Travelers vs. other insurance providers
The car insurance market is highly saturated, which means you have several options available to you. Here are some competitors of Travelers worth looking into.
Travelers vs. Allstate
Allstate is one of the largest car insurance companies by market share and offers policies nationwide. Travelers and Allstate offer many of the same coverage options, except Allstate offers insurance for trips to Mexico and classic cars. However, Allstate doesn’t advertise premium coverage options like new car replacement, which Travelers does. But many of the advertised discounts are the same between the two companies.
Allstate is slightly more expensive: It has an average monthly rate of $212 for full-coverage insurance and $146 for liability-only insurance, compared to Travelers’ $172 for full coverage and $131 for liability only.
Travelers vs. Farmers
Farmers also offers car insurance coverage to drivers nationwide and wrote more than $25 million in direct premiums in 2021. Farmers offers many add-on options that Travelers doesn’t, such as spare parts coverage, full windshield and glass coverage, and original equipment manufacturer (OEM) coverage. If you want to fully customize your policy with plenty of options, then Farmers is worth it.
But the extra options come with a higher price tag. Farmers’ average full-coverage insurance costs $317 a month, and its liability-only insurance costs an average of $218 a month. Both of these averages are higher than Travelers’ full-coverage average monthly rate of $172 and liability-only average of $131 a month.
Travelers vs. State Farm
State Farm is another nationwide insurer with a long history of selling car insurance policies. However, its options for additional coverage are lacking compared to Travelers. State Farm offers standard car insurance coverage and very few riders. But State Farm offers interesting ways for drivers to save through its Steer Clear and Drive Safe & Save programs.
State Farm and Travelers have similar average costs for car insurance. State Farm’s full-coverage insurance is an average of $175 a month, compared to Travelers’ $172. And while Travelers’ liability-only coverage is an average of $131, State Farm’s is $125.
Travelers car insurance pros and cons
Mobile app has high average reviews in the Apple App Store
Advertises 12 potential discounts for drivers
Offers robust auto insurance options for customizing coverage
Filing an auto insurance claim with Travelers
You can file an auto insurance claim with Travelers online or via phone by calling 1 (800) 252-4633.
Plan to have the following information ready when you file a claim with Travelers:
The date, location, and any photos of damage or injuries that occurred
Your and any other parties’ contact information and policy numbers
The type of insurance claim you’re filing
A description of what happened
Learn More: Why Do Car Insurance Companies Deny Claims?
Other Travelers insurance products
Travelers sells various insurance products besides car insurance, which can make it easy to have all your insurance policies in one place. Alongside car insurance, it offers the following policy types:
Boat and yacht
Wedding and event