Cheap Auto Insurance Quotes in San Bernardino, CA (2021)

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Car Insurance in San Bernardino, CA

The average cost of California car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in San Bernardino, CA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$79
$82
$117
$144
State FarmGEICOMercuryNationwide
Monthly $

Cheapest Car Insurance in San Bernardino, CA

Here are the cheapest carriers in San Bernardino for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$117
$149
$100
$100
$132
$106
CaliforniaLos AngelesSan DiegoSan JoseSan FranciscoSan Bernardino
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

San Bernardino, CA Driving Facts

california

Minimum Car Insurance Requirements in CA

California effected a number of new traffic laws for 2018, including legislation on DUI policies for rideshare service drivers, seat belts on public transport, and smoking or ingesting cannabis in moving vehicles. Most significantly, a change in the California Department of Motor Vehicle's road rehabilitation and maintenance program signals that registration or renewed registration of a motor vehicle will now come with a fee of $25 to $175.

California's minimum liability car insurance limits are as follows:

  • $15,000 bodily injury liability per person
  • $30,000 bodily injury liability per accident
  • $5,000 property damage liability per accident

Insurify Insights: How San Bernardino Drivers Measure Up

honda
Honda Civic
Most Popular Car in
San Bernardino, CA
suspended licenses
#72
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how San Bernardino drivers measure up to their fellow California motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents San Bernardino

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. San Bernardino drivers rank 192 in the number of car accidents per driver across all cities in California.

  • Rank within state: #192
  • Percent of drivers in San Bernardino with an accident: 8.69%
  • Drivers in San Bernardino, CA with an accident in their driving history paid on average 24.87% more than drivers with a clean record

Speeding San Bernardino

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in California, San Bernardino drivers rank 109 in the number of speeding infractions per driver.

  • Rank within state: #109
  • Percent of drivers in San Bernardino with a speeding ticket: 7.15%
  • Drivers in San Bernardino, CA with a speeding ticket in their driving history paid on average 20.3% more than drivers with a clean record

DUI/DWIs San Bernardino

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. San Bernardino drivers rank 81 in the number of DUI’s per driver across all cities in California.

  • Rank within state: #81
  • Percent of drivers in San Bernardino with a DUI: 2.7%
  • Drivers in San Bernardino, CA with a DUI in their driving history paid on average 13.71% more than drivers with a clean record

Most Popular Vehicle San Bernardino

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in San Bernardino is the Honda Civic.

Rude San Bernardino

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in California, San Bernardino drivers rank 80 in rude driving infractions.

  • Rank within state: #80
  • Percent of drivers in San Bernardino with a reckless driving violation: 1.61%
  • Drivers in San Bernardino, CA with a reckless driving violation in their driving history paid on average 23.35% more than drivers with a clean record.

Safest Drivers San Bernardino

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; San Bernardino drivers rank 13 in clean driving records across all cities in California.

  • Rank within state: #13
  • Percent of drivers in San Bernardino with clean record: 82.68%

Failure to Yield the Right of Way San Bernardino

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. San Bernardino drivers rank 28 in failure to yield violations per driver across all cities in California.

  • Rank within state: #28
  • Percent of drivers in San Bernardino with a failure to yield violation: 0.32%
  • Drivers in San Bernardino, CA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers San Bernardino

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in California, San Bernardino drivers rank 78 in the number of reckless driving offenses per driver.

  • Rank within state: #78
  • Percent of drivers in San Bernardino with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership San Bernardino

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. San Bernardino drivers rank 205 in hybrid and electric vehicle ownership across all cities in California.

  • Rank within state: #205
  • Percent of drivers in San Bernardino with a hybrid/electric vehicle: 0.84%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.