Car Insurance in San Francisco, CA

Auto insurance costs vary from location to location and between insurance carriers. Insurify analyzed the latest data for San Francisco insurance rates to find you the cheapest quotes in each of these metropolitan areas.

Cheapest Car Insurance in San Francisco, CA

Here are the cheapest carriers in San Francisco for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Companies Quotes
State Farm

State Farm

$76 /mo
GEICO

GEICO

$83 /mo
Nationwide

Nationwide

$152 /mo
American Family

American Family

$152 /mo
Mercury

Mercury

$198 /mo

Best Car Insurance in San Francisco, CA

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in San Francisco.

Companies Insurify
Composite Score
Quotes

American Family

91
$152 /mo

GEICO

88
$83 /mo

Nationwide

85
$152 /mo

State Farm

84
$76 /mo

Mercury

82
$198 /mo

Average Quotes

San Francisco

$132/mo

California Cities
Los Angeles
$149/mo
San Diego
$100/mo
San Jose
$100/mo
Fresno
$102/mo
California

$117/mo

San Francisco, CA Driving Facts

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

Insurify Rankings

Using a proprietary dataset of over 1.5 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

popular car
Honda Civic
Most Popular Car in
San Francisco, CA
suspended licenses
#140
Cities with Most
Suspended Licenses Rank