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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.
Situated in the heart of the Bay Area, San Jose’s proximity to other large cities in NorCal makes it the perfect middle point for many visitors and residents.
Car travel is the main mode of transportation for millions of drivers in Greater San Francisco. Finding the right car insurance policy for you and your lifestyle is a vital step towards safe driving in Southern California. Fifty-five miles Southeast of San Francisco, San Jose, California sits along the Silicon Valley hills. The main mode of transportation for over one million San Jose residents, car travel is a big part of life. Finding the right car insurance policy for you and your lifestyle is an important step towards safe driving in San Jose. Search and save on the best car insurance policies in San Jose today.
The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in San Jose, CA to find you the cheapest quotes in the area.
Here are the cheapest carriers in San Jose for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Cheapest Companies | Quotes |
|---|---|
 State Farm | $64/mo |
 GEICO | $71/mo |
 Mercury | $118/mo |
 Nationwide | $121/mo |
 American Family | $124/mo |
| Best Companies | Quotes | |
|---|---|---|
 Clearcover | $129/mo | |
Mercury | $195/mo | |
 Travelers | $154/mo | |
 21st Century | $170/mo | |
 National General | $203/mo |
California Cities | |
|---|---|
| Los Angeles | $149/mo |
| San Diego | $100/mo |
| San Francisco | $132/mo |
| Fresno | $102/mo |
| San Jose | $100/mo |
| California | $117/mo |
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California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.
California's minimum liability car insurance limits are as follows:
San Jose has two major DMV outposts throughout the city. Their operating hours are 9 AM to 5 PM with varying morning and weekend hours. A DMV is never too far out of the way no matter where you are in San Jose, thanks to its proximity to other large cities in the Bay Area. You may be able to skip your visit altogether and utilize their online portal to get the answers and services you need.
Due to its proximity to massive San Francisco, San Jose benefits from lots of public transportation options. The Valley Transoiration Autority (VTA) offers locals and visitors bus, train, and other commuter services in and around the city. Amtrak and Greyhound provide train and long haul bus services at stations in and near San Jose. Ridesharing services like Uber and Lyft, plus traditional taxis also operate across the city.
As NorCal drivers know too well, enough of their precious time is wasted sitting in traffic each year. There’s no need to waste more time finding the perfect auto insurance policy.
Use Insurify to find the best rates available by comparing dozens of insurance quotes in just a few seconds.
There are nearly millions of registered vehicles in Northern California. and with an estimated 15 percent of California vehicles driving uninsured, with driving comes huge risk. Don’t become just one more uninsured motorist—use Insurify to get the best coverage and rates for your car at a price that works for you.
Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
Here's how San Jose stacks up for the state of California:
