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Cheap Auto Insurance Quotes in Chula Vista, CA (January 2022)
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Last Updated: January 2022
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Car Insurance in Chula Vista, CA
The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Chula Vista, CA to find you the cheapest quotes in the area.
$63
$64
$110
$112
State FarmGEICONationwideMercury
See More: Cheap Car Insurance California
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Cheapest Car Insurance in Chula Vista, CA
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Chula Vista | |
|---|---|
 State Farm | $63/mo |
GEICO | $64/mo |
 Nationwide | $110/mo |
 Mercury | $112/mo |
Average Car Insurance Cost
| Los Angeles | $149/mo |
| San Diego | $100/mo |
| San Jose | $100/mo |
| San Francisco | $132/mo |
| Chula Vista | $87/mo |
| California | $114/mo |
$114
$149
$100
$100
$132
$87
CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoChula Vista
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Chula Vista, CA Driving Facts
Minimum Car Insurance Requirements in CA
California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.
California's minimum liability car insurance limits are as follows:
- $15,000 bodily injury liability per person
- $30,000 bodily injury liability per accident
- $5,000 property damage liability per accident
Find local Chula Vista agents
American Tri-Star Insurance Services Chula Vista
401 H St #10, Chula Vista, CA 91910
Freeway Insurance
624 Palomar St Ste 701, Chula Vista, CA 91911
Auto International Insurance
651 Palomar St #A22, Chula Vista, CA 91911
Pronto Insurance Agency
38 3rd Ave #B, Chula Vista, CA 91910
Eastlake Insurance Services
884 Eastlake Pkwy # 1626, Chula Vista, CA 91914
GEICO Insurance Agent
386 E H St Suite 203, Chula Vista, CA 91910
Raya Insurance Agency USMC: Allstate Insurance
985 Broadway STE J, Chula Vista, CA 91911
Hotwire Insurance
555 Broadway #2018, Chula Vista, CA 91910
Farmers Insurance: McClurg Insurance Agency
294 F St, Chula Vista, CA 91910
20/20 Insurance & Auto Registration Service
1043 Broadway #102, Chula Vista, CA 91911
Insurify Insights: How Chula Vista Drivers Measure Up
Chula Vista, CA
Suspended Licenses Rank
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Chula Vista drivers measure up to their fellow California motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
Accidents in Chula Vista
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Chula Vista drivers rank 174 in the number of car accidents per driver across all cities in California.
- Rank within state: #174
- Percent of drivers in Chula Vista with an accident: 9.46%
- Drivers in Chula Vista, CA with an accident in their driving history paid on average 14.36% more than drivers with a clean record
Speeding in Chula Vista
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Chula Vista drivers rank 163 in the number of speeding infractions per driver.
- Rank within state: #163
- Percent of drivers in Chula Vista with a speeding ticket: 5.9%
- Drivers in Chula Vista, CA with a speeding ticket in their driving history paid on average 7.18% more than drivers with a clean record
DUI/DWIs in Chula Vista
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Chula Vista drivers rank 156 in the number of DUI’s per driver across all cities in California.
- Rank within state: #156
- Percent of drivers in Chula Vista with a DUI: 1.86%
- Drivers in Chula Vista, CA with a DUI in their driving history paid on average -95.58% more than drivers with a clean record
Most Popular Vehicle in Chula Vista
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Chula Vista is the Honda Civic.
Rude Drivers in Chula Vista
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, Chula Vista drivers rank 66 in rude driving infractions.
- Rank within state: #66
- Percent of drivers in Chula Vista with a reckless driving violation: 2.02%
- Drivers in Chula Vista, CA with a reckless driving violation in their driving history paid on average 20.99% more than drivers with a clean record.
Safest Drivers in Chula Vista
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Chula Vista drivers rank 4 in clean driving records across all cities in California.
- Rank within state: #4
- Percent of drivers in Chula Vista with clean record: 84.1%
Failure to Yield the Right of Way in Chula Vista
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Chula Vista drivers rank 76 in failure to yield violations per driver across all cities in California.
- Rank within state: #76
- Percent of drivers in Chula Vista with a failure to yield violation: 0.08%
- Drivers in Chula Vista, CA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record
Reckless Drivers in Chula Vista
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, Chula Vista drivers rank 52 in the number of reckless driving offenses per driver.
- Rank within state: #52
- Percent of drivers in Chula Vista with a reckless driving offense: --%
Hybrid/Electric Vehicle Ownership in Chula Vista
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Chula Vista drivers rank 115 in hybrid and electric vehicle ownership across all cities in California.
- Rank within state: #115
- Percent of drivers in Chula Vista with a hybrid/electric vehicle: 2.28%
Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
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