Cheap Auto Insurance Quotes in Fresno, CA (2021)

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Car Insurance in Fresno, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Fresno, CA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$73
$74
$116
$117
$130
GEICOState FarmNationwideMercuryAmerican Family
Monthly $

Cheapest Car Insurance in Fresno, CA

Here are the cheapest carriers in Fresno for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$117
$149
$100
$100
$132
$102
CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoFresno
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Fresno, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

Find local Fresno agents

Arthur J. Gallagher & Co.
45 East River Park Place West Suite 605, Fresno, CA 93720
Oak Creek Insurance Agency
1835 N. Fine Avenue, Fresno, CA 93727
DiBuduo & DeFendis Insurance Brokers, LLC
6873 N. West Avenue, Suite 101, Fresno, CA 93711
Pan American Insurance Services
7673 North Ingram, Suite 103, Fresno, CA 93711
Agri-Center Insurance Agency, Inc.
2650 W. Shaw Lane, Suite 102, Fresno, CA 93711
Valley Regional Insurance Services
7576 N. Ingram, Suite 102, Fresno, CA 93711
Leavitt United Insurance Services, Inc.
3245 W. Figarden Dr., Fresno, CA 93711
ThomCo Associates Insurance Services
4333 North West Avenue, Fresno, CA 93705
Sierra Gateway Insurance Services
499 W. Shaw Avenue, Suite 130, Fresno, CA 93704
Keast, Norby, Petersen & Ziegler Insurance, Inc.
2377 W. Shaw Ave., Suite 105, Fresno, CA 93711

Insurify Insights: How Fresno Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Fresno, CA
suspended licenses
#40
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Fresno drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Fresno

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Fresno drivers rank 180 in the number of car accidents per driver across all cities in California.

  • Rank within state: #180
  • Percent of drivers in Fresno with an accident: 9.1%
  • Drivers in Fresno, CA with an accident in their driving history paid on average 48.3% more than drivers with a clean record

Speeding Fresno

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Fresno drivers rank 25 in the number of speeding infractions per driver.

  • Rank within state: #25
  • Percent of drivers in Fresno with a speeding ticket: 10.38%
  • Drivers in Fresno, CA with a speeding ticket in their driving history paid on average 46.94% more than drivers with a clean record

DUI/DWIs Fresno

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Fresno drivers rank 73 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #73
  • Percent of drivers in Fresno with a DUI: 2.76%
  • Drivers in Fresno, CA with a DUI in their driving history paid on average 26.53% more than drivers with a clean record

Most Popular Vehicle Fresno

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Fresno is the Honda Civic.

Rude Fresno

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, Fresno drivers rank 78 in rude driving infractions.

  • Rank within state: #78
  • Percent of drivers in Fresno with a reckless driving violation: 1.68%
  • Drivers in Fresno, CA with a reckless driving violation in their driving history paid on average 31.29% more than drivers with a clean record.

Safest Drivers Fresno

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Fresno drivers rank 54 in clean driving records across all cities in California.

  • Rank within state: #54
  • Percent of drivers in Fresno with clean record: 80.15%

Failure to Yield the Right of Way Fresno

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Fresno drivers rank 45 in failure to yield violations per driver across all cities in California.

  • Rank within state: #45
  • Percent of drivers in Fresno with a failure to yield violation: 0.22%
  • Drivers in Fresno, CA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Fresno

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, Fresno drivers rank 47 in the number of reckless driving offenses per driver.

  • Rank within state: #47
  • Percent of drivers in Fresno with a reckless driving offense: 0.06%

Hybrid/Electric Vehicle Ownership Fresno

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Fresno drivers rank 187 in hybrid and electric vehicle ownership across all cities in California.

  • Rank within state: #187
  • Percent of drivers in Fresno with a hybrid/electric vehicle: 1.12%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.