Cheap Auto Insurance Quotes in Chula Vista, CA (2021)

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Car Insurance in Chula Vista, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Chula Vista, CA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$63
$64
$110
$112
State FarmGEICONationwideMercury
Monthly $

Cheapest Car Insurance in Chula Vista, CA

Here are the cheapest carriers in Chula Vista for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$114
$149
$100
$100
$132
$87
CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoChula Vista
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Chula Vista, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

Find local Chula Vista agents

American Tri-Star Insurance Services Chula Vista
401 H St #10, Chula Vista, CA 91910
Freeway Insurance
624 Palomar St Ste 701, Chula Vista, CA 91911
Auto International Insurance
651 Palomar St #A22, Chula Vista, CA 91911
Pronto Insurance Agency
38 3rd Ave #B, Chula Vista, CA 91910
Eastlake Insurance Services
884 Eastlake Pkwy # 1626, Chula Vista, CA 91914
GEICO Insurance Agent
386 E H St Suite 203, Chula Vista, CA 91910
Raya Insurance Agency USMC: Allstate Insurance
985 Broadway STE J, Chula Vista, CA 91911
Hotwire Insurance
555 Broadway #2018, Chula Vista, CA 91910
Farmers Insurance: McClurg Insurance Agency
294 F St, Chula Vista, CA 91910
20/20 Insurance & Auto Registration Service
1043 Broadway #102, Chula Vista, CA 91911

Insurify Insights: How Chula Vista Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Chula Vista, CA
suspended licenses
#137
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Chula Vista drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Chula Vista

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Chula Vista drivers rank 174 in the number of car accidents per driver across all cities in California.

  • Rank within state: #174
  • Percent of drivers in Chula Vista with an accident: 9.46%
  • Drivers in Chula Vista, CA with an accident in their driving history paid on average 14.36% more than drivers with a clean record

Speeding Chula Vista

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Chula Vista drivers rank 163 in the number of speeding infractions per driver.

  • Rank within state: #163
  • Percent of drivers in Chula Vista with a speeding ticket: 5.9%
  • Drivers in Chula Vista, CA with a speeding ticket in their driving history paid on average 7.18% more than drivers with a clean record

DUI/DWIs Chula Vista

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Chula Vista drivers rank 156 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #156
  • Percent of drivers in Chula Vista with a DUI: 1.86%
  • Drivers in Chula Vista, CA with a DUI in their driving history paid on average -95.58% more than drivers with a clean record

Most Popular Vehicle Chula Vista

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Chula Vista is the Honda Civic.

Rude Chula Vista

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, Chula Vista drivers rank 66 in rude driving infractions.

  • Rank within state: #66
  • Percent of drivers in Chula Vista with a reckless driving violation: 2.02%
  • Drivers in Chula Vista, CA with a reckless driving violation in their driving history paid on average 20.99% more than drivers with a clean record.

Safest Drivers Chula Vista

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Chula Vista drivers rank 4 in clean driving records across all cities in California.

  • Rank within state: #4
  • Percent of drivers in Chula Vista with clean record: 84.1%

Failure to Yield the Right of Way Chula Vista

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Chula Vista drivers rank 76 in failure to yield violations per driver across all cities in California.

  • Rank within state: #76
  • Percent of drivers in Chula Vista with a failure to yield violation: 0.08%
  • Drivers in Chula Vista, CA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Chula Vista

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, Chula Vista drivers rank 52 in the number of reckless driving offenses per driver.

  • Rank within state: #52
  • Percent of drivers in Chula Vista with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Chula Vista

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Chula Vista drivers rank 115 in hybrid and electric vehicle ownership across all cities in California.

  • Rank within state: #115
  • Percent of drivers in Chula Vista with a hybrid/electric vehicle: 2.28%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.