Car Insurance in San Jose, CA
Auto insurance costs vary from location to location and between insurance carriers. Insurify analyzed the latest data for San Jose insurance rates to find you the cheapest quotes in each of these metropolitan areas.
Cheapest Car Insurance in San Jose, CA
Here are the cheapest carriers in San Jose for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Companies | Quotes |
|---|---|
 State Farm |
$64 /mo |
 GEICO |
$71 /mo |
 Mercury |
$118 /mo |
 Nationwide |
$121 /mo |
 American Family |
$124 /mo |
Best Car Insurance in San Jose, CA
The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in San Jose.
| Companies |
Insurify Composite Score |
Quotes |
|---|---|---|
|
American Family |
91
|
$124 /mo |
|
GEICO |
88
|
$71 /mo |
|
Nationwide |
85
|
$121 /mo |
|
State Farm |
84
|
$64 /mo |
|
Mercury |
82
|
$118 /mo |
Average Quotes
| San Jose |
|---|
$100/mo |
| California Cities | |
|---|---|
| Los Angeles |
$149/mo |
| San Diego |
$100/mo |
| San Francisco |
$132/mo |
| Fresno |
$102/mo |
| California |
|---|
$117/mo |
San Jose, CA Driving Facts
California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.
California's minimum liability car insurance limits are as follows:
- $15,000 bodily injury liability per person
- $30,000 bodily injury liability per accident
- $5,000 property damage liability per accident
Insurify Rankings
Using a proprietary dataset of over 1.5 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
San Jose, CA
Suspended Licenses Rank
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