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The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Chula Vista, CA to find you the cheapest quotes in the area.
Here are the cheapest carriers in Chula Vista for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Cheapest Companies | |
|---|---|
 State Farm | $63/mo |
 GEICO | $64/mo |
 Nationwide | $110/mo |
 Mercury | $112/mo |
California Cities | |
|---|---|
| Los Angeles | $149/mo |
| San Diego | $100/mo |
| San Jose | $100/mo |
| San Francisco | $132/mo |
| Chula Vista | $87/mo |
| California | $114/mo |
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California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.
California's minimum liability car insurance limits are as follows:
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Chula Vista drivers measure up to their fellow California motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Chula Vista drivers rank 174 in the number of car accidents per driver across all cities in California.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, Chula Vista drivers rank 163 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Chula Vista drivers rank 156 in the number of DUI’s per driver across all cities in California.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Chula Vista is the Honda Civic.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, Chula Vista drivers rank 66 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Chula Vista drivers rank 4 in clean driving records across all cities in California.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Chula Vista drivers rank 76 in failure to yield violations per driver across all cities in California.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, Chula Vista drivers rank 52 in the number of reckless driving offenses per driver.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Chula Vista drivers rank 115 in hybrid and electric vehicle ownership across all cities in California.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
