
Customer service3.03.6
Discounts3.42.9
Policy transparency3.63.1
Value3.52.9
How drivers feel about Clearcover

Drivers appreciate the initial low rates and friendly customer service but dislike the frequent and significant premium increases.

Based on analysis of verified reviews collected by Insurify

Best in Victorville for
Robust mobile app
Fast claims process
Competitive pricing
Showing recent national reviewsSee all 40 Clearcover reviews
Christy
Verified Purchase
Great so far
Great for now, we will see what the price does at renewal time.
Daysy
Verified Purchase
Price is cheap but poor claim experience
Worst claim handling, no communication whatsoever.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
Not rated
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
4.36
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Why we picked this company

Clearcover excels at delivering personalized quotes promptly, allowing policyholders to get the coverage they need without delay. Furthermore, its AI-driven claims process is incredibly efficient, with an average filing time of just seven minutes, according to the insurer. And, Clearcover pays most claims within a week.

Pros
  • Quick claims process

  • Highly rated mobile app

Cons
  • Bundling not available

  • Limited discounts compared to other insurers

Best insurer for full coverage: Travelers

User Reviews
4.6
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.5 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$111/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$245/mo
4.6
Best choice in Victorville, CABased on 1,580 verified driver reviews and ratings
Travelers's score
Industry average
Coverage options4.63.2
Customer service4.63.6
Discounts4.32.9
Policy transparency4.63.1
Value4.32.9
How drivers feel about Travelers

Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.

Based on analysis of verified reviews collected by Insurify

Best in Victorville for
Numerous discounts
Gap insurance
Rideshare coverage
Showing 7 California reviews for Victorville driversSee all 621 Travelers reviews
Keith
Verified Review
Very good service, however, they raise your premium substantially in subsequent years.
By almost all criteria, they do a very good job. However, they just raised my premium by 40%.
Judy
Verified Review
The minute I asked to check rates with other insurers, Travelers placed a ticket on my account hoping
Recently, I asked them for a discount on my car insurance and they would not give one. So I asked them if I could shop around and they said yes. I had a very small fender bender a few months back and I had 51% responsibility and the other person had 49% responsibility because she parked inside my lane.
Linda
Verified Review
Not good
My car was in and out of two different shops for two months! I lost my $30/day car rental discount after the first month. I think that discount should be adjusted upwards. There are very few, if any, cars that I could have rented for $30 per day! During the in-and-out of the shop process in the second month, I was finally able to get a car rental for the last repair that was necessary after I expressed my frustration with their policy. The agent I worked with had to request the exemption through her supervisor, who did approve it eventually. My overall experience with this process was frustrating, and I would not recommend these particular agents to others.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
616
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Travelers’ car insurance policies cover various expenses, including car repairs, property damage, and medical bills. It has a long list of coverage options drivers can add to their policies for more protection, including new-car replacement insurance and accident forgiveness.

Pros
  • Offers gap insurance and new-car replacement

  • Multiple discounts

Cons
  • Rideshare coverage not available in California

  • Higher average quotes than competitors

How to get the cheapest car insurance in Victorville

Drivers on the hunt for inexpensive car insurance in Victorville can take note of these tips:

  • Compare multiple quotes. The objective isn’t solely to find cheap car insurance in Victorville but to find the best policy at the best price. Since insurance companies offer different rates to drivers, it’s important to compare quotes from multiple insurers to find the one with the lowest quote. You also want to look for a company that offers good customer service and fair prices for the best coverage.

  • Bundle your policies. Ask potential insurers about multi-policy discounts when combining your car insurance products with other policies, such as renters insurance or homeowners insurance. Customers can also sometimes bundle life insurance, motorcycle insurance, or business insurance with an auto insurance policy to save.

  • Ask about available discounts. One of the most important things to ask a potential insurance company is what discounts it offers. Many insurance companies offer special discounts based on factors like good grades, low mileage, or having certain safety features in your vehicle. Don’t forget to ask about any other potential discounts that can further reduce your car insurance premiums.

  • Focus on safe driving. By maintaining a spotless driving record, following traffic regulations, and avoiding accidents and violations, you can positively influence your insurance rates.

Find Cheap Car Insurance in Victorville

Liability rates start at $69 per month

Excellent
4.7 out of 5 based on 15,238 reviews
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate

Cheapest liability-only car insurance in Victorville: USAA

Liability-only policies are a cost-effective option for auto insurance coverage in Victorville. Liability insurance — which includes property damage liability and bodily injury liability — covers other parties’ injuries and damages after you cause an accident. Just keep in mind that this type of coverage doesn’t include your medical expenses or vehicle repairs. Liability-only coverage could leave you on the hook for large out-of-pocket expenses in an at-fault accident.

Liability-only insurance in Victorville costs an average of $98 per month.

The table below shows some of the cheapest car insurance companies in Victorville for liability-only policies.

The below rates in Victorville, CA, are estimated rates current as of: Sunday, June 7 at 5:00 PM PDT. 
Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
USAA$69
Aspire General$73
GEICO$75
Sun Coast$76
National General$77
Mercury$78
Dairyland$84
Root$92
Allstate$95
Direct Auto$95
Farmers$97
Anchor$100
State Farm$104
Bristol West$105
Kemper Special$109
Travelers$111
Kemper Rsvp$119
21st Century$120
Nationwide$148
Chubb$188
Disclaimer: Table data sourced from real-time Victorville car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Victorville may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Victorville: Aspire General

While liability-only car insurance just covers damages and injuries you cause to others, full-coverage car insurance extends coverage to your vehicle damages. It typically includes comprehensive and collision insurance but can also add medical payments coverage (MedPay).

Victorville drivers pay a monthly average of $211 for full-coverage car insurance.

The table below shows the cheapest car insurance companies for full-coverage policies in Victorville.

The below rates in Victorville, CA, are estimated rates current as of: Sunday, June 7 at 5:00 PM PDT. 
Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
Aspire General$128
Root$142
Mercury$149
GEICO$151
USAA$151
Kemper Special$169
Kemper Rsvp$172
Sun Coast$176
Anchor$191
Dairyland$196
National General$204
Allstate$209
Farmers$215
Bristol West$225
Direct Auto$231
State Farm$233
Travelers$245
21st Century$267
Nationwide$328
Chubb$414
Disclaimer: Table data sourced from real-time Victorville car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Victorville may vary based on the policy buyer's unique driver profile.

Recent Insurify quotes for Victorville, California drivers

Recent Victorville, California car insurance prices for Toyota, Chevrolet, BMW, and more.

*Quotes generated for Insurify users in and around Victorville, California within the last 10 days. Last updated on June 18, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 18, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Victorville, California within the last 10 days. Last updated on June 18, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 18, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in California

Drivers in California must adhere to the state’s minimum car insurance requirements.

State lawmakers approved an increase in coverage limits, which will take effect Jan. 1, 2025. The table below reflects this change and the types and amount of coverage all drivers need to carry:[3]

Coverage
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2024 Coverage Limits
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2025 Coverage Limits
sort ascsort desc
Bodily injury liability$15,000 per person / $30,000 per accident$30,000 per person / $60,000 per accident
Property damage liability$5,000 per accident$15,000 per accident

Consider these additional coverage options to enhance your auto insurance policy and ensure greater protection:

    illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance pays for non-collision damages such as theft, vandalism, fire, falling objects, and natural disasters.

    illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision insurance pays for vehicle damages resulting from collisions with other vehicles or stationary objects, regardless of fault. It also covers damage from rollover accidents and hitting potholes.

    illustration card https://a.storyblok.com/f/162273/x/73ee7a876e/repair.svg

    Glass coverage

    This includes coverage for windshield and glass damages, with certain policies offering zero-deductible coverage for side windows, rear windows, and glass sunroofs.

    illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap coverage

    Particularly valuable for financed or leased vehicles, gap insurance covers the difference between your auto loan or lease balance and the insurance settlement in the event of a total loss.

    illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    Medical payments insurance covers your medical bills after an accident, even if you’re at fault.

California’s low-cost auto insurance program

The state offers California’s Low Cost Automobile insurance program (CLCA), which provides affordable options to drivers. Through this program, car insurance is available at an annual cost of $232 to $932, depending on your county.

Eligibility requirements include:

  • Have a valid California driver’s license

  • Meet income eligibility criteria

  • Own a vehicle valued at $25,000 or less

  • Minimum age of 16 years

  • Maintain a good driving record or be a new driver

The program’s auto insurance coverage satisfies the state’s minimum liability requirements. But drivers can enhance their coverage with medical payments and uninsured/underinsured motorist coverage at an additional cost of $37 to $107 per year. Interested drivers can submit applications online at MyLowCostAuto.com.

Cheapest car insurance for drivers with an incident

For drivers with incidents like speeding tickets, driving under the influence (DUI), at-fault accidents, or other moving violations, finding affordable car insurance is paramount. It’s crucial to understand that these incidents often result in higher insurance premiums for several years because they indicate a higher risk of future claims.[4]

If you have a spotty driving record but still want affordable insurance options, check out the cheapest auto insurers based on driving history below.

Shop for Car Insurance in Victorville, CA

Monthly rates start at $87 for drivers with an incident

Excellent
4.7 out of 5 based on 15,238 reviews
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate

Cheapest car insurance for drivers with a speeding ticket: USAA

Driving faster than the speed limit is risky behavior that can result in harm to you and others. For example, Victorville reported more than 100 speed-related car accident injuries and fatalities in 2020.[1] Consequently, having a speeding ticket on your driving record is likely to result in a surcharge that increases your insurance premiums, even if you don’t cause an accident.

Drivers in Victorville with a speeding ticket pay an average of $90 per month for liability coverage.

Here are the cheapest liability-only quotes from auto insurance companies in Victorville for drivers with a speeding ticket.

The below rates in Victorville, CA, are estimated rates current as of: Sunday, June 7 at 5:00 PM PDT. 
Insurance Company
sort ascsort desc
Clean Driving Record
sort ascsort desc
With Speeding Ticket
sort ascsort desc
USAA$69$90
Aspire General$73$93
Sun Coast$76$96
National General$77$97
GEICO$75$99
Dairyland$84$105
Mercury$78$108
Root$92$111
Direct Auto$95$120
Allstate$95$124
Anchor$100$124
Farmers$97$125
State Farm$104$133
Bristol West$105$133
Kemper Special$109$138
Travelers$111$145
Kemper Rsvp$119$151
21st Century$120$159
Nationwide$148$193
Chubb$188$241
Disclaimer: Table data sourced from real-time Victorville car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Victorville may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: USAA

It’s common for auto insurance premiums to increase for three to five years after an at-fault accident. Insurance companies increase premiums to offset the increased risk of another claim or more losses.[4]

Liability-only coverage for Victorville drivers with an accident costs $91 per month, on average.

The table below shows the cheapest liability-only car insurance companies for Victorville drivers with an at-fault accident.

The below rates in Victorville, CA, are estimated rates current as of: Sunday, June 7 at 5:00 PM PDT. 
Insurance Company
sort ascsort desc
Clean Driving Record
sort ascsort desc
With Accident
sort ascsort desc
USAA$69$91
Aspire General$73$93
Sun Coast$76$97
GEICO$75$97
National General$77$101
Dairyland$84$109
Root$92$113
Mercury$78$115
Allstate$95$125
Direct Auto$95$127
Anchor$100$127
Farmers$97$127
State Farm$104$135
Bristol West$105$136
Kemper Special$109$139
Travelers$111$147
Kemper Rsvp$119$151
21st Century$120$161
Nationwide$148$196
Chubb$188$246
Disclaimer: Table data sourced from real-time Victorville car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Victorville may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: USAA

Driving under the influence is a serious offense that carries substantial consequences, including significantly higher car insurance premiums for up to 10 years in California. Furthermore, the state may also require you to file SR-22 insurance after a DUI, indicating a higher level of risk to insurers. Insurance companies consider a DUI history as high-risk and often increase premiums accordingly.[4]

Victorville drivers with a DUI pay a monthly average of $97 for a minimum-coverage policy.

For drivers with a DUI on their record, here are the cheapest liability-only quotes in Victorville.

The below rates in Victorville, CA, are estimated rates current as of: Sunday, June 7 at 5:00 PM PDT. 
Insurance Company
sort ascsort desc
Clean Driving Record
sort ascsort desc
With DUI
sort ascsort desc
USAA$69$97
Aspire General$73$100
Sun Coast$76$104
GEICO$75$105
National General$77$108
Mercury$78$117
Dairyland$84$118
Root$92$129
Allstate$95$133
Direct Auto$95$133
Farmers$97$136
Anchor$100$143
State Farm$104$146
Bristol West$105$147
Kemper Special$109$149
Travelers$111$156
21st Century$120$162
Kemper Rsvp$119$162
Nationwide$148$208
Chubb$188$264
Disclaimer: Table data sourced from real-time Victorville car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Victorville may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: USAA

Age is a critical factor that affects car insurance rates, with a general trend of decreasing prices as drivers gain experience and enter their mid-20s. But around 70 years old, premiums may increase slightly due to higher accident risks.[5]

Senior drivers in Victorville pay $57 per month, on average, for a liability-only policy.

The table below shows the cheapest car insurance companies for senior drivers in Victorville.

The below rates in Victorville, CA, are estimated rates current as of: Sunday, June 7 at 5:00 PM PDT. 
Insurance Company
sort ascsort desc
Full Coverage
sort ascsort desc
Liability Only
sort ascsort desc
Aspire General$116$66
Mercury$122$64
GEICO$123$61
USAA$126$57
Root$134$87
Kemper Special$154$99
Kemper Rsvp$156$108
Anchor$160$84
Sun Coast$160$69
National General$165$62
Dairyland$171$73
Allstate$174$79
Farmers$175$79
State Farm$188$84
Bristol West$193$90
Direct Auto$195$80
Travelers$201$91
21st Century$216$97
Nationwide$258$117
Chubb$322$146
Disclaimer: Table data sourced from real-time Victorville car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Victorville may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: USAA

Car insurance premiums for teenagers and young adults are typically much higher than for older drivers due to their relative inexperience on the road and increased risk factors.[2] Teenagers can still get affordable car insurance by staying on a parent’s insurance policy, and if theyre younger than 18, they wont be able to get their own policy without a parent’s or guardians written consent. Additionally, opting for a safe and dependable vehicle with excellent safety features and maintaining good academic performance to qualify for good student discounts can further help you get low rates.

Teen drivers in Victorville pay a monthly average of $127 for liability coverage.

The table below includes some of the cheapest insurers for teens and young drivers in Victorville, based on Insurify data.

The below rates in Victorville, CA, are estimated rates current as of: Sunday, June 7 at 5:00 PM PDT. 
Insurance Company
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Full Coverage
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Liability Only
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Root$214$139
Aspire General$232$132
Mercury$272$142
GEICO$272$135
USAA$279$127
Kemper Special$307$198
Kemper Rsvp$312$216
Sun Coast$319$138
Dairyland$341$146
Anchor$364$191
Bristol West$398$186
National General$407$153
Allstate$413$188
Farmers$429$194
Direct Auto$449$184
State Farm$452$202
21st Century$479$215
Travelers$509$231
Nationwide$638$288
Chubb$850$386
Disclaimer: Table data sourced from real-time Victorville car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Victorville may vary based on the policy buyer's unique driver profile.

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Is car insurance more expensive in Victorville?

The national average cost of full-coverage car insurance in the U.S. is $186 per month. In Victorville, drivers pay slightly higher rates for the same coverage, at $211 per month, on average.

Remember that insurance rates can vary significantly depending on your location since factors such as weather, crime, and traffic in each area affect car insurance rates.

More cities in California

Although car insurance rates in Victorville tend to be higher than in many other California cities, there are notable exceptions — other cities with more people and more congested highways have higher average rates.

Here’s how Victorville’s average car insurance quotes compare to other California cities.

City
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Full Coverage
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Liability Only
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Bakersfield$175$80
Fresno$172$82
Los Angeles$289$145
Modesto$187$90
Riverside$196$93
Sacramento$206$98
San Diego$169$82
San Francisco$237$94
San Jose$180$83
Stockton$193$87
Disclaimer: Table data is based on real-time Victorville quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

Victorville car insurance FAQs

Learn more about how car insurance rates are increasing across the country, and check out Insurify’s answers to common questions about Victorville car insurance.

  • How much is car insurance in Victorville?

    The average cost of car insurance in Victorville is $98 per month for liability-only insurance and $211 per month for full-coverage insurance, according to Insurify data.

  • Which company has the cheapest car insurance in Victorville?

    USAA has the cheapest car insurance in Victorville, with monthly liability rates as low as $69. Aspire General and GEICO also offer affordable coverage, with respective monthly liability rates of $73 and $75.

    But the cheapest insurer for you will depend on many factors, such as your age, ZIP code, the type of car you drive, and the coverage levels you choose.

  • What are the best car insurance companies in Victorville?

    Some of the best car insurance companies in Victorville include Clearcover, Mile Auto, and Travelers. These insurers have solid Insurify Quality (IQ) Scores and features that make buying personalized auto insurance or managing policies easy. For example, Mile Auto is a pay-per-mile car insurance company that charges policyholders based on the number of miles they drive per month.

    But the best insurer for you depends on your coverage needs and budget — compare auto insurance quotes from multiple companies to find the right choice that meets your needs.

  • How much is car insurance per month in California?

    Average California car insurance rates are $96 per month for liability only and $199 per month for full coverage.

  • Can car insurance companies use your credit score when setting rates in California?

    No. Car insurance companies can’t use your credit history when determining your premiums.[6] This means that, all other factors being equal, you won’t pay more for car insurance with bad credit than someone with good credit would.

Sources

  1. California Office of Traffic Safety. "Crash Rankings Results."
  2. III. "What determines the price of an auto insurance policy?."
  3. California DMV. "Auto Insurance Requirements."
  4. III. "Do auto insurance premiums go up after a claim?."
  5. III. "Senior driving safety and insurance tips."
  6. Federal Trade Commission. "Credit-Based Insurance Scores: Impact on Consumers of Automobile Insurance."

Methodology

Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Jacqueline DeMarco
Written byJacqueline DeMarcoFreelance Insurance Writer
Jacqueline DeMarco
Jacqueline DeMarcoFreelance Insurance Writer
  • 13+ years writing insurance and personal finance content

  • Insurance, lending, and retirement expert

Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.

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Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.

MacKenzie Korris
Edited byMacKenzie KorrisLicensed P&C Agent, Insurance Copy Editor
MacKenzie Korris
MacKenzie KorrisLicensed P&C Agent, Insurance Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 21630969

MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.

Mark Friedlander
Reviewed byMark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Mark Friedlander
Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
  • Media relations director for Insurance Information Institute

  • 20+ years in insurance and communications

  • Impartial, independent expert

As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

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