Cheapest Auto Insurance in Fresno, California (2024)

Mile Auto offers the cheapest car insurance in Fresno, with minimum-coverage policies as low as $54 per month.

Anna Baluch
Written byAnna Baluch
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Anna BaluchInsurance Writer
  • 4+ years writing insurance and personal finance content

  • MBA from Roosevelt University

Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Daniel Roccato
Reviewed byDaniel Roccato
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Daniel RoccatoAdvisor
  • 30+ years in financial services

  • Clinical Professor of Finance, University of San Diego

Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.

Updated July 25, 2024

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On average, Fresno drivers pay $190 per month for car insurance. By comparison, the California state average is $212 per month.

Fresno has a relatively low fatal crash rate: Police reported just 37 fatal crashes in Fresno in 2023, down from 66 in 2022. This could partly explain why its average rates are slightly lower than the state average.

Comparing car insurance quotes from multiple companies can help you find the most affordable coverage available to you. Here’s what to know about car insurance in Fresno.

Quick Facts
  • Fresno drivers pay $128 per month for a liability-only policy and $252 per month for a full-coverage policy, on average.

  • Mile Auto, Sun Coast, and Mercury are the three cheapest car insurance companies for Fresno drivers.

  • Fresno County has approximately 570,000 registered automobiles and 1 million residents, meaning there’s about one registered car for every two residents.[1] [2]

3 of the cheapest car insurance companies in Fresno

The best car insurance company for you will be different from what’s best for other drivers. Car insurance rates vary based on age, driving history, ZIP code, vehicle type, and more.[3] To find the best car insurance company, you’ll need to consider your budget and car insurance needs.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest For
Mile Auto7.5$111$60Liability-only coverage
USAA9.4$239$116Military members
Mercury8.0$175$94Extra peace of mind
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for liability-only coverage: Mile Auto

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User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.5/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$54/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$99/mo

Mile Auto is a pay-per-mile car insurer that provides usage-based insurance for infrequent drivers in different parts of the U.S., including the West Coast. If you don’t drive very often, you can save money with Mile Auto because you’ll only pay for the number of miles you drive each month, plus a base rate.

Pros
  • Cheap prices for low-mileage drivers

  • Some optional auto insurance coverages available

Cons
  • Limited advertised discounts

  • No mobile app

Read more driver reviews of Mile Auto
Deborah - July 8, 2024
Verified

Sometimes Better Than Others

They're good, it just takes a while for them to do anything.

Best insurer for military members: USAA

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User Reviews
3.7
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$104/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$214/mo

USAA provides car insurance and other insurance products, like home insurance and boat insurance, to active, retired, and reserve military members and their families. But you must join USAA to take advantage of its policies.

Pros
  • Plenty of add-on coverages available

  • SafePilot usage-based insurance program

Cons
  • Only for military members and their families

  • No gap insurance

Read more driver reviews of USAA
Charles - July 23, 2024
Verified

Average

The rates are way too high.

Ralph - July 22, 2024
Verified

No Answer

There is no senior discount available.

Wilfred - July 22, 2024
Verified

Issues Encountered with USAA

A few years ago, a minor male bicyclist collided with my car, which my wife was driving at the time. She was leaving a large intersection with a green light when the bicyclist, who was riding in a pedestrian lane, appeared from behind a stopped box truck that obscured his approach. The local police department in Belmont, MA, was called and the Traffic Control Officer wrote up the accident report, clearing my wife of any responsibility. I forwarded this report to USAA. However, when I applied for increased motor vehicle insurance coverage about a year later, I was denied. USAA cited the accident with the bicyclist as a chargeable accident against my wife, despite the police report, and they had never informed us about this. I was never able to resolve this issue. Another incident occurred on December 14, 2023. I wired $60,000 to USAA for a 7-month CD and received a receipt acknowledgment. However, on the same day, the deposit was withdrawn without any direct notice to me, except for a normal monthly bank statement reflecting the withdrawal without any explanation in mid-January. It took about 9 days for USAA to resolve the issue and return the $60,000. This was a very stressful 9 days for me, and I never received an apology or explanation. Trying to reach someone with authority through numerous phone calls was literally impossible. It took a two-page business letter with 7 enclosures to get the CEO's right-hand woman to take action and return the $60,000 to my credit union. As for insurance rates, we own, register, and insure two cars that are driven about 10 miles per week on average, sometimes 100 miles on a Saturday to visit our daughter. However, it seems that we do not receive any discount for this.

Best insurer for extra peace of mind: Mercury

Compare personalized, real-time quotes
User Reviews
3.4
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.0/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$84/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$157/mo

Mercury is a super-regional insurance company that sells car insurance in California and 10 other states. Mercury stands out for its 24/7 claims service, large network of authorized repair shops, and repair guarantee that warranties repairs done at an authorized repair shop for as long as you own your vehicle. The company also offers multiple discounts that can help assure policyholders theyre getting the best rate available to them.

Pros
  • Guaranteed repairs for as long as you own your car

  • 24/7 claims service

Cons
  • Available in only 11 states

  • High number of customer complaints from California, according to the National Association of Insurance Commissioners

Read more driver reviews of Mercury
Noanie - July 24, 2024
Verified

Good but Not Quite Good Enough

Alex is always good, but he needs to provide more explanations of the policy for older adults. Additionally, better discounts for them would be appreciated.

Randy - July 23, 2024
Verified

Review of Mercury

I had one accident and the claim process was good. However, the accident doubled my rate, so I'm switching.

Fred - July 22, 2024
Verified

Increasing Rates Despite No Tickets or Accidents

I haven't had any tickets or accidents for at least 9 years, yet my rate keeps increasing.

How to get the cheapest car insurance in Fresno

Car insurance companies set their own rates and underwrite policies differently. To secure the best rate on a policy in Fresno, follow these tips:

  • Shop around. Be sure to get free car insurance quotes from several of the top companies. This can help you find the cheapest policy for your unique needs.

  • Look for discounts. Most car insurers offer a long list of discounts you should explore. Several examples of common discounts include a good student discount, vehicle safety features discount, loyalty discount, and safe driving discount.

  • Bundle your policy. Chances are you need home insurance or renters insurance, too. Find a company that will give you a discount if you bundle your car insurance with another policy.

  • Drive safely. Speeding tickets, at-fault accidents, and DUIs can raise your car insurance premiums. Follow speed limits, obey traffic laws, and avoid distractions to reduce your risk of these incidents.

Find Cheap Car Insurance in Fresno

Liability rates start at $54 per month

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Cheapest liability-only car insurance in Fresno: Mile Auto

California requires drivers to purchase liability car insurance. This policy type covers the property damage and injuries of other drivers and passengers after an at-fault accident and is typically the cheapest auto policy you can buy. Liability policies don’t cover damage to your vehicle, so it’s important to consider your ability to cover potential out-of-pocket costs.

Liability-only insurance in Fresno costs an average of $128 per month.

Here’s a look at the cheapest liability-only insurance companies in Fresno, California.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
Mile Auto$54
Sun Coast$67
Mercury$84
Anchor$90
USAA$104
National General$117
GEICO$138
Direct Auto$139
Allstate$143
Farmers$147
State Farm$160
Travelers$168
21st Century$182
Bristol West$200
Nationwide$225
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Fresno: Mile Auto

Full-coverage car insurance typically includes liability, collision, and comprehensive coverage. Because it includes more coverages, it’s typically more expensive than a liability-only policy, but it offers more protection. Your auto lender or lessor may require it if you have a loan or lease on your vehicle.

Fresno drivers pay a monthly average of $252 for full-coverage insurance.

The table below shows the cheapest full-coverage insurance companies in Fresno.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
Mile Auto$99
Mercury$157
Sun Coast$197
Anchor$209
USAA$214
GEICO$286
National General$286
Allstate$296
Farmers$304
Direct Auto$328
State Farm$330
Travelers$346
Bristol West$374
21st Century$376
Nationwide$464
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Car insurance requirements in California

California is an at-fault, or tort, state, meaning the at-fault driver must pay for the property damage or injuries they cause to the drivers or passengers in another vehicle. While California requires bodily injury and property damage liability to drive legally in Fresno, additional coverage is available for extra protection. Drivers who are unable to show proof of insurance will face penalties.

Here are California’s state minimum requirements for car insurance:[4]

CoverageMinimum Requirements
Bodily injury liability$15,000 per person / $30,000 per accident
Property damage liability$5,000 per accident
Important Information

California car insurance liability limits are increasing on Jan. 1, 2025, to 30/60/15. This translates to $30,000 per person and $60,000 per accident for bodily injury liability and $15,000 per accident for property damage liability.[5]

Here’s an overview of some optional car insurance coverages Fresno drivers can purchase for additional protection on the road:

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance protects you from vehicle damage from vandalism, theft, natural disasters, and other non-collision incidents.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    If your car requires repairs or needs replacement after an accident with another vehicle or object, collision insurance will apply, no matter who’s responsible.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    An uninsured/underinsured motorist policy can come in handy if you get into an accident with an uninsured driver or a driver without enough insurance to cover your injuries and vehicle damages.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    Medical payments insurance can cover your medical bills following an accident, even if you’re at fault.

Cheapest car insurance for drivers with an incident

Incidents like at-fault accidents, speeding tickets, and DUIs can increase your car insurance rates. This is because car insurers view these citations and incidents as high-risk driving behavior and believe you’re more likely to file a claim than someone with a clean driving record.[6] Fresno drivers with clean records typically have lower premiums than people with spotty driving histories.

Shop for Car Insurance in Fresno, CA

Monthly rates start at $70 for drivers with an incident

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Cheapest car insurance for drivers with a speeding ticket: Mile Auto

Fresno reported 156 speed-related crashes that resulted in death or injury in 2020.[7] Speeding may increase your risk of losing control of your vehicle and lead to a serious accident. If you have a speeding ticket on your record, insurers may consider you a high-risk driver and you can expect to pay more for an auto policy.

Fresno drivers with speeding tickets face average monthly car insurance rates of $252 for full coverage and $128 for liability only. The table below shows how liability-only rates compare for drivers with a clean record versus drivers with a speeding ticket in Fresno.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Speeding Ticket
Mile Auto$54$72
Sun Coast$67$90
Mercury$84$114
Anchor$90$113
USAA$104$131
National General$117$147
GEICO$138$174
Direct Auto$139$175
Allstate$143$180
Farmers$147$184
State Farm$160$200
Travelers$168$213
21st Century$182$236
Bristol West$200$250
Nationwide$225$286
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: Mile Auto

An at-fault accident will likely result in higher car insurance costs for three to five years, so it’s important to find an affordable auto insurance policy that meets your coverage needs. But your auto insurance premiums may not increase if you purchase accident forgiveness. Additionally, how much they increase depends on the severity of the accident and the total claim amount.

An at-fault accident increases average car insurance rates for Fresno drivers to $318 per month for full coverage and $161 for liability policies. If you have an at-fault accident on your record, you can see how rates might be higher compared to drivers with a clean record.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Accident
Mile Auto$54$73
Sun Coast$67$85
Mercury$84$112
Anchor$90$124
USAA$104$130
National General$117$148
GEICO$138$174
Direct Auto$139$178
Allstate$143$179
Farmers$147$183
State Farm$160$199
Travelers$168$212
21st Century$182$234
Bristol West$200$248
Nationwide$225$285
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: Mile Auto

A DUI in Fresno is a dangerous and serious offense. In addition to fines and jail time, you may pay the most compared to other drivers, and California may require you to purchase SR-22 insurance. Furthermore, you may struggle to find an insurance company that’ll provide coverage, and those that do may charge sky-high rates.

Fresno drivers with DUIs on their records pay average monthly rates of $322 for full-coverage car insurance and $164 for liability only. The table below shows how much rates can increase in Fresno for drivers with a DUI on their records.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith DUI
Mile Auto$54$71
Sun Coast$67$86
Mercury$84$111
Anchor$90$133
USAA$104$154
National General$117$173
GEICO$138$205
Direct Auto$139$206
Allstate$143$212
Farmers$147$218
State Farm$160$237
Travelers$168$249
21st Century$182$270
Bristol West$200$296
Nationwide$225$333
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: Mile Auto

Physical and mental impairments make it more difficult for seniors to drive safely. 

Drivers tend to see the lowest prices from age 25 and on. However, once drivers reach ages 70-plus, their reaction times start to slow down, which may result in higher car accidents and more expensive rates,” explains Lauren McKenzie, a senior insurance agent at A Plus Insurance. But because of their low mileage and long history of driving, senior drivers pay less on average than younger drivers in general.

On average, senior drivers in Fresno pay $224 per month for full coverage and $114 for minimum coverage, according to Insurify data. Here are the cheapest car insurance quotes for seniors in Fresno.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
Mile Auto$43$78
Sun Coast$60$175
Mercury$67$124
Anchor$73$169
USAA$86$178
National General$95$232
Direct Auto$112$265
GEICO$115$237
Farmers$119$247
Allstate$120$247
State Farm$130$267
Travelers$137$283
21st Century$142$293
Bristol West$166$311
Nationwide$176$362
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: Mile Auto

Teenagers have minimal experience behind the wheel and higher accident rates than older drivers.[8] While they usually pay more for car insurance because of this, they can save money if they stay on their parents’ policy, maintain good grades, and take a defensive driving course.

In Fresno, teen drivers pay an average of $378 per month for their own full-coverage policy and $192 for liability-only coverage. Here are the cheapest car insurance companies for teens and young drivers in Fresno.

The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
Mile Auto$97$178
Sun Coast$101$296
Mercury$140$262
Anchor$145$336
USAA$158$325
GEICO$198$410
National General$209$510
Allstate$230$477
Direct Auto$233$550
Farmers$237$491
State Farm$248$512
Travelers$278$573
21st Century$279$575
Bristol West$311$582
Nationwide$353$728
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Is car insurance more expensive in Fresno?

Average car insurance premiums in Fresno are less expensive than the national average.

It’s also important to note that rates in California vary by city and ZIP code because of factors like population, weather conditions, and accident rates.

More cities in California

Here’s a look at the average monthly cost of car insurance in various cities in California.

CityFull CoverageLiability Only
Anaheim$302$148
Berkeley$249$134
Los Angeles$369$203
Modesto$290$133
Oakland$309$155
Riverside$280$141
Sacramento$310$140
San Diego$252$120
San Francisco$338$150
San Jose$276$128
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Fresno car insurance FAQs

Check out Insurify’s guide to car insurance discounts to learn more about lowering your car insurance premiums, and read the answers to these frequently asked questions about Fresno car insurance.

  • How much is car insurance in Fresno?

    On average, auto insurance in Fresno costs $252 per month for full coverage and $128 for liability-only policies. Many factors affect car insurance rates besides location, though, so your rates may be higher or lower than average.

  • Which company has the cheapest car insurance in Fresno?

    Mile Auto has the cheapest car insurance quotes for Fresno drivers, with liability-only policies starting at $54 per month. But it may not be the right choice for everyone.

    Fortunately, Fresno drivers can also find affordable rates with the citys second- and third-cheapest car insurers, Sun Coast and Mercury. Their monthly liability-only rates start at $67 and $84, respectively.

  • What are the best car insurance companies in Fresno?

    Some of the best car insurance companies in Fresno are Mile Auto, State Farm, and USAA. These companies provide customized coverage, low quotes, and high J.D. Power customer satisfaction ratings. Additionally, they earned solid Insurify Quality Scores.

    But the best auto insurer for you will depend on your coverage needs and budget, so it’s important to compare quotes from different companies to find the best prices.

  • What determines the price of your auto insurance in Fresno?

    Your age, driving history, vehicle type, and discount eligibility can affect your car insurance costs across the country. Furthermore, auto insurance companies consider Fresno’s accident, theft, and traffic rates when determining premiums.

  • Can auto insurers use your credit score to determine your premiums in Fresno?

    No. California prohibits auto insurers from using credit history to determine auto insurance premiums. Because of this, your credit history won’t affect your rates, even if you have bad credit.[9]

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. California Department of Motor Vehicles. "Vehicles Registered by County."
  2. U.S. Census Bureau. "Quick Facts: Fresno County, California."
  3. Insurance Information Institute. "What determines the price of an auto insurance policy?."
  4. California Department of Motor Vehicles. "Insurance Requirements."
  5. California Legislative Information. "SB-1107 Vehicles: insurance."
  6. Insurance Information Institute. "Do auto insurance premiums go up after a claim?."
  7. California Office of Traffic Safety. "OTS Crash Rankings Results."
  8. Insurance Institute for Highway Safety. "Teenagers."
  9. Federal Trade Commission. "Credit-Based Insurance Scores."
Anna Baluch
Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Daniel Roccato
Reviewed byDaniel RoccatoAdvisor
Headshot of industry expert Daniel Roccato
Daniel RoccatoAdvisor
  • 30+ years in financial services

  • Clinical Professor of Finance, University of San Diego

Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.

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