Cheapest Auto Insurance in Modesto, California (2023)

Modesto drivers can find the cheapest car insurance rates from Clearcover. The insurer’s liability rates start at just $66 per month.

Taylor Milam-Samuel
Taylor Milam-Samuel
  • 8+ years writing for major outlets, including MarketWatch and Business Insider

  • Master’s in Education

Taylor Mlam-Samuel is a personal finance writer and credentialed educator. When she’s not helping readers better save and spend money, she can be found teaching.

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Danny Smith
Edited byDanny Smith
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Danny SmithHome and Pet Insurance Editor
  • P&C license candidate in Massachusetts

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Updated November 7, 2023 at 11:00 AM PST

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Drivers in Modesto can expect to pay an average of $148 per month for full-coverage car insurance and $104 for liability-only coverage. The city’s rates are slightly higher than California’s average of $124 but lower than the national average of $154 per month.

A small city in California’s Central Valley, Modesto is a two-hour drive from the bustling Bay Area. With a population of about 218,000, it’s the 19th-largest city in California.[1] Modesto has one of the highest property crime rates in the state and one of the highest auto theft rates in the country, which may contribute to its relatively expensive car insurance rates for a rural city.[2]

California law requires all drivers to carry a minimum amount of auto insurance, so you’ll need to purchase coverage before getting behind the wheel. Premiums vary based on factors like your driving record, age, and location, so it’s crucial to compare car insurance quotes from multiple insurers before deciding on a policy.

Quick Facts
  • Clearcover, Mile Auto, and Sun Coast are the cheapest car insurance companies for Modesto residents.

  • California is an at-fault insurance state, so the driver at fault in an accident is responsible for injuries and damage that result.

  • Insurers in California can’t use your credit history when determining car insurance rates.

Best and cheapest car insurance companies in Modesto

The cheapest car insurance for one driver isn’t necessarily the cheapest for all drivers, since each insurer weighs driving factors differently. Quote comparison is essential to find an insurance company that suits your needs at an affordable price.

Modesto drivers can find the best car insurance rates from Clearcover, Infinity, and Mile Auto. Well-known insurers, like State Farm, AAA, and GEICO, also offer competitive rates, but their average costs are higher.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest for
Clearcover3.1$128$65Affordability
Infinity0.0$153$80High-risk drivers
Mile Auto3.4$119$65Pay-per-mile insurance
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, third-party ratings, and more, to calculate a final score for a company.

    Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.

Best insurer for affordability: Clearcover

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.1
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$66/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$130/mo

Clearcover is a tech-focused car insurance company that purports to offer the fastest claims in car insurance. Drivers can use Clearcover’s app to find coverage, file claims, and get in touch with customer service.

It has the most affordable rates in Modesto, so it may be a good option for drivers looking to save money. However, it may not be the most reliable option, as it only earned an IQ Score of 3.1 out of 5.

Pros
  • Fast claims process

  • Quick customer service

Cons
  • Not available in every state

  • Only offers car insurance

The pricing is good, but the renewal process is a nightmare; calling, chatting, and filling up forms for extended renewal is too much work. Just get Progressive.

BAYRON - July 23, 2023
Verified

I filed a claim with Clearcover last year, and they haven't paid it. Now my policy has gone up by $40 per month.

Catherine - January 14, 2023
Verified

Great service, low price, very helpful staff

Jack - September 12, 2022
Verified
Read our Clearcover review

Best insurer for high-risk drivers: Infinity

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
Not rated
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$81/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$155/mo

Infinity is a non-standard insurer, meaning the company caters to drivers with high-risk violations. It can be a great option if you’re struggling to find coverage after a DUI, speeding ticket, or at-fault accident.

Rates are competitive for drivers with a violation. But if you have a clean driving record, you can usually find better rates with another company. Coverage from Infinity is only available for California drivers, so if you move out of state, you’ll need to find a new insurer.

Pros
  • Competitive rates for high-risk drivers

  • AM Best financial strength rating of A- (Excellent)

Cons
  • Only available in California

  • Higher-than-average number of complaints

Great Service.

Blanca - August 18, 2023
Verified

Too expensive.

Isela - June 25, 2023
Verified

It's best 👌 Infinity Insurance.

Abdulkader - April 25, 2023
Verified
Read our Infinity review

Best insurer for pay-per-mile insurance: Mile Auto

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.4
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$66/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$121/mo

Mile Auto is a pay-per-mile car insurance company. How much you drive each month determines your rates — the more you drive, the more you pay, and vice versa. It can be a good option for Modesto drivers who drive infrequently or use public transportation.

Drivers submit odometer readings and allow the company limited access to location services, offering more privacy than other pay-per-mile insurers. Even though Mile Auto provides competitive rates, there might be cheaper options if you drive a lot since rates increase with each mile.

Pros
  • Straightforward pricing model

  • Lower rates for less driving

Cons
  • Not available in every state

  • Monthly odometer checks

Find Cheap Car Insurance in Modesto, California

Rates start at $66 for liability coverage

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How to get the cheapest car insurance in Modesto

Different factors, including age, location, and driving record, all affect how much you pay for car insurance. Even though you can’t change some of those factors, you can take steps to lower your insurance costs.

The following tips can help you find the cheapest car insurance in Modesto, CA:

  • Ask about discounts. Insurance companies usually offer a variety of discounts that can help you save money on an auto policy, such as good student and defensive driver discounts.

  • Bundle your home and auto insurance. Many insurers offer discounts for bundling your car insurance with homeowners, renters, or even life insurance.

  • Choose a higher deductible. A higher deductible means a lower premium. Just make sure you can afford to pay it out of pocket if you need to file a claim.

  • Keep a clean driving record. Drivers with clean records pay the cheapest rates. Try to drive responsibly and avoid traffic violations.

  • Shop around. Compare quotes from at least three auto insurance companies before buying a policy. Each insurer weighs factors differently — you may find cheaper rates for the same coverage from certain companies.

Cheapest liability-only car insurance in Modesto: Clearcover

California requires drivers to carry liability car insurance. If you cause an accident, the policy helps pay for vehicle repairs and medical expenses for the other driver and their passengers. But it doesn’t help cover the cost of your repairs.

The cheapest insurer for liability-only car insurance in Modesto is Clearcover, with an average cost of $66 per month. Here are the best insurance companies for liability-only coverage in Modesto.

The below rates are estimated rates current as of: Tuesday, November 7 at 11:00 AM PST
Insurance CompanyAverage Monthly Quote
Clearcover66
Mile Auto66
Sun Coast71
Infinity81
Mercury81
Anchor87
USAA90
Safeco102
National General112
Dairyland114
GEICO121
Allstate125
Farmers129
State Farm139
Travelers146
Bristol West147
21st Century160
Nationwide197
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Modesto: Mile Auto

Full-coverage car insurance includes liability coverage, along with collision and comprehensive insurance, which provide more thorough protection and cover your own vehicle. Insurance experts recommend full coverage for most drivers, but if you have an old car that isn’t worth much, you may not need it.

The cheapest insurer for full-coverage car insurance in Modesto is Mile Auto, with an average cost of $121 per month. Here’s a look at the cheapest full-coverage car insurance quotes in Modesto.

The below rates are estimated rates current as of: Tuesday, November 7 at 11:00 AM PST
Insurance CompanyAverage Monthly Quote
Mile Auto121
Clearcover130
Sun Coast144
Mercury146
Infinity155
Safeco171
Anchor176
USAA183
National General225
Travelers233
GEICO244
Allstate252
Dairyland260
Farmers260
State Farm281
Bristol West304
21st Century322
Nationwide396
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in California

California mandates liability insurance, which ensures drivers can cover the vehicle repair and medical costs associated with any accidents they cause. Drivers in the state must have bodily injury and property damage liability coverage.[3]

California’s current minimum coverage amounts are some of the lowest in the country but will increase in January 2025.[4]

CoverageMinimum Requirements
Bodily injury liability$15,000 per person / $30,000 per accident
Property damage liability$5,000 per accident

Here are some additional car insurance policies you should consider:

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    If your car sustains damages due to something other than a collision, comprehensive coverage helps pay for repairs. It covers damage from theft, vandalism, and natural disasters, for example.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    When you collide with another vehicle or object, such as a telephone pole or a tree, collision coverage helps pay for your vehicle repairs or replacement costs.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Personal injury protection (PIP) coverage

    If you have injuries due to an accident, a personal injury protection policy helps pay for the costs of your medical treatment.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    If another driver causes an accident and doesn’t have enough coverage, uninsured or underinsured motorist coverage helps pay for your vehicle repairs.[5]

How Much Car Insurance Do You Need? (2023)

How Much Car Insurance Do You Need? (2023)

California’s Low Cost Auto Insurance Program

Cheapest car insurance for drivers with an incident

Car insurance companies use driving record information to determine coverage costs. High-risk violations, like speeding tickets, driving under the influence (DUI) violations, and at-fault accidents, signify that drivers are more likely to file a claim, meaning it costs more for insurers to provide coverage.

Because of that, you can expect your car insurance rates to increase after an incident. But you can still find affordable rates if you take the time to compare companies. Here’s how much you can expect to pay for car insurance in Modesto with different violations on your driving record.

Shop for Car Insurance in Modesto, CA

Rates start at $89 for drivers with an incident

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Cheapest car insurance for drivers with a speeding ticket: Clearcover

Speeding tickets often cause your car insurance rates to increase, as speeding increases the likelihood of an accident — and a claim. Even though car insurance costs are higher after speeding, you can still find competitive rates.

The cheapest insurer for drivers with a speeding ticket in Modesto is Clearcover, with an average cost of $95 per month. Here are the cheapest insurers in Modesto for drivers with a speeding ticket.

The below rates are estimated rates current as of: Tuesday, November 7 at 11:00 AM PST
Insurance CompanyClean Driving RecordWith Speeding Ticket
Clearcover6195
Mile Auto6195
Sun Coast65102
Infinity75117
Mercury75117
Anchor80126
USAA83130
Safeco94147
National General103162
Dairyland105165
GEICO111175
Allstate115180
Farmers119186
State Farm128201
Travelers134211
Bristol West135212
21st Century147231
Nationwide181284
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: Clearcover

If you’re responsible for a car crash, it shows on your driving records as an at-fault accident. In California, it will stay on your motor vehicle record for three years. During that time, you can expect your car insurance rates to increase.

The cheapest insurer for drivers with an at-fault accident in Modesto is Clearcover, with an average cost of $91 per month. Here are the best car insurance companies if you have an at-fault accident on your driving record.

The below rates are estimated rates current as of: Tuesday, November 7 at 11:00 AM PST
Insurance CompanyClean Driving RecordWith Accident
Clearcover6191
Mile Auto6191
Sun Coast6598
Infinity75112
Mercury75112
Anchor80120
USAA83125
Safeco94141
National General103155
Dairyland105158
GEICO111167
Allstate115173
Farmers119179
State Farm128192
Travelers134202
Bristol West135203
21st Century147221
Nationwide181273
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: Clearcover

Driving under the influence is a high-risk violation that can cause your car insurance costs to increase dramatically. In California, convictions will stay on your driving record for 10 years. You may also lose your license, have to pay a fine, and could even spend up to six months in jail.[6] Your insurance company can also choose to cancel or not renew your policy.

It can be difficult to find affordable car insurance after a DUI. However, some insurers specialize in coverage for drivers with DUIs. You’ll need to research companies that offer coverage to drivers with DUIs and compare rates.

The cheapest insurer for drivers with a DUI in Modesto is Clearcover, with an average cost of $99 per month. The following insurers offer the best quotes for drivers with a DUI in Modesto.

The below rates are estimated rates current as of: Tuesday, November 7 at 11:00 AM PST
Insurance CompanyClean Driving RecordWith DUI
Clearcover6199
Mile Auto6199
Sun Coast65106
Infinity75121
Mercury75121
Anchor80130
USAA83134
Safeco94152
National General103167
Dairyland105170
GEICO111181
Allstate115187
Farmers119193
State Farm128207
Travelers134218
Bristol West135219
21st Century147239
Nationwide181294
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: Clearcover

Car insurance rates vary depending on a driver’s age. Drivers near retirement age pay some of the lowest rates for car insurance due to experience on the road and safe driving practices. It’s a great time to compare rates from multiple insurers and ensure you get the best deal since rates increase again around age 70.

The cheapest insurer for senior drivers in Modesto is Clearcover, with an average cost of $48 per month. Here are the best car insurance options for seniors in Modesto.

The below rates are estimated rates current as of: Tuesday, November 7 at 11:00 AM PST
Insurance CompanyLiability Only Full Coverage
Clearcover4895
Mile Auto4889
Sun Coast52106
Infinity59114
Mercury59107
Anchor64129
USAA66134
Safeco75125
National General82165
Dairyland84191
GEICO89179
Allstate92185
Farmers95191
State Farm102206
Travelers107171
Bristol West108223
21st Century117236
Nationwide145291
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: Clearcover

Teen drivers pay the highest rates for car insurance due to unsafe driving habits, like speeding and distracted driving. As a parent with a teenage driver, the expense of insurance can add up, but you can take steps to secure a lower rate.

Ask your insurer about multi-car and good student discounts, and keep your teenager on the family insurance plan for as long as possible. The most effective step you can take is to compare quotes from multiple insurers and ask questions before agreeing to a policy.

The cheapest insurer for teen drivers in Modesto is Clearcover, with an average cost of $111 per month. Here are the best car insurance quotes for teenage drivers in Modesto.

The below rates are estimated rates current as of: Tuesday, November 7 at 11:00 AM PST
Insurance CompanyLiability OnlyFull Coverage
Clearcover111219
Mile Auto111204
Sun Coast120243
Infinity136261
Mercury136246
Anchor147297
USAA152308
Safeco172288
National General189379
Dairyland192438
GEICO204411
Allstate211425
Farmers217438
State Farm234473
Travelers246393
Bristol West248512
21st Century270542
Nationwide332667
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Is car insurance more expensive in Modesto?

Your location has a major effect on your car insurance rates. Modesto drivers pay an average of $126 per month for car insurance, slightly less than the national average. It’s right in the middle of the pack when it comes to California cities, however.

More cities in California

Even though Modesto is near the Bay Area, it’s in the Central Valley, which is quieter and more rural. Drivers in larger Bay Area cities, like San Francisco and Oakland, pay more for car insurance, but drivers in Santa Maria and Chula Vista pay significantly less than Modesto drivers.

CityAverage Quote: Liability OnlyAverage Quote: Full Coverage
Anaheim$102$149
Berkeley$117$139
Chula Vista$72$136
Fresno$99$135
Los Angeles$124$207
Oakland$78$163
Sacramento$109$183
San Diego$87$133
San Francisco$92$168
Santa Maria$78$129
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Modesto car insurance FAQs

Finding the right car insurance can be challenging. Below, you’ll find answers to some of the most commonly asked questions about car insurance in Modesto.

  • How much is car insurance in Modesto?

    On average, car insurance in Modesto costs $148 per month for full coverage and $104 for liability-only insurance. Your unique premium will depend on factors like your location, driving record, age, and gender.

  • Who has the cheapest car insurance in Modesto?

    Clearcover offers the cheapest car insurance rates in Modesto, starting at $66 for liability-only coverage. Modesto drivers can also find cheap rates from Mile Auto and Sun Coast, which have liability rates as low as $66 and $71, respectively.

  • What are the best car insurance companies in Modesto?

    Many reliable insurers offer coverage in Modesto, but Clearcover, Infinity, and Mile Auto stand out as the best car insurance companies. Clearcover offers the cheapest rates, Infinity caters to high-risk drivers, and Mile Auto is the best option for infrequent drivers in Modesto, offering affordable pay-per-mile insurance.

  • How much is car insurance per month in California?

    Car insurance in California costs an average of $124 per month. Drivers can expect to pay $93 for liability coverage and $155 for full coverage.

  • What is the minimum car insurance in California?

    All California drivers must carry $15,000 per person and $30,000 per accident in bodily injury liability coverage, along with $5,000 per accident in property damage liability coverage.

  • Does credit score affect car insurance rates in California?

    No. California doesn’t permit insurers to consider your credit score when determining car insurance rates.[7]

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. United States Census Bureau. "Modesto city, California." Accessed September 21, 2023
  2. Neighborhood Scout. "Modesto, CA crime analytics." Accessed September 21, 2023
  3. State of California Department of Motor Vehicles. "Insurance Requirements." Accessed September 21, 2023
  4. Increase in Private Passenger Motor Vehicle Financial Responsibility Requirements. "California Department of Insurance." Accessed September 21, 2023
  5. Insurance Information Institute. "Auto insurance basics—understanding your coverage." Accessed September 21, 2023
  6. California Department of Motor Vehicles. "CALIFORNIA DRIVER’S HANDBOOK." Accessed September 21, 2023
  7. Experian. "Which States Restrict the Use of Credit Scores in Determining Insurance Rates?." Accessed September 21, 2023
Taylor Milam-Samuel
Taylor Milam-Samuel

Taylor Milam-Samuel is a writer and credentialed educator who is fascinated by how people earn, save, and spend their money. When she's not researching financial terms and conditions, she can be found in the classroom teaching.

Danny Smith
Edited byDanny SmithHome and Pet Insurance Editor
Photo of an Insurify author
Danny SmithHome and Pet Insurance Editor
  • P&C license candidate in Massachusetts

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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