The effect of driving habits on car insurance in Bakersfield
Your driving history also affects your car insurance rates. Drivers without accidents or tickets on their record tend to pay less for car insurance premiums than drivers with a bad record.
Accidents typically stay on your record for up to three years, and a DUI could not only raise your premiums but also make it harder for you to get coverage from certain insurance companies.[6] The tables below show the effect certain driving violations can have on car insurance rates.
When you see a negative difference in a table, it doesn’t mean the insurer gives lower rates to drivers with that infraction. More likely, the sample data was too small, possibly because the insurer may have chosen not to offer policies to drivers with that infraction.
Cheapest car insurance with an accident in Bakersfield: Progressive
An accident can increase your insurance rates whether you’re at fault or not. However, if you’re found at fault for causing an accident, your premiums could go even higher.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance in Bakersfield with a DUI: Aspire General
Driving under the influence of alcohol or drugs is a serious infraction — one that may come with criminal charges. A DUI will almost certainly cause your rates to increase, or your insurance company may cancel your coverage altogether.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance in Bakersfield with a speeding ticket: Mile Auto
More than 68% of California drivers admitted to going over the speed limit by 10 mph, and nearly 20% have driven 20 mph over the limit, according to a 2019 study.[7] Speeding tickets could cause your insurance premiums to rise significantly.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance in other California cities
California is home to several large cities, and insurance costs can vary from city to city — even within the same state. Here’s a look at car insurance quotes in some other California cities: